Qfin Holdings (QFIN) Interest Coverage Ratio (2019 - 2025)

Qfin Holdings' Interest Coverage Ratio history runs 7 years deep, the most recent figure standing at 6.14 for Q4 2025.

• In Q4 2025, Interest Coverage Ratio fell 58.83% year-over-year to 6.14; the TTM figure through Dec 2025 stood at 12.06 (down 5.03% YoY), while the FY2025 annual figure was 12.0, down 5.84% from the prior year.
• Interest Coverage Ratio came in at 6.14 for Q4 2025 at Qfin Holdings, down from 11.84 in the prior quarter.
• In the past five years, Interest Coverage Ratio ranged from a high of 22.61 in Q3 2021 to a low of 6.14 in Q4 2025.
• A 5-year average of 12.41 and a median of 12.07 in 2024 frame the typical range for Interest Coverage Ratio.
• Across the five-year window, Interest Coverage Ratio jumped 1614.8% in 2021 and plunged 63.01% in 2022, its largest moves.
• Qfin Holdings' Interest Coverage Ratio stood at 16.2 in 2021, then plunged by 57.89% to 6.82 in 2022, then climbed by 16.47% to 7.95 in 2023, then soared by 87.54% to 14.9 in 2024, then plunged by 58.83% to 6.14 in 2025.
• According to Business Quant data, Interest Coverage Ratio over the past three periods registered 6.14, 11.84, and 14.89 for Q4 2025, Q3 2025, and Q2 2025 respectively.

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