Qfin Holdings QFIN
NASDAQ QFIN
$8.80 -0.37 (-4.03%)
At close: Aug 28, 2026 · 4:00 PM EDT

Qfin Holdings (QFIN) Debt Ratio (2025 - 2026)

Qfin Holdings (QFIN) posted Debt Ratio of 0.01 for Q1 2026, down 99.92% sequentially from 17.9 in Q4 2025, and up 1584.19% YoY from 0.0 in Q1 2025.

Analysis

Qfin Holdings (QFIN) Debt Ratio (2025 - 2026) Analysis & Trends

Qfin Holdings has reported Debt Ratio for 10 years, with the latest figure at 0.01 in Q1 2026.

  • Quarterly Debt Ratio rose 1584.19% year-over-year to 0.01 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.01 (up 1584.19% YoY) and the FY2025 annual result came in at 17.64, up 1158.23% from the prior year.
  • Debt Ratio declined to 0.01 in Q1 2026 per QFIN's latest filing, from 17.9 in the prior quarter.
  • Over five years, Debt Ratio peaked at 2813.64 in Q1 2023 and troughed at 0.0 in Q3 2024.
  • A 5-year average of 247.98 and a median of 0.01 in 2022 frame the typical range for Debt Ratio.
  • The sharpest annual moves came in 2023 and 2024: Debt Ratio soared 58824598.41% in 2023, then plunged 100.0% in 2024.
  • Over 5 years, Debt Ratio stood at 2.82 in 2022, then plunged by 37.75% to 1.75 in 2023, then retreated by 20.06% to 1.4 in 2024, then soared by 1176.16% to 17.9 in 2025, then sank by 99.92% to 0.01 in 2026.
  • According to Business Quant data, Debt Ratio over the past three periods registered 0.01, 17.9, and 0.0 for Q1 2026, Q4 2025, and Q1 2025 respectively.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Visa 680.39 Bn 668.03 Bn - 0.25
2 Mastercard 518.33 Bn 504.84 Bn - 0.43
3 American Express 224.91 Bn 175.59 Bn 17.99 Bn 0.19
4 Capital One Financial 132.31 Bn 77.60 Bn - 0.05
5 PayPal Holdings 46.25 Bn 35.00 Bn - 0.18
6 Affirm Holdings 26.22 Bn 24.59 Bn - 0.21
7 Synchrony Financial 25.37 Bn 9.17 Bn - 0.13
8 SoFi Technologies 23.30 Bn 20.18 Bn 1.02 Bn -
9 Ally Financial 12.85 Bn 5.01 Bn 2.08 Bn 0.11
10 Qfin Holdings 1.07 Bn -390.93 Bn - -
Historic Data

Historic Data

Download Data
DateValue
Mar 31, 2026 14,641.18
Dec 31, 2025 17.90