Qfin Holdings (QFIN) Retained Earnings (2017 - 2025)
Qfin Holdings' (QFIN) quarterly Retained Earnings came in at $3.6 billion in Q4 2025, up 19.22% year-over-year from $3.0 billion in Q4 2024, and up 19.22% quarter-over-quarter from $3.0 billion in Q4 2024.
Analysis
Qfin Holdings (QFIN) Retained Earnings (2017 - 2025) Analysis & Trends
Qfin Holdings has disclosed Retained Earnings across 9 years of filings, most recently posting $3.6 billion for Q4 2025.
- In Q4 2025, Retained Earnings rose 19.22% year-over-year to $3.6 billion; the TTM figure through Dec 2025 stood at $3.6 billion (up 19.22% YoY), while the FY2025 annual figure was $3.5 billion, up 22.06% from the prior year.
- Retained Earnings came in at $3.6 billion for Q4 2025 at Qfin Holdings, up from $3.0 billion in the prior quarter.
- In the past five years, Retained Earnings ranged from a high of $3.6 billion in Q4 2025 to a low of $837.2 million in Q1 2021.
- Average Retained Earnings over 5 years is $1.9 billion, with a median of $1.7 billion recorded in 2022.
- Year-over-year, Retained Earnings surged 619.1% in 2021 and rose 15.65% in 2023.
- Over 5 years, Retained Earnings stood at $1.7 billion in 2021, then grew by 17.67% to $2.0 billion in 2022, then advanced by 15.65% to $2.3 billion in 2023, then surged by 33.68% to $3.0 billion in 2024, then advanced by 19.22% to $3.6 billion in 2025.
- Per Business Quant data, the three most recent Retained Earnings figures were $3.6 billion in Q4 2025, $3.0 billion in Q4 2024, and $2.3 billion in Q4 2023.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | Upstart Holdings | 2.43 Bn | 1.99 Bn | 303.39 Mn | 1.15 Bn |
| 2 | Pagaya Technologies | 1.70 Bn | 1.51 Bn | 168.33 Mn | 1.41 Bn |
| 3 | Qfin Holdings | 986.27 Mn | -9.51 Mn | - | - |
| 4 | FinVolution | 836.54 Mn | -90.46 Mn | - | 882.35 Mn |
| 5 | X Financial | 386.17 Mn | -182.14 Mn | 84.09 Mn | 480.44 Mn |
| 6 | Open Lending | 371.20 Mn | 186.25 Mn | 15.64 Mn | 491.95 Mn |
| 7 | Blend Labs | 279.09 Mn | 234.22 Mn | 24.89 Mn | -1.40 Bn |
| 8 | LexinFintech Holdings | 251.25 Mn | 251.25 Mn | 73.06 Mn | 463.12 Mn |
| 9 | Jiayin | 76.25 Mn | 2.23 Mn | - | - |
| 10 | Antalpha Platform Holding | 76.02 Mn | -813.69 Mn | 11.94 Mn | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Dec 31, 2025 | 3.61 Bn |
| Dec 31, 2024 | 3.03 Bn |
| Dec 31, 2023 | 2.26 Bn |
| Jun 30, 2023 | 2.21 Bn |
| Dec 31, 2022 | 1.96 Bn |
| Sep 30, 2022 | 1.70 Bn |
| Jun 30, 2022 | 1.69 Bn |
| Dec 31, 2021 | 1.66 Bn |
| Sep 30, 2021 | 1.33 Bn |
| Jun 30, 2021 | 1.09 Bn |
| Mar 31, 2021 | 837.17 Mn |
| Dec 31, 2020 | 624.33 Mn |
| Sep 30, 2020 | 431.95 Mn |
| Jun 30, 2020 | 240.74 Mn |
| Mar 31, 2020 | 116.42 Mn |
| Dec 31, 2019 | 293.88 Mn |
| Sep 30, 2019 | 703.93 Mn |
| Jun 30, 2019 | 729.66 Mn |
| Mar 31, 2019 | 735.43 Mn |
| Dec 31, 2018 | 703.88 Mn |