Qfin Holdings (QFIN) EBITDA Margin (2017 - 2026)
Qfin Holdings (QFIN) posted EBITDA Margin of 21.64% for Q1 2026, down 8.24% sequentially from 23.58% in Q4 2025, and down 1633.0% YoY from 1.41% in Q1 2025.
Qfin Holdings (QFIN) EBITDA Margin (2017 - 2026) Analysis & Trends
Qfin Holdings (QFIN) has 10 years of EBITDA Margin data on file, last reported at 21.64% in Q1 2026.
- Quarterly EBITDA Margin fell 1633.0% year-over-year to 21.64% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 35.7% (down 991.0% YoY) and the FY2025 annual result came in at 30.03%, down 664.0% from the prior year.
- EBITDA Margin fell to 21.64% in Q1 2026 per QFIN's latest filing, from 23.58% in the prior quarter.
- The five-year high for EBITDA Margin was 65.04% in Q2 2025, with the low at 21.64% in Q1 2026.
- Average EBITDA Margin over 5 years is 32.74%, with a median of 27.04% recorded in 2022.
- Year-over-year, EBITDA Margin surged 3006 bps in 2024 and tumbled 2234 bps in 2025.
- Qfin Holdings' EBITDA Margin stood at 21.68% in 2022, then grew by 13 bps to 24.6% in 2023, then surged by 87 bps to 45.92% in 2024, then tumbled by 49 bps to 23.58% in 2025, then dropped by 8 bps to 21.64% in 2026.
- Business Quant data shows QFIN's EBITDA Margin at 21.64% in Q1 2026, 23.58% in Q4 2025, and 27.09% in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 64.42% |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 58.43% |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 18.77% |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 17.81% |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 28.77% |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 13.91% |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 15.79% |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 24.11% |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 15.96% |
| 10 | Qfin Holdings | 3.99 Bn | -935.70 Bn | 498.57 Mn | 21.64% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 21.64% |
| Dec 31, 2025 | 23.58% |
| Sep 30, 2025 | 27.09% |
| Jun 30, 2025 | 65.04% |
| Mar 31, 2025 | 37.97% |
| Dec 31, 2024 | 45.92% |
| Sep 30, 2024 | 38.80% |
| Jun 30, 2024 | 61.31% |
| Mar 31, 2024 | 27.98% |
| Dec 31, 2023 | 24.60% |
| Sep 30, 2023 | 26.67% |
| Jun 30, 2023 | 31.25% |
| Mar 31, 2023 | 25.76% |
| Dec 31, 2022 | 21.68% |
| Sep 30, 2022 | 25.73% |
| Jun 30, 2022 | 24.49% |
| Mar 31, 2022 | 27.04% |
| Dec 31, 2021 | 29.15% |
| Sep 30, 2021 | 33.81% |
| Jun 30, 2021 | 38.13% |