Growth Metrics

Qfin Holdings (QFIN) Debt to Equity (2017 - 2025)

Qfin Holdings recorded quarterly Debt to Equity of $0.04 in Q4 2025, down 98.49% quarter-over-quarter from $2.79 in Q4 2024, and down 98.49% year-over-year from $2.79 in Q4 2024.

Qfin Holdings' Debt to Equity history runs 9 years deep, the most recent figure standing at $0.04 for Q4 2025.

  • In Q4 2025, Debt to Equity fell 98.49% year-over-year to $0.04; the TTM figure through Dec 2025 stood at $0.04 (down 98.49% YoY), while the FY2025 annual figure was $0.04, down 98.51% from the prior year.
  • Debt to Equity came in at $0.04 for Q4 2025 at Qfin Holdings, down from $2.79 in the prior quarter.
  • In the past five years, Debt to Equity ranged from a high of $6.01 in Q4 2022 to a low of $0.01 in Q4 2021.
  • A 5-year average of $2.5 and a median of $2.79 in 2024 frame the typical range for Debt to Equity.
  • Across the five-year window, Debt to Equity soared 42593.04% in 2022 and plunged 98.49% in 2025, its largest moves.
  • Qfin Holdings' Debt to Equity stood at $0.01 in 2021, then jumped by 42593.04% to $6.01 in 2022, then plunged by 39.19% to $3.65 in 2023, then retreated by 23.59% to $2.79 in 2024, then slumped by 98.49% to $0.04 in 2025.
  • According to Business Quant data, Debt to Equity over the past three periods registered $0.04, $2.79, and $3.65 for Q4 2025, Q4 2024, and Q4 2023 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt/Equity (Qtr)
1 Visa 554.71 Bn 542.31 Bn - 0.67
2 Mastercard 443.64 Bn 433.43 Bn - 2.82
3 American Express 211.69 Bn 157.65 Bn 17.43 Bn 0.05
4 Capital One Financial 115.44 Bn 38.94 Bn - 0.34
5 PayPal Holdings 40.47 Bn 31.13 Bn 7.84 Bn 0.47
6 Synchrony Financial 24.65 Bn 4.09 Bn - 0.46
7 SoFi Technologies 20.00 Bn 16.60 Bn 929.25 Mn -
8 Ally Financial 13.32 Bn 12.88 Bn 1.98 Bn 0.26
9 Eason Technology 11.55 Bn 11.54 Bn - -
10 Qfin Holdings 465.17 Mn -593.26 Mn 506.52 Mn 0.04

Historic Data

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DateValue
Dec 31, 2025 0.04
Dec 31, 2024 2.79
Dec 31, 2023 3.65
Dec 31, 2022 6.01
Dec 31, 2021 0.01
Dec 31, 2020 0.01
Dec 31, 2019 0.00
Dec 31, 2018 0.02
Dec 31, 2017 1.75