Qfin Holdings (QFIN) Retained Earnings (2017 - 2025)
Qfin Holdings (QFIN) posted Retained Earnings of $3.6 billion for Q4 2025, up 19.22% sequentially from $3.0 billion in Q4 2024, and up 19.22% YoY from $3.0 billion in Q4 2024.
Qfin Holdings (QFIN) Retained Earnings (2017 - 2025) Analysis & Trends
Qfin Holdings has reported Retained Earnings for 9 years, with the latest figure at $3.6 billion in Q4 2025.
- Quarterly Retained Earnings rose 19.22% year-over-year to $3.6 billion in Q4 2025, while the trailing twelve-month figure through Dec 2025 was $3.6 billion (up 19.22% YoY) and the FY2025 annual result came in at $3.5 billion, up 22.06% from the prior year.
- Retained Earnings rose to $3.6 billion in Q4 2025 per QFIN's latest filing, from $3.0 billion in the prior quarter.
- Over five years, Retained Earnings peaked at $3.6 billion in Q4 2025 and troughed at $837.2 million in Q1 2021.
- A 5-year average of $2.0 billion and a median of $1.7 billion in 2022 frame the typical range for Retained Earnings.
- The sharpest annual moves came in 2021 and 2022: Retained Earnings soared 619.1% in 2021, then climbed 17.67% in 2022.
- Over 5 years, Retained Earnings stood at $1.7 billion in 2021, then rose by 17.67% to $2.0 billion in 2022, then increased by 24.68% to $2.4 billion in 2023, then increased by 24.0% to $3.0 billion in 2024, then grew by 19.22% to $3.6 billion in 2025.
- According to Business Quant data, Retained Earnings over the past three periods registered $3.6 billion, $3.0 billion, and $2.4 billion for Q4 2025, Q4 2024, and Q4 2023 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 22.17 Bn |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 91.77 Bn |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 26.38 Bn |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 69.25 Bn |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 34.43 Bn |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | -76.63 Mn |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 25.97 Bn |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | 6.55 Bn |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | -2.74 Mn |
| 10 | Qfin Holdings | 3.17 Bn | -125.16 Bn | - | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 3.61 Bn |
| Dec 31, 2024 | 3.03 Bn |
| Dec 31, 2023 | 2.44 Bn |
| Jun 30, 2023 | 2.21 Bn |
| Dec 31, 2022 | 1.96 Bn |
| Sep 30, 2022 | 1.70 Bn |
| Jun 30, 2022 | 1.69 Bn |
| Dec 31, 2021 | 1.66 Bn |
| Sep 30, 2021 | 1.33 Bn |
| Jun 30, 2021 | 1.09 Bn |
| Mar 31, 2021 | 837.17 Mn |
| Dec 31, 2020 | 624.33 Mn |
| Sep 30, 2020 | 431.95 Mn |
| Jun 30, 2020 | 240.74 Mn |
| Mar 31, 2020 | 116.42 Mn |
| Dec 31, 2019 | 293.88 Mn |
| Sep 30, 2019 | 703.93 Mn |
| Jun 30, 2019 | 729.66 Mn |
| Mar 31, 2019 | 735.43 Mn |
| Dec 31, 2018 | -62.23 Mn |