Qfin Holdings (QFIN) Debt Ratio (2017 - 2026)
Qfin Holdings (QFIN) posted Debt Ratio of 0.01 for Q1 2026, down 99.92% sequentially from 17.9 in Q4 2025, and up 1577.23% YoY from 0.0 in Q1 2025.
Qfin Holdings (QFIN) Debt Ratio (2017 - 2026) Analysis & Trends
Qfin Holdings (QFIN) has 10 years of Debt Ratio data on file, last reported at 0.01 in Q1 2026.
- Quarterly Debt Ratio rose 1577.23% year-over-year to 0.01 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.01 (up 1577.23% YoY) and the FY2025 annual result came in at 17.41, up 1141.81% from the prior year.
- Debt Ratio eased to 0.01 in Q1 2026 per QFIN's latest filing, from 17.9 in the prior quarter.
- The five-year high for Debt Ratio was 2813.64 in Q1 2023, with the low at 0.0 in Q3 2024.
- Average Debt Ratio over 5 years is 247.98, with a median of 0.01 recorded in 2022.
- Year-over-year, Debt Ratio surged 58824598.41% in 2023 and slumped 100.0% in 2024.
- Qfin Holdings' Debt Ratio stood at 2.82 in 2022, then sank by 37.75% to 1.75 in 2023, then decreased by 20.06% to 1.4 in 2024, then jumped by 1176.16% to 17.9 in 2025, then slumped by 99.92% to 0.01 in 2026.
- Business Quant data shows QFIN's Debt Ratio at 0.01 in Q1 2026, 17.9 in Q4 2025, and 0.0 in Q1 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 0.25 |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 0.36 |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 0.01 |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 0.12 |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 0.18 |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | - |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 0.02 |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 0.60 |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 3.53 |
| 10 | Qfin Holdings | 3.99 Bn | -935.70 Bn | 498.57 Mn | 0.01 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.01 |
| Dec 31, 2025 | 17.90 |
| Mar 31, 2025 | 0.00 |
| Dec 31, 2024 | 1.40 |
| Sep 30, 2024 | 0.00 |
| Jun 30, 2024 | 882.12 |
| Mar 31, 2024 | 0.00 |
| Dec 31, 2023 | 1.75 |
| Sep 30, 2023 | 0.00 |
| Jun 30, 2023 | 0.00 |
| Mar 31, 2023 | 2,802.80 |
| Dec 31, 2022 | 2.82 |
| Sep 30, 2022 | 0.01 |
| Jun 30, 2022 | 0.00 |
| Mar 31, 2022 | 0.00 |
| Dec 31, 2021 | 0.01 |
| Sep 30, 2021 | 0.00 |
| Jun 30, 2021 | 0.00 |
| Mar 31, 2021 | 0.00 |
| Dec 31, 2020 | 0.00 |