Qfin Holdings (QFIN) Free Cash Flow (2020 - 2026)

Qfin Holdings (QFIN) posted Free Cash Flow of $304.1 million for Q1 2026, down 32.6% sequentially from $451.1 million in Q4 2025, and down 21.22% YoY from $386.0 million in Q1 2025.

Qfin Holdings (QFIN) Free Cash Flow (2020 - 2026) Analysis & Trends

Qfin Holdings has reported Free Cash Flow for 7 years, with the latest figure at $304.1 million in Q1 2026.

  • Quarterly Free Cash Flow fell 21.22% year-over-year to $304.1 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $1.5 billion (up 3.91% YoY) and the FY2025 annual result came in at $1.5 billion, up 21.43% from the prior year.
  • Free Cash Flow fell to $304.1 million in Q1 2026 per QFIN's latest filing, from $451.1 million in the prior quarter.
  • Over five years, Free Cash Flow peaked at $451.1 million in Q4 2025 and troughed at $167.0 million in Q2 2022.
  • A 5-year average of $295.9 million and a median of $273.9 million in 2024 frame the typical range for Free Cash Flow.
  • The sharpest annual moves came in 2023 and 2024: Free Cash Flow decreased 27.15% in 2023, then jumped 98.24% in 2024.
  • Over 5 years, Free Cash Flow stood at $250.6 million in 2022, then soared by 32.18% to $331.2 million in 2023, then grew by 26.21% to $418.1 million in 2024, then advanced by 7.9% to $451.1 million in 2025, then slumped by 32.6% to $304.1 million in 2026.
  • According to Business Quant data, Free Cash Flow over the past three periods registered $304.1 million, $451.1 million, and $349.5 million for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Free Cash Flow (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 6.14 Bn
2 Mastercard 506.53 Bn 493.04 Bn - 3.51 Bn
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 4.47 Bn
4 Capital One Financial 136.19 Bn 81.48 Bn - 8.08 Bn
5 PayPal Holdings 52.34 Bn 41.08 Bn - 1.78 Bn
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 2.42 Bn
8 Affirm Holdings 25.93 Bn 24.20 Bn - -32.90 Bn
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn -2.38 Bn
10 Qfin Holdings 3.17 Bn -125.16 Bn - 302.80 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 304.06 Mn
Mar 31, 2026 304.06 Mn
Dec 31, 2025 451.11 Mn
Dec 31, 2025 451.11 Mn
Sep 30, 2025 349.50 Mn
Sep 30, 2025 349.50 Mn
Jun 30, 2025 362.50 Mn
Jun 30, 2025 362.50 Mn
Mar 31, 2025 385.97 Mn
Mar 31, 2025 385.97 Mn
Dec 31, 2024 418.07 Mn
Dec 31, 2024 418.07 Mn
Sep 30, 2024 337.98 Mn
Sep 30, 2024 337.98 Mn
Jun 30, 2024 269.93 Mn
Jun 30, 2024 269.93 Mn
Mar 31, 2024 273.86 Mn
Mar 31, 2024 273.86 Mn
Dec 31, 2023 331.24 Mn
Dec 31, 2023 331.24 Mn