BayFirst Financial (BAFN) EBITDA Margin (2020 - 2026)
BayFirst Financial's EBITDA Margin came in at -1346.88% for Q2 2026, down 1391.83 percentage points from 44.95% a year earlier and down 1364.20 percentage points from the prior quarter.
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Analysis
BayFirst Financial (BAFN) EBITDA Margin (2020 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, BayFirst Financial reported EBITDA Margin of -120.96%, down 184.88 percentage points year-over-year; for FY2025, it was 25.54%, down 44.57 percentage points from FY2024.
- EBITDA Margin carries a five-year change of +1.82 percentage points (FY2020 to FY2025).
- Going back by year, EBITDA Margin was 70.12% in FY2024 (+15.73 pp), 54.38% in FY2023 (+20.95 pp), 33.43% in FY2022 (-6.48 pp) and 39.91% in FY2021 (+16.18 pp).
- The Q2 2026 figure represents the lowest quarterly EBITDA Margin in data going back to Q4 2020.
- Year-over-year, EBITDA Margin has declined for six consecutive quarters, with an average year-over-year change of -205.10 percentage points over the last eight quarters.
- The fastest year-over-year change in EBITDA Margin over five years came in Q2 2023 (a gain of 34.47 percentage points), and the weakest in Q2 2026 (a drop of 1391.83 percentage points).
- Business Quant data shows BAFN's EBITDA Margin at 17.32% (Q1 2026), 69.32% (Q4 2025) and -131.97% (Q3 2025) in the three quarters before Q2 2026.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 890.60 Bn | 920.07 Bn | - | 95.81% |
| 2 | Banco Santander Chile | 421.74 Bn | 541.68 Bn | - | - |
| 3 | Bank Of America | 385.85 Bn | -1,990.22 Bn | - | 95.10% |
| 4 | Hsbc Holdings | 345.94 Bn | 345.99 Bn | - | - |
| 5 | Morgan Stanley | 303.15 Bn | -205.95 Bn | - | 101.52% |
| 6 | Royal Bank Of Canada | 279.82 Bn | 130.57 Bn | - | 142.03% |
| 7 | Mitsubishi Ufj Financial | 274.62 Bn | -1,313.87 Bn | 10.89 Bn | - |
| 8 | Goldman Sachs | 267.07 Bn | -3,290.04 Bn | - | 133.57% |
| 9 | Wells Fargo & Company | 243.79 Bn | 245.93 Bn | - | 92.35% |
| 10 | BayFirst Financial | 29.61 Mn | -569.55 Mn | - | -1,346.88% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | -1,346.88% |
| Mar 31, 2026 | 17.32% |
| Dec 31, 2025 | 69.32% |
| Sep 30, 2025 | -131.97% |
| Jun 30, 2025 | 44.95% |
| Mar 31, 2025 | 55.97% |
| Dec 31, 2024 | 77.08% |
| Sep 30, 2024 | 72.29% |
| Jun 30, 2024 | 70.00% |
| Mar 31, 2024 | 58.97% |
| Dec 31, 2023 | 60.55% |
| Sep 30, 2023 | 59.10% |
| Jun 30, 2023 | 53.27% |
| Mar 31, 2023 | 41.92% |
| Dec 31, 2022 | 48.54% |
| Sep 30, 2022 | 38.81% |
| Jun 30, 2022 | 18.80% |
| Mar 31, 2022 | 20.20% |
| Dec 31, 2021 | 23.87% |
| Sep 30, 2021 | 13.48% |
API Access
BayFirst Financial EBITDA Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebitda-margin&ticker=BAFN&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebitda-margin", "ticker": "BAFN", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebitda-margin&ticker=BAFN&period=max&api_key=YOUR_API_KEY");
const data = await res.json();