Qfin Holdings (QFIN) Free Cash Flow (2020 - 2025)
Qfin Holdings recorded quarterly Free Cash Flow of $451.1 million in Q4 2025, up 29.07% quarter-over-quarter from $349.5 million in Q3 2025, and up 7.9% year-over-year from $418.1 million in Q4 2024.
Qfin Holdings' Free Cash Flow history runs 6 years deep, the most recent figure standing at $451.1 million for Q4 2025.
- In Q4 2025, Free Cash Flow rose 7.9% year-over-year to $451.1 million; the TTM figure through Dec 2025 stood at $1.5 billion (up 19.82% YoY), while the FY2025 annual figure was $1.5 billion, up 21.43% from the prior year.
- Free Cash Flow came in at $451.1 million for Q4 2025 at Qfin Holdings, up from $349.5 million in the prior quarter.
- In the past five years, Free Cash Flow ranged from a high of $451.1 million in Q4 2025 to a low of $114.9 million in Q1 2021.
- A 5-year average of $281.9 million and a median of $271.9 million in 2024 frame the typical range for Free Cash Flow.
- Across the five-year window, Free Cash Flow tumbled 41.55% in 2021 and jumped 94.59% in 2022, its largest moves.
- Qfin Holdings' Free Cash Flow stood at $309.0 million in 2021, then slipped by 17.71% to $254.3 million in 2022, then soared by 30.28% to $331.2 million in 2023, then climbed by 26.21% to $418.1 million in 2024, then gained by 7.9% to $451.1 million in 2025.
- According to Business Quant data, Free Cash Flow over the past three periods registered $451.1 million, $349.5 million, and $362.5 million for Q4 2025, Q3 2025, and Q2 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Free Cash Flow (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 554.71 Bn | 542.31 Bn | - | 2.63 Bn |
| 2 | Mastercard | 443.64 Bn | 433.43 Bn | - | 2.82 Bn |
| 3 | American Express | 211.69 Bn | 157.65 Bn | 17.43 Bn | 2.66 Bn |
| 4 | Capital One Financial | 115.44 Bn | 38.94 Bn | - | 5.47 Bn |
| 5 | PayPal Holdings | 40.47 Bn | 31.13 Bn | 7.84 Bn | 903.00 Mn |
| 6 | Synchrony Financial | 24.65 Bn | 4.09 Bn | - | 2.18 Bn |
| 7 | SoFi Technologies | 20.00 Bn | 16.60 Bn | 929.25 Mn | -2.38 Bn |
| 8 | Ally Financial | 13.32 Bn | 12.88 Bn | 1.98 Bn | 1.37 Bn |
| 9 | Eason Technology | 11.55 Bn | 11.54 Bn | - | - |
| 10 | Qfin Holdings | 465.17 Mn | -593.26 Mn | 506.52 Mn | 451.11 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 451.11 Mn |
| Dec 31, 2025 | 451.11 Mn |
| Sep 30, 2025 | 349.50 Mn |
| Sep 30, 2025 | 349.50 Mn |
| Jun 30, 2025 | 362.50 Mn |
| Jun 30, 2025 | 362.50 Mn |
| Mar 31, 2025 | 385.97 Mn |
| Mar 31, 2025 | 385.97 Mn |
| Dec 31, 2024 | 418.07 Mn |
| Dec 31, 2024 | 418.07 Mn |
| Sep 30, 2024 | 330.94 Mn |
| Sep 30, 2024 | 330.94 Mn |
| Jun 30, 2024 | 269.93 Mn |
| Jun 30, 2024 | 269.93 Mn |
| Mar 31, 2024 | 273.86 Mn |
| Mar 31, 2024 | 273.86 Mn |
| Dec 31, 2023 | 331.24 Mn |
| Dec 31, 2023 | 331.24 Mn |
| Sep 30, 2023 | 171.97 Mn |
| Sep 30, 2023 | 171.97 Mn |
| Jun 30, 2023 | 251.51 Mn |
| Jun 30, 2023 | 251.51 Mn |
| Mar 31, 2023 | 257.42 Mn |
| Mar 31, 2023 | 257.42 Mn |
| Dec 31, 2022 | 254.25 Mn |
| Dec 31, 2022 | 254.25 Mn |
| Sep 30, 2022 | 234.03 Mn |
| Sep 30, 2022 | 234.03 Mn |
| Jun 30, 2022 | 169.59 Mn |
| Jun 30, 2022 | 169.59 Mn |
| Mar 31, 2022 | 223.67 Mn |
| Mar 31, 2022 | 223.67 Mn |
| Dec 31, 2021 | 308.97 Mn |
| Dec 31, 2021 | 308.97 Mn |
| Sep 30, 2021 | 276.88 Mn |
| Sep 30, 2021 | 276.88 Mn |
| Jun 30, 2021 | 200.78 Mn |
| Jun 30, 2021 | 200.78 Mn |
| Mar 31, 2021 | 114.95 Mn |
| Mar 31, 2021 | 114.95 Mn |
| Dec 31, 2020 | 174.92 Mn |
| Dec 31, 2020 | 174.92 Mn |
| Sep 30, 2020 | 205.54 Mn |
| Sep 30, 2020 | 205.54 Mn |
| Jun 30, 2020 | 193.56 Mn |
| Jun 30, 2020 | 193.56 Mn |
| Mar 31, 2020 | 196.66 Mn |
| Mar 31, 2020 | 196.66 Mn |