Qfin Holdings QFIN
NASDAQ QFIN
$8.09 -0.20 (-2.41%)
At close: Sep 18, 2026 · 4:00 PM EDT

Qfin Holdings (QFIN) Retained Earnings (2017 - 2025)

Qfin Holdings' (QFIN) quarterly Retained Earnings came in at $3.6 billion in Q4 2025, up 19.22% year-over-year from $3.0 billion in Q4 2024, and up 19.22% quarter-over-quarter from $3.0 billion in Q4 2024.

Analysis

Qfin Holdings (QFIN) Retained Earnings (2017 - 2025) Analysis & Trends

Qfin Holdings has disclosed Retained Earnings across 9 years of filings, most recently posting $3.6 billion for Q4 2025.

  • In Q4 2025, Retained Earnings rose 19.22% year-over-year to $3.6 billion; the TTM figure through Dec 2025 stood at $3.6 billion (up 19.22% YoY), while the FY2025 annual figure was $3.5 billion, up 22.06% from the prior year.
  • Retained Earnings came in at $3.6 billion for Q4 2025 at Qfin Holdings, up from $3.0 billion in the prior quarter.
  • In the past five years, Retained Earnings ranged from a high of $3.6 billion in Q4 2025 to a low of $837.2 million in Q1 2021.
  • Average Retained Earnings over 5 years is $1.9 billion, with a median of $1.7 billion recorded in 2022.
  • Year-over-year, Retained Earnings surged 619.1% in 2021 and rose 15.65% in 2023.
  • Over 5 years, Retained Earnings stood at $1.7 billion in 2021, then grew by 17.67% to $2.0 billion in 2022, then advanced by 15.65% to $2.3 billion in 2023, then surged by 33.68% to $3.0 billion in 2024, then advanced by 19.22% to $3.6 billion in 2025.
  • Per Business Quant data, the three most recent Retained Earnings figures were $3.6 billion in Q4 2025, $3.0 billion in Q4 2024, and $2.3 billion in Q4 2023.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Retained Earnings (Qtr)
1 Upstart Holdings 2.43 Bn 1.99 Bn 303.39 Mn 1.15 Bn
2 Pagaya Technologies 1.70 Bn 1.51 Bn 168.33 Mn 1.41 Bn
3 Qfin Holdings 986.27 Mn -9.51 Mn - -
4 FinVolution 836.54 Mn -90.46 Mn - 882.35 Mn
5 X Financial 386.17 Mn -182.14 Mn 84.09 Mn 480.44 Mn
6 Open Lending 371.20 Mn 186.25 Mn 15.64 Mn 491.95 Mn
7 Blend Labs 279.09 Mn 234.22 Mn 24.89 Mn -1.40 Bn
8 LexinFintech Holdings 251.25 Mn 251.25 Mn 73.06 Mn 463.12 Mn
9 Jiayin 76.25 Mn 2.23 Mn - -
10 Antalpha Platform Holding 76.02 Mn -813.69 Mn 11.94 Mn -
Historic Data

Historic Data

Download Data
DateValue
Dec 31, 2025 3.61 Bn
Dec 31, 2024 3.03 Bn
Dec 31, 2023 2.26 Bn
Jun 30, 2023 2.21 Bn
Dec 31, 2022 1.96 Bn
Sep 30, 2022 1.70 Bn
Jun 30, 2022 1.69 Bn
Dec 31, 2021 1.66 Bn
Sep 30, 2021 1.33 Bn
Jun 30, 2021 1.09 Bn
Mar 31, 2021 837.17 Mn
Dec 31, 2020 624.33 Mn
Sep 30, 2020 431.95 Mn
Jun 30, 2020 240.74 Mn
Mar 31, 2020 116.42 Mn
Dec 31, 2019 293.88 Mn
Sep 30, 2019 703.93 Mn
Jun 30, 2019 729.66 Mn
Mar 31, 2019 735.43 Mn
Dec 31, 2018 703.88 Mn