Qfin Holdings (QFIN) EBT Margin (2017 - 2026)
Qfin Holdings (QFIN) posted EBT Margin of 29.17% for Q1 2026, up 3.59% sequentially from 28.16% in Q4 2025, and down 1816.0% YoY from 1.7% in Q1 2025.
Qfin Holdings (QFIN) EBT Margin (2017 - 2026) Analysis & Trends
Qfin Holdings (QFIN) has 10 years of EBT Margin data on file, last reported at 29.17% in Q1 2026.
- Quarterly EBT Margin fell 1816.0% year-over-year to 29.17% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 34.11% (down 1445.0% YoY) and the FY2025 annual result came in at 38.41%, down 757.0% from the prior year.
- EBT Margin climbed to 29.17% in Q1 2026 per QFIN's latest filing, from 28.16% in the prior quarter.
- The five-year high for EBT Margin was 53.93% in Q3 2024, with the low at 26.23% in Q4 2022.
- Average EBT Margin over 5 years is 35.83%, with a median of 34.53% recorded in 2023.
- Year-over-year, EBT Margin plunged 2119 bps in 2022 and jumped 1941 bps in 2024.
- Qfin Holdings' EBT Margin stood at 26.23% in 2022, then gained by 13 bps to 29.61% in 2023, then jumped by 46 bps to 43.12% in 2024, then tumbled by 35 bps to 28.16% in 2025, then grew by 4 bps to 29.17% in 2026.
- Business Quant data shows QFIN's EBT Margin at 29.17% in Q1 2026, 28.16% in Q4 2025, and 35.18% in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 63.88% |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 57.30% |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 19.98% |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 16.68% |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 32.10% |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 18.14% |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 19.03% |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 27.07% |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 16.65% |
| 10 | Qfin Holdings | 3.99 Bn | -935.70 Bn | 498.57 Mn | 29.17% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 29.17% |
| Dec 31, 2025 | 28.16% |
| Sep 30, 2025 | 35.18% |
| Jun 30, 2025 | 41.64% |
| Mar 31, 2025 | 47.33% |
| Dec 31, 2024 | 43.12% |
| Sep 30, 2024 | 53.93% |
| Jun 30, 2024 | 49.92% |
| Mar 31, 2024 | 36.75% |
| Dec 31, 2023 | 29.61% |
| Sep 30, 2023 | 34.53% |
| Jun 30, 2023 | 34.91% |
| Mar 31, 2023 | 30.62% |
| Dec 31, 2022 | 26.23% |
| Sep 30, 2022 | 28.27% |
| Jun 30, 2022 | 27.62% |
| Mar 31, 2022 | 32.19% |
| Dec 31, 2021 | 34.86% |
| Sep 30, 2021 | 41.68% |
| Jun 30, 2021 | 48.81% |