Growth Metrics

Qfin Holdings (QFIN) Operating Income (2017 - 2025)

Qfin Holdings recorded quarterly Operating Income of $124.0 million in Q4 2025, down 48.06% quarter-over-quarter from $238.8 million in Q3 2025, and down 52.1% year-over-year from $259.0 million in Q4 2024.

Qfin Holdings' Operating Income history runs 9 years deep, the most recent figure standing at $124.0 million for Q4 2025.

  • In Q4 2025, Operating Income fell 52.1% year-over-year to $124.0 million; the TTM figure through Dec 2025 stood at $933.2 million (down 10.89% YoY), while the FY2025 annual figure was $955.0 million, down 7.41% from the prior year.
  • Operating Income came in at $124.0 million for Q4 2025 at Qfin Holdings, down from $238.8 million in the prior quarter.
  • In the past five years, Operating Income ranged from a high of $326.2 million in Q3 2024 to a low of $124.0 million in Q4 2025.
  • A 5-year average of $218.8 million and a median of $223.5 million in 2021 frame the typical range for Operating Income.
  • Across the five-year window, Operating Income surged 814.13% in 2021 and tumbled 52.1% in 2025, its largest moves.
  • Qfin Holdings' Operating Income stood at $232.5 million in 2021, then plunged by 41.14% to $136.8 million in 2022, then jumped by 31.69% to $180.2 million in 2023, then surged by 43.7% to $259.0 million in 2024, then sank by 52.1% to $124.0 million in 2025.
  • According to Business Quant data, Operating Income over the past three periods registered $124.0 million, $238.8 million, and $298.2 million for Q4 2025, Q3 2025, and Q2 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Op. Inc (Qtr)
1 Visa 554.71 Bn 542.31 Bn - 7.23 Bn
2 Mastercard 443.64 Bn 433.43 Bn - 4.91 Bn
3 American Express 211.69 Bn 157.65 Bn 17.43 Bn 3.55 Bn
4 Capital One Financial 115.44 Bn 38.94 Bn - -
5 PayPal Holdings 40.47 Bn 31.13 Bn 7.84 Bn 1.49 Bn
6 Synchrony Financial 24.65 Bn 4.09 Bn - -
7 SoFi Technologies 20.00 Bn 16.60 Bn 929.25 Mn 37.32 Mn
8 Ally Financial 13.32 Bn 12.88 Bn 1.98 Bn 746.00 Mn
9 Eason Technology 11.55 Bn 11.54 Bn - -
10 Qfin Holdings 465.17 Mn -593.26 Mn 506.52 Mn 124.04 Mn

Historic Data

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DateValue
Dec 31, 2025 124.04 Mn
Sep 30, 2025 238.81 Mn
Jun 30, 2025 298.20 Mn
Mar 31, 2025 272.13 Mn
Dec 31, 2024 258.97 Mn
Sep 30, 2024 326.20 Mn
Jun 30, 2024 273.14 Mn
Mar 31, 2024 188.93 Mn
Dec 31, 2023 180.22 Mn
Sep 30, 2023 190.36 Mn
Jun 30, 2023 162.94 Mn
Mar 31, 2023 146.63 Mn
Dec 31, 2022 136.85 Mn
Sep 30, 2022 162.82 Mn
Jun 30, 2022 150.91 Mn
Mar 31, 2022 214.42 Mn
Dec 31, 2021 232.49 Mn
Sep 30, 2021 293.90 Mn
Jun 30, 2021 287.01 Mn
Mar 31, 2021 237.77 Mn
Dec 31, 2020 190.25 Mn
Sep 30, 2020 201.98 Mn
Jun 30, 2020 140.58 Mn
Mar 31, 2020 26.01 Mn
Dec 31, 2019 37.66 Mn
Sep 30, 2019 131.84 Mn
Jun 30, 2019 120.85 Mn
Mar 31, 2019 128.05 Mn
Dec 31, 2018 101.09 Mn
Sep 30, 2018 114.32 Mn
Jun 30, 2018 -6.48 Mn
Mar 31, 2018 33.55 Mn
Dec 31, 2017 28.88 Mn