Qfin Holdings (QFIN) EBITDA (2017 - 2026)
Qfin Holdings (QFIN) posted EBITDA of $122.6 million for Q1 2026, down 11.14% sequentially from $138.0 million in Q4 2025, and down 50.04% YoY from $245.5 million in Q1 2025.
Qfin Holdings (QFIN) EBITDA (2017 - 2026) Analysis & Trends
Qfin Holdings (QFIN) has 10 years of EBITDA data on file, last reported at $122.6 million in Q1 2026.
- Quarterly EBITDA fell 50.04% year-over-year to $122.6 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $932.3 million (down 16.76% YoY) and the FY2025 annual result came in at $824.8 million, down 4.35% from the prior year.
- EBITDA slipped to $122.6 million in Q1 2026 per QFIN's latest filing, from $138.0 million in the prior quarter.
- The five-year high for EBITDA was $473.6 million in Q2 2025, with the low at $122.6 million in Q1 2026.
- Average EBITDA over 5 years is $202.3 million, with a median of $161.0 million recorded in 2024.
- Year-over-year, EBITDA surged 108.04% in 2024 and tumbled 51.05% in 2025.
- Qfin Holdings' EBITDA stood at $122.8 million in 2022, then advanced by 26.87% to $155.8 million in 2023, then surged by 81.03% to $282.0 million in 2024, then plunged by 51.05% to $138.0 million in 2025, then declined by 11.14% to $122.6 million in 2026.
- Business Quant data shows QFIN's EBITDA at $122.6 million in Q1 2026, $138.0 million in Q4 2025, and $198.1 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 7.23 Bn |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 4.91 Bn |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 3.55 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 1.49 Bn |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 96.25 Mn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 153.01 Mn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 332.00 Mn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 139.80 Mn |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 69.02 Mn |
| 10 | Qfin Holdings | 3.99 Bn | -935.70 Bn | 498.57 Mn | 122.64 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 122.64 Mn |
| Dec 31, 2025 | 138.02 Mn |
| Sep 30, 2025 | 198.12 Mn |
| Jun 30, 2025 | 473.57 Mn |
| Mar 31, 2025 | 245.46 Mn |
| Dec 31, 2024 | 281.98 Mn |
| Sep 30, 2024 | 241.66 Mn |
| Jun 30, 2024 | 350.94 Mn |
| Mar 31, 2024 | 160.96 Mn |
| Dec 31, 2023 | 155.77 Mn |
| Sep 30, 2023 | 156.49 Mn |
| Jun 30, 2023 | 168.69 Mn |
| Mar 31, 2023 | 134.98 Mn |
| Dec 31, 2022 | 122.77 Mn |
| Sep 30, 2022 | 149.90 Mn |
| Jun 30, 2022 | 152.96 Mn |
| Mar 31, 2022 | 184.26 Mn |
| Dec 31, 2021 | 202.27 Mn |
| Sep 30, 2021 | 242.05 Mn |
| Jun 30, 2021 | 236.33 Mn |