Qfin Holdings (QFIN) Debt Ratio (2025 - 2026)
Qfin Holdings (QFIN) posted Debt Ratio of 0.01 for Q1 2026, down 99.92% sequentially from 17.9 in Q4 2025, and up 1584.19% YoY from 0.0 in Q1 2025.
Analysis
Qfin Holdings (QFIN) Debt Ratio (2025 - 2026) Analysis & Trends
Qfin Holdings has reported Debt Ratio for 10 years, with the latest figure at 0.01 in Q1 2026.
- Quarterly Debt Ratio rose 1584.19% year-over-year to 0.01 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.01 (up 1584.19% YoY) and the FY2025 annual result came in at 17.64, up 1158.23% from the prior year.
- Debt Ratio declined to 0.01 in Q1 2026 per QFIN's latest filing, from 17.9 in the prior quarter.
- Over five years, Debt Ratio peaked at 2813.64 in Q1 2023 and troughed at 0.0 in Q3 2024.
- A 5-year average of 247.98 and a median of 0.01 in 2022 frame the typical range for Debt Ratio.
- The sharpest annual moves came in 2023 and 2024: Debt Ratio soared 58824598.41% in 2023, then plunged 100.0% in 2024.
- Over 5 years, Debt Ratio stood at 2.82 in 2022, then plunged by 37.75% to 1.75 in 2023, then retreated by 20.06% to 1.4 in 2024, then soared by 1176.16% to 17.9 in 2025, then sank by 99.92% to 0.01 in 2026.
- According to Business Quant data, Debt Ratio over the past three periods registered 0.01, 17.9, and 0.0 for Q1 2026, Q4 2025, and Q1 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 0.25 |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 0.43 |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 0.19 |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 0.05 |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | 0.18 |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | 0.21 |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 0.13 |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | - |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 0.11 |
| 10 | Qfin Holdings | 1.07 Bn | -390.93 Bn | - | - |