Qfin Holdings (QFIN) EBT Margin (2016 - 2026)
Qfin Holdings' (QFIN) quarterly EBT Margin came in at 30.63% in Q2 2026, down 1101.0% year-over-year from 3.06% in Q2 2025, and up 5.0% quarter-over-quarter from 29.17% in Q1 2026.
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Qfin Holdings (QFIN) EBT Margin (2016 - 2026) Analysis & Trends
Qfin Holdings has disclosed EBT Margin across 11 years of filings, most recently posting 30.63% for Q2 2026.
- In Q2 2026, EBT Margin fell 1101.0% year-over-year to 30.63%; the TTM figure through Jun 2026 stood at 31.07% (down 1526.0% YoY), while the FY2025 annual figure was 38.41%, down 757.0% from the prior year.
- EBT Margin came in at 30.63% for Q2 2026 at Qfin Holdings, up from 29.17% in the prior quarter.
- In the past five years, EBT Margin ranged from a high of 53.93% in Q3 2024 to a low of 26.23% in Q4 2022.
- Average EBT Margin over 5 years is 35.54%, with a median of 33.36% recorded in 2022.
- Year-over-year, EBT Margin sank 2119 bps in 2022 and jumped 1941 bps in 2024.
- Over 5 years, EBT Margin stood at 26.23% in 2022, then grew by 13 bps to 29.61% in 2023, then jumped by 46 bps to 43.12% in 2024, then plunged by 35 bps to 28.16% in 2025, then advanced by 9 bps to 30.63% in 2026.
- Per Business Quant data, the three most recent EBT Margin figures were 30.63% in Q2 2026, 29.17% in Q1 2026, and 28.16% in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Upstart Holdings | 2.43 Bn | 1.99 Bn | 303.39 Mn | 4.70% |
| 2 | Pagaya Technologies | 1.70 Bn | 1.51 Bn | 168.33 Mn | 10.66% |
| 3 | Qfin Holdings | 986.27 Mn | -9.51 Mn | - | 30.63% |
| 4 | FinVolution | 836.54 Mn | -90.46 Mn | - | 15.96% |
| 5 | X Financial | 386.17 Mn | -182.14 Mn | 84.09 Mn | 22.14% |
| 6 | Open Lending | 371.20 Mn | 186.25 Mn | 15.64 Mn | -2.29% |
| 7 | Blend Labs | 279.09 Mn | 234.22 Mn | 24.89 Mn | -4.00% |
| 8 | LexinFintech Holdings | 251.25 Mn | 251.25 Mn | 73.06 Mn | 4.86% |
| 9 | Jiayin | 76.25 Mn | 2.23 Mn | - | -29.69% |
| 10 | Antalpha Platform Holding | 76.02 Mn | -813.69 Mn | 11.94 Mn | -242.52% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 30.63% |
| Mar 31, 2026 | 29.17% |
| Dec 31, 2025 | 28.16% |
| Sep 30, 2025 | 35.18% |
| Jun 30, 2025 | 41.64% |
| Mar 31, 2025 | 47.33% |
| Dec 31, 2024 | 43.12% |
| Sep 30, 2024 | 53.93% |
| Jun 30, 2024 | 49.92% |
| Mar 31, 2024 | 36.75% |
| Dec 31, 2023 | 29.61% |
| Sep 30, 2023 | 34.53% |
| Jun 30, 2023 | 34.91% |
| Mar 31, 2023 | 30.62% |
| Dec 31, 2022 | 26.23% |
| Sep 30, 2022 | 28.27% |
| Jun 30, 2022 | 27.62% |
| Mar 31, 2022 | 32.19% |
| Dec 31, 2021 | 34.86% |
| Sep 30, 2021 | 41.68% |