Qfin Holdings (QFIN) EBT Margin (2017 - 2026)

Qfin Holdings (QFIN) posted EBT Margin of 29.17% for Q1 2026, up 3.59% sequentially from 28.16% in Q4 2025, and down 1816.0% YoY from 1.7% in Q1 2025.

Qfin Holdings (QFIN) EBT Margin (2017 - 2026) Analysis & Trends

Qfin Holdings has reported EBT Margin for 10 years, with the latest figure at 29.17% in Q1 2026.

  • Quarterly EBT Margin fell 1816.0% year-over-year to 29.17% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 34.11% (down 1445.0% YoY) and the FY2025 annual result came in at 38.41%, down 757.0% from the prior year.
  • EBT Margin climbed to 29.17% in Q1 2026 per QFIN's latest filing, from 28.16% in the prior quarter.
  • Over five years, EBT Margin peaked at 53.93% in Q3 2024 and troughed at 26.23% in Q4 2022.
  • A 5-year average of 35.83% and a median of 34.53% in 2023 frame the typical range for EBT Margin.
  • The sharpest annual moves came in 2022 and 2024: EBT Margin slumped 2119 bps in 2022, then surged 1941 bps in 2024.
  • Over 5 years, EBT Margin stood at 26.23% in 2022, then rose by 13 bps to 29.61% in 2023, then soared by 46 bps to 43.12% in 2024, then slumped by 35 bps to 28.16% in 2025, then climbed by 4 bps to 29.17% in 2026.
  • According to Business Quant data, EBT Margin over the past three periods registered 29.17%, 28.16%, and 35.18% for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBT Margin (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 58.74%
2 Mastercard 506.53 Bn 493.04 Bn - 59.14%
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 20.73%
4 Capital One Financial 136.19 Bn 81.48 Bn - 30.28%
5 PayPal Holdings 52.34 Bn 41.08 Bn - 15.09%
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 24.62%
8 Affirm Holdings 25.93 Bn 24.20 Bn - 10.34%
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn 154.09%
10 Qfin Holdings 3.17 Bn -125.16 Bn - 29.17%

Historic Data

Download Data
DateValue
Mar 31, 2026 29.17%
Dec 31, 2025 28.16%
Sep 30, 2025 35.18%
Jun 30, 2025 41.64%
Mar 31, 2025 47.33%
Dec 31, 2024 43.12%
Sep 30, 2024 53.93%
Jun 30, 2024 49.92%
Mar 31, 2024 36.75%
Dec 31, 2023 29.61%
Sep 30, 2023 34.53%
Jun 30, 2023 34.91%
Mar 31, 2023 30.62%
Dec 31, 2022 26.23%
Sep 30, 2022 28.27%
Jun 30, 2022 27.62%
Mar 31, 2022 32.19%
Dec 31, 2021 34.86%
Sep 30, 2021 41.68%
Jun 30, 2021 48.81%