Growth Metrics

Qfin Holdings (QFIN) EBIAT (2017 - 2025)

Qfin Holdings recorded quarterly EBIAT of $145.3 million in Q4 2025, down 27.4% quarter-over-quarter from $200.1 million in Q3 2025, and down 44.55% year-over-year from $262.0 million in Q4 2024.

Qfin Holdings' EBIAT history runs 9 years deep, the most recent figure standing at $145.3 million for Q4 2025.

  • In Q4 2025, EBIAT fell 44.55% year-over-year to $145.3 million; the TTM figure through Dec 2025 stood at $831.8 million (down 3.8% YoY), while the FY2025 annual figure was $885.1 million, up 3.4% from the prior year.
  • EBIAT came in at $145.3 million for Q4 2025 at Qfin Holdings, down from $200.1 million in the prior quarter.
  • In the past five years, EBIAT ranged from a high of $262.0 million in Q4 2024 to a low of $125.8 million in Q4 2022.
  • A 5-year average of $189.7 million and a median of $187.2 million in 2022 frame the typical range for EBIAT.
  • Across the five-year window, EBIAT soared 703.5% in 2021 and tumbled 44.55% in 2025, its largest moves.
  • Qfin Holdings' EBIAT stood at $204.8 million in 2021, then plunged by 38.57% to $125.8 million in 2022, then grew by 23.98% to $156.0 million in 2023, then surged by 67.95% to $262.0 million in 2024, then sank by 44.55% to $145.3 million in 2025.
  • According to Business Quant data, EBIAT over the past three periods registered $145.3 million, $200.1 million, and $239.2 million for Q4 2025, Q3 2025, and Q2 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBIAT (Qtr)
1 Visa 554.71 Bn 542.31 Bn - 6.02 Bn
2 Mastercard 443.64 Bn 433.43 Bn - 3.88 Bn
3 American Express 211.69 Bn 157.65 Bn 17.43 Bn -
4 Capital One Financial 115.44 Bn 38.94 Bn - -
5 PayPal Holdings 40.47 Bn 31.13 Bn 7.84 Bn 1.11 Bn
6 Synchrony Financial 24.65 Bn 4.09 Bn - -
7 SoFi Technologies 20.00 Bn 16.60 Bn 929.25 Mn -
8 Ally Financial 13.32 Bn 12.88 Bn 1.98 Bn -
9 Eason Technology 11.55 Bn 11.54 Bn - -
10 Qfin Holdings 465.17 Mn -593.26 Mn 506.52 Mn 145.30 Mn

Historic Data

Download Data 🔒
DateValue
Dec 31, 2025 145.30 Mn
Sep 30, 2025 200.14 Mn
Jun 30, 2025 239.24 Mn
Mar 31, 2025 247.15 Mn
Dec 31, 2024 262.03 Mn
Sep 30, 2024 250.99 Mn
Jun 30, 2024 189.41 Mn
Mar 31, 2024 162.24 Mn
Dec 31, 2023 156.02 Mn
Sep 30, 2023 157.28 Mn
Jun 30, 2023 156.11 Mn
Mar 31, 2023 135.91 Mn
Dec 31, 2022 125.83 Mn
Sep 30, 2022 138.94 Mn
Jun 30, 2022 147.85 Mn
Mar 31, 2022 185.03 Mn
Dec 31, 2021 204.83 Mn
Sep 30, 2021 242.74 Mn
Jun 30, 2021 239.74 Mn
Mar 31, 2021 207.84 Mn
Dec 31, 2020 184.58 Mn
Sep 30, 2020 181.41 Mn
Jun 30, 2020 124.05 Mn
Mar 31, 2020 25.87 Mn
Dec 31, 2019 61.72 Mn
Sep 30, 2019 102.62 Mn
Jun 30, 2019 90.05 Mn
Mar 31, 2019 107.28 Mn
Dec 31, 2018 86.50 Mn
Sep 30, 2018 84.92 Mn
Jun 30, 2018 -22.36 Mn
Mar 31, 2018 25.71 Mn
Dec 31, 2017 22.47 Mn