Qfin Holdings (QFIN) EBITDA Margin (2017 - 2026)
Qfin Holdings (QFIN) posted EBITDA Margin of 25.04% for Q1 2026, up 18.14% sequentially from 21.19% in Q4 2025, and down 1699.0% YoY from 1.57% in Q1 2025.
Qfin Holdings (QFIN) EBITDA Margin (2017 - 2026) Analysis & Trends
Qfin Holdings has reported EBITDA Margin for 10 years, with the latest figure at 25.04% in Q1 2026.
- Quarterly EBITDA Margin fell 1699.0% year-over-year to 25.04% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 30.59% (down 1543.0% YoY) and the FY2025 annual result came in at 34.29%, down 957.0% from the prior year.
- EBITDA Margin climbed to 25.04% in Q1 2026 per QFIN's latest filing, from 21.19% in the prior quarter.
- Over five years, EBITDA Margin peaked at 52.38% in Q3 2024 and troughed at 21.19% in Q4 2025.
- A 5-year average of 33.15% and a median of 31.43% in 2022 frame the typical range for EBITDA Margin.
- The sharpest annual moves came in 2022 and 2024: EBITDA Margin tumbled 2215 bps in 2022, then jumped 1994 bps in 2024.
- Over 5 years, EBITDA Margin stood at 24.16% in 2022, then rose by 18 bps to 28.46% in 2023, then surged by 48 bps to 42.17% in 2024, then tumbled by 50 bps to 21.19% in 2025, then grew by 18 bps to 25.04% in 2026.
- According to Business Quant data, EBITDA Margin over the past three periods registered 25.04%, 21.19%, and 32.48% for Q1 2026, Q4 2025, and Q3 2025 respectively.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 59.12% |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 60.22% |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 17.85% |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 87.81% |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 16.44% |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 44.85% |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | 8.51% |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | -720.86% |
| 10 | Qfin Holdings | 3.17 Bn | -125.16 Bn | - | 24.94% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 25.04% |
| Dec 31, 2025 | 21.19% |
| Sep 30, 2025 | 32.48% |
| Jun 30, 2025 | 40.56% |
| Mar 31, 2025 | 42.03% |
| Dec 31, 2024 | 42.17% |
| Sep 30, 2024 | 52.38% |
| Jun 30, 2024 | 47.72% |
| Mar 31, 2024 | 33.16% |
| Dec 31, 2023 | 28.46% |
| Sep 30, 2023 | 32.44% |
| Jun 30, 2023 | 30.18% |
| Mar 31, 2023 | 28.09% |
| Dec 31, 2022 | 24.16% |
| Sep 30, 2022 | 27.95% |
| Jun 30, 2022 | 24.16% |
| Mar 31, 2022 | 31.43% |
| Dec 31, 2021 | 33.50% |
| Sep 30, 2021 | 41.05% |
| Jun 30, 2021 | 46.31% |