Qfin Holdings (QFIN) Net Cash Flow (2020 - 2026)
Qfin Holdings (QFIN) posted Net Cash Flow of $299.7 million for Q1 2026, up 201.61% sequentially from -$295.0 million in Q4 2025, and down 56.55% YoY from $689.8 million in Q1 2025.
Qfin Holdings (QFIN) Net Cash Flow (2020 - 2026) Analysis & Trends
Qfin Holdings (QFIN) has 7 years of Net Cash Flow data on file, last reported at $299.7 million in Q1 2026.
- Quarterly Net Cash Flow fell 56.55% year-over-year to $299.7 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was -$292.7 million (down 158.66% YoY) and the FY2025 annual result came in at $109.3 million, up 204.27% from the prior year.
- Net Cash Flow grew to $299.7 million in Q1 2026 per QFIN's latest filing, from -$295.0 million in the prior quarter.
- The five-year high for Net Cash Flow was $689.8 million in Q1 2025, with the low at -$494.1 million in Q2 2025.
- Average Net Cash Flow over 5 years is $7.8 million, with a median of $8.7 million recorded in 2022.
- Year-over-year, Net Cash Flow tumbled 3076.53% in 2023 and jumped 728.35% in 2025.
- Qfin Holdings' Net Cash Flow stood at $44.4 million in 2022, then tumbled by 241.47% to -$62.8 million in 2023, then surged by 150.75% to $31.8 million in 2024, then tumbled by 1026.15% to -$295.0 million in 2025, then jumped by 201.61% to $299.7 million in 2026.
- Business Quant data shows QFIN's Net Cash Flow at $299.7 million in Q1 2026, -$295.0 million in Q4 2025, and $196.6 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | NCF (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | -4.28 Bn |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | -2.37 Bn |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 5.91 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | -1.53 Bn |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 383.32 Mn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | -1.59 Bn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | -577.00 Mn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 1.90 Mn |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | -56.65 Mn |
| 10 | Qfin Holdings | 3.99 Bn | -935.70 Bn | 498.57 Mn | 299.72 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 299.72 Mn |
| Mar 31, 2026 | 299.72 Mn |
| Dec 31, 2025 | -294.96 Mn |
| Dec 31, 2025 | -294.96 Mn |
| Sep 30, 2025 | 196.61 Mn |
| Sep 30, 2025 | 196.61 Mn |
| Jun 30, 2025 | -494.05 Mn |
| Jun 30, 2025 | -494.05 Mn |
| Mar 31, 2025 | 691.03 Mn |
| Mar 31, 2025 | 691.03 Mn |
| Dec 31, 2024 | 31.85 Mn |
| Dec 31, 2024 | 31.85 Mn |
| Sep 30, 2024 | -252.11 Mn |
| Sep 30, 2024 | -252.11 Mn |
| Jun 30, 2024 | 29.39 Mn |
| Jun 30, 2024 | 29.39 Mn |
| Mar 31, 2024 | 83.28 Mn |
| Mar 31, 2024 | 83.28 Mn |
| Dec 31, 2023 | -62.75 Mn |
| Dec 31, 2023 | -62.75 Mn |