Qfin Holdings (QFIN) EBIT Margin (2016 - 2026)
Qfin Holdings (QFIN) posted EBIT Margin of 25.04% for Q1 2026, up 18.14% sequentially from 21.19% in Q4 2025, and down 1699.0% YoY from 1.57% in Q1 2025.
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Analysis
Qfin Holdings (QFIN) EBIT Margin (2016 - 2026) Analysis & Trends
Qfin Holdings has reported EBIT Margin for 10 years, with the latest figure at 25.04% in Q1 2026.
- Quarterly EBIT Margin fell 1699.0% year-over-year to 25.04% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 30.59% (down 1543.0% YoY) and the FY2025 annual result came in at 34.29%, down 957.0% from the prior year.
- EBIT Margin climbed to 25.04% in Q1 2026 per QFIN's latest filing, from 21.19% in the prior quarter.
- Over five years, EBIT Margin peaked at 52.38% in Q3 2024 and troughed at 21.19% in Q4 2025.
- A 5-year average of 33.15% and a median of 31.43% in 2022 frame the typical range for EBIT Margin.
- The sharpest annual moves came in 2022 and 2024: EBIT Margin tumbled 2215 bps in 2022, then jumped 1994 bps in 2024.
- Over 5 years, EBIT Margin stood at 24.16% in 2022, then rose by 18 bps to 28.46% in 2023, then surged by 48 bps to 42.17% in 2024, then tumbled by 50 bps to 21.19% in 2025, then grew by 18 bps to 25.04% in 2026.
- According to Business Quant data, EBIT Margin over the past three periods registered 25.04%, 21.19%, and 32.48% for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBIT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 59.12% |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 60.22% |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 17.85% |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 49.39% |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | 16.44% |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | 12.63% |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 44.85% |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | 1.47% |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 33.20% |
| 10 | Qfin Holdings | 1.07 Bn | -390.93 Bn | - | 32.44% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 32.44% |
| Mar 31, 2026 | 24.94% |
| Dec 31, 2025 | 21.19% |
| Sep 30, 2025 | 32.48% |
| Jun 30, 2025 | 40.96% |
| Mar 31, 2025 | 42.03% |
| Dec 31, 2024 | 42.17% |
| Sep 30, 2024 | 52.38% |
| Jun 30, 2024 | 47.72% |
| Mar 31, 2024 | 33.16% |
| Dec 31, 2023 | 28.46% |
| Sep 30, 2023 | 32.72% |
| Jun 30, 2023 | 31.25% |
| Mar 31, 2023 | 28.09% |
| Dec 31, 2022 | 24.16% |
| Sep 30, 2022 | 27.95% |
| Jun 30, 2022 | 24.54% |
| Mar 31, 2022 | 31.43% |
| Dec 31, 2021 | 33.50% |
| Sep 30, 2021 | 41.05% |