Growth Metrics

Qfin Holdings (QFIN) EBITDA (2017 - 2025)

Qfin Holdings recorded quarterly EBITDA of $138.0 million in Q4 2025, down 30.34% quarter-over-quarter from $198.1 million in Q3 2025, and down 51.05% year-over-year from $282.0 million in Q4 2024.

Qfin Holdings' EBITDA history runs 9 years deep, the most recent figure standing at $138.0 million for Q4 2025.

  • In Q4 2025, EBITDA fell 51.05% year-over-year to $138.0 million; the TTM figure through Dec 2025 stood at $1.1 billion (up 1.9% YoY), while the FY2025 annual figure was $824.8 million, down 4.35% from the prior year.
  • EBITDA came in at $138.0 million for Q4 2025 at Qfin Holdings, down from $198.1 million in the prior quarter.
  • In the past five years, EBITDA ranged from a high of $473.6 million in Q2 2025 to a low of $122.8 million in Q4 2022.
  • A 5-year average of $210.2 million and a median of $191.2 million in 2022 frame the typical range for EBITDA.
  • Across the five-year window, EBITDA soared 583.16% in 2021 and plunged 51.05% in 2025, its largest moves.
  • Qfin Holdings' EBITDA stood at $202.3 million in 2021, then sank by 39.3% to $122.8 million in 2022, then rose by 26.87% to $155.8 million in 2023, then soared by 81.03% to $282.0 million in 2024, then slumped by 51.05% to $138.0 million in 2025.
  • According to Business Quant data, EBITDA over the past three periods registered $138.0 million, $198.1 million, and $473.6 million for Q4 2025, Q3 2025, and Q2 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBITDA (Qtr)
1 Visa 554.71 Bn 542.31 Bn - 7.23 Bn
2 Mastercard 443.64 Bn 433.43 Bn - 4.91 Bn
3 American Express 211.69 Bn 157.65 Bn 17.43 Bn 3.55 Bn
4 Capital One Financial 115.44 Bn 38.94 Bn - 6.79 Bn
5 PayPal Holdings 40.47 Bn 31.13 Bn 7.84 Bn 1.49 Bn
6 Synchrony Financial 24.65 Bn 4.09 Bn - 2.02 Bn
7 SoFi Technologies 20.00 Bn 16.60 Bn 929.25 Mn 153.01 Mn
8 Ally Financial 13.32 Bn 12.88 Bn 1.98 Bn 332.00 Mn
9 Eason Technology 11.55 Bn 11.54 Bn - -
10 Qfin Holdings 465.17 Mn -593.26 Mn 506.52 Mn 138.02 Mn

Historic Data

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DateValue
Dec 31, 2025 138.02 Mn
Sep 30, 2025 198.12 Mn
Jun 30, 2025 473.57 Mn
Mar 31, 2025 245.46 Mn
Dec 31, 2024 281.98 Mn
Sep 30, 2024 241.66 Mn
Jun 30, 2024 350.94 Mn
Mar 31, 2024 160.96 Mn
Dec 31, 2023 155.77 Mn
Sep 30, 2023 156.49 Mn
Jun 30, 2023 168.69 Mn
Mar 31, 2023 134.98 Mn
Dec 31, 2022 122.77 Mn
Sep 30, 2022 149.90 Mn
Jun 30, 2022 152.96 Mn
Mar 31, 2022 184.26 Mn
Dec 31, 2021 202.27 Mn
Sep 30, 2021 242.05 Mn
Jun 30, 2021 236.33 Mn
Mar 31, 2021 206.58 Mn
Dec 31, 2020 175.10 Mn
Sep 30, 2020 171.86 Mn
Jun 30, 2020 123.55 Mn
Mar 31, 2020 30.24 Mn
Dec 31, 2019 54.62 Mn
Sep 30, 2019 112.20 Mn
Jun 30, 2019 96.20 Mn
Mar 31, 2019 100.69 Mn
Dec 31, 2018 86,007.31
Sep 30, 2018 85.47 Mn
Jun 30, 2018 -6.48 Mn
Mar 31, 2018 33.55 Mn
Dec 31, 2017 28.88 Mn