Qfin Holdings reported revenue of $525.65M and net income of $59.15M for the quarter ended Jun 2026, down 27.8% year over year. This income statement covers 36 quarters of results from Dec 2016 through Jun 2026, standardized by Business Quant from the company’s SEC filings.
| Income Statement | Dec2016 | Dec2017 | Mar2018 | Jun2018 | Sep2018 | Dec2018 | Mar2019 | Jun2019 | Sep2019 | Dec2019 | Mar2020 | Jun2020 | Sep2020 | Dec2020 | Mar2021 | Jun2021 | Sep2021 | Dec2021 | Mar2022 | Jun2022 | Sep2022 | Dec2022 | Mar2023 | Jun2023 | Sep2023 | Dec2023 | Mar2024 | Jun2024 | Sep2024 | Dec2024 | Mar2025 | Jun2025 | Sep2025 | Dec2025 | Mar2026 | Jun2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue & Cost | ||||||||||||||||||||||||||||||||||||
| Provisions | 20.03M | 6.03M | 8.46M | 9.47M | 7.56M | 9.75M | -0.33M | 6.51M | 5.45M | 12.83M | 15.44M | 17.03M | 15.50M | 10.61M | 9.43M | 11.15M | 14.17M | 10.05M | 2.95M | 137.29M | ||||||||||||||||
| Revenue | 715.90M | 693.92M | 681.47M | 624.54M | 582.57M | 566.40M | 524.08M | 539.81M | 586.76M | 633.18M | 575.21M | 572.44M | 622.74M | 614.07M | 646.40M | 728.11M | 731.25M | 585.25M | 566.74M | 525.65M | ||||||||||||||||
| Interest income | ||||||||||||||||||||||||||||||||||||
| Interest Income - Total | 88.55M | 112.36M | 124.50M | 122.36M | 123.29M | 145.29M | 155.20M | 163.93M | 187.75M | 209.22M | 212.59M | 232.57M | 248.53M | 228.43M | 250.42M | 307.80M | 328.78M | 315.49M | 293.07M | 271.17M | ||||||||||||||||
| Interest expenses | ||||||||||||||||||||||||||||||||||||
| Interest ExpensesInterest Expense | 13.00M | 14.35M | 16.35M | 18.78M | 19.47M | 20.06M | 23.24M | 23.59M | 22.14M | 22.68M | 21.81M | 22.20M | 20.92M | 17.38M | 16.87M | 19.84M | 19.95M | 20.22M | 18.52M | 18.95M | ||||||||||||||||
| Interest Income - Net | 75.55M | 98.02M | 108.00M | 105.50M | 103.83M | 125.23M | 132.56M | 146.13M | 167.24M | 186.54M | 192.85M | 210.37M | 227.61M | 211.05M | 233.11M | 287.96M | 307.08M | 295.28M | 273.34M | 251.26M | ||||||||||||||||
| Non-interest income | ||||||||||||||||||||||||||||||||||||
| Financial Services Fees | 5.66M | 7.25M | 8.39M | 10.46M | 10.88M | 11.73M | 13.80M | 10.61M | 15.35M | 14.62M | 11.82M | 13.76M | 18.72M | 23.36M | 27.77M | 47.06M | 59.83M | 51.76M | 38.44M | 58.57M | ||||||||||||||||
| Service Charges | 16.92M | 21.95M | 20.92M | 34.30M | 47.08M | 53.79M | 61.84M | 37.52M | ||||||||||||||||||||||||||||
| Investment Gain (Loss) | 1.53M | |||||||||||||||||||||||||||||||||||
| Income - Equity | -1.58M | |||||||||||||||||||||||||||||||||||
| Mortgage Banking | 279.37M | 233.07M | 173.35M | 153.78M | 146.23M | 138.54M | 111.43M | 122.44M | 118.40M | 98.17M | 69.62M | 72.16M | 81.88M | 70.56M | 59.23M | 64.33M | 72.19M | 28.65M | 30.60M | |||||||||||||||||
| Trading Income | 0.28M | 0.28M | 0.30M | |||||||||||||||||||||||||||||||||
