BayFirst Financial (BAFN) EBITDA Margin (2020 - 2026)
BayFirst Financial (BAFN) reported EBITDA Margin of 3.47% for Q1 2026, down 4322.0% year-over-year from 0.08% in Q1 2025, and down 94.49% on a QoQ basis from 63.05% in Q4 2025.
BayFirst Financial (BAFN) has 7 years of EBITDA Margin data on file, last reported at 3.47% in Q1 2026.
- Quarterly EBITDA Margin fell 4322.0% year-over-year to 3.47% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.58% (down 6177.0% YoY) and the FY2025 annual result came in at 14.3%, down 4841.0% from the prior year.
- EBITDA Margin retreated to 3.47% in Q1 2026 per BAFN's latest filing, from 63.05% in the prior quarter.
- Across five years, EBITDA Margin topped out at 73.34% in Q4 2024 and bottomed at 151.67% in Q3 2025.
- The 5-year median for EBITDA Margin is 45.44% (2023), against an average of 30.65%.
- The widest annual swing landed in 2023, when EBITDA Margin jumped 3495 bps; it then plunged 21395 bps in 2025.
- Tracing BAFN's EBITDA Margin over 5 years: stood at 39.65% in 2022, then jumped by 32 bps to 52.37% in 2023, then soared by 40 bps to 73.34% in 2024, then dropped by 14 bps to 63.05% in 2025, then tumbled by 94 bps to 3.47% in 2026.
- Per Business Quant, the three latest BAFN EBITDA Margin figures stand at 3.47% (Q1 2026), 63.05% (Q4 2025), and 151.67% (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | - |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 515.04% |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 61.45% |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | 115.04% |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | - |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 82.48% |
| 10 | BayFirst Financial | 25.63 Mn | -108.83 Mn | - | 3.47% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 3.47% |
| Dec 31, 2025 | 63.05% |
| Sep 30, 2025 | -151.67% |
| Jun 30, 2025 | 36.76% |
| Mar 31, 2025 | 46.70% |
| Dec 31, 2024 | 73.34% |
| Sep 30, 2024 | 62.28% |
| Jun 30, 2024 | 59.85% |
| Mar 31, 2024 | 50.52% |
| Dec 31, 2023 | 52.37% |
| Sep 30, 2023 | 51.45% |
| Jun 30, 2023 | 45.44% |
| Mar 31, 2023 | 34.30% |
| Dec 31, 2022 | 39.65% |
| Sep 30, 2022 | 32.57% |
| Jun 30, 2022 | 10.49% |
| Mar 31, 2022 | 10.56% |
| Dec 31, 2021 | 17.59% |
| Sep 30, 2021 | -1.91% |
| Jun 30, 2021 | 38.23% |
| Mar 31, 2021 | 26.93% |
| Dec 31, 2020 | 22.85% |
| Sep 30, 2020 | 22.72% |