Qfin Holdings (QFIN) FCF Margin (2020 - 2026)
Qfin Holdings (QFIN) posted FCF Margin of 30.32% for Q2 2026, down 19.47 percentage points from 49.79% a year earlier and down 23.11 percentage points from the prior quarter.
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Analysis
Qfin Holdings (QFIN) FCF Margin (2020 - 2026) Analysis & Trends
For the trailing twelve months through Jun 30, 2026, FCF Margin at Qfin Holdings was 52.42%, down 4.92 percentage points year-over-year; for FY2025, it came in at 57.38%, up 2.06 percentage points from FY2024.
- Annual FCF Margin has increased for four consecutive years, with a five-year change of +18.00 percentage points (FY2020 to FY2025).
- In prior years, Qfin Holdings' FCF Margin was 55.32% in FY2024 (+11.11 pp), 44.22% in FY2023 (+8.28 pp), 35.94% in FY2022 (+1.41 pp) and 34.53% in FY2021 (-4.84 pp).
- The Q2 2026 figure stands as the lowest quarterly FCF Margin since Q3 2023.
- On a year-over-year basis, FCF Margin increased in five of the last eight quarters, with an average year-over-year change of +4.03 percentage points.
- The strongest year-over-year quarter for FCF Margin in the past five years was Q3 2024, with a gain of 23.83 percentage points; the weakest was Q2 2026, with a drop of 19.47 percentage points.
- According to Business Quant data, FCF Margin for the three prior quarters was 53.43% (Q1 2026), 77.08% (Q4 2025) and 47.79% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Block | 52.19 Bn | 23.96 Bn | 3.24 Bn | 14.46% |
| 2 | PayPal Holdings | 50.03 Bn | 8.73 Bn | - | 16.67% |
| 3 | Coinbase Global | 35.13 Bn | -4.52 Bn | - | 33.36% |
| 4 | Fiserv | 33.23 Bn | 30.43 Bn | 2.76 Bn | 10.20% |
| 5 | Corpay | 29.63 Bn | 18.45 Bn | - | -53.19% |
| 6 | Global Payments | 26.81 Bn | 1.63 Bn | 2.01 Bn | -11.88% |
| 7 | Guidewire Software | 13.13 Bn | 9.70 Bn | 269.68 Mn | 68.54% |
| 8 | Chime Financial | 12.34 Bn | 8.03 Bn | 646.07 Mn | 16.90% |
| 9 | Jack Henry & Associates | 12.26 Bn | 12.16 Bn | 273.85 Mn | 43.82% |
| 10 | Qfin Holdings | 736.86 Mn | -3.04 Bn | - | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 30.42% |
| Mar 31, 2026 | 53.65% |
| Dec 31, 2025 | 77.08% |
| Sep 30, 2025 | 48.05% |
| Jun 30, 2025 | 50.27% |
| Mar 31, 2025 | 59.81% |
| Dec 31, 2024 | 68.08% |
| Sep 30, 2024 | 54.27% |
| Jun 30, 2024 | 47.15% |
| Mar 31, 2024 | 47.15% |
| Dec 31, 2023 | 52.31% |
| Sep 30, 2023 | 29.06% |
| Jun 30, 2023 | 45.00% |
| Mar 31, 2023 | 48.93% |
| Dec 31, 2022 | 45.53% |
| Sep 30, 2022 | 39.74% |
| Jun 30, 2022 | 26.73% |
| Mar 31, 2022 | 32.86% |
| Dec 31, 2021 | 45.30% |
| Sep 30, 2021 | 38.36% |
API Access
Qfin Holdings FCF Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=fcf-margin&ticker=QFIN&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "fcf-margin", "ticker": "QFIN", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=fcf-margin&ticker=QFIN&period=max&api_key=YOUR_API_KEY");
const data = await res.json();