Qfin Holdings (QFIN) Free Cash Flow (2020 - 2026)

Qfin Holdings (QFIN) posted Free Cash Flow of $302.8 million for Q1 2026, down 32.88% sequentially from $451.1 million in Q4 2025, and down 21.55% YoY from $386.0 million in Q1 2025.

Qfin Holdings (QFIN) Free Cash Flow (2020 - 2026) Analysis & Trends

Qfin Holdings (QFIN) has 7 years of Free Cash Flow data on file, last reported at $302.8 million in Q1 2026.

  • Quarterly Free Cash Flow fell 21.55% year-over-year to $302.8 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $1.5 billion (up 4.34% YoY) and the FY2025 annual result came in at $1.5 billion, up 19.84% from the prior year.
  • Free Cash Flow slipped to $302.8 million in Q1 2026 per QFIN's latest filing, from $451.1 million in the prior quarter.
  • The five-year high for Free Cash Flow was $451.1 million in Q4 2025, with the low at $169.6 million in Q2 2022.
  • Average Free Cash Flow over 5 years is $296.4 million, with a median of $273.9 million recorded in 2024.
  • Year-over-year, Free Cash Flow declined 26.52% in 2023 and surged 92.44% in 2024.
  • Qfin Holdings' Free Cash Flow stood at $254.3 million in 2022, then surged by 30.28% to $331.2 million in 2023, then increased by 26.21% to $418.1 million in 2024, then climbed by 7.9% to $451.1 million in 2025, then tumbled by 32.88% to $302.8 million in 2026.
  • Business Quant data shows QFIN's Free Cash Flow at $302.8 million in Q1 2026, $451.1 million in Q4 2025, and $349.5 million in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 2.63 Bn
2 Mastercard 465.55 Bn 455.34 Bn - 2.82 Bn
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 2.66 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 903.00 Mn
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 22.68 Bn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn -2.38 Bn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 1.37 Bn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 268.90 Mn
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 66.48 Mn
10 Qfin Holdings 3.99 Bn -935.70 Bn 498.57 Mn 302.80 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 302.80 Mn
Mar 31, 2026 302.80 Mn
Dec 31, 2025 451.11 Mn
Dec 31, 2025 451.11 Mn
Sep 30, 2025 349.50 Mn
Sep 30, 2025 349.50 Mn
Jun 30, 2025 362.50 Mn
Jun 30, 2025 362.50 Mn
Mar 31, 2025 386.63 Mn
Mar 31, 2025 386.63 Mn
Dec 31, 2024 418.07 Mn
Dec 31, 2024 418.07 Mn
Sep 30, 2024 330.94 Mn
Sep 30, 2024 330.94 Mn
Jun 30, 2024 269.93 Mn
Jun 30, 2024 269.93 Mn
Mar 31, 2024 273.86 Mn
Mar 31, 2024 273.86 Mn
Dec 31, 2023 331.24 Mn
Dec 31, 2023 331.24 Mn