Qfin Holdings (QFIN) EBIT Margin (2017 - 2026)

Qfin Holdings (QFIN) posted EBIT Margin of 25.04% for Q1 2026, up 18.14% sequentially from 21.19% in Q4 2025, and down 1699.0% YoY from 1.57% in Q1 2025.

Qfin Holdings (QFIN) EBIT Margin (2017 - 2026) Analysis & Trends

Qfin Holdings has reported EBIT Margin for 10 years, with the latest figure at 25.04% in Q1 2026.

  • Quarterly EBIT Margin fell 1699.0% year-over-year to 25.04% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 30.59% (down 1543.0% YoY) and the FY2025 annual result came in at 34.29%, down 957.0% from the prior year.
  • EBIT Margin climbed to 25.04% in Q1 2026 per QFIN's latest filing, from 21.19% in the prior quarter.
  • Over five years, EBIT Margin peaked at 52.38% in Q3 2024 and troughed at 21.19% in Q4 2025.
  • A 5-year average of 33.15% and a median of 31.43% in 2022 frame the typical range for EBIT Margin.
  • The sharpest annual moves came in 2022 and 2024: EBIT Margin tumbled 2215 bps in 2022, then jumped 1994 bps in 2024.
  • Over 5 years, EBIT Margin stood at 24.16% in 2022, then rose by 18 bps to 28.46% in 2023, then surged by 48 bps to 42.17% in 2024, then tumbled by 50 bps to 21.19% in 2025, then grew by 18 bps to 25.04% in 2026.
  • According to Business Quant data, EBIT Margin over the past three periods registered 25.04%, 21.19%, and 32.48% for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBIT Margin (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 59.12%
2 Mastercard 506.53 Bn 493.04 Bn - 60.22%
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 17.85%
4 Capital One Financial 136.19 Bn 81.48 Bn - 87.81%
5 PayPal Holdings 52.34 Bn 41.08 Bn - 16.44%
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 44.85%
8 Affirm Holdings 25.93 Bn 24.20 Bn - 8.51%
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn -720.86%
10 Qfin Holdings 3.17 Bn -125.16 Bn - 24.94%

Historic Data

Download Data
DateValue
Mar 31, 2026 25.04%
Dec 31, 2025 21.19%
Sep 30, 2025 32.48%
Jun 30, 2025 40.56%
Mar 31, 2025 42.03%
Dec 31, 2024 42.17%
Sep 30, 2024 52.38%
Jun 30, 2024 47.72%
Mar 31, 2024 33.16%
Dec 31, 2023 28.46%
Sep 30, 2023 32.44%
Jun 30, 2023 30.18%
Mar 31, 2023 28.09%
Dec 31, 2022 24.16%
Sep 30, 2022 27.95%
Jun 30, 2022 24.16%
Mar 31, 2022 31.43%
Dec 31, 2021 33.50%
Sep 30, 2021 41.05%
Jun 30, 2021 46.31%