Qfin Holdings (QFIN) Retained Earnings (2017 - 2025)
Qfin Holdings recorded quarterly Retained Earnings of $3.6 billion in Q4 2025, up 16495.71% quarter-over-quarter from -$22.0 million in Q3 2025, and up 19.22% year-over-year from $3.0 billion in Q4 2024.
Qfin Holdings' Retained Earnings history runs 9 years deep, the most recent figure standing at $3.6 billion for Q4 2025.
- In Q4 2025, Retained Earnings rose 19.22% year-over-year to $3.6 billion; the TTM figure through Dec 2025 stood at $3.6 billion (up 19.22% YoY), while the FY2025 annual figure was -$29.7 million, down 101.03% from the prior year.
- Retained Earnings came in at $3.6 billion for Q4 2025 at Qfin Holdings, up from -$22.0 million in the prior quarter.
- In the past five years, Retained Earnings ranged from a high of $3.6 billion in Q4 2025 to a low of -$22.0 million in Q3 2025.
- A 5-year average of $992.0 million and a median of $424.5 million in 2021 frame the typical range for Retained Earnings.
- Across the five-year window, Retained Earnings surged 13869.09% in 2021 and tumbled 3586.89% in 2025, its largest moves.
- Qfin Holdings' Retained Earnings stood at $1.7 billion in 2021, then increased by 17.67% to $2.0 billion in 2022, then grew by 24.68% to $2.4 billion in 2023, then grew by 24.0% to $3.0 billion in 2024, then climbed by 19.22% to $3.6 billion in 2025.
- According to Business Quant data, Retained Earnings over the past three periods registered $3.6 billion, -$22.0 million, and -$18.8 million for Q4 2025, Q3 2025, and Q2 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 554.71 Bn | 542.31 Bn | - | 13.12 Bn |
| 2 | Mastercard | 443.64 Bn | 433.43 Bn | - | -928.00 Mn |
| 3 | American Express | 211.69 Bn | 157.65 Bn | 17.43 Bn | 26.09 Bn |
| 4 | Capital One Financial | 115.44 Bn | 38.94 Bn | - | 66.79 Bn |
| 5 | PayPal Holdings | 40.47 Bn | 31.13 Bn | 7.84 Bn | 33.45 Bn |
| 6 | Synchrony Financial | 24.65 Bn | 4.09 Bn | - | 25.21 Bn |
| 7 | SoFi Technologies | 20.00 Bn | 16.60 Bn | 929.25 Mn | -2.74 Mn |
| 8 | Ally Financial | 13.32 Bn | 12.88 Bn | 1.98 Bn | -2.77 Bn |
| 9 | Eason Technology | 11.55 Bn | 11.54 Bn | - | -76.63 Mn |
| 10 | Qfin Holdings | 465.17 Mn | -593.26 Mn | 506.52 Mn | 3.61 Bn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 3.61 Bn |
| Sep 30, 2025 | -22.00 Mn |
| Jun 30, 2025 | -18.79 Mn |
| Mar 31, 2025 | -2.12 Mn |
| Dec 31, 2024 | 3.03 Bn |
| Sep 30, 2024 | -14.67 Mn |
| Jun 30, 2024 | 538,732.24 |
| Mar 31, 2024 | 281,090.96 |
| Dec 31, 2023 | 2.44 Bn |
| Sep 30, 2023 | 2.84 Mn |
| Jun 30, 2023 | 2.21 Bn |
| Mar 31, 2023 | -409,000.00 |
| Dec 31, 2022 | 1.96 Bn |
| Sep 30, 2022 | 11.74 Mn |
| Jun 30, 2022 | 1.72 Bn |
| Mar 31, 2022 | -987,000.00 |
| Dec 31, 2021 | 1.66 Bn |
| Sep 30, 2021 | 1.33 Bn |
| Jun 30, 2021 | 1.09 Bn |
| Mar 31, 2021 | 837.17 Mn |
| Dec 31, 2020 | 624.33 Mn |
| Sep 30, 2020 | 9.55 Mn |
| Jun 30, 2020 | 240.74 Mn |
| Mar 31, 2020 | 116.42 Mn |
| Dec 31, 2019 | 293.88 Mn |
| Sep 30, 2019 | 9.58 Mn |
| Jun 30, 2019 | 168,000.00 |
| Mar 31, 2019 | 5.41 Mn |
| Dec 31, 2018 | -62.23 Mn |
| Sep 30, 2018 | 550,158.27 |
| Dec 31, 2017 | 21.79 Mn |