Qfin Holdings (QFIN) Net Cash Flow (2020 - 2026)

Qfin Holdings (QFIN) posted Net Cash Flow of $299.7 million for Q1 2026, up 201.61% sequentially from -$295.0 million in Q4 2025, and down 56.55% YoY from $689.8 million in Q1 2025.

Qfin Holdings (QFIN) Net Cash Flow (2020 - 2026) Analysis & Trends

Qfin Holdings (QFIN) has 7 years of Net Cash Flow data on file, last reported at $299.7 million in Q1 2026.

  • Quarterly Net Cash Flow fell 56.55% year-over-year to $299.7 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was -$292.7 million (down 158.66% YoY) and the FY2025 annual result came in at $109.3 million, up 204.27% from the prior year.
  • Net Cash Flow grew to $299.7 million in Q1 2026 per QFIN's latest filing, from -$295.0 million in the prior quarter.
  • The five-year high for Net Cash Flow was $689.8 million in Q1 2025, with the low at -$494.1 million in Q2 2025.
  • Average Net Cash Flow over 5 years is $7.8 million, with a median of $8.7 million recorded in 2022.
  • Year-over-year, Net Cash Flow tumbled 3076.53% in 2023 and jumped 728.35% in 2025.
  • Qfin Holdings' Net Cash Flow stood at $44.4 million in 2022, then tumbled by 241.47% to -$62.8 million in 2023, then surged by 150.75% to $31.8 million in 2024, then tumbled by 1026.15% to -$295.0 million in 2025, then jumped by 201.61% to $299.7 million in 2026.
  • Business Quant data shows QFIN's Net Cash Flow at $299.7 million in Q1 2026, -$295.0 million in Q4 2025, and $196.6 million in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) NCF (Qtr)
1 Visa 587.74 Bn 575.34 Bn - -4.28 Bn
2 Mastercard 465.55 Bn 455.34 Bn - -2.37 Bn
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 5.91 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn -1.53 Bn
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 383.32 Mn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn -1.59 Bn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn -577.00 Mn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 1.90 Mn
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn -56.65 Mn
10 Qfin Holdings 3.99 Bn -935.70 Bn 498.57 Mn 299.72 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 299.72 Mn
Mar 31, 2026 299.72 Mn
Dec 31, 2025 -294.96 Mn
Dec 31, 2025 -294.96 Mn
Sep 30, 2025 196.61 Mn
Sep 30, 2025 196.61 Mn
Jun 30, 2025 -494.05 Mn
Jun 30, 2025 -494.05 Mn
Mar 31, 2025 691.03 Mn
Mar 31, 2025 691.03 Mn
Dec 31, 2024 31.85 Mn
Dec 31, 2024 31.85 Mn
Sep 30, 2024 -252.11 Mn
Sep 30, 2024 -252.11 Mn
Jun 30, 2024 29.39 Mn
Jun 30, 2024 29.39 Mn
Mar 31, 2024 83.28 Mn
Mar 31, 2024 83.28 Mn
Dec 31, 2023 -62.75 Mn
Dec 31, 2023 -62.75 Mn