Qfin Holdings (QFIN) EBITDA (2016 - 2026)
Qfin Holdings (QFIN) posted EBITDA of $141.9 million for Q1 2026, up 14.41% sequentially from $124.0 million in Q4 2025, and down 47.76% YoY from $271.7 million in Q1 2025.
Analysis
Qfin Holdings (QFIN) EBITDA (2016 - 2026) Analysis & Trends
Qfin Holdings has reported EBITDA for 10 years, with the latest figure at $141.9 million in Q1 2026.
- Quarterly EBITDA fell 47.76% year-over-year to $141.9 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $798.8 million (down 29.31% YoY) and the FY2025 annual result came in at $941.6 million, down 8.71% from the prior year.
- EBITDA rose to $141.9 million in Q1 2026 per QFIN's latest filing, from $124.0 million in the prior quarter.
- Over five years, EBITDA peaked at $326.2 million in Q3 2024 and troughed at $124.0 million in Q4 2025.
- A 5-year average of $203.8 million and a median of $190.4 million in 2023 frame the typical range for EBITDA.
- The sharpest annual moves came in 2024 and 2025: EBITDA jumped 71.36% in 2024, then plunged 52.1% in 2025.
- Over 5 years, EBITDA stood at $136.8 million in 2022, then surged by 31.69% to $180.2 million in 2023, then soared by 43.7% to $259.0 million in 2024, then slumped by 52.1% to $124.0 million in 2025, then advanced by 14.41% to $141.9 million in 2026.
- According to Business Quant data, EBITDA over the past three periods registered $141.9 million, $124.0 million, and $237.5 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 6.88 Bn |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 5.59 Bn |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 3.51 Bn |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 7.83 Bn |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | 1.43 Bn |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | 147.26 Mn |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 2.16 Bn |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | 17.93 Mn |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 1.03 Bn |
| 10 | Qfin Holdings | 1.07 Bn | -390.93 Bn | - | 170.50 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 170.50 Mn |
| Mar 31, 2026 | 141.32 Mn |
| Dec 31, 2025 | 124.04 Mn |
| Sep 30, 2025 | 237.53 Mn |
| Jun 30, 2025 | 298.20 Mn |
| Mar 31, 2025 | 271.66 Mn |
| Dec 31, 2024 | 258.97 Mn |
| Sep 30, 2024 | 326.20 Mn |
| Jun 30, 2024 | 273.14 Mn |
| Mar 31, 2024 | 190.76 Mn |
| Dec 31, 2023 | 180.22 Mn |
| Sep 30, 2023 | 192.01 Mn |
| Jun 30, 2023 | 168.69 Mn |
| Mar 31, 2023 | 147.20 Mn |
| Dec 31, 2022 | 136.85 Mn |
| Sep 30, 2022 | 162.82 Mn |
| Jun 30, 2022 | 153.28 Mn |
| Mar 31, 2022 | 214.17 Mn |
| Dec 31, 2021 | 232.49 Mn |
| Sep 30, 2021 | 293.90 Mn |