Qfin Holdings QFIN
NASDAQ QFIN
$8.80 -0.37 (-4.03%)
At close: Aug 28, 2026 · 4:00 PM EDT

Qfin Holdings (QFIN) Operating Margin (2016 - 2026)

Qfin Holdings (QFIN) posted Operating Margin of 25.04% for Q1 2026, up 18.14% sequentially from 21.19% in Q4 2025, and down 1706.0% YoY from 1.56% in Q1 2025.

Analysis

Qfin Holdings (QFIN) Operating Margin (2016 - 2026) Analysis & Trends

Qfin Holdings has reported Operating Margin for 10 years, with the latest figure at 25.04% in Q1 2026.

  • Quarterly Operating Margin fell 1706.0% year-over-year to 25.04% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 30.75% (down 1529.0% YoY) and the FY2025 annual result came in at 34.77%, down 908.0% from the prior year.
  • Operating Margin climbed to 25.04% in Q1 2026 per QFIN's latest filing, from 21.19% in the prior quarter.
  • Over five years, Operating Margin peaked at 52.38% in Q3 2024 and troughed at 21.19% in Q4 2025.
  • A 5-year average of 33.17% and a median of 31.46% in 2022 frame the typical range for Operating Margin.
  • The sharpest annual moves came in 2022 and 2024: Operating Margin tumbled 2215 bps in 2022, then jumped 1994 bps in 2024.
  • Over 5 years, Operating Margin stood at 24.16% in 2022, then rose by 18 bps to 28.46% in 2023, then surged by 48 bps to 42.17% in 2024, then tumbled by 50 bps to 21.19% in 2025, then grew by 18 bps to 25.04% in 2026.
  • According to Business Quant data, Operating Margin over the past three periods registered 25.04%, 21.19%, and 32.66% for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Operating Margin (Qtr)
1 Visa 680.39 Bn 668.03 Bn - 59.12%
2 Mastercard 518.33 Bn 504.84 Bn - 60.22%
3 American Express 224.91 Bn 175.59 Bn 17.99 Bn 17.85%
4 Capital One Financial 132.31 Bn 77.60 Bn - -
5 PayPal Holdings 46.25 Bn 35.00 Bn - 16.44%
6 Affirm Holdings 26.22 Bn 24.59 Bn - 12.63%
7 Synchrony Financial 25.37 Bn 9.17 Bn - -
8 SoFi Technologies 23.30 Bn 20.18 Bn 1.02 Bn 1.47%
9 Ally Financial 12.85 Bn 5.01 Bn 2.08 Bn 33.20%
10 Qfin Holdings 1.07 Bn -390.93 Bn - 32.55%
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 32.55%
Mar 31, 2026 25.04%
Dec 31, 2025 21.19%
Sep 30, 2025 32.66%
Jun 30, 2025 40.96%
Mar 31, 2025 42.10%
Dec 31, 2024 42.17%
Sep 30, 2024 52.38%
Jun 30, 2024 47.72%
Mar 31, 2024 32.84%
Dec 31, 2023 28.46%
Sep 30, 2023 32.44%
Jun 30, 2023 30.18%
Mar 31, 2023 27.98%
Dec 31, 2022 24.16%
Sep 30, 2022 27.95%
Jun 30, 2022 24.16%
Mar 31, 2022 31.46%
Dec 31, 2021 33.50%
Sep 30, 2021 41.05%