Qfin Holdings (QFIN) Debt Ratio (2019 - 2026)
Qfin Holdings' (QFIN) Debt Ratio came in at 0.04 for Q2 2026, up 69.0% from 0.02 a year earlier and up 57.3% from the prior quarter.
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Analysis
Qfin Holdings (QFIN) Debt Ratio (2019 - 2026) Analysis & Trends
Since Q2 2019, Qfin Holdings has reported Debt Ratio for 29 quarters.
- Annual Debt Ratio has increased for three consecutive years.
- In prior years, Qfin Holdings' Debt Ratio was 0.03 in FY2024 (+63.3%), 0.02 in FY2023 (+368.8%), 0.00 in FY2022 (-68.3%) and 0.01 in FY2021 (+53.1%).
- The Q2 2026 figure stands as the highest quarterly Debt Ratio since Q3 2019.
- On a year-over-year basis, Debt Ratio has increased in each of the last 12 quarters, with growth averaging 36.1% over the last eight quarters.
- The strongest year-over-year quarter for Debt Ratio in the past five years was Q4 2023, with growth of 368.8%; the weakest was Q1 2023, with a decline of 77.5%.
- According to Business Quant data, Debt Ratio for the three prior quarters was 0.03 (Q1 2026), 0.04 (Q4 2025) and 0.02 (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Block | 52.19 Bn | 23.96 Bn | 3.24 Bn | 0.18 |
| 2 | PayPal Holdings | 50.03 Bn | 8.73 Bn | - | 0.17 |
| 3 | Coinbase Global | 35.13 Bn | -4.52 Bn | - | 0.24 |
| 4 | Fiserv | 33.23 Bn | 30.43 Bn | 2.76 Bn | 0.37 |
| 5 | Corpay | 29.63 Bn | 18.45 Bn | - | 0.40 |
| 6 | Global Payments | 26.81 Bn | 1.63 Bn | 2.01 Bn | 0.38 |
| 7 | Guidewire Software | 13.13 Bn | 9.70 Bn | 269.68 Mn | 0.26 |
| 8 | Chime Financial | 12.34 Bn | 8.03 Bn | 646.07 Mn | 0.05 |
| 9 | Jack Henry & Associates | 12.26 Bn | 12.16 Bn | 273.85 Mn | 0.01 |
| 10 | Qfin Holdings | 736.86 Mn | -3.04 Bn | - | 0.02 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.04 |
| Mar 31, 2026 | 0.03 |
| Dec 31, 2025 | 0.04 |
| Sep 30, 2025 | 0.02 |
| Jun 30, 2025 | 0.02 |
| Mar 31, 2025 | 0.02 |
| Dec 31, 2024 | 0.03 |
| Sep 30, 2024 | 0.02 |
| Jun 30, 2024 | 0.02 |
| Mar 31, 2024 | 0.01 |
| Dec 31, 2023 | 0.02 |
| Sep 30, 2023 | 0.02 |
| Jun 30, 2023 | 0.01 |
| Mar 31, 2023 | 0.00 |
| Dec 31, 2022 | 0.00 |
| Sep 30, 2022 | 0.02 |
| Jun 30, 2022 | 0.02 |
| Mar 31, 2022 | 0.02 |
| Dec 31, 2021 | 0.01 |
| Sep 30, 2021 | 0.01 |
API Access
Qfin Holdings Debt Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=debt-ratio&ticker=QFIN&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "debt-ratio", "ticker": "QFIN", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=debt-ratio&ticker=QFIN&period=max&api_key=YOUR_API_KEY");
const data = await res.json();