BayFirst Financial (BAFN) Times Interest Earned (2020 - 2026)
BayFirst Financial (BAFN) reported Times Interest Earned of $0.04 for Q1 2026, down 95.28% year-over-year from $0.95 in Q1 2025, and down 93.69% on a QoQ basis from $0.71 in Q4 2025.
BayFirst Financial (BAFN) has 7 years of Times Interest Earned data on file, last reported at $0.04 in Q1 2026.
- Quarterly Times Interest Earned fell 95.28% year-over-year to $0.04 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $0.01 (down 99.39% YoY) and the FY2025 annual result came in at $0.23, down 83.37% from the prior year.
- Times Interest Earned eased to $0.04 in Q1 2026 per BAFN's latest filing, from $0.71 in the prior quarter.
- Across five years, Times Interest Earned topped out at $2.92 in Q3 2022 and bottomed at -$1.5 in Q3 2025.
- The 5-year median for Times Interest Earned is $1.13 (2024), against an average of $1.08.
- The widest annual swing landed in 2022, when Times Interest Earned jumped 3060.15%; it then tumbled 232.65% in 2025.
- Tracing BAFN's Times Interest Earned over 5 years: stood at $1.71 in 2022, then fell by 27.48% to $1.24 in 2023, then soared by 75.85% to $2.18 in 2024, then plunged by 67.28% to $0.71 in 2025, then tumbled by 93.69% to $0.04 in 2026.
- Per Business Quant, the three latest BAFN Times Interest Earned figures stand at $0.04 (Q1 2026), $0.71 (Q4 2025), and -$1.5 (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | -3.29 |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 2.53 |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 2.21 |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | 1.32 |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | -36.40 |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 1.88 |
| 10 | BayFirst Financial | 25.63 Mn | -108.83 Mn | - | 0.04 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.04 |
| Dec 31, 2025 | 0.71 |
| Sep 30, 2025 | -1.50 |
| Jun 30, 2025 | 0.84 |
| Mar 31, 2025 | 0.95 |
| Dec 31, 2024 | 2.18 |
| Sep 30, 2024 | 1.13 |
| Jun 30, 2024 | 1.11 |
| Mar 31, 2024 | 1.11 |
| Dec 31, 2023 | 1.24 |
| Sep 30, 2023 | 1.29 |
| Jun 30, 2023 | 1.24 |
| Mar 31, 2023 | 1.22 |
| Dec 31, 2022 | 1.71 |
| Sep 30, 2022 | 2.92 |
| Jun 30, 2022 | 1.28 |
| Mar 31, 2022 | 0.90 |
| Dec 31, 2021 | 1.41 |
| Sep 30, 2021 | -0.10 |
| Jun 30, 2021 | 9.34 |
| Mar 31, 2021 | 5.45 |
| Dec 31, 2020 | 4.19 |
| Sep 30, 2020 | 3.78 |