Qfin Holdings (QFIN) Retained Earnings (2017 - 2025)

Qfin Holdings (QFIN) posted Retained Earnings of $3.6 billion for Q4 2025, up 19.22% sequentially from $3.0 billion in Q4 2024, and up 19.22% YoY from $3.0 billion in Q4 2024.

Qfin Holdings (QFIN) Retained Earnings (2017 - 2025) Analysis & Trends

Qfin Holdings (QFIN) has 9 years of Retained Earnings data on file, last reported at $3.6 billion in Q4 2025.

  • Quarterly Retained Earnings rose 19.22% year-over-year to $3.6 billion in Q4 2025, while the trailing twelve-month figure through Dec 2025 was $3.6 billion (up 19.22% YoY) and the FY2025 annual result came in at -$28.0 million, down 100.97% from the prior year.
  • Retained Earnings rose to $3.6 billion in Q4 2025 per QFIN's latest filing, from $3.0 billion in the prior quarter.
  • The five-year high for Retained Earnings was $3.6 billion in Q4 2025, with the low at $837.2 million in Q1 2021.
  • Average Retained Earnings over 5 years is $2.0 billion, with a median of $1.7 billion recorded in 2022.
  • Year-over-year, Retained Earnings surged 619.1% in 2021 and increased 17.67% in 2022.
  • Qfin Holdings' Retained Earnings stood at $1.7 billion in 2021, then gained by 17.67% to $2.0 billion in 2022, then rose by 24.68% to $2.4 billion in 2023, then rose by 24.0% to $3.0 billion in 2024, then increased by 19.22% to $3.6 billion in 2025.
  • Business Quant data shows QFIN's Retained Earnings at $3.6 billion in Q4 2025, $3.0 billion in Q4 2024, and $2.4 billion in Q4 2023.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Retained Earnings (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 13.12 Bn
2 Mastercard 465.55 Bn 455.34 Bn - -928.00 Mn
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 26.09 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 33.45 Bn
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn -23.59 Mn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn -2.74 Mn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn -2.77 Bn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 1.12 Bn
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 1.84 Mn
10 Qfin Holdings 3.99 Bn -935.70 Bn 498.57 Mn -

Historic Data

Download Data
DateValue
Dec 31, 2025 3.61 Bn
Dec 31, 2024 3.03 Bn
Dec 31, 2023 2.44 Bn
Jun 30, 2023 2.21 Bn
Dec 31, 2022 1.96 Bn
Sep 30, 2022 1.70 Bn
Jun 30, 2022 1.69 Bn
Dec 31, 2021 1.66 Bn
Sep 30, 2021 1.33 Bn
Jun 30, 2021 1.09 Bn
Mar 31, 2021 837.17 Mn
Dec 31, 2020 624.33 Mn
Sep 30, 2020 431.95 Mn
Jun 30, 2020 240.74 Mn
Mar 31, 2020 116.42 Mn
Dec 31, 2019 293.88 Mn
Sep 30, 2019 229.64 Mn
Jun 30, 2019 132.24 Mn
Mar 31, 2019 43.16 Mn
Dec 31, 2018 -62.23 Mn