Qfin Holdings (QFIN) Free Cash Flow (2016 - 2026)
Qfin Holdings' (QFIN) quarterly Free Cash Flow came in at $159.4 million in Q2 2026, down 56.04% year-over-year from $362.5 million in Q2 2025, and down 47.37% quarter-over-quarter from $302.8 million in Q1 2026.
Analysis
Qfin Holdings (QFIN) Free Cash Flow (2016 - 2026) Analysis & Trends
Qfin Holdings has disclosed Free Cash Flow across 8 years of filings, most recently posting $159.4 million for Q2 2026.
- In Q2 2026, Free Cash Flow fell 56.04% year-over-year to $159.4 million; the TTM figure through Jun 2026 stood at $1.3 billion (down 15.67% YoY), while the FY2025 annual figure was $1.6 billion, up 21.48% from the prior year.
- Free Cash Flow came in at $159.4 million for Q2 2026 at Qfin Holdings, down from $302.8 million in the prior quarter.
- In the past five years, Free Cash Flow ranged from a high of $451.1 million in Q4 2025 to a low of $159.4 million in Q2 2026.
- Average Free Cash Flow over 5 years is $289.4 million, with a median of $272.4 million recorded in 2024.
- Year-over-year, Free Cash Flow jumped 94.59% in 2022 and plunged 56.04% in 2026.
- Over 5 years, Free Cash Flow stood at $265.5 million in 2022, then gained by 24.76% to $331.2 million in 2023, then advanced by 26.21% to $418.1 million in 2024, then rose by 7.9% to $451.1 million in 2025, then plunged by 64.67% to $159.4 million in 2026.
- Per Business Quant data, the three most recent Free Cash Flow figures were $159.4 million in Q2 2026, $302.8 million in Q1 2026, and $451.1 million in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Free Cash Flow (Qtr) |
|---|---|---|---|---|---|
| 1 | Upstart Holdings | 2.43 Bn | 1.99 Bn | 303.39 Mn | -140.82 Mn |
| 2 | Pagaya Technologies | 1.70 Bn | 1.51 Bn | 168.33 Mn | 71.25 Mn |
| 3 | Qfin Holdings | 986.27 Mn | -9.51 Mn | - | 159.36 Mn |
| 4 | FinVolution | 836.54 Mn | -90.46 Mn | - | -57.27 Mn |
| 5 | X Financial | 386.17 Mn | -182.14 Mn | 84.09 Mn | - |
| 6 | Open Lending | 371.20 Mn | 186.25 Mn | 15.64 Mn | -1.05 Mn |
| 7 | Blend Labs | 279.09 Mn | 234.22 Mn | 24.89 Mn | 6.91 Mn |
| 8 | LexinFintech Holdings | 251.25 Mn | 251.25 Mn | 73.06 Mn | - |
| 9 | Jiayin | 76.25 Mn | 2.23 Mn | - | - |
| 10 | Antalpha Platform Holding | 76.02 Mn | -813.69 Mn | 11.94 Mn | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 159.36 Mn |
| Mar 31, 2026 | 302.80 Mn |
| Dec 31, 2025 | 451.11 Mn |
| Sep 30, 2025 | 349.50 Mn |
| Jun 30, 2025 | 362.50 Mn |
| Mar 31, 2025 | 385.97 Mn |
| Dec 31, 2024 | 418.07 Mn |
| Sep 30, 2024 | 330.94 Mn |
| Jun 30, 2024 | 270.97 Mn |
| Mar 31, 2024 | 273.86 Mn |
| Dec 31, 2023 | 331.24 Mn |
| Sep 30, 2023 | 171.97 Mn |
| Jun 30, 2023 | 251.51 Mn |
| Mar 31, 2023 | 257.42 Mn |
| Dec 31, 2022 | 265.50 Mn |
| Sep 30, 2022 | 234.03 Mn |
| Jun 30, 2022 | 169.59 Mn |
| Mar 31, 2022 | 223.67 Mn |
| Dec 31, 2021 | 317.29 Mn |
| Sep 30, 2021 | 276.88 Mn |