Qfin Holdings (QFIN) Free Cash Flow (2020 - 2026)
Qfin Holdings (QFIN) posted Free Cash Flow of $304.1 million for Q1 2026, down 32.6% sequentially from $451.1 million in Q4 2025, and down 21.22% YoY from $386.0 million in Q1 2025.
Qfin Holdings (QFIN) Free Cash Flow (2020 - 2026) Analysis & Trends
Qfin Holdings has reported Free Cash Flow for 7 years, with the latest figure at $304.1 million in Q1 2026.
- Quarterly Free Cash Flow fell 21.22% year-over-year to $304.1 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $1.5 billion (up 3.91% YoY) and the FY2025 annual result came in at $1.5 billion, up 21.43% from the prior year.
- Free Cash Flow fell to $304.1 million in Q1 2026 per QFIN's latest filing, from $451.1 million in the prior quarter.
- Over five years, Free Cash Flow peaked at $451.1 million in Q4 2025 and troughed at $167.0 million in Q2 2022.
- A 5-year average of $295.9 million and a median of $273.9 million in 2024 frame the typical range for Free Cash Flow.
- The sharpest annual moves came in 2023 and 2024: Free Cash Flow decreased 27.15% in 2023, then jumped 98.24% in 2024.
- Over 5 years, Free Cash Flow stood at $250.6 million in 2022, then soared by 32.18% to $331.2 million in 2023, then grew by 26.21% to $418.1 million in 2024, then advanced by 7.9% to $451.1 million in 2025, then slumped by 32.6% to $304.1 million in 2026.
- According to Business Quant data, Free Cash Flow over the past three periods registered $304.1 million, $451.1 million, and $349.5 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Free Cash Flow (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 6.14 Bn |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 3.51 Bn |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 4.47 Bn |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 8.08 Bn |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 1.78 Bn |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 2.42 Bn |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | -32.90 Bn |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | -2.38 Bn |
| 10 | Qfin Holdings | 3.17 Bn | -125.16 Bn | - | 302.80 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 304.06 Mn |
| Mar 31, 2026 | 304.06 Mn |
| Dec 31, 2025 | 451.11 Mn |
| Dec 31, 2025 | 451.11 Mn |
| Sep 30, 2025 | 349.50 Mn |
| Sep 30, 2025 | 349.50 Mn |
| Jun 30, 2025 | 362.50 Mn |
| Jun 30, 2025 | 362.50 Mn |
| Mar 31, 2025 | 385.97 Mn |
| Mar 31, 2025 | 385.97 Mn |
| Dec 31, 2024 | 418.07 Mn |
| Dec 31, 2024 | 418.07 Mn |
| Sep 30, 2024 | 337.98 Mn |
| Sep 30, 2024 | 337.98 Mn |
| Jun 30, 2024 | 269.93 Mn |
| Jun 30, 2024 | 269.93 Mn |
| Mar 31, 2024 | 273.86 Mn |
| Mar 31, 2024 | 273.86 Mn |
| Dec 31, 2023 | 331.24 Mn |
| Dec 31, 2023 | 331.24 Mn |