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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on Capital EmployedReturn on Invested CapitalReturn on SalesTimes Interest Earned

Qfin Holdings (QFIN) Equity Ratio (2017 - 2025)

Qfin Holdings recorded quarterly Equity Ratio of 0.42 in Q4 2025, down 15.74% quarter-over-quarter from 0.5 in Q4 2024, and down 15.74% year-over-year from 0.5 in Q4 2024.

Qfin Holdings' Equity Ratio history runs 9 years deep, the most recent figure standing at 0.42 for Q4 2025.

  • In Q4 2025, Equity Ratio fell 15.74% year-over-year to 0.42; the TTM figure through Dec 2025 stood at 0.42 (down 15.74% YoY), while the FY2025 annual figure was 0.42, down 15.79% from the prior year.
  • Equity Ratio came in at 0.42 for Q4 2025 at Qfin Holdings, down from 0.5 in the prior quarter.
  • In the past five years, Equity Ratio ranged from a high of 0.5 in Q4 2024 to a low of 0.42 in Q4 2025.
  • A 5-year average of 0.47 and a median of 0.47 in 2022 frame the typical range for Equity Ratio.
  • Across the five-year window, Equity Ratio grew 16.82% in 2021 and dropped 15.74% in 2025, its largest moves.
  • Qfin Holdings' Equity Ratio stood at 0.45 in 2021, then grew by 3.32% to 0.47 in 2022, then grew by 2.37% to 0.48 in 2023, then increased by 4.62% to 0.5 in 2024, then decreased by 15.74% to 0.42 in 2025.
  • According to Business Quant data, Equity Ratio over the past three periods registered 0.42, 0.5, and 0.48 for Q4 2025, Q4 2024, and Q4 2023 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Equity Ratio (Qtr)
1 Visa 554.71 Bn 542.31 Bn - 0.38
2 Mastercard 443.64 Bn 433.43 Bn - 0.13
3 American Express 211.69 Bn 157.65 Bn 17.43 Bn 0.11
4 Capital One Financial 115.44 Bn 38.94 Bn - 0.16
5 PayPal Holdings 40.47 Bn 31.13 Bn 7.84 Bn 0.25
6 Synchrony Financial 24.65 Bn 4.09 Bn - 0.14
7 SoFi Technologies 20.00 Bn 16.60 Bn 929.25 Mn 0.20
8 Ally Financial 13.32 Bn 12.88 Bn 1.98 Bn 0.08
9 Eason Technology 11.55 Bn 11.54 Bn - 0.55
10 Qfin Holdings 465.17 Mn -593.26 Mn 506.52 Mn 0.42

Historic Data

Download Data 🔒
DateValue
Dec 31, 2025 0.42
Dec 31, 2024 0.50
Dec 31, 2023 0.48
Dec 31, 2022 0.47
Dec 31, 2021 0.45
Dec 31, 2020 0.39
Dec 31, 2019 0.35
Dec 31, 2018 0.60
Dec 31, 2017 0.24