Qfin Holdings (QFIN) FCF Margin (2020 - 2026)
Qfin Holdings (QFIN) posted FCF Margin of 53.65% for Q1 2026, down 30.4% sequentially from 77.08% in Q4 2025, and down 606.0% YoY from 10.6% in Q1 2025.
Qfin Holdings (QFIN) FCF Margin (2020 - 2026) Analysis & Trends
Qfin Holdings has reported FCF Margin for 7 years, with the latest figure at 53.65% in Q1 2026.
- Quarterly FCF Margin fell 606.0% year-over-year to 53.65% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 56.18% (down 131.0% YoY) and the FY2025 annual result came in at 55.67%, up 213.0% from the prior year.
- FCF Margin declined to 53.65% in Q1 2026 per QFIN's latest filing, from 77.08% in the prior quarter.
- Over five years, FCF Margin peaked at 77.08% in Q4 2025 and troughed at 26.73% in Q2 2022.
- A 5-year average of 48.51% and a median of 47.79% in 2025 frame the typical range for FCF Margin.
- The sharpest annual moves came in 2023 and 2024: FCF Margin plunged 1112 bps in 2023, then soared 2522 bps in 2024.
- Over 5 years, FCF Margin stood at 44.24% in 2022, then grew by 18 bps to 52.31% in 2023, then jumped by 30 bps to 68.08% in 2024, then rose by 13 bps to 77.08% in 2025, then plunged by 30 bps to 53.65% in 2026.
- According to Business Quant data, FCF Margin over the past three periods registered 53.65%, 77.08%, and 47.79% for Q1 2026, Q4 2025, and Q3 2025 respectively.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 52.76% |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 37.82% |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 22.78% |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 64.06% |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 20.44% |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 50.23% |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | -3,167.36% |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | -1,839.75% |
| 10 | Qfin Holdings | 3.17 Bn | -125.16 Bn | - | 53.43% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 53.65% |
| Dec 31, 2025 | 77.08% |
| Sep 30, 2025 | 47.79% |
| Jun 30, 2025 | 49.79% |
| Mar 31, 2025 | 59.71% |
| Dec 31, 2024 | 68.08% |
| Sep 30, 2024 | 54.27% |
| Jun 30, 2024 | 47.15% |
| Mar 31, 2024 | 47.61% |
| Dec 31, 2023 | 52.31% |
| Sep 30, 2023 | 29.06% |
| Jun 30, 2023 | 45.00% |
| Mar 31, 2023 | 49.12% |
| Dec 31, 2022 | 44.24% |
| Sep 30, 2022 | 40.17% |
| Jun 30, 2022 | 26.73% |
| Mar 31, 2022 | 32.82% |
| Dec 31, 2021 | 44.47% |
| Sep 30, 2021 | 38.68% |
| Jun 30, 2021 | 32.40% |