| Non-Interest Income | 301.94M | 260.69M | 181.53M | 187.74M | 191.41M | 198.88M | 125.72M | 137.74M | 134.91M | 166.57M | 82.24M | 86.20M | 100.61M | 155.76M | 86.84M | 111.67M | 131.32M | 117.93M | 68.76M | 58.66M | ||||||||||||||||
| Operating Items | ||||||||||||||||||||||||||||||||||||
| Research & DevelopmentR&D | 89.59M | 98.57M | 87.17M | 91.83M | 87.73M | 60.20M | 61.47M | 60.19M | 72.59M | 77.69M | 57.56M | 50.42M | 59.84M | 71.78M | 81.51M | 92.51M | 93.39M | 78.73M | 66.09M | 58.49M | ||||||||||||||||
| Selling, General & AdministrativeSG&A | 26.85M | 22.05M | 19.29M | 14.02M | 14.44M | 13.62M | 15.27M | 15.55M | 13.07M | 15.22M | 14.74M | 13.08M | 13.11M | 21.38M | 27.08M | 24.55M | 20.20M | 20.42M | 23.00M | 20.14M | ||||||||||||||||
| Other Operating ExpensesOther Opex | 305.56M | 340.80M | 360.17M | 373.57M | 317.57M | 355.73M | 301.86M | 311.76M | 313.43M | 360.05M | 317.04M | 235.80M | 223.59M | 261.93M | 265.23M | 312.85M | 376.82M | 362.07M | 334.35M | 274.94M | ||||||||||||||||
| Operating ExpensesOpex | 422.00M | 461.43M | 467.05M | 473.63M | 419.75M | 429.55M | 377.44M | 376.87M | 396.40M | 452.96M | 386.28M | 299.30M | 296.54M | 355.09M | 374.27M | 429.91M | 492.44M | 461.21M | 424.83M | 354.54M | ||||||||||||||||
| Operating IncomeOp. Inc | 293.90M | 232.49M | 214.42M | 150.91M | 162.82M | 136.85M | 146.63M | 162.94M | 190.36M | 180.22M | 188.93M | 273.14M | 326.20M | 258.97M | 272.13M | 298.20M | 238.81M | 124.04M | 141.91M | 171.11M | ||||||||||||||||
| EBIT | 293.90M | 232.49M | 214.17M | 153.28M | 162.82M | 136.85M | 147.20M | 168.69M | 192.01M | 180.22M | 190.76M | 273.14M | 326.20M | 258.97M | 271.66M | 298.20M | 237.53M | 124.04M | 141.32M | 170.50M | ||||||||||||||||
| Non-operating items | ||||||||||||||||||||||||||||||||||||
| Non Operating Interest Expenses | 13.00M | 14.35M | 16.37M | 18.49M | 19.47M | 20.06M | 23.16M | 22.79M | 21.95M | 22.68M | 21.60M | 22.20M | 20.92M | 17.38M | 16.90M | 19.84M | 20.06M | 20.22M | 18.60M | 19.02M | ||||||||||||||||
| Non Operating Investment Income | 1.57M | -0.77M | -0.61M | -1.58M | -4.15M | |||||||||||||||||||||||||||||||
| Interest & Investment IncomeInt & Inv Inc | 17.04M | 2.58M | 3.85M | 8.45M | 7.92M | 9.43M | 16.64M | 23.35M | 6.93M | 13.22M | 23.09M | 9.34M | 19.69M | 31.42M | 4.93M | 9.19M | ||||||||||||||||||||
| Other Non Operating IncomeOther Non Op Inc. | 0.62M | 4.06M | 1.11M | 29.32M | 3.38M | 5.87M | 3.52M | 22.26M | 5.51M | 0.73M | 15.51M | 6.25M | 0.45M | -4.83M | 24.20M | 3.42M | -1.44M | 11.32M | 7.16M | -25.82M | ||||||||||||||||
| Net income details | ||||||||||||||||||||||||||||||||||||
| EBT | 298.39M | 241.90M | 219.39M | 172.48M | 164.69M | 148.58M | 160.48M | 188.42M | 202.59M | 187.46M | 211.38M | 285.74M | 335.86M | 264.78M | 305.96M | 303.20M | 257.24M | 164.82M | 165.34M | 161.02M | ||||||||||||||||
| Tax ProvisionsTaxes | -55.65M | -37.07M | -34.14M | -26.92M | -25.75M | -22.75M | -25.09M | -37.64M | -46.66M | -31.44M | -50.70M | -96.33M | -79.53M | -2.75M | -58.38M | -61.63M | -56.02M | -19.52M | -37.80M | -101.86M | ||||||||||||||||
