BayFirst Financial (BAFN) EBITDA Margin (2020 - 2026)
BayFirst Financial (BAFN) posted quarterly EBITDA Margin of 5.26% for Q1 2026, down 7255.0% year-over-year from 0.07% in Q1 2025, and up 110.8% quarter-over-quarter from 48.67% in Q4 2025.
BayFirst Financial (BAFN) EBITDA Margin (2020 - 2026) Analysis & Trends
BayFirst Financial (BAFN) has reported EBITDA Margin for 7 consecutive years, with 5.26% the latest figure, recorded in Q1 2026.
- In Q1 2026, EBITDA Margin fell 7255.0% year-over-year to 5.26%; the TTM figure through Mar 2026 stood at 30.08% (down 4572.0% YoY), while the FY2025 annual figure was 14.3%, down 13295.0% from the prior year.
- EBITDA Margin advanced to 5.26% in Q1 2026 per BAFN's latest filing, from 48.67% in the prior quarter.
- Across five years, EBITDA Margin topped out at 2028.42% in Q2 2025 and bottomed at 151.67% in Q3 2025.
- Historically, EBITDA Margin has averaged 131.1% across 5 years, with a median of 32.57% in 2022.
- Annual changes were most pronounced in 2022 — EBITDA Margin slumped 28157 bps — and 2025, when it jumped 190593 bps.
- BayFirst Financial's EBITDA Margin stood at 59.03% in 2022, then surged by 64 bps to 21.27% in 2023, then plunged by 66 bps to 35.36% in 2024, then slumped by 38 bps to 48.67% in 2025, then jumped by 111 bps to 5.26% in 2026.
- Business Quant data shows BAFN's EBITDA Margin at 5.26% in Q1 2026, 48.67% in Q4 2025, and 151.67% in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.76 Bn | 84.56 Bn | - | - |
| 2 | Pnc Financial Services | 97.67 Bn | 97.67 Bn | - | 75.24% |
| 3 | Us Bancorp | 96.04 Bn | 96.04 Bn | - | 77.50% |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.86 Bn | -144.23 Bn | - | -20.34% |
| 6 | Deutsche Bank Aktiengesellschaft | 72.07 Bn | -81.25 Bn | - | 111.11% |
| 7 | Nu Holdings | 70.84 Bn | 57.15 Bn | 2.35 Bn | 53.44% |
| 8 | Truist Financial | 61.64 Bn | 61.64 Bn | - | 79.03% |
| 9 | Fifth Third Bancorp | 49.75 Bn | 26.03 Bn | - | 66.98% |
| 10 | BayFirst Financial | 29.82 Mn | -109.34 Mn | - | -1,419.71% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 5.26% |
| Dec 31, 2025 | -48.67% |
| Sep 30, 2025 | -151.67% |
| Jun 30, 2025 | 2,028.42% |
| Mar 31, 2025 | 77.80% |
| Dec 31, 2024 | -35.36% |
| Sep 30, 2024 | 62.28% |
| Jun 30, 2024 | 122.48% |
| Mar 31, 2024 | 50.52% |
| Dec 31, 2023 | -21.27% |
| Sep 30, 2023 | 51.45% |
| Jun 30, 2023 | 45.44% |
| Mar 31, 2023 | 34.30% |
| Dec 31, 2022 | -59.03% |
| Sep 30, 2022 | 32.57% |
| Jun 30, 2022 | 10.49% |
| Mar 31, 2022 | 23.69% |
| Dec 31, 2021 | 222.54% |
| Sep 30, 2021 | -1.91% |
| Jun 30, 2021 | 139.48% |