Qfin Holdings QFIN
NASDAQ QFIN
$8.09 -0.20 (-2.41%)
At close: Sep 18, 2026 · 4:00 PM EDT

Qfin Holdings (QFIN) Debt Ratio (2017 - 2026)

Qfin Holdings' (QFIN) quarterly Debt Ratio came in at 0.04 in Q2 2026, up 68.99% year-over-year from 0.02 in Q2 2025, and up 57.29% quarter-over-quarter from 0.03 in Q1 2026.

Analysis

Qfin Holdings (QFIN) Debt Ratio (2017 - 2026) Analysis & Trends

Qfin Holdings has disclosed Debt Ratio across 10 years of filings, most recently posting 0.04 for Q2 2026.

  • In Q2 2026, Debt Ratio rose 68.99% year-over-year to 0.04; the TTM figure through Jun 2026 stood at 0.04 (up 68.99% YoY), while the FY2025 annual figure was 0.04, up 35.16% from the prior year.
  • Debt Ratio came in at 0.04 for Q2 2026 at Qfin Holdings, up from 0.03 in the prior quarter.
  • In the past five years, Debt Ratio ranged from a high of 0.04 in Q2 2026 to a low of 0.0 in Q1 2023.
  • Average Debt Ratio over 5 years is 0.02, with a median of 0.02 recorded in 2023.
  • The largest YoY upside for Debt Ratio was 368.77% in 2023 against a maximum downside of 77.46% in 2023.
  • Over 5 years, Debt Ratio stood at 0.0 in 2022, then surged by 368.77% to 0.02 in 2023, then surged by 63.3% to 0.03 in 2024, then surged by 37.09% to 0.04 in 2025, then increased by 5.06% to 0.04 in 2026.
  • Per Business Quant data, the three most recent Debt Ratio figures were 0.04 in Q2 2026, 0.03 in Q1 2026, and 0.04 in Q4 2025.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Upstart Holdings 2.43 Bn 1.99 Bn 303.39 Mn 0.05
2 Pagaya Technologies 1.70 Bn 1.51 Bn 168.33 Mn 0.28
3 Qfin Holdings 986.27 Mn -9.51 Mn - 0.04
4 FinVolution 836.54 Mn -90.46 Mn - 0.05
5 X Financial 386.17 Mn -182.14 Mn 84.09 Mn 0.03
6 Open Lending 371.20 Mn 186.25 Mn 15.64 Mn 0.36
7 Blend Labs 279.09 Mn 234.22 Mn 24.89 Mn -
8 LexinFintech Holdings 251.25 Mn 251.25 Mn 73.06 Mn 0.07
9 Jiayin 76.25 Mn 2.23 Mn - 0.07
10 Antalpha Platform Holding 76.02 Mn -813.69 Mn 11.94 Mn 0.28
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 0.04
Mar 31, 2026 0.03
Dec 31, 2025 0.04
Sep 30, 2025 0.02
Jun 30, 2025 0.02
Mar 31, 2025 0.02
Dec 31, 2024 0.03
Sep 30, 2024 0.02
Jun 30, 2024 0.02
Mar 31, 2024 0.01
Dec 31, 2023 0.02
Sep 30, 2023 0.02
Jun 30, 2023 0.01
Mar 31, 2023 0.00
Dec 31, 2022 0.00
Sep 30, 2022 0.02
Jun 30, 2022 0.02
Mar 31, 2022 0.02
Dec 31, 2021 0.01
Sep 30, 2021 0.01