Qfin Holdings (QFIN) Equity Ratio (2017 - 2025)
Qfin Holdings (QFIN) posted Equity Ratio of 0.42 for Q4 2025, down 15.74% sequentially from 0.5 in Q4 2024, and down 15.74% YoY from 0.5 in Q4 2024.
Qfin Holdings (QFIN) Equity Ratio (2017 - 2025) Analysis & Trends
Qfin Holdings (QFIN) has 9 years of Equity Ratio data on file, last reported at 0.42 in Q4 2025.
- Quarterly Equity Ratio fell 15.74% year-over-year to 0.42 in Q4 2025, while the trailing twelve-month figure through Dec 2025 was 0.42 (down 15.74% YoY) and the FY2025 annual result came in at 0.42, down 15.79% from the prior year.
- Equity Ratio declined to 0.42 in Q4 2025 per QFIN's latest filing, from 0.5 in the prior quarter.
- The five-year high for Equity Ratio was 0.5 in Q4 2024, with the low at 0.42 in Q4 2025.
- Average Equity Ratio over 5 years is 0.47, with a median of 0.47 recorded in 2022.
- Year-over-year, Equity Ratio gained 16.82% in 2021 and retreated 15.74% in 2025.
- Qfin Holdings' Equity Ratio stood at 0.45 in 2021, then rose by 3.32% to 0.47 in 2022, then rose by 2.37% to 0.48 in 2023, then gained by 4.62% to 0.5 in 2024, then dropped by 15.74% to 0.42 in 2025.
- Business Quant data shows QFIN's Equity Ratio at 0.42 in Q4 2025, 0.5 in Q4 2024, and 0.48 in Q4 2023.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Equity Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 0.38 |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 0.13 |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 0.11 |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 0.25 |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 0.29 |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 0.20 |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 0.08 |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 0.18 |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 0.66 |
| 10 | Qfin Holdings | 3.99 Bn | -935.70 Bn | 498.57 Mn | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 0.42 |
| Dec 31, 2024 | 0.50 |
| Dec 31, 2023 | 0.48 |
| Dec 31, 2022 | 0.47 |
| Dec 31, 2021 | 0.45 |
| Dec 31, 2020 | 0.39 |
| Dec 31, 2019 | 0.35 |
| Dec 31, 2018 | 0.60 |
| Dec 31, 2017 | 0.24 |