Qfin Holdings (QFIN) EBT Margin (2017 - 2026)
Qfin Holdings (QFIN) posted EBT Margin of 29.17% for Q1 2026, up 3.59% sequentially from 28.16% in Q4 2025, and down 1816.0% YoY from 1.7% in Q1 2025.
Qfin Holdings (QFIN) EBT Margin (2017 - 2026) Analysis & Trends
Qfin Holdings has reported EBT Margin for 10 years, with the latest figure at 29.17% in Q1 2026.
- Quarterly EBT Margin fell 1816.0% year-over-year to 29.17% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 34.11% (down 1445.0% YoY) and the FY2025 annual result came in at 38.41%, down 757.0% from the prior year.
- EBT Margin climbed to 29.17% in Q1 2026 per QFIN's latest filing, from 28.16% in the prior quarter.
- Over five years, EBT Margin peaked at 53.93% in Q3 2024 and troughed at 26.23% in Q4 2022.
- A 5-year average of 35.83% and a median of 34.53% in 2023 frame the typical range for EBT Margin.
- The sharpest annual moves came in 2022 and 2024: EBT Margin slumped 2119 bps in 2022, then surged 1941 bps in 2024.
- Over 5 years, EBT Margin stood at 26.23% in 2022, then rose by 13 bps to 29.61% in 2023, then soared by 46 bps to 43.12% in 2024, then slumped by 35 bps to 28.16% in 2025, then climbed by 4 bps to 29.17% in 2026.
- According to Business Quant data, EBT Margin over the past three periods registered 29.17%, 28.16%, and 35.18% for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 58.74% |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 59.14% |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 20.73% |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 30.28% |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 15.09% |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 24.62% |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | 10.34% |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | 154.09% |
| 10 | Qfin Holdings | 3.17 Bn | -125.16 Bn | - | 29.17% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 29.17% |
| Dec 31, 2025 | 28.16% |
| Sep 30, 2025 | 35.18% |
| Jun 30, 2025 | 41.64% |
| Mar 31, 2025 | 47.33% |
| Dec 31, 2024 | 43.12% |
| Sep 30, 2024 | 53.93% |
| Jun 30, 2024 | 49.92% |
| Mar 31, 2024 | 36.75% |
| Dec 31, 2023 | 29.61% |
| Sep 30, 2023 | 34.53% |
| Jun 30, 2023 | 34.91% |
| Mar 31, 2023 | 30.62% |
| Dec 31, 2022 | 26.23% |
| Sep 30, 2022 | 28.27% |
| Jun 30, 2022 | 27.62% |
| Mar 31, 2022 | 32.19% |
| Dec 31, 2021 | 34.86% |
| Sep 30, 2021 | 41.68% |
| Jun 30, 2021 | 48.81% |