Qfin Holdings (QFIN) Retained Earnings (2017 - 2025)

Qfin Holdings (QFIN) posted Retained Earnings of $3.6 billion for Q4 2025, up 19.22% sequentially from $3.0 billion in Q4 2024, and up 19.22% YoY from $3.0 billion in Q4 2024.

Qfin Holdings (QFIN) Retained Earnings (2017 - 2025) Analysis & Trends

Qfin Holdings has reported Retained Earnings for 9 years, with the latest figure at $3.6 billion in Q4 2025.

  • Quarterly Retained Earnings rose 19.22% year-over-year to $3.6 billion in Q4 2025, while the trailing twelve-month figure through Dec 2025 was $3.6 billion (up 19.22% YoY) and the FY2025 annual result came in at $3.5 billion, up 22.06% from the prior year.
  • Retained Earnings rose to $3.6 billion in Q4 2025 per QFIN's latest filing, from $3.0 billion in the prior quarter.
  • Over five years, Retained Earnings peaked at $3.6 billion in Q4 2025 and troughed at $837.2 million in Q1 2021.
  • A 5-year average of $2.0 billion and a median of $1.7 billion in 2022 frame the typical range for Retained Earnings.
  • The sharpest annual moves came in 2021 and 2022: Retained Earnings soared 619.1% in 2021, then climbed 17.67% in 2022.
  • Over 5 years, Retained Earnings stood at $1.7 billion in 2021, then rose by 17.67% to $2.0 billion in 2022, then increased by 24.68% to $2.4 billion in 2023, then increased by 24.0% to $3.0 billion in 2024, then grew by 19.22% to $3.6 billion in 2025.
  • According to Business Quant data, Retained Earnings over the past three periods registered $3.6 billion, $3.0 billion, and $2.4 billion for Q4 2025, Q4 2024, and Q4 2023 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Retained Earnings (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 22.17 Bn
2 Mastercard 506.53 Bn 493.04 Bn - 91.77 Bn
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 26.38 Bn
4 Capital One Financial 136.19 Bn 81.48 Bn - 69.25 Bn
5 PayPal Holdings 52.34 Bn 41.08 Bn - 34.43 Bn
6 Eason Technology 35.89 Bn 35.89 Bn - -76.63 Mn
7 Synchrony Financial 26.09 Bn 9.90 Bn - 25.97 Bn
8 Affirm Holdings 25.93 Bn 24.20 Bn - 6.55 Bn
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn -2.74 Mn
10 Qfin Holdings 3.17 Bn -125.16 Bn - -

Historic Data

Download Data
DateValue
Dec 31, 2025 3.61 Bn
Dec 31, 2024 3.03 Bn
Dec 31, 2023 2.44 Bn
Jun 30, 2023 2.21 Bn
Dec 31, 2022 1.96 Bn
Sep 30, 2022 1.70 Bn
Jun 30, 2022 1.69 Bn
Dec 31, 2021 1.66 Bn
Sep 30, 2021 1.33 Bn
Jun 30, 2021 1.09 Bn
Mar 31, 2021 837.17 Mn
Dec 31, 2020 624.33 Mn
Sep 30, 2020 431.95 Mn
Jun 30, 2020 240.74 Mn
Mar 31, 2020 116.42 Mn
Dec 31, 2019 293.88 Mn
Sep 30, 2019 703.93 Mn
Jun 30, 2019 729.66 Mn
Mar 31, 2019 735.43 Mn
Dec 31, 2018 -62.23 Mn