Qfin Holdings (QFIN) Times Interest Earned (2019 - 2026)
Qfin Holdings' (QFIN) Times Interest Earned stood at 9.00 in Q2 2026, down 40.1% from 15.03 a year earlier but up 17.9% from the prior quarter.
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Analysis
Qfin Holdings (QFIN) Times Interest Earned (2019 - 2026) Analysis & Trends
On a TTM basis, Qfin Holdings' Times Interest Earned came in at 8.67 as of Jun 30, 2026, down 43.7% year-over-year; for FY2025, it came in at 12.17, down 4.5% from FY2024.
- Across earlier years, Times Interest Earned came in at 12.74 in FY2024 (+69.3%), 7.52 in FY2023 (-15.1%), 8.87 in FY2022 (-55.9%) and 20.11 in FY2021 (+216.1%).
- Quarterly Times Interest Earned has ranged from 6.14 in Q4 2025 to 22.61 in Q3 2021 over the past five years.
- On a year-over-year basis, Times Interest Earned has declined for four consecutive quarters, with growth averaging 12.3% over the last eight quarters.
- Peak year-over-year performance for Times Interest Earned in the last five years was growth of 138.4% in Q3 2021, against a decline of 63.4% in Q2 2022 at the low end.
- Per Business Quant, the preceding three quarters came in at 7.63 (Q1 2026), 6.14 (Q4 2025) and 11.91 (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | PayPal Holdings | 50.23 Bn | 8.45 Bn | - | - |
| 2 | Block | 46.85 Bn | 18.15 Bn | 3.17 Bn | - |
| 3 | Coinbase Global | 46.71 Bn | 3.52 Bn | - | -5.04 |
| 4 | Corpay | 26.70 Bn | 16.59 Bn | - | 4.12 |
| 5 | Fiserv | 25.72 Bn | 22.40 Bn | 2.90 Bn | 2.70 |
| 6 | Global Payments | 22.62 Bn | 412.61 Mn | 2.03 Bn | 1.21 |
| 7 | Guidewire Software | 15.37 Bn | 11.94 Bn | 269.68 Mn | 18.55 |
| 8 | Bitmine Immersion Technologies | 13.22 Bn | 10.60 Bn | 40.81 Mn | - |
| 9 | Chime Financial | 11.55 Bn | 7.34 Bn | 594.87 Mn | - |
| 10 | Qfin Holdings | 724.21 Mn | -3.84 Bn | - | 9.00 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 9.00 |
| Mar 31, 2026 | 7.63 |
| Dec 31, 2025 | 6.14 |
| Sep 30, 2025 | 11.91 |
| Jun 30, 2025 | 15.03 |
| Mar 31, 2025 | 16.10 |
| Dec 31, 2024 | 14.90 |
| Sep 30, 2024 | 15.59 |
| Jun 30, 2024 | 12.31 |
| Mar 31, 2024 | 8.75 |
| Dec 31, 2023 | 7.95 |
| Sep 30, 2023 | 8.67 |
| Jun 30, 2023 | 7.15 |
| Mar 31, 2023 | 6.33 |
| Dec 31, 2022 | 6.62 |
| Sep 30, 2022 | 8.36 |
| Jun 30, 2022 | 8.16 |
| Mar 31, 2022 | 13.10 |
| Dec 31, 2021 | 16.15 |
| Sep 30, 2021 | 22.61 |
API Access
Qfin Holdings Times Interest Earned API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=times-interest-earned&ticker=QFIN&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "times-interest-earned", "ticker": "QFIN", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=times-interest-earned&ticker=QFIN&period=max&api_key=YOUR_API_KEY");
const data = await res.json();