Qfin Holdings (QFIN) Debt Ratio (2017 - 2025)
Qfin Holdings recorded quarterly Debt Ratio of 0.02 in Q4 2025, down 100.0% quarter-over-quarter from 870.83 in Q1 2025, and down 98.72% year-over-year from 1.4 in Q4 2024.
Qfin Holdings' Debt Ratio history runs 9 years deep, the most recent figure standing at 0.02 for Q4 2025.
- In Q4 2025, Debt Ratio fell 98.72% year-over-year to 0.02; the TTM figure through Dec 2025 stood at 0.02 (down 98.72% YoY), while the FY2025 annual figure was 0.02, down 98.74% from the prior year.
- Debt Ratio came in at 0.02 for Q4 2025 at Qfin Holdings, down from 870.83 in the prior quarter.
- In the past five years, Debt Ratio ranged from a high of 2813.64 in Q1 2023 to a low of 0.0 in Q1 2024.
- A 5-year average of 299.89 and a median of 0.01 in 2022 frame the typical range for Debt Ratio.
- Across the five-year window, Debt Ratio tumbled 100.0% in 2024 and surged 98395572.24% in 2025, its largest moves.
- Qfin Holdings' Debt Ratio stood at 0.01 in 2021, then surged by 44012.24% to 2.82 in 2022, then tumbled by 37.75% to 1.75 in 2023, then fell by 20.06% to 1.4 in 2024, then sank by 98.72% to 0.02 in 2025.
- According to Business Quant data, Debt Ratio over the past three periods registered 0.02, 870.83, and 1.4 for Q4 2025, Q1 2025, and Q4 2024 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 554.71 Bn | 542.31 Bn | - | 0.25 |
| 2 | Mastercard | 443.64 Bn | 433.43 Bn | - | 0.36 |
| 3 | American Express | 211.69 Bn | 157.65 Bn | 17.43 Bn | 0.01 |
| 4 | Capital One Financial | 115.44 Bn | 38.94 Bn | - | 0.06 |
| 5 | PayPal Holdings | 40.47 Bn | 31.13 Bn | 7.84 Bn | 0.12 |
| 6 | Synchrony Financial | 24.65 Bn | 4.09 Bn | - | 0.06 |
| 7 | SoFi Technologies | 20.00 Bn | 16.60 Bn | 929.25 Mn | - |
| 8 | Ally Financial | 13.32 Bn | 12.88 Bn | 1.98 Bn | 0.02 |
| 9 | Eason Technology | 11.55 Bn | 11.54 Bn | - | - |
| 10 | Qfin Holdings | 465.17 Mn | -593.26 Mn | 506.52 Mn | 0.02 |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 0.02 |
| Mar 31, 2025 | 870.83 |
| Dec 31, 2024 | 1.40 |
| Sep 30, 2024 | 825.31 |
| Jun 30, 2024 | 882.12 |
| Mar 31, 2024 | 0.00 |
| Dec 31, 2023 | 1.75 |
| Sep 30, 2023 | 0.00 |
| Jun 30, 2023 | 0.00 |
| Mar 31, 2023 | 2,813.64 |
| Dec 31, 2022 | 2.82 |
| Sep 30, 2022 | 0.01 |
| Jun 30, 2022 | 0.00 |
| Mar 31, 2022 | 0.00 |
| Dec 31, 2021 | 0.01 |
| Sep 30, 2021 | 0.00 |
| Jun 30, 2021 | 0.00 |
| Mar 31, 2021 | 0.00 |
| Dec 31, 2020 | 0.00 |
| Sep 30, 2020 | 0.00 |
| Jun 30, 2020 | 0.00 |
| Mar 31, 2020 | 0.00 |
| Dec 31, 2019 | 0.00 |
| Sep 30, 2019 | 0.00 |
| Jun 30, 2019 | 0.01 |
| Mar 31, 2019 | 0.04 |
| Dec 31, 2018 | 0.01 |
| Dec 31, 2017 | 0.41 |