Qfin Holdings (QFIN) Debt Ratio (2017 - 2026)

Qfin Holdings (QFIN) posted Debt Ratio of 0.01 for Q1 2026, down 99.92% sequentially from 17.9 in Q4 2025, and up 1584.19% YoY from 0.0 in Q1 2025.

Qfin Holdings (QFIN) Debt Ratio (2017 - 2026) Analysis & Trends

Qfin Holdings has reported Debt Ratio for 10 years, with the latest figure at 0.01 in Q1 2026.

  • Quarterly Debt Ratio rose 1584.19% year-over-year to 0.01 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.01 (up 1584.19% YoY) and the FY2025 annual result came in at 17.64, up 1158.23% from the prior year.
  • Debt Ratio declined to 0.01 in Q1 2026 per QFIN's latest filing, from 17.9 in the prior quarter.
  • Over five years, Debt Ratio peaked at 2813.64 in Q1 2023 and troughed at 0.0 in Q3 2024.
  • A 5-year average of 247.98 and a median of 0.01 in 2022 frame the typical range for Debt Ratio.
  • The sharpest annual moves came in 2023 and 2024: Debt Ratio soared 58824598.41% in 2023, then plunged 100.0% in 2024.
  • Over 5 years, Debt Ratio stood at 2.82 in 2022, then plunged by 37.75% to 1.75 in 2023, then retreated by 20.06% to 1.4 in 2024, then soared by 1176.16% to 17.9 in 2025, then sank by 99.92% to 0.01 in 2026.
  • According to Business Quant data, Debt Ratio over the past three periods registered 0.01, 17.9, and 0.0 for Q1 2026, Q4 2025, and Q1 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 0.25
2 Mastercard 506.53 Bn 493.04 Bn - 0.43
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 0.19
4 Capital One Financial 136.19 Bn 81.48 Bn - 0.05
5 PayPal Holdings 52.34 Bn 41.08 Bn - 0.18
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 0.13
8 Affirm Holdings 25.93 Bn 24.20 Bn - 0.18
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn -
10 Qfin Holdings 3.17 Bn -125.16 Bn - 0.01

Historic Data

Download Data
DateValue
Mar 31, 2026 0.01
Dec 31, 2025 17.90
Mar 31, 2025 0.00
Dec 31, 2024 1.40
Sep 30, 2024 0.00
Jun 30, 2024 882.12
Mar 31, 2024 0.00
Dec 31, 2023 1.75
Sep 30, 2023 0.00
Jun 30, 2023 0.00
Mar 31, 2023 2,813.64
Dec 31, 2022 2.82
Sep 30, 2022 0.01
Jun 30, 2022 0.00
Mar 31, 2022 0.00
Dec 31, 2021 0.01
Sep 30, 2021 0.00
Jun 30, 2021 0.00
Mar 31, 2021 0.00
Dec 31, 2020 0.00