Balance Sheet
Cash Flow Statement
Daily Values
Growth Metrics
Income Statement
Others
Ratios
Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioInterest Coverage RatioInvested CapitalMarket CapitalizationNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

BayFirst Financial (BAFN) Times Interest Earned: 2021-2025

Historic Times Interest Earned for BayFirst Financial (BAFN) over the last 5 years, with Sep 2025 value amounting to -$1.50.

  • BayFirst Financial's Times Interest Earned fell 232.65% to -$1.50 in Q3 2025 from the same period last year, while for Sep 2025 it was $0.64, marking a year-over-year decrease of 44.26%. This contributed to the annual value of $1.38 for FY2024, which is 10.31% up from last year.
  • BayFirst Financial's Times Interest Earned amounted to -$1.50 in Q3 2025, which was down 278.62% from $0.84 recorded in Q2 2025.
  • In the past 5 years, BayFirst Financial's Times Interest Earned ranged from a high of $9.34 in Q2 2021 and a low of -$1.50 during Q3 2025.
  • In the last 3 years, BayFirst Financial's Times Interest Earned had a median value of $1.13 in 2024 and averaged $0.98.
  • Its Times Interest Earned has fluctuated over the past 5 years, first spiked by 3,060.15% in 2022, then slumped by 232.65% in 2025.
  • Over the past 5 years, BayFirst Financial's Times Interest Earned (Quarterly) stood at $1.41 in 2021, then rose by 21.07% to $1.71 in 2022, then fell by 27.48% to $1.24 in 2023, then soared by 75.85% to $2.18 in 2024, then crashed by 232.65% to -$1.50 in 2025.
  • Its Times Interest Earned was -$1.50 in Q3 2025, compared to $0.84 in Q2 2025 and $0.95 in Q1 2025.