| Profit After TaxPAT | 242.74M | 204.83M | 185.25M | 145.56M | 138.94M | 125.83M | 135.39M | 150.78M | 155.93M | 156.01M | 160.68M | 189.41M | 256.33M | 262.03M | 247.58M | 241.57M | 201.22M | 145.30M | 127.55M | 59.15M | ||||||||||||||||
| Income from Non-Controlling InterestsInc. Minority | -0.01M | 2.70M | 0.81M | 0.73M | 0.63M | 0.59M | 0.62M | 0.56M | 0.60M | 0.57M | 0.57M | 0.55M | 0.58M | 0.54M | 0.49M | 0.49M | 0.49M | 0.49M | 0.51M | 0.67M | ||||||||||||||||
| Income from Continuing OperationsIncome (Continuing) | 354.05M | 278.97M | 253.23M | 202.53M | 190.44M | 171.33M | 186.28M | 234.04M | 251.41M | 218.90M | 264.63M | 382.07M | 415.40M | 267.53M | 363.71M | 364.83M | 311.59M | 184.34M | 202.30M | 261.95M | ||||||||||||||||
| Consolidated Net IncomeConsol Net Inc. | 354.05M | 278.97M | 253.23M | 202.53M | 190.44M | 171.33M | 186.28M | 234.04M | 251.41M | 218.90M | 264.63M | 382.07M | 415.40M | 267.53M | 363.71M | 364.83M | 311.59M | 184.34M | 202.30M | 261.95M | ||||||||||||||||
| Income towards Parent CompanyParent Net Inc | 241.78M | 206.86M | 186.06M | 146.29M | 145.15M | 126.43M | 136.01M | 234.04M | 156.53M | 156.59M | 161.25M | 351.53M | 251.55M | 262.58M | 248.07M | 493.35M | 201.71M | 145.79M | 128.06M | 261.95M | ||||||||||||||||
| Preferred Dividend PaymentsPref Dividends | ||||||||||||||||||||||||||||||||||||
| Net Income towards Common StockholdersNet Income | 242.74M | 207.54M | 186.06M | 146.29M | 139.57M | 126.43M | 136.01M | 151.34M | 156.53M | 156.59M | 161.25M | 189.97M | 256.91M | 262.58M | 248.07M | 242.06M | 201.71M | 145.79M | 128.06M | 59.82M | ||||||||||||||||
| Additional items | ||||||||||||||||||||||||||||||||||||
| EPS (Basic) | 1.63 | 1.35 | 1.21 | 0.95 | 0.91 | 0.81 | 0.87 | 0.97 | 1.00 | 0.98 | 1.01 | 1.18 | 1.60 | 1.76 | 1.66 | 1.62 | 1.35 | 1.09 | 0.96 | 0.45 | ||||||||||||||||
| EPS (Diluted) | 1.58 | 1.29 | 1.16 | 0.91 | 0.87 | 0.79 | 0.84 | 0.94 | 0.97 | 0.95 | 0.98 | 1.16 | 1.56 | 1.73 | 1.64 | 1.60 | 1.33 | 1.07 | 0.94 | 0.44 | ||||||||||||||||
| Shares Outstanding | 149.11M | 153.63M | 153.63M | 153.63M | 153.63M | 156.29M | 156.29M | 156.29M | 156.29M | 160.37M | 160.37M | 160.37M | 160.37M | 149.01M | 149.01M | 149.01M | 149.01M | 133.25M | 133.25M | 133.25M | ||||||||||||||||
| Shares Outstanding (Diluted)Shares Outstanding (Dil.) | 153.33M | 160.70M | 160.70M | 160.70M | 160.70M | 161.01M | 161.01M | 161.01M | 161.01M | 164.25M | 164.25M | 164.25M | 164.25M | 151.72M | 151.72M | 151.72M | 151.72M | 136.09M | 136.09M | 136.09M | ||||||||||||||||
| Shares Outstanding (Entity)Shares Outstanding (Entity.) | 310.49M | 310.49M | 157.61M | 141.99M | 121.91M | |||||||||||||||||||||||||||||||
| EBITDA | 293.90M | 232.49M | 214.17M | 153.28M | 162.82M | 136.85M | 147.20M | 168.69M | 192.01M | 180.22M | 190.76M | 273.14M | 326.20M | 258.97M | 271.66M | 298.20M | 237.53M | 124.04M | 141.32M | 170.50M |