Qfin Holdings (QFIN) Interest Expenses (2019 - 2026)
Qfin Holdings (QFIN) posted Interest Expenses of $18.6 million for Q1 2026, down 7.99% sequentially from $20.2 million in Q4 2025, and up 10.04% YoY from $16.9 million in Q1 2025.
Qfin Holdings (QFIN) Interest Expenses (2019 - 2026) Analysis & Trends
Qfin Holdings (QFIN) has 8 years of Interest Expenses data on file, last reported at $18.6 million in Q1 2026.
- Quarterly Interest Expenses rose 10.04% year-over-year to $18.6 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $78.7 million (up 1.7% YoY) and the FY2025 annual result came in at $78.5 million, down 3.04% from the prior year.
- Interest Expenses eased to $18.6 million in Q1 2026 per QFIN's latest filing, from $20.2 million in the prior quarter.
- The five-year high for Interest Expenses was $23.2 million in Q1 2023, with the low at $16.4 million in Q1 2022.
- Average Interest Expenses over 5 years is $20.2 million, with a median of $20.1 million recorded in 2022.
- Year-over-year, Interest Expenses soared 49.77% in 2022 and declined 23.38% in 2024.
- Qfin Holdings' Interest Expenses stood at $20.1 million in 2022, then climbed by 13.07% to $22.7 million in 2023, then decreased by 23.38% to $17.4 million in 2024, then advanced by 16.34% to $20.2 million in 2025, then retreated by 7.99% to $18.6 million in 2026.
- Business Quant data shows QFIN's Interest Expenses at $18.6 million in Q1 2026, $20.2 million in Q4 2025, and $20.1 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Int Expense (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 178.00 Mn |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 185.00 Mn |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 1.97 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | - |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 113.76 Mn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 308.01 Mn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 1.52 Bn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 113.80 Mn |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | - |
| 10 | Qfin Holdings | 3.99 Bn | -935.70 Bn | 498.57 Mn | 18.60 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 18.60 Mn |
| Mar 31, 2026 | 18.60 Mn |
| Dec 31, 2025 | 20.22 Mn |
| Dec 31, 2025 | 20.22 Mn |
| Sep 30, 2025 | 20.06 Mn |
| Sep 30, 2025 | 20.06 Mn |
| Jun 30, 2025 | 19.84 Mn |
| Jun 30, 2025 | 19.84 Mn |
| Mar 31, 2025 | 16.90 Mn |
| Mar 31, 2025 | 16.90 Mn |
| Dec 31, 2024 | 17.38 Mn |
| Dec 31, 2024 | 17.38 Mn |
| Sep 30, 2024 | 20.92 Mn |
| Sep 30, 2024 | 20.92 Mn |
| Jun 30, 2024 | 22.20 Mn |
| Jun 30, 2024 | 22.20 Mn |
| Mar 31, 2024 | 21.60 Mn |
| Mar 31, 2024 | 21.60 Mn |
| Dec 31, 2023 | 22.68 Mn |
| Dec 31, 2023 | 22.68 Mn |