Qfin Holdings (QFIN) Interest Expenses (2019 - 2026)
Qfin Holdings (QFIN) posted Interest Expenses of $18.6 million for Q1 2026, down 7.99% sequentially from $20.2 million in Q4 2025, and up 10.04% YoY from $16.9 million in Q1 2025.
Analysis
Qfin Holdings (QFIN) Interest Expenses (2019 - 2026) Analysis & Trends
Qfin Holdings has reported Interest Expenses for 8 years, with the latest figure at $18.6 million in Q1 2026.
- Quarterly Interest Expenses rose 10.04% year-over-year to $18.6 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $78.7 million (up 1.7% YoY) and the FY2025 annual result came in at $78.5 million, down 3.04% from the prior year.
- Interest Expenses eased to $18.6 million in Q1 2026 per QFIN's latest filing, from $20.2 million in the prior quarter.
- Over five years, Interest Expenses peaked at $23.2 million in Q1 2023 and troughed at $16.4 million in Q1 2022.
- A 5-year average of $20.2 million and a median of $20.1 million in 2022 frame the typical range for Interest Expenses.
- The sharpest annual moves came in 2022 and 2024: Interest Expenses jumped 49.77% in 2022, then slipped 23.38% in 2024.
- Over 5 years, Interest Expenses stood at $20.1 million in 2022, then advanced by 13.07% to $22.7 million in 2023, then retreated by 23.38% to $17.4 million in 2024, then gained by 16.34% to $20.2 million in 2025, then fell by 7.99% to $18.6 million in 2026.
- According to Business Quant data, Interest Expenses over the past three periods registered $18.6 million, $20.2 million, and $20.1 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 194.00 Mn |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 218.00 Mn |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 1.96 Bn |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 4.01 Bn |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | - |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | 118.51 Mn |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 975.00 Mn |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | 352.33 Mn |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 1.51 Bn |
| 10 | Qfin Holdings | 1.07 Bn | -390.93 Bn | - | 18.95 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 18.95 Mn |
| Jun 30, 2026 | 18.95 Mn |
| Mar 31, 2026 | 18.52 Mn |
| Mar 31, 2026 | 18.52 Mn |
| Dec 31, 2025 | 20.22 Mn |
| Dec 31, 2025 | 20.22 Mn |
| Sep 30, 2025 | 19.95 Mn |
| Sep 30, 2025 | 19.95 Mn |
| Jun 30, 2025 | 19.84 Mn |
| Jun 30, 2025 | 19.84 Mn |
| Mar 31, 2025 | 16.87 Mn |
| Mar 31, 2025 | 16.87 Mn |
| Dec 31, 2024 | 17.38 Mn |
| Dec 31, 2024 | 17.38 Mn |
| Sep 30, 2024 | 20.92 Mn |
| Sep 30, 2024 | 20.92 Mn |
| Jun 30, 2024 | 22.20 Mn |
| Jun 30, 2024 | 22.20 Mn |
| Mar 31, 2024 | 21.81 Mn |
| Mar 31, 2024 | 21.81 Mn |