Qfin Holdings (QFIN) Interest Coverage Ratio (2019 - 2026)
Qfin Holdings' (QFIN) Interest Coverage Ratio was 9.00 for Q2 2026, down 40.1% from 15.03 a year earlier but up 17.9% from the prior quarter.
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Analysis
Qfin Holdings (QFIN) Interest Coverage Ratio (2019 - 2026) Analysis & Trends
Over the twelve months ended Jun 30, 2026, Qfin Holdings' Interest Coverage Ratio came in at 8.67, down 43.7% year-over-year; for FY2025, it was 12.17, down 4.5% from FY2024.
- By year, Interest Coverage Ratio came in at 12.74 in FY2024 (+69.3%), 7.52 in FY2023 (-15.1%), 8.87 in FY2022 (-55.9%) and 20.11 in FY2021 (+216.1%).
- Five-year quarterly Interest Coverage Ratio spans a low of 6.14 in Q4 2025 and a high of 22.61 in Q3 2021.
- Year over year, Interest Coverage Ratio has now declined in each of the last four quarters, with growth averaging 12.3% over the last eight quarters.
- The high point for year-over-year Interest Coverage Ratio in five years was Q3 2021 (growth of 138.4%); the low point was Q2 2022 (a decline of 63.4%).
- Per Business Quant data, the three quarters before Q2 2026 came in at 7.63 (Q1 2026), 6.14 (Q4 2025) and 11.91 (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | PayPal Holdings | 50.08 Bn | 8.30 Bn | - | - |
| 2 | Block | 46.71 Bn | 18.00 Bn | 3.17 Bn | - |
| 3 | Coinbase Global | 45.00 Bn | 1.80 Bn | - | -5.04 |
| 4 | Corpay | 26.84 Bn | 16.72 Bn | - | 4.12 |
| 5 | Fiserv | 25.68 Bn | 22.36 Bn | 2.90 Bn | 2.70 |
| 6 | Global Payments | 22.94 Bn | 732.47 Mn | 2.03 Bn | 1.21 |
| 7 | Guidewire Software | 15.52 Bn | 12.08 Bn | 269.68 Mn | 18.55 |
| 8 | Bitmine Immersion Technologies | 12.62 Bn | 10.00 Bn | 40.81 Mn | - |
| 9 | Chime Financial | 11.56 Bn | 7.35 Bn | 594.87 Mn | - |
| 10 | Qfin Holdings | 726.87 Mn | -3.84 Bn | - | 9.00 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 9.00 |
| Mar 31, 2026 | 7.63 |
| Dec 31, 2025 | 6.14 |
| Sep 30, 2025 | 11.91 |
| Jun 30, 2025 | 15.03 |
| Mar 31, 2025 | 16.10 |
| Dec 31, 2024 | 14.90 |
| Sep 30, 2024 | 15.59 |
| Jun 30, 2024 | 12.31 |
| Mar 31, 2024 | 8.75 |
| Dec 31, 2023 | 7.95 |
| Sep 30, 2023 | 8.67 |
| Jun 30, 2023 | 7.15 |
| Mar 31, 2023 | 6.33 |
| Dec 31, 2022 | 6.62 |
| Sep 30, 2022 | 8.36 |
| Jun 30, 2022 | 8.16 |
| Mar 31, 2022 | 13.10 |
| Dec 31, 2021 | 16.15 |
| Sep 30, 2021 | 22.61 |
API Access
Qfin Holdings Interest Coverage Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=QFIN&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-coverage-ratio", "ticker": "QFIN", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=QFIN&period=max&api_key=YOUR_API_KEY");
const data = await res.json();