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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioInterest Coverage RatioInvested CapitalNet MarginReturn on Invested CapitalTimes Interest Earned

BayFirst Financial (BAFN) EBITDA Margin (2021 - 2025)

BayFirst Financial (BAFN) has disclosed EBITDA Margin for 5 consecutive years, with 63.05% as the latest value for Q4 2025.

  • Quarterly EBITDA Margin fell 1028.0% to 63.05% in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 14.3% through Dec 2025, down 4841.0% year-over-year, with the annual reading at 14.3% for FY2025, 4841.0% down from the prior year.
  • EBITDA Margin for Q4 2025 was 63.05% at BayFirst Financial, up from 151.67% in the prior quarter.
  • The five-year high for EBITDA Margin was 73.34% in Q4 2024, with the low at 151.67% in Q3 2025.
  • Average EBITDA Margin over 5 years is 29.92%, with a median of 38.94% recorded in 2022.
  • The sharpest move saw EBITDA Margin skyrocketed 3495bps in 2023, then plummeted -21395bps in 2025.
  • Over 5 years, EBITDA Margin stood at 17.59% in 2021, then surged by 125bps to 39.65% in 2022, then surged by 32bps to 52.37% in 2023, then skyrocketed by 40bps to 73.34% in 2024, then decreased by -14bps to 63.05% in 2025.
  • According to Business Quant data, EBITDA Margin over the past three periods came in at 63.05%, 151.67%, and 36.76% for Q4 2025, Q3 2025, and Q2 2025 respectively.