BayFirst Financial (BAFN) Times Interest Earned (2020 - 2026)
BayFirst Financial's Times Interest Earned was -5.34 in Q2 2026, compared with 0.76 a year earlier.
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Analysis
BayFirst Financial (BAFN) Times Interest Earned (2020 - 2026) Analysis & Trends
On a trailing twelve-month basis, BayFirst Financial's Times Interest Earned was -1.37 through Jun 30, 2026; for FY2025, it was 0.17, down 86.6% from FY2024.
- In earlier years, Times Interest Earned was 1.31 in FY2024 (+4.6%), 1.25 in FY2023 (-31.4%), 1.82 in FY2022 (-30.1%) and 2.61 in FY2021 (+2.8%).
- The Q2 2026 figure marks the lowest quarterly Times Interest Earned in data going back to Q3 2020.
- Compared with a year earlier, Times Interest Earned was higher in 1 of the last six quarters, with an average decline of 31.2%.
- The best year-over-year quarter for Times Interest Earned over five years was Q4 2024 (growth of 52.5%); the worst was Q1 2026 (a decline of 99.7%).
- Per Business Quant data, BAFN's Times Interest Earned in the three quarters before Q2 2026 was 0.00 (Q1 2026), 0.49 (Q4 2025) and -1.52 (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 909.02 Bn | 886.77 Bn | - | 1.77 |
| 2 | Banco Santander Chile | 406.67 Bn | -7,110.43 Bn | - | - |
| 3 | Bank Of America | 350.91 Bn | -2,025.20 Bn | - | 1.50 |
| 4 | Hsbc Holdings | 308.71 Bn | -2,966.46 Bn | - | - |
| 5 | Morgan Stanley | 293.66 Bn | -249.15 Bn | - | 1.50 |
| 6 | Royal Bank Of Canada | 283.56 Bn | -546.44 Bn | - | 1.43 |
| 7 | Goldman Sachs | 262.71 Bn | -3,480.74 Bn | - | 1.37 |
| 8 | Wells Fargo & Company | 257.44 Bn | 92.87 Bn | - | 1.62 |
| 9 | Mitsubishi Ufj Financial | 256.82 Bn | -75.42 Bn | 10.89 Bn | 0.56 |
| 10 | BayFirst Financial | 164.20 Mn | -444.74 Mn | - | 0.85 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 0.85 |
| Jun 30, 2026 | -5.34 |
| Mar 31, 2026 | 0.00 |
| Dec 31, 2025 | 0.68 |
| Sep 30, 2025 | -1.52 |
| Jun 30, 2025 | 0.76 |
| Mar 31, 2025 | 0.87 |
| Dec 31, 2024 | 1.89 |
| Sep 30, 2024 | 1.13 |
| Jun 30, 2024 | 1.11 |
| Mar 31, 2024 | 1.11 |
| Dec 31, 2023 | 1.24 |
| Sep 30, 2023 | 1.29 |
| Jun 30, 2023 | 1.24 |
| Mar 31, 2023 | 1.22 |
| Dec 31, 2022 | 1.71 |
| Sep 30, 2022 | 2.92 |
| Jun 30, 2022 | 1.28 |
| Mar 31, 2022 | 0.90 |
| Dec 31, 2021 | 1.41 |
API Access
BayFirst Financial Times Interest Earned API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=times-interest-earned&ticker=BAFN&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "times-interest-earned", "ticker": "BAFN", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=times-interest-earned&ticker=BAFN&period=max&api_key=YOUR_API_KEY");
const data = await res.json();