Growth Metrics

Qfin Holdings (QFIN) Free Cash Flow (2020 - 2025)

Qfin Holdings recorded quarterly Free Cash Flow of $451.1 million in Q4 2025, up 29.07% quarter-over-quarter from $349.5 million in Q3 2025, and up 7.9% year-over-year from $418.1 million in Q4 2024.

Qfin Holdings' Free Cash Flow history runs 6 years deep, the most recent figure standing at $451.1 million for Q4 2025.

  • In Q4 2025, Free Cash Flow rose 7.9% year-over-year to $451.1 million; the TTM figure through Dec 2025 stood at $1.5 billion (up 19.82% YoY), while the FY2025 annual figure was $1.5 billion, up 21.43% from the prior year.
  • Free Cash Flow came in at $451.1 million for Q4 2025 at Qfin Holdings, up from $349.5 million in the prior quarter.
  • In the past five years, Free Cash Flow ranged from a high of $451.1 million in Q4 2025 to a low of $114.9 million in Q1 2021.
  • A 5-year average of $281.9 million and a median of $271.9 million in 2024 frame the typical range for Free Cash Flow.
  • Across the five-year window, Free Cash Flow tumbled 41.55% in 2021 and jumped 94.59% in 2022, its largest moves.
  • Qfin Holdings' Free Cash Flow stood at $309.0 million in 2021, then slipped by 17.71% to $254.3 million in 2022, then soared by 30.28% to $331.2 million in 2023, then climbed by 26.21% to $418.1 million in 2024, then gained by 7.9% to $451.1 million in 2025.
  • According to Business Quant data, Free Cash Flow over the past three periods registered $451.1 million, $349.5 million, and $362.5 million for Q4 2025, Q3 2025, and Q2 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Free Cash Flow (Qtr)
1 Visa 554.71 Bn 542.31 Bn - 2.63 Bn
2 Mastercard 443.64 Bn 433.43 Bn - 2.82 Bn
3 American Express 211.69 Bn 157.65 Bn 17.43 Bn 2.66 Bn
4 Capital One Financial 115.44 Bn 38.94 Bn - 5.47 Bn
5 PayPal Holdings 40.47 Bn 31.13 Bn 7.84 Bn 903.00 Mn
6 Synchrony Financial 24.65 Bn 4.09 Bn - 2.18 Bn
7 SoFi Technologies 20.00 Bn 16.60 Bn 929.25 Mn -2.38 Bn
8 Ally Financial 13.32 Bn 12.88 Bn 1.98 Bn 1.37 Bn
9 Eason Technology 11.55 Bn 11.54 Bn - -
10 Qfin Holdings 465.17 Mn -593.26 Mn 506.52 Mn 451.11 Mn

Historic Data

Download Data 🔒
DateValue
Dec 31, 2025 451.11 Mn
Dec 31, 2025 451.11 Mn
Sep 30, 2025 349.50 Mn
Sep 30, 2025 349.50 Mn
Jun 30, 2025 362.50 Mn
Jun 30, 2025 362.50 Mn
Mar 31, 2025 385.97 Mn
Mar 31, 2025 385.97 Mn
Dec 31, 2024 418.07 Mn
Dec 31, 2024 418.07 Mn
Sep 30, 2024 330.94 Mn
Sep 30, 2024 330.94 Mn
Jun 30, 2024 269.93 Mn
Jun 30, 2024 269.93 Mn
Mar 31, 2024 273.86 Mn
Mar 31, 2024 273.86 Mn
Dec 31, 2023 331.24 Mn
Dec 31, 2023 331.24 Mn
Sep 30, 2023 171.97 Mn
Sep 30, 2023 171.97 Mn
Jun 30, 2023 251.51 Mn
Jun 30, 2023 251.51 Mn
Mar 31, 2023 257.42 Mn
Mar 31, 2023 257.42 Mn
Dec 31, 2022 254.25 Mn
Dec 31, 2022 254.25 Mn
Sep 30, 2022 234.03 Mn
Sep 30, 2022 234.03 Mn
Jun 30, 2022 169.59 Mn
Jun 30, 2022 169.59 Mn
Mar 31, 2022 223.67 Mn
Mar 31, 2022 223.67 Mn
Dec 31, 2021 308.97 Mn
Dec 31, 2021 308.97 Mn
Sep 30, 2021 276.88 Mn
Sep 30, 2021 276.88 Mn
Jun 30, 2021 200.78 Mn
Jun 30, 2021 200.78 Mn
Mar 31, 2021 114.95 Mn
Mar 31, 2021 114.95 Mn
Dec 31, 2020 174.92 Mn
Dec 31, 2020 174.92 Mn
Sep 30, 2020 205.54 Mn
Sep 30, 2020 205.54 Mn
Jun 30, 2020 193.56 Mn
Jun 30, 2020 193.56 Mn
Mar 31, 2020 196.66 Mn
Mar 31, 2020 196.66 Mn