Qfin Holdings (QFIN) Equity Ratio (2017 - 2025)

Qfin Holdings (QFIN) posted Equity Ratio of 0.42 for Q4 2025, down 15.74% sequentially from 0.5 in Q4 2024, and down 15.74% YoY from 0.5 in Q4 2024.

Qfin Holdings (QFIN) Equity Ratio (2017 - 2025) Analysis & Trends

Qfin Holdings (QFIN) has 9 years of Equity Ratio data on file, last reported at 0.42 in Q4 2025.

  • Quarterly Equity Ratio fell 15.74% year-over-year to 0.42 in Q4 2025, while the trailing twelve-month figure through Dec 2025 was 0.42 (down 15.74% YoY) and the FY2025 annual result came in at 0.42, down 15.79% from the prior year.
  • Equity Ratio declined to 0.42 in Q4 2025 per QFIN's latest filing, from 0.5 in the prior quarter.
  • The five-year high for Equity Ratio was 0.5 in Q4 2024, with the low at 0.42 in Q4 2025.
  • Average Equity Ratio over 5 years is 0.47, with a median of 0.47 recorded in 2022.
  • Year-over-year, Equity Ratio gained 16.82% in 2021 and retreated 15.74% in 2025.
  • Qfin Holdings' Equity Ratio stood at 0.45 in 2021, then rose by 3.32% to 0.47 in 2022, then rose by 2.37% to 0.48 in 2023, then gained by 4.62% to 0.5 in 2024, then dropped by 15.74% to 0.42 in 2025.
  • Business Quant data shows QFIN's Equity Ratio at 0.42 in Q4 2025, 0.5 in Q4 2024, and 0.48 in Q4 2023.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Equity Ratio (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 0.38
2 Mastercard 465.55 Bn 455.34 Bn - 0.13
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 0.11
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 0.25
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 0.29
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 0.20
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 0.08
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 0.18
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 0.66
10 Qfin Holdings 3.99 Bn -935.70 Bn 498.57 Mn -

Historic Data

Download Data
DateValue
Dec 31, 2025 0.42
Dec 31, 2024 0.50
Dec 31, 2023 0.48
Dec 31, 2022 0.47
Dec 31, 2021 0.45
Dec 31, 2020 0.39
Dec 31, 2019 0.35
Dec 31, 2018 0.60
Dec 31, 2017 0.24