Qfin Holdings (QFIN) Free Cash Flow (2020 - 2026)
Qfin Holdings (QFIN) posted Free Cash Flow of $302.8 million for Q1 2026, down 32.88% sequentially from $451.1 million in Q4 2025, and down 21.55% YoY from $386.0 million in Q1 2025.
Qfin Holdings (QFIN) Free Cash Flow (2020 - 2026) Analysis & Trends
Qfin Holdings (QFIN) has 7 years of Free Cash Flow data on file, last reported at $302.8 million in Q1 2026.
- Quarterly Free Cash Flow fell 21.55% year-over-year to $302.8 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $1.5 billion (up 4.34% YoY) and the FY2025 annual result came in at $1.5 billion, up 19.84% from the prior year.
- Free Cash Flow slipped to $302.8 million in Q1 2026 per QFIN's latest filing, from $451.1 million in the prior quarter.
- The five-year high for Free Cash Flow was $451.1 million in Q4 2025, with the low at $169.6 million in Q2 2022.
- Average Free Cash Flow over 5 years is $296.4 million, with a median of $273.9 million recorded in 2024.
- Year-over-year, Free Cash Flow declined 26.52% in 2023 and surged 92.44% in 2024.
- Qfin Holdings' Free Cash Flow stood at $254.3 million in 2022, then surged by 30.28% to $331.2 million in 2023, then increased by 26.21% to $418.1 million in 2024, then climbed by 7.9% to $451.1 million in 2025, then tumbled by 32.88% to $302.8 million in 2026.
- Business Quant data shows QFIN's Free Cash Flow at $302.8 million in Q1 2026, $451.1 million in Q4 2025, and $349.5 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 2.63 Bn |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 2.82 Bn |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 2.66 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 903.00 Mn |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 22.68 Bn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | -2.38 Bn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 1.37 Bn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 268.90 Mn |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 66.48 Mn |
| 10 | Qfin Holdings | 3.99 Bn | -935.70 Bn | 498.57 Mn | 302.80 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 302.80 Mn |
| Mar 31, 2026 | 302.80 Mn |
| Dec 31, 2025 | 451.11 Mn |
| Dec 31, 2025 | 451.11 Mn |
| Sep 30, 2025 | 349.50 Mn |
| Sep 30, 2025 | 349.50 Mn |
| Jun 30, 2025 | 362.50 Mn |
| Jun 30, 2025 | 362.50 Mn |
| Mar 31, 2025 | 386.63 Mn |
| Mar 31, 2025 | 386.63 Mn |
| Dec 31, 2024 | 418.07 Mn |
| Dec 31, 2024 | 418.07 Mn |
| Sep 30, 2024 | 330.94 Mn |
| Sep 30, 2024 | 330.94 Mn |
| Jun 30, 2024 | 269.93 Mn |
| Jun 30, 2024 | 269.93 Mn |
| Mar 31, 2024 | 273.86 Mn |
| Mar 31, 2024 | 273.86 Mn |
| Dec 31, 2023 | 331.24 Mn |
| Dec 31, 2023 | 331.24 Mn |