Qfin Holdings (QFIN) Interest Expenses (2019 - 2026)

Qfin Holdings (QFIN) posted Interest Expenses of $18.6 million for Q1 2026, down 7.99% sequentially from $20.2 million in Q4 2025, and up 10.04% YoY from $16.9 million in Q1 2025.

Qfin Holdings (QFIN) Interest Expenses (2019 - 2026) Analysis & Trends

Qfin Holdings (QFIN) has 8 years of Interest Expenses data on file, last reported at $18.6 million in Q1 2026.

  • Quarterly Interest Expenses rose 10.04% year-over-year to $18.6 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $78.7 million (up 1.7% YoY) and the FY2025 annual result came in at $78.5 million, down 3.04% from the prior year.
  • Interest Expenses eased to $18.6 million in Q1 2026 per QFIN's latest filing, from $20.2 million in the prior quarter.
  • The five-year high for Interest Expenses was $23.2 million in Q1 2023, with the low at $16.4 million in Q1 2022.
  • Average Interest Expenses over 5 years is $20.2 million, with a median of $20.1 million recorded in 2022.
  • Year-over-year, Interest Expenses soared 49.77% in 2022 and declined 23.38% in 2024.
  • Qfin Holdings' Interest Expenses stood at $20.1 million in 2022, then climbed by 13.07% to $22.7 million in 2023, then decreased by 23.38% to $17.4 million in 2024, then advanced by 16.34% to $20.2 million in 2025, then retreated by 7.99% to $18.6 million in 2026.
  • Business Quant data shows QFIN's Interest Expenses at $18.6 million in Q1 2026, $20.2 million in Q4 2025, and $20.1 million in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Int Expense (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 178.00 Mn
2 Mastercard 465.55 Bn 455.34 Bn - 185.00 Mn
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 1.97 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn -
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 113.76 Mn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 308.01 Mn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 1.52 Bn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 113.80 Mn
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn -
10 Qfin Holdings 3.99 Bn -935.70 Bn 498.57 Mn 18.60 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 18.60 Mn
Mar 31, 2026 18.60 Mn
Dec 31, 2025 20.22 Mn
Dec 31, 2025 20.22 Mn
Sep 30, 2025 20.06 Mn
Sep 30, 2025 20.06 Mn
Jun 30, 2025 19.84 Mn
Jun 30, 2025 19.84 Mn
Mar 31, 2025 16.90 Mn
Mar 31, 2025 16.90 Mn
Dec 31, 2024 17.38 Mn
Dec 31, 2024 17.38 Mn
Sep 30, 2024 20.92 Mn
Sep 30, 2024 20.92 Mn
Jun 30, 2024 22.20 Mn
Jun 30, 2024 22.20 Mn
Mar 31, 2024 21.60 Mn
Mar 31, 2024 21.60 Mn
Dec 31, 2023 22.68 Mn
Dec 31, 2023 22.68 Mn