Qfin Holdings (QFIN) EBT Margin (2017 - 2025)
Qfin Holdings recorded quarterly EBT Margin of 28.16% in Q4 2025, down 19.94% quarter-over-quarter from 35.18% in Q3 2025, and down 1496.0% year-over-year from 2.02% in Q4 2024.
Qfin Holdings' EBT Margin history runs 9 years deep, the most recent figure standing at 28.16% for Q4 2025.
- In Q4 2025, EBT Margin fell 1496.0% year-over-year to 28.16%; the TTM figure through Dec 2025 stood at 38.32% (down 772.0% YoY), while the FY2025 annual figure was 38.41%, down 757.0% from the prior year.
- EBT Margin came in at 28.16% for Q4 2025 at Qfin Holdings, down from 35.18% in the prior quarter.
- In the past five years, EBT Margin ranged from a high of 53.93% in Q3 2024 to a low of 26.23% in Q4 2022.
- A 5-year average of 37.5% and a median of 35.04% in 2023 frame the typical range for EBT Margin.
- Across the five-year window, EBT Margin jumped 3744 bps in 2021 and sank 2119 bps in 2022, its largest moves.
- Qfin Holdings' EBT Margin stood at 34.86% in 2021, then decreased by 25 bps to 26.23% in 2022, then increased by 13 bps to 29.61% in 2023, then surged by 46 bps to 43.12% in 2024, then sank by 35 bps to 28.16% in 2025.
- According to Business Quant data, EBT Margin over the past three periods registered 28.16%, 35.18%, and 41.64% for Q4 2025, Q3 2025, and Q2 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 554.71 Bn | 542.31 Bn | - | 63.88% |
| 2 | Mastercard | 443.64 Bn | 433.43 Bn | - | 57.30% |
| 3 | American Express | 211.69 Bn | 157.65 Bn | 17.43 Bn | 19.98% |
| 4 | Capital One Financial | 115.44 Bn | 38.94 Bn | - | 17.72% |
| 5 | PayPal Holdings | 40.47 Bn | 31.13 Bn | 7.84 Bn | 16.68% |
| 6 | Synchrony Financial | 24.65 Bn | 4.09 Bn | - | 21.96% |
| 7 | SoFi Technologies | 20.00 Bn | 16.60 Bn | 929.25 Mn | 18.14% |
| 8 | Ally Financial | 13.32 Bn | 12.88 Bn | 1.98 Bn | 19.03% |
| 9 | Eason Technology | 11.55 Bn | 11.54 Bn | - | - |
| 10 | Qfin Holdings | 465.17 Mn | -593.26 Mn | 506.52 Mn | 28.16% |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 28.16% |
| Sep 30, 2025 | 35.18% |
| Jun 30, 2025 | 41.64% |
| Mar 31, 2025 | 47.33% |
| Dec 31, 2024 | 43.12% |
| Sep 30, 2024 | 53.93% |
| Jun 30, 2024 | 49.92% |
| Mar 31, 2024 | 36.75% |
| Dec 31, 2023 | 29.61% |
| Sep 30, 2023 | 34.53% |
| Jun 30, 2023 | 34.91% |
| Mar 31, 2023 | 30.62% |
| Dec 31, 2022 | 26.23% |
| Sep 30, 2022 | 28.27% |
| Jun 30, 2022 | 27.62% |
| Mar 31, 2022 | 32.19% |
| Dec 31, 2021 | 34.86% |
| Sep 30, 2021 | 41.68% |
| Jun 30, 2021 | 48.81% |
| Mar 31, 2021 | 44.60% |
| Dec 31, 2020 | 40.51% |
| Sep 30, 2020 | 39.40% |
| Jun 30, 2020 | 31.22% |
| Mar 31, 2020 | 7.17% |
| Dec 31, 2019 | 14.02% |
| Sep 30, 2019 | 35.71% |
| Jun 30, 2019 | 35.52% |
| Mar 31, 2019 | 45.65% |
| Dec 31, 2018 | 44.63% |
| Sep 30, 2018 | 60.12% |
| Jun 30, 2018 | -3.95% |
| Mar 31, 2018 | 36.04% |
| Dec 31, 2017 | 44.25% |