Qfin Holdings (QFIN) FCF Margin (2020 - 2026)

Qfin Holdings' (QFIN) quarterly FCF Margin came in at 53.43% in Q1 2026, down 628.0% year-on-year from 10.12% in Q1 2025, and down 30.68% quarter-over-quarter from 77.08% in Q4 2025.

Qfin Holdings (QFIN) FCF Margin (2020 - 2026) Analysis & Trends

Qfin Holdings has disclosed FCF Margin across 7 years of filings, most recently posting 53.43% for Q1 2026.

  • FCF Margin for Q1 2026 came in at 53.43%, down 628.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 56.14% (down 108.0% YoY), and the FY2025 annual result was 55.67%, up 213.0% from the prior year.
  • FCF Margin came in at 53.43% for Q1 2026 at Qfin Holdings, down from 77.08% in the prior quarter.
  • In the past five years, FCF Margin ranged from a high of 77.08% in Q4 2025 to a low of 27.15% in Q2 2022.
  • The 5-year median for FCF Margin is 47.79% (2025), against an average of 48.6%.
  • Across the five-year window, FCF Margin slumped 1588 bps in 2022 and soared 2383 bps in 2024, its largest moves.
  • Qfin Holdings' FCF Margin stood at 44.89% in 2022, then grew by 17 bps to 52.31% in 2023, then surged by 30 bps to 68.08% in 2024, then grew by 13 bps to 77.08% in 2025, then plunged by 31 bps to 53.43% in 2026.
  • The last three FCF Margin figures came in at 53.43% (Q1 2026), 77.08% (Q4 2025), and 47.79% (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Margin (Qtr)
1 Visa 548.22 Bn 535.81 Bn - 23.37%
2 Mastercard 437.48 Bn 427.27 Bn - 33.56%
3 American Express 231.87 Bn 177.83 Bn 17.43 Bn 14.04%
4 Capital One Financial 125.74 Bn 49.24 Bn - 35.91%
5 PayPal Holdings 38.80 Bn 29.46 Bn 7.84 Bn 10.81%
6 Synchrony Financial 25.78 Bn 5.22 Bn - 45.78%
7 Affirm Holdings 24.65 Bn 22.93 Bn 261.64 Mn 6,779.64%
8 SoFi Technologies 22.89 Bn 19.49 Bn 929.25 Mn -216.52%
9 Ally Financial 14.15 Bn 13.70 Bn 1.98 Bn 65.22%
10 Qfin Holdings 464.42 Mn -402.34 Bn 498.57 Mn 53.43%

Historic Data

Download Data
DateValue
Mar 31, 2026 53.43%
Dec 31, 2025 77.08%
Sep 30, 2025 47.79%
Jun 30, 2025 49.79%
Mar 31, 2025 59.71%
Dec 31, 2024 68.08%
Sep 30, 2024 53.14%
Jun 30, 2024 47.15%
Mar 31, 2024 47.61%
Dec 31, 2023 52.31%
Sep 30, 2023 29.31%
Jun 30, 2023 46.59%
Mar 31, 2023 49.12%
Dec 31, 2022 44.89%
Sep 30, 2022 40.17%
Jun 30, 2022 27.15%
Mar 31, 2022 32.82%
Dec 31, 2021 44.53%
Sep 30, 2021 38.68%
Jun 30, 2021 32.40%