Growth Metrics

Qfin Holdings (QFIN) Interest Expenses (2019 - 2025)

Qfin Holdings recorded quarterly Interest Expenses of $20.2 million in Q4 2025, up 0.79% quarter-over-quarter from $20.1 million in Q3 2025, and up 16.34% year-over-year from $17.4 million in Q4 2024.

Qfin Holdings' Interest Expenses history runs 7 years deep, the most recent figure standing at $20.2 million for Q4 2025.

  • In Q4 2025, Interest Expenses rose 16.34% year-over-year to $20.2 million; the TTM figure through Dec 2025 stood at $77.0 million (down 6.19% YoY), while the FY2025 annual figure was $78.5 million, down 3.04% from the prior year.
  • Interest Expenses came in at $20.2 million for Q4 2025 at Qfin Holdings, up from $20.1 million in the prior quarter.
  • In the past five years, Interest Expenses ranged from a high of $23.2 million in Q1 2023 to a low of $12.1 million in Q1 2021.
  • A 5-year average of $18.8 million and a median of $19.9 million in 2025 frame the typical range for Interest Expenses.
  • Across the five-year window, Interest Expenses tumbled 46.12% in 2021 and soared 49.77% in 2022, its largest moves.
  • Qfin Holdings' Interest Expenses stood at $14.3 million in 2021, then jumped by 39.8% to $20.1 million in 2022, then gained by 13.07% to $22.7 million in 2023, then fell by 23.38% to $17.4 million in 2024, then rose by 16.34% to $20.2 million in 2025.
  • According to Business Quant data, Interest Expenses over the past three periods registered $20.2 million, $20.1 million, and $19.8 million for Q4 2025, Q3 2025, and Q2 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Int Expense (Qtr)
1 Visa 554.71 Bn 542.31 Bn - 178.00 Mn
2 Mastercard 443.64 Bn 433.43 Bn - 185.00 Mn
3 American Express 211.69 Bn 157.65 Bn 17.43 Bn 1.97 Bn
4 Capital One Financial 115.44 Bn 38.94 Bn - 4.09 Bn
5 PayPal Holdings 40.47 Bn 31.13 Bn 7.84 Bn -
6 Synchrony Financial 24.65 Bn 4.09 Bn - 968.00 Mn
7 SoFi Technologies 20.00 Bn 16.60 Bn 929.25 Mn 308.01 Mn
8 Ally Financial 13.32 Bn 12.88 Bn 1.98 Bn 1.52 Bn
9 Eason Technology 11.55 Bn 11.54 Bn - -
10 Qfin Holdings 465.17 Mn -593.26 Mn 506.52 Mn 20.22 Mn

Historic Data

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DateValue
Dec 31, 2025 20.22 Mn
Dec 31, 2025 20.22 Mn
Sep 30, 2025 20.06 Mn
Sep 30, 2025 20.06 Mn
Jun 30, 2025 19.84 Mn
Jun 30, 2025 19.84 Mn
Mar 31, 2025 16.90 Mn
Mar 31, 2025 16.90 Mn
Dec 31, 2024 17.38 Mn
Dec 31, 2024 17.38 Mn
Sep 30, 2024 20.92 Mn
Sep 30, 2024 20.92 Mn
Jun 30, 2024 22.20 Mn
Jun 30, 2024 22.20 Mn
Mar 31, 2024 21.60 Mn
Mar 31, 2024 21.60 Mn
Dec 31, 2023 22.68 Mn
Dec 31, 2023 22.68 Mn
Sep 30, 2023 21.96 Mn
Sep 30, 2023 21.96 Mn
Jun 30, 2023 22.79 Mn
Jun 30, 2023 22.79 Mn
Mar 31, 2023 23.16 Mn
Mar 31, 2023 23.16 Mn
Dec 31, 2022 20.06 Mn
Dec 31, 2022 20.06 Mn
Sep 30, 2022 19.47 Mn
Sep 30, 2022 19.47 Mn
Jun 30, 2022 18.49 Mn
Jun 30, 2022 18.49 Mn
Mar 31, 2022 16.37 Mn
Mar 31, 2022 16.37 Mn
Dec 31, 2021 14.35 Mn
Dec 31, 2021 14.35 Mn
Sep 30, 2021 13.00 Mn
Sep 30, 2021 13.00 Mn
Jun 30, 2021 12.88 Mn
Jun 30, 2021 12.88 Mn
Mar 31, 2021 12.07 Mn
Mar 31, 2021 12.07 Mn
Dec 31, 2020 20.13 Mn
Dec 31, 2020 20.13 Mn
Sep 30, 2020 21.30 Mn
Sep 30, 2020 21.30 Mn
Jun 30, 2020 22.80 Mn
Jun 30, 2020 22.80 Mn
Mar 31, 2020 22.40 Mn
Mar 31, 2020 22.40 Mn
Dec 31, 2019 19.27 Mn
Dec 31, 2019 19.27 Mn
Sep 30, 2019 16.89 Mn
Sep 30, 2019 16.89 Mn
Jun 30, 2019 9.49 Mn
Jun 30, 2019 9.49 Mn
Mar 31, 2019 3.86 Mn
Mar 31, 2019 3.86 Mn