Qfin Holdings (QFIN) Free Cash Flow (2020 - 2026)
Qfin Holdings (QFIN) recorded Free Cash Flow of $159.36 million in Q2 2026, down 56.0% from $362.5 million a year earlier and down 47.4% from the prior quarter.
Qfin Holdings (QFIN) Free Cash Flow (2020 - 2026) Analysis & Trends
On a TTM basis, Qfin Holdings' Free Cash Flow came in at $1.26 billion as of Jun 30, 2026, down 15.7% year-over-year; for FY2025, it came in at $1.58 billion, up 21.1% from FY2024.
- Annual Free Cash Flow has increased for three straight years, with a five-year compound annual growth rate of 14.0% (FY2020 to FY2025).
- Across earlier years, Free Cash Flow came in at $1.3 billion in FY2024 (+28.2%), $1.01 billion in FY2023 (+17.6%), $862.59 million in FY2022 (-4.3%) and $901.52 million in FY2021 (+10.1%).
- The Q2 2026 figure is the lowest quarterly Free Cash Flow since Q1 2021.
- On a year-over-year basis, Free Cash Flow rose in six of the last eight quarters, with growth averaging 16.2%.
- Peak year-over-year performance for Free Cash Flow in the last five years was growth of 94.6% in Q1 2022, against a decline of 56.0% in Q2 2026 at the low end.
- Per Business Quant, the preceding three quarters came in at $302.8 million (Q1 2026), $451.11 million (Q4 2025) and $349.5 million (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF (Qtr) |
|---|---|---|---|---|---|
| 1 | PayPal Holdings | 50.32 Bn | 8.55 Bn | - | 1.78 Bn |
| 2 | Block | 47.19 Bn | 18.48 Bn | 3.17 Bn | 966.61 Mn |
| 3 | Coinbase Global | 45.01 Bn | 1.82 Bn | - | 197.31 Mn |
| 4 | Corpay | 27.00 Bn | 16.89 Bn | - | 1.42 Bn |
| 5 | Fiserv | 26.56 Bn | 23.24 Bn | 2.90 Bn | 985.00 Mn |
| 6 | Global Payments | 23.05 Bn | 839.09 Mn | 2.03 Bn | 426.96 Mn |
| 7 | Guidewire Software | 15.96 Bn | 12.53 Bn | 269.68 Mn | 281.76 Mn |
| 8 | Bitmine Immersion Technologies | 12.61 Bn | 9.99 Bn | 40.81 Mn | 28.98 Mn |
| 9 | Jack Henry & Associates | 11.53 Bn | 11.43 Bn | 273.85 Mn | 282.19 Mn |
| 10 | Qfin Holdings | 724.21 Mn | -3.84 Bn | - | 159.36 Mn |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 159.36 Mn |
| Mar 31, 2026 | 302.80 Mn |
| Dec 31, 2025 | 451.11 Mn |
| Sep 30, 2025 | 349.50 Mn |
| Jun 30, 2025 | 362.50 Mn |
| Mar 31, 2025 | 385.97 Mn |
| Dec 31, 2024 | 418.07 Mn |
| Sep 30, 2024 | 330.94 Mn |
| Jun 30, 2024 | 270.97 Mn |
| Mar 31, 2024 | 273.86 Mn |
| Dec 31, 2023 | 331.24 Mn |
| Sep 30, 2023 | 170.49 Mn |
| Jun 30, 2023 | 251.51 Mn |
| Mar 31, 2023 | 257.42 Mn |
| Dec 31, 2022 | 250.08 Mn |
| Sep 30, 2022 | 231.51 Mn |
| Jun 30, 2022 | 169.59 Mn |
| Mar 31, 2022 | 223.67 Mn |
| Dec 31, 2021 | 313.34 Mn |
| Sep 30, 2021 | 274.59 Mn |
Qfin Holdings Free Cash Flow API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=free-cash-flow&ticker=QFIN&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "free-cash-flow", "ticker": "QFIN", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=free-cash-flow&ticker=QFIN&period=max&api_key=YOUR_API_KEY");
const data = await res.json();