Qfin Holdings QFIN
NASDAQ QFIN
$8.09 -0.20 (-2.41%)
At close: Sep 18, 2026 · 4:00 PM EDT

Qfin Holdings (QFIN) Times Interest Earned (2019 - 2026)

Qfin Holdings' (QFIN) quarterly Times Interest Earned came in at 9.0 in Q2 2026, down 40.13% year-over-year from 15.03 in Q2 2025, and up 17.95% quarter-over-quarter from 7.63 in Q1 2026.

Analysis

Qfin Holdings (QFIN) Times Interest Earned (2019 - 2026) Analysis & Trends

Qfin Holdings has disclosed Times Interest Earned across 8 years of filings, most recently posting 9.0 for Q2 2026.

  • In Q2 2026, Times Interest Earned fell 40.13% year-over-year to 9.0; the TTM figure through Jun 2026 stood at 8.67 (down 43.67% YoY), while the FY2025 annual figure was 12.17, down 4.5% from the prior year.
  • Times Interest Earned came in at 9.0 for Q2 2026 at Qfin Holdings, up from 7.63 in the prior quarter.
  • In the past five years, Times Interest Earned ranged from a high of 16.1 in Q1 2025 to a low of 6.14 in Q4 2025.
  • Average Times Interest Earned over 5 years is 10.22, with a median of 8.71 recorded in 2023.
  • Year-over-year, Times Interest Earned slumped 63.38% in 2022 and surged 87.54% in 2024.
  • Over 5 years, Times Interest Earned stood at 6.82 in 2022, then advanced by 16.47% to 7.95 in 2023, then surged by 87.54% to 14.9 in 2024, then tumbled by 58.83% to 6.14 in 2025, then surged by 46.67% to 9.0 in 2026.
  • Per Business Quant data, the three most recent Times Interest Earned figures were 9.0 in Q2 2026, 7.63 in Q1 2026, and 6.14 in Q4 2025.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Times Interest Earned (Qtr)
1 Upstart Holdings 2.43 Bn 1.99 Bn 303.39 Mn 1.17
2 Pagaya Technologies 1.70 Bn 1.51 Bn 168.33 Mn -
3 Qfin Holdings 986.27 Mn -9.51 Mn - 9.00
4 FinVolution 836.54 Mn -90.46 Mn - 26.44
5 X Financial 386.17 Mn -182.14 Mn 84.09 Mn 125.13
6 Open Lending 371.20 Mn 186.25 Mn 15.64 Mn -0.48
7 Blend Labs 279.09 Mn 234.22 Mn 24.89 Mn -
8 LexinFintech Holdings 251.25 Mn 251.25 Mn 73.06 Mn 171.50
9 Jiayin 76.25 Mn 2.23 Mn - -
10 Antalpha Platform Holding 76.02 Mn -813.69 Mn 11.94 Mn 4.76
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 9.00
Mar 31, 2026 7.63
Dec 31, 2025 6.14
Sep 30, 2025 11.91
Jun 30, 2025 15.03
Mar 31, 2025 16.10
Dec 31, 2024 14.90
Sep 30, 2024 15.59
Jun 30, 2024 12.31
Mar 31, 2024 8.75
Dec 31, 2023 7.95
Sep 30, 2023 8.67
Jun 30, 2023 7.15
Mar 31, 2023 6.33
Dec 31, 2022 6.82
Sep 30, 2022 8.36
Jun 30, 2022 8.16
Mar 31, 2022 13.10
Dec 31, 2021 16.20
Sep 30, 2021 22.61