Qfin Holdings (QFIN) Operating Income (2016 - 2026)
Qfin Holdings' (QFIN) quarterly Operating Income came in at $171.1 million in Q2 2026, down 42.62% year-over-year from $298.2 million in Q2 2025, and up 20.58% quarter-over-quarter from $141.9 million in Q1 2026.
Analysis
Qfin Holdings (QFIN) Operating Income (2016 - 2026) Analysis & Trends
Qfin Holdings has disclosed Operating Income across 11 years of filings, most recently posting $171.1 million for Q2 2026.
- In Q2 2026, Operating Income fell 42.62% year-over-year to $171.1 million; the TTM figure through Jun 2026 stood at $675.9 million (down 41.51% YoY), while the FY2025 annual figure was $955.0 million, down 7.41% from the prior year.
- Operating Income came in at $171.1 million for Q2 2026 at Qfin Holdings, up from $141.9 million in the prior quarter.
- In the past five years, Operating Income ranged from a high of $326.2 million in Q3 2024 to a low of $124.0 million in Q4 2025.
- Average Operating Income over 5 years is $202.1 million, with a median of $184.6 million recorded in 2023.
- Year-over-year, Operating Income soared 71.36% in 2024 and tumbled 52.1% in 2025.
- Over 5 years, Operating Income stood at $136.8 million in 2022, then soared by 31.69% to $180.2 million in 2023, then jumped by 43.7% to $259.0 million in 2024, then plunged by 52.1% to $124.0 million in 2025, then surged by 37.95% to $171.1 million in 2026.
- Per Business Quant data, the three most recent Operating Income figures were $171.1 million in Q2 2026, $141