Qfin Holdings (QFIN) EBITDA Margin (2017 - 2025)
Qfin Holdings recorded quarterly EBITDA Margin of 23.58% in Q4 2025, down 12.96% quarter-over-quarter from 27.09% in Q3 2025, and down 2234.0% year-over-year from 1.11% in Q4 2024.
Qfin Holdings' EBITDA Margin history runs 9 years deep, the most recent figure standing at 23.58% for Q4 2025.
- In Q4 2025, EBITDA Margin fell 2234.0% year-over-year to 23.58%; the TTM figure through Dec 2025 stood at 39.21% (down 422.0% YoY), while the FY2025 annual figure was 30.03%, down 664.0% from the prior year.
- EBITDA Margin came in at 23.58% for Q4 2025 at Qfin Holdings, down from 27.09% in the prior quarter.
- In the past five years, EBITDA Margin ranged from a high of 65.04% in Q2 2025 to a low of 21.68% in Q4 2022.
- A 5-year average of 33.68% and a median of 28.57% in 2021 frame the typical range for EBITDA Margin.
- Across the five-year window, EBITDA Margin jumped 3088 bps in 2021 and plunged 2234 bps in 2025, its largest moves.
- Qfin Holdings' EBITDA Margin stood at 29.15% in 2021, then retreated by 26 bps to 21.68% in 2022, then advanced by 13 bps to 24.6% in 2023, then soared by 87 bps to 45.92% in 2024, then sank by 49 bps to 23.58% in 2025.
- According to Business Quant data, EBITDA Margin over the past three periods registered 23.58%, 27.09%, and 65.04% for Q4 2025, Q3 2025, and Q2 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 554.71 Bn | 542.31 Bn | - | 64.42% |
| 2 | Mastercard | 443.64 Bn | 433.43 Bn | - | 58.43% |
| 3 | American Express | 211.69 Bn | 157.65 Bn | 17.43 Bn | 18.77% |
| 4 | Capital One Financial | 115.44 Bn | 38.94 Bn | - | 44.55% |
| 5 | PayPal Holdings | 40.47 Bn | 31.13 Bn | 7.84 Bn | 17.81% |
| 6 | Synchrony Financial | 24.65 Bn | 4.09 Bn | - | 42.26% |
| 7 | SoFi Technologies | 20.00 Bn | 16.60 Bn | 929.25 Mn | 13.91% |
| 8 | Ally Financial | 13.32 Bn | 12.88 Bn | 1.98 Bn | 15.79% |
| 9 | Eason Technology | 11.55 Bn | 11.54 Bn | - | - |
| 10 | Qfin Holdings | 465.17 Mn | -593.26 Mn | 506.52 Mn | 23.58% |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 23.58% |
| Sep 30, 2025 | 27.09% |
| Jun 30, 2025 | 65.04% |
| Mar 31, 2025 | 37.97% |
| Dec 31, 2024 | 45.92% |
| Sep 30, 2024 | 38.80% |
| Jun 30, 2024 | 61.31% |
| Mar 31, 2024 | 27.98% |
| Dec 31, 2023 | 24.60% |
| Sep 30, 2023 | 26.67% |
| Jun 30, 2023 | 31.25% |
| Mar 31, 2023 | 25.76% |
| Dec 31, 2022 | 21.68% |
| Sep 30, 2022 | 25.73% |
| Jun 30, 2022 | 24.49% |
| Mar 31, 2022 | 27.04% |
| Dec 31, 2021 | 29.15% |
| Sep 30, 2021 | 33.81% |
| Jun 30, 2021 | 38.13% |
| Mar 31, 2021 | 37.60% |
| Dec 31, 2020 | 34.23% |
| Sep 30, 2020 | 31.51% |
| Jun 30, 2020 | 26.13% |
| Mar 31, 2020 | 6.73% |
| Dec 31, 2019 | 15.84% |
| Sep 30, 2019 | 31.05% |
| Jun 30, 2019 | 29.65% |
| Mar 31, 2019 | 33.64% |
| Dec 31, 2018 | 0.04% |
| Sep 30, 2018 | 44.61% |
| Jun 30, 2018 | -4.22% |
| Mar 31, 2018 | 35.61% |
| Dec 31, 2017 | 44.01% |