Qfin Holdings (QFIN) Times Interest Earned (2019 - 2026)
Qfin Holdings' (QFIN) quarterly Times Interest Earned came in at 9.0 in Q2 2026, down 40.13% year-over-year from 15.03 in Q2 2025, and up 17.95% quarter-over-quarter from 7.63 in Q1 2026.
Analysis
Qfin Holdings (QFIN) Times Interest Earned (2019 - 2026) Analysis & Trends
Qfin Holdings has disclosed Times Interest Earned across 8 years of filings, most recently posting 9.0 for Q2 2026.
- In Q2 2026, Times Interest Earned fell 40.13% year-over-year to 9.0; the TTM figure through Jun 2026 stood at 8.67 (down 43.67% YoY), while the FY2025 annual figure was 12.17, down 4.5% from the prior year.
- Times Interest Earned came in at 9.0 for Q2 2026 at Qfin Holdings, up from 7.63 in the prior quarter.
- In the past five years, Times Interest Earned ranged from a high of 16.1 in Q1 2025 to a low of 6.14 in Q4 2025.
- Average Times Interest Earned over 5 years is 10.22, with a median of 8.71 recorded in 2023.
- Year-over-year, Times Interest Earned slumped 63.38% in 2022 and surged 87.54% in 2024.
- Over 5 years, Times Interest Earned stood at 6.82 in 2022, then advanced by 16.47% to 7.95 in 2023, then surged by 87.54% to 14.9 in 2024, then tumbled by 58.83% to 6.14 in 2025, then surged by 46.67% to 9.0 in 2026.
- Per Business Quant data, the three most recent Times Interest Earned figures were 9.0 in Q2 2026, 7.63 in Q1 2026, and 6.14 in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Upstart Holdings | 2.43 Bn | 1.99 Bn | 303.39 Mn | 1.17 |
| 2 | Pagaya Technologies | 1.70 Bn | 1.51 Bn | 168.33 Mn | - |
| 3 | Qfin Holdings | 986.27 Mn | -9.51 Mn | - | 9.00 |
| 4 | FinVolution | 836.54 Mn | -90.46 Mn | - | 26.44 |
| 5 | X Financial | 386.17 Mn | -182.14 Mn | 84.09 Mn | 125.13 |
| 6 | Open Lending | 371.20 Mn | 186.25 Mn | 15.64 Mn | -0.48 |
| 7 | Blend Labs | 279.09 Mn | 234.22 Mn | 24.89 Mn | - |
| 8 | LexinFintech Holdings | 251.25 Mn | 251.25 Mn | 73.06 Mn | 171.50 |
| 9 | Jiayin | 76.25 Mn | 2.23 Mn | - | - |
| 10 | Antalpha Platform Holding | 76.02 Mn | -813.69 Mn | 11.94 Mn | 4.76 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 9.00 |
| Mar 31, 2026 | 7.63 |
| Dec 31, 2025 | 6.14 |
| Sep 30, 2025 | 11.91 |
| Jun 30, 2025 | 15.03 |
| Mar 31, 2025 | 16.10 |
| Dec 31, 2024 | 14.90 |
| Sep 30, 2024 | 15.59 |
| Jun 30, 2024 | 12.31 |
| Mar 31, 2024 | 8.75 |
| Dec 31, 2023 | 7.95 |
| Sep 30, 2023 | 8.67 |
| Jun 30, 2023 | 7.15 |
| Mar 31, 2023 | 6.33 |
| Dec 31, 2022 | 6.82 |
| Sep 30, 2022 | 8.36 |
| Jun 30, 2022 | 8.16 |
| Mar 31, 2022 | 13.10 |
| Dec 31, 2021 | 16.20 |
| Sep 30, 2021 | 22.61 |