Qfin Holdings (QFIN) Asset Utilization Ratio (2019 - 2026)
Qfin Holdings' (QFIN) quarterly Asset Utilization Ratio came in at 0.31 in Q2 2026, down 5.78% year-over-year from 0.33 in Q2 2025, and down 6.55% quarter-over-quarter from 0.33 in Q1 2026.
Analysis
Qfin Holdings (QFIN) Asset Utilization Ratio (2019 - 2026) Analysis & Trends
Qfin Holdings has disclosed Asset Utilization Ratio across 8 years of filings, most recently posting 0.31 for Q2 2026.
- In Q2 2026, Asset Utilization Ratio fell 5.78% year-over-year to 0.31; the TTM figure through Jun 2026 stood at 0.31 (down 5.78% YoY), while the FY2025 annual figure was 0.37, up 3.39% from the prior year.
- Asset Utilization Ratio came in at 0.31 for Q2 2026 at Qfin Holdings, down from 0.33 in the prior quarter.
- In the past five years, Asset Utilization Ratio ranged from a high of 0.5 in Q1 2022 to a low of 0.31 in Q2 2026.
- Average Asset Utilization Ratio over 5 years is 0.38, with a median of 0.36 recorded in 2023.
- Year-over-year, Asset Utilization Ratio dropped 23.02% in 2023 and climbed 1.29% in 2024.
- Over 5 years, Asset Utilization Ratio stood at 0.43 in 2022, then declined by 17.13% to 0.36 in 2023, then dropped by 1.23% to 0.36 in 2024, then fell by 9.26% to 0.32 in 2025, then dropped by 4.83% to 0.31 in 2026.
- Per Business Quant data, the three most recent Asset Utilization Ratio figures were 0.31 in Q2 2026, 0.33 in Q1 2026, and 0.32 in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Asset Util. (Qtr) |
|---|---|---|---|---|---|
| 1 | Upstart Holdings | 2.43 Bn | 1.99 Bn | 303.39 Mn | 0.41 |
| 2 | Pagaya Technologies | 1.70 Bn | 1.51 Bn | 168.33 Mn | 0.83 |
| 3 | Qfin Holdings | 986.27 Mn | -9.51 Mn | - | 0.31 |
| 4 | FinVolution | 836.54 Mn | -90.46 Mn | - | - |
| 5 | X Financial | 386.17 Mn | -182.14 Mn | 84.09 Mn | 0.43 |
| 6 | Open Lending | 371.20 Mn | 186.25 Mn | 15.64 Mn | 0.38 |
| 7 | Blend Labs | 279.09 Mn | 234.22 Mn | 24.89 Mn | 0.85 |
| 8 | LexinFintech Holdings | 251.25 Mn | 251.25 Mn | 73.06 Mn | 0.57 |
| 9 | Jiayin | 76.25 Mn | 2.23 Mn | - | 0.46 |
| 10 | Antalpha Platform Holding | 76.02 Mn | -813.69 Mn | 11.94 Mn | 19,086.95 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.31 |
| Mar 31, 2026 | 0.33 |
| Dec 31, 2025 | 0.32 |
| Sep 30, 2025 | 0.32 |
| Jun 30, 2025 | 0.33 |
| Mar 31, 2025 | 0.34 |
| Dec 31, 2024 | 0.36 |
| Sep 30, 2024 | 0.37 |
| Jun 30, 2024 | 0.36 |
| Mar 31, 2024 | 0.36 |
| Dec 31, 2023 | 0.36 |
| Sep 30, 2023 | 0.36 |
| Jun 30, 2023 | 0.37 |
| Mar 31, 2023 | 0.40 |
| Dec 31, 2022 | 0.43 |
| Sep 30, 2022 | 0.46 |
| Jun 30, 2022 | 0.48 |
| Mar 31, 2022 | 0.50 |
| Dec 31, 2021 | 0.51 |
| Sep 30, 2021 | 0.52 |