Qfin Holdings QFIN
NASDAQ QFIN
$8.09 -0.20 (-2.41%)
At close: Sep 18, 2026 · 4:00 PM EDT

Qfin Holdings (QFIN) Net Margin (2016 - 2026)

Qfin Holdings' (QFIN) quarterly Net Margin came in at 11.38% in Q2 2026, down 2186.0% year-over-year from 0.55% in Q2 2025, and down 49.63% quarter-over-quarter from 22.6% in Q1 2026.

Analysis

Qfin Holdings (QFIN) Net Margin (2016 - 2026) Analysis & Trends

Qfin Holdings has disclosed Net Margin across 11 years of filings, most recently posting 11.38% for Q2 2026.

  • In Q2 2026, Net Margin fell 2186.0% year-over-year to 11.38%; the TTM figure through Jun 2026 stood at 22.23% (down 1644.0% YoY), while the FY2025 annual figure was 0.0%, changed 0.0% from the prior year.
  • Net Margin came in at 11.38% for Q2 2026 at Qfin Holdings, down from 22.6% in the prior quarter.
  • In the past five years, Net Margin ranged from a high of 42.76% in Q4 2024 to a low of 11.38% in Q2 2026.
  • Average Net Margin over 5 years is 28.1%, with a median of 26.99% recorded in 2022.
  • Year-over-year, Net Margin jumped 1803 bps in 2024 and tumbled 2186 bps in 2026.
  • Over 5 years, Net Margin stood at 22.32% in 2022, then rose by 11 bps to 24.73% in 2023, then surged by 73 bps to 42.76% in 2024, then plunged by 42 bps to 24.91% in 2025, then slumped by 54 bps to 11.38% in 2026.
  • Per Business Quant data, the three most recent Net Margin figures were 11.38% in Q2 2026, 22.6% in Q1 2026, and 24.91% in Q4 2025.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Net Margin (Qtr)
1 Upstart Holdings 2.43 Bn 1.99 Bn 303.39 Mn 4.53%
2 Pagaya Technologies 1.70 Bn 1.51 Bn 168.33 Mn 10.94%
3 Qfin Holdings 986.27 Mn -9.51 Mn - 11.38%
4 FinVolution 836.54 Mn -90.46 Mn - 19.31%
5 X Financial 386.17 Mn -182.14 Mn 84.09 Mn 4.73%
6 Open Lending 371.20 Mn 186.25 Mn 15.64 Mn -2.24%
7 Blend Labs 279.09 Mn 234.22 Mn 24.89 Mn -18.94%
8 LexinFintech Holdings 251.25 Mn 251.25 Mn 73.06 Mn 3.18%
9 Jiayin 76.25 Mn 2.23 Mn - -34.35%
10 Antalpha Platform Holding 76.02 Mn -813.69 Mn 11.94 Mn -102.75%
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 11.38%
Mar 31, 2026 22.60%
Dec 31, 2025 24.91%
Sep 30, 2025 27.58%
Jun 30, 2025 33.24%
Mar 31, 2025 38.38%
Dec 31, 2024 42.76%
Sep 30, 2024 41.25%
Jun 30, 2024 33.18%
Mar 31, 2024 28.03%
Dec 31, 2023 24.73%
Sep 30, 2023 26.68%
Jun 30, 2023 28.04%
Mar 31, 2023 25.95%
Dec 31, 2022 22.32%
Sep 30, 2022 23.96%
Jun 30, 2022 23.42%
Mar 31, 2022 27.30%
Dec 31, 2021 29.91%
Sep 30, 2021 33.91%