Qfin Holdings (QFIN) FCF Margin (2016 - 2026)
Qfin Holdings (QFIN) posted FCF Margin of 53.65% for Q1 2026, down 30.4% sequentially from 77.08% in Q4 2025, and down 606.0% YoY from 10.6% in Q1 2025.
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Qfin Holdings (QFIN) FCF Margin (2016 - 2026) Analysis & Trends
Qfin Holdings has reported FCF Margin for 7 years, with the latest figure at 53.65% in Q1 2026.
- Quarterly FCF Margin fell 606.0% year-over-year to 53.65% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 56.18% (down 131.0% YoY) and the FY2025 annual result came in at 55.67%, up 213.0% from the prior year.
- FCF Margin declined to 53.65% in Q1 2026 per QFIN's latest filing, from 77.08% in the prior quarter.
- Over five years, FCF Margin peaked at 77.08% in Q4 2025 and troughed at 26.73% in Q2 2022.
- A 5-year average of 48.51% and a median of 47.79% in 2025 frame the typical range for FCF Margin.
- The sharpest annual moves came in 2023 and 2024: FCF Margin plunged 1112 bps in 2023, then soared 2522 bps in 2024.
- Over 5 years, FCF Margin stood at 44.24% in 2022, then grew by 18 bps to 52.31% in 2023, then jumped by 30 bps to 68.08% in 2024, then rose by 13 bps to 77.08% in 2025, then plunged by 30 bps to 53.65% in 2026.
- According to Business Quant data, FCF Margin over the past three periods registered 53.65%, 77.08%, and 47.79% for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 52.76% |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 37.82% |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 22.78% |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 50.96% |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | 20.44% |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | -1,112.06% |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 50.23% |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | -327.16% |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 59.19% |
| 10 | Qfin Holdings | 1.07 Bn | -390.93 Bn | - | 30.32% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 30.32% |
| Mar 31, 2026 | 53.43% |
| Dec 31, 2025 | 77.08% |
| Sep 30, 2025 | 47.79% |
| Jun 30, 2025 | 50.27% |
| Mar 31, 2025 | 59.71% |
| Dec 31, 2024 | 68.08% |
| Sep 30, 2024 | 54.27% |
| Jun 30, 2024 | 47.15% |
| Mar 31, 2024 | 47.61% |
| Dec 31, 2023 | 52.31% |
| Sep 30, 2023 | 29.31% |
| Jun 30, 2023 | 46.59% |
| Mar 31, 2023 | 49.12% |
| Dec 31, 2022 | 46.87% |
| Sep 30, 2022 | 40.17% |
| Jun 30, 2022 | 27.15% |
| Mar 31, 2022 | 32.82% |
| Dec 31, 2021 | 45.72% |
| Sep 30, 2021 | 38.68% |