Growth Metrics

Qfin Holdings (QFIN) Retained Earnings (2017 - 2025)

Qfin Holdings recorded quarterly Retained Earnings of $3.6 billion in Q4 2025, up 16495.71% quarter-over-quarter from -$22.0 million in Q3 2025, and up 19.22% year-over-year from $3.0 billion in Q4 2024.

Qfin Holdings' Retained Earnings history runs 9 years deep, the most recent figure standing at $3.6 billion for Q4 2025.

  • In Q4 2025, Retained Earnings rose 19.22% year-over-year to $3.6 billion; the TTM figure through Dec 2025 stood at $3.6 billion (up 19.22% YoY), while the FY2025 annual figure was -$29.7 million, down 101.03% from the prior year.
  • Retained Earnings came in at $3.6 billion for Q4 2025 at Qfin Holdings, up from -$22.0 million in the prior quarter.
  • In the past five years, Retained Earnings ranged from a high of $3.6 billion in Q4 2025 to a low of -$22.0 million in Q3 2025.
  • A 5-year average of $992.0 million and a median of $424.5 million in 2021 frame the typical range for Retained Earnings.
  • Across the five-year window, Retained Earnings surged 13869.09% in 2021 and tumbled 3586.89% in 2025, its largest moves.
  • Qfin Holdings' Retained Earnings stood at $1.7 billion in 2021, then increased by 17.67% to $2.0 billion in 2022, then grew by 24.68% to $2.4 billion in 2023, then grew by 24.0% to $3.0 billion in 2024, then climbed by 19.22% to $3.6 billion in 2025.
  • According to Business Quant data, Retained Earnings over the past three periods registered $3.6 billion, -$22.0 million, and -$18.8 million for Q4 2025, Q3 2025, and Q2 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Retained Earnings (Qtr)
1 Visa 554.71 Bn 542.31 Bn - 13.12 Bn
2 Mastercard 443.64 Bn 433.43 Bn - -928.00 Mn
3 American Express 211.69 Bn 157.65 Bn 17.43 Bn 26.09 Bn
4 Capital One Financial 115.44 Bn 38.94 Bn - 66.79 Bn
5 PayPal Holdings 40.47 Bn 31.13 Bn 7.84 Bn 33.45 Bn
6 Synchrony Financial 24.65 Bn 4.09 Bn - 25.21 Bn
7 SoFi Technologies 20.00 Bn 16.60 Bn 929.25 Mn -2.74 Mn
8 Ally Financial 13.32 Bn 12.88 Bn 1.98 Bn -2.77 Bn
9 Eason Technology 11.55 Bn 11.54 Bn - -76.63 Mn
10 Qfin Holdings 465.17 Mn -593.26 Mn 506.52 Mn 3.61 Bn

Historic Data

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DateValue
Dec 31, 2025 3.61 Bn
Sep 30, 2025 -22.00 Mn
Jun 30, 2025 -18.79 Mn
Mar 31, 2025 -2.12 Mn
Dec 31, 2024 3.03 Bn
Sep 30, 2024 -14.67 Mn
Jun 30, 2024 538,732.24
Mar 31, 2024 281,090.96
Dec 31, 2023 2.44 Bn
Sep 30, 2023 2.84 Mn
Jun 30, 2023 2.21 Bn
Mar 31, 2023 -409,000.00
Dec 31, 2022 1.96 Bn
Sep 30, 2022 11.74 Mn
Jun 30, 2022 1.72 Bn
Mar 31, 2022 -987,000.00
Dec 31, 2021 1.66 Bn
Sep 30, 2021 1.33 Bn
Jun 30, 2021 1.09 Bn
Mar 31, 2021 837.17 Mn
Dec 31, 2020 624.33 Mn
Sep 30, 2020 9.55 Mn
Jun 30, 2020 240.74 Mn
Mar 31, 2020 116.42 Mn
Dec 31, 2019 293.88 Mn
Sep 30, 2019 9.58 Mn
Jun 30, 2019 168,000.00
Mar 31, 2019 5.41 Mn
Dec 31, 2018 -62.23 Mn
Sep 30, 2018 550,158.27
Dec 31, 2017 21.79 Mn