Qfin Holdings (QFIN) EBT (2017 - 2025)
Qfin Holdings recorded quarterly EBT of $164.8 million in Q4 2025, down 35.93% quarter-over-quarter from $257.2 million in Q3 2025, and down 37.75% year-over-year from $264.8 million in Q4 2024.
Qfin Holdings' EBT history runs 9 years deep, the most recent figure standing at $164.8 million for Q4 2025.
- In Q4 2025, EBT fell 37.75% year-over-year to $164.8 million; the TTM figure through Dec 2025 stood at $1.0 billion (down 6.06% YoY), while the FY2025 annual figure was $1.1 billion, down 2.45% from the prior year.
- EBT came in at $164.8 million for Q4 2025 at Qfin Holdings, down from $257.2 million in the prior quarter.
- In the past five years, EBT ranged from a high of $335.9 million in Q3 2024 to a low of $148.6 million in Q4 2022.
- A 5-year average of $233.0 million and a median of $230.6 million in 2021 frame the typical range for EBT.
- Across the five-year window, EBT jumped 660.68% in 2021 and tumbled 44.81% in 2022, its largest moves.
- Qfin Holdings' EBT stood at $241.9 million in 2021, then sank by 38.58% to $148.6 million in 2022, then climbed by 26.16% to $187.5 million in 2023, then jumped by 41.25% to $264.8 million in 2024, then sank by 37.75% to $164.8 million in 2025.
- According to Business Quant data, EBT over the past three periods registered $164.8 million, $257.2 million, and $303.2 million for Q4 2025, Q3 2025, and Q2 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 554.71 Bn | 542.31 Bn | - | 7.17 Bn |
| 2 | Mastercard | 443.64 Bn | 433.43 Bn | - | 4.81 Bn |
| 3 | American Express | 211.69 Bn | 157.65 Bn | 17.43 Bn | 3.78 Bn |
| 4 | Capital One Financial | 115.44 Bn | 38.94 Bn | - | 2.70 Bn |
| 5 | PayPal Holdings | 40.47 Bn | 31.13 Bn | 7.84 Bn | 1.39 Bn |
| 6 | Synchrony Financial | 24.65 Bn | 4.09 Bn | - | 1.05 Bn |
| 7 | SoFi Technologies | 20.00 Bn | 16.60 Bn | 929.25 Mn | 199.55 Mn |
| 8 | Ally Financial | 13.32 Bn | 12.88 Bn | 1.98 Bn | 400.00 Mn |
| 9 | Eason Technology | 11.55 Bn | 11.54 Bn | - | - |
| 10 | Qfin Holdings | 465.17 Mn | -593.26 Mn | 506.52 Mn | 164.82 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 164.82 Mn |
| Sep 30, 2025 | 257.24 Mn |
| Jun 30, 2025 | 303.20 Mn |
| Mar 31, 2025 | 305.96 Mn |
| Dec 31, 2024 | 264.78 Mn |
| Sep 30, 2024 | 335.86 Mn |
| Jun 30, 2024 | 285.74 Mn |
| Mar 31, 2024 | 211.38 Mn |
| Dec 31, 2023 | 187.46 Mn |
| Sep 30, 2023 | 202.59 Mn |
| Jun 30, 2023 | 188.42 Mn |
| Mar 31, 2023 | 160.48 Mn |
| Dec 31, 2022 | 148.58 Mn |
| Sep 30, 2022 | 164.69 Mn |
| Jun 30, 2022 | 172.48 Mn |
| Mar 31, 2022 | 219.39 Mn |
| Dec 31, 2021 | 241.90 Mn |
| Sep 30, 2021 | 298.40 Mn |
| Jun 30, 2021 | 302.51 Mn |
| Mar 31, 2021 | 245.02 Mn |
| Dec 31, 2020 | 207.19 Mn |
| Sep 30, 2020 | 214.89 Mn |
| Jun 30, 2020 | 147.59 Mn |
| Mar 31, 2020 | 32.21 Mn |
| Dec 31, 2019 | 48.35 Mn |
| Sep 30, 2019 | 129.06 Mn |
| Jun 30, 2019 | 115.24 Mn |
| Mar 31, 2019 | 136.66 Mn |
| Dec 31, 2018 | 101.69 Mn |
| Sep 30, 2018 | 115.17 Mn |
| Jun 30, 2018 | -6.07 Mn |
| Mar 31, 2018 | 33.96 Mn |
| Dec 31, 2017 | 29.04 Mn |