BayFirst Financial (BAFN) Times Interest Earned (2020 - 2026)
BayFirst Financial (BAFN) reported Times Interest Earned of $0.04 for Q1 2026, down 95.28% year-over-year from $0.95 in Q1 2025, and down 93.69% quarter-over-quarter from $0.71 in Q4 2025.
BayFirst Financial (BAFN) Times Interest Earned (2020 - 2026) Analysis & Trends
BayFirst Financial (BAFN) has 7 years of Times Interest Earned data on file, last reported at $0.04 in Q1 2026.
- Times Interest Earned for Q1 2026 came in at $0.04, down 95.28% year-over-year; the trailing twelve-month figure through Mar 2026 was $0.01 (down 99.39% YoY), and the FY2025 annual result was $0.23, down 83.37% from the prior year.
- Times Interest Earned slipped to $0.04 in Q1 2026 per BAFN's latest filing, from $0.71 in the prior quarter.
- Over five years, Times Interest Earned peaked at $2.92 in Q3 2022 and troughed at -$1.5 in Q3 2025.
- A 5-year average of $1.08 and a median of $1.13 in 2024 frame the typical range for Times Interest Earned.
- The sharpest annual moves came in 2022 and 2025: Times Interest Earned soared 3060.15% in 2022, then sank 232.65% in 2025.
- A 5-year view of Times Interest Earned shows it stood at $1.71 in 2022, then decreased by 27.48% to $1.24 in 2023, then surged by 75.85% to $2.18 in 2024, then slumped by 67.28% to $0.71 in 2025, then sank by 93.69% to $0.04 in 2026.
- Business Quant data shows BAFN's Times Interest Earned at $0.04 in Q1 2026, $0.71 in Q4 2025, and -$1.5 in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | -1.52 |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 2.53 |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 2.21 |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | 0.04 |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | - |
| 10 | BayFirst Financial | 20.95 Mn | -113.51 Mn | - | 0.04 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.04 |
| Dec 31, 2025 | 0.71 |
| Sep 30, 2025 | -1.50 |
| Jun 30, 2025 | 0.84 |
| Mar 31, 2025 | 0.95 |
| Dec 31, 2024 | 2.18 |
| Sep 30, 2024 | 1.13 |
| Jun 30, 2024 | 1.11 |
| Mar 31, 2024 | 1.11 |
| Dec 31, 2023 | 1.24 |
| Sep 30, 2023 | 1.29 |
| Jun 30, 2023 | 1.24 |
| Mar 31, 2023 | 1.22 |
| Dec 31, 2022 | 1.71 |
| Sep 30, 2022 | 2.92 |
| Jun 30, 2022 | 1.28 |
| Mar 31, 2022 | 0.90 |
| Dec 31, 2021 | 1.41 |
| Sep 30, 2021 | -0.10 |
| Jun 30, 2021 | 9.34 |