Qfin Holdings (QFIN) EBT (2016 - 2026)
Qfin Holdings' (QFIN) quarterly EBT came in at $161.0 million in Q2 2026, down 46.89% year-over-year from $303.2 million in Q2 2025, and down 2.62% quarter-over-quarter from $165.3 million in Q1 2026.
Analysis
Qfin Holdings (QFIN) EBT (2016 - 2026) Analysis & Trends
Qfin Holdings has disclosed EBT across 11 years of filings, most recently posting $161.0 million for Q2 2026.
- In Q2 2026, EBT fell 46.89% year-over-year to $161.0 million; the TTM figure through Jun 2026 stood at $748.4 million (down 38.14% YoY), while the FY2025 annual figure was $1.1 billion, down 2.45% from the prior year.
- EBT came in at $161.0 million for Q2 2026 at Qfin Holdings, down from $165.3 million in the prior quarter.
- In the past five years, EBT ranged from a high of $335.9 million in Q3 2024 to a low of $148.6 million in Q4 2022.
- Average EBT over 5 years is $216.6 million, with a median of $195.5 million recorded in 2023.
- Year-over-year, EBT surged 65.79% in 2024 and tumbled 46.89% in 2026.
- Over 5 years, EBT stood at $148.6 million in 2022, then advanced by 26.16% to $187.5 million in 2023, then soared by 41.25% to $264.8 million in 2024, then plunged by 37.75% to $164.8 million in 2025, then slipped by 2.31% to $161.0 million in 2026.
- Per Business Quant data, the three most recent EBT figures were $161.0 million in Q2 2026, $165.3 million in Q1 2026, and $164.8 million in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT (Qtr) |
|---|---|---|---|---|---|
| 1 | Upstart Holdings | 2.43 Bn | 1.99 Bn | 303.39 Mn | 17.15 Mn |
| 2 | Pagaya Technologies | 1.70 Bn | 1.51 Bn | 168.33 Mn | 41.25 Mn |
| 3 | Qfin Holdings | 986.27 Mn | -9.51 Mn | - | 161.02 Mn |
| 4 | FinVolution | 836.54 Mn | -90.46 Mn | - | 80.05 Mn |
| 5 | X Financial | 386.17 Mn | -182.14 Mn | 84.09 Mn | 32.42 Mn |
| 6 | Open Lending | 371.20 Mn | 186.25 Mn | 15.64 Mn | -470,000.00 |
| 7 | Blend Labs | 279.09 Mn | 234.22 Mn | 24.89 Mn | -1.36 Mn |
| 8 | LexinFintech Holdings | 251.25 Mn | 251.25 Mn | 73.06 Mn | 22.81 Mn |
| 9 | Jiayin | 76.25 Mn | 2.23 Mn | - | -32.25 Mn |
| 10 | Antalpha Platform Holding | 76.02 Mn | -813.69 Mn | 11.94 Mn | -29.60 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 161.02 Mn |
| Mar 31, 2026 | 165.34 Mn |
| Dec 31, 2025 | 164.82 Mn |
| Sep 30, 2025 | 257.24 Mn |
| Jun 30, 2025 | 303.20 Mn |
| Mar 31, 2025 | 305.96 Mn |
| Dec 31, 2024 | 264.78 Mn |
| Sep 30, 2024 | 335.86 Mn |
| Jun 30, 2024 | 285.74 Mn |
| Mar 31, 2024 | 211.38 Mn |
| Dec 31, 2023 | 187.46 Mn |
| Sep 30, 2023 | 202.59 Mn |
| Jun 30, 2023 | 188.42 Mn |
| Mar 31, 2023 | 160.48 Mn |
| Dec 31, 2022 | 148.58 Mn |
| Sep 30, 2022 | 164.69 Mn |
| Jun 30, 2022 | 172.48 Mn |
| Mar 31, 2022 | 219.39 Mn |
| Dec 31, 2021 | 241.90 Mn |
| Sep 30, 2021 | 298.40 Mn |