BayFirst Financial (BAFN) Times Interest Earned (2020 - 2026)

BayFirst Financial (BAFN) reported Times Interest Earned of $0.04 for Q1 2026, down 95.28% year-over-year from $0.95 in Q1 2025, and down 93.69% quarter-over-quarter from $0.71 in Q4 2025.

BayFirst Financial (BAFN) Times Interest Earned (2020 - 2026) Analysis & Trends

BayFirst Financial (BAFN) has 7 years of Times Interest Earned data on file, last reported at $0.04 in Q1 2026.

  • Times Interest Earned for Q1 2026 came in at $0.04, down 95.28% year-over-year; the trailing twelve-month figure through Mar 2026 was $0.01 (down 99.39% YoY), and the FY2025 annual result was $0.23, down 83.37% from the prior year.
  • Times Interest Earned slipped to $0.04 in Q1 2026 per BAFN's latest filing, from $0.71 in the prior quarter.
  • Over five years, Times Interest Earned peaked at $2.92 in Q3 2022 and troughed at -$1.5 in Q3 2025.
  • A 5-year average of $1.08 and a median of $1.13 in 2024 frame the typical range for Times Interest Earned.
  • The sharpest annual moves came in 2022 and 2025: Times Interest Earned soared 3060.15% in 2022, then sank 232.65% in 2025.
  • A 5-year view of Times Interest Earned shows it stood at $1.71 in 2022, then decreased by 27.48% to $1.24 in 2023, then surged by 75.85% to $2.18 in 2024, then slumped by 67.28% to $0.71 in 2025, then sank by 93.69% to $0.04 in 2026.
  • Business Quant data shows BAFN's Times Interest Earned at $0.04 in Q1 2026, $0.71 in Q4 2025, and -$1.5 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Times Interest Earned (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - -1.52
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - -
4 First Capital 215.78 Bn 215.63 Bn - 2.53
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 2.21
7 NatWest 168.65 Bn -51.67 Bn - -
8 Shinhan Financial 136.54 Bn 104.11 Bn - 0.04
9 Mizuho Financial 112.02 Bn 112.56 Bn - -
10 BayFirst Financial 20.95 Mn -113.51 Mn - 0.04

Historic Data

Download Data
DateValue
Mar 31, 2026 0.04
Dec 31, 2025 0.71
Sep 30, 2025 -1.50
Jun 30, 2025 0.84
Mar 31, 2025 0.95
Dec 31, 2024 2.18
Sep 30, 2024 1.13
Jun 30, 2024 1.11
Mar 31, 2024 1.11
Dec 31, 2023 1.24
Sep 30, 2023 1.29
Jun 30, 2023 1.24
Mar 31, 2023 1.22
Dec 31, 2022 1.71
Sep 30, 2022 2.92
Jun 30, 2022 1.28
Mar 31, 2022 0.90
Dec 31, 2021 1.41
Sep 30, 2021 -0.10
Jun 30, 2021 9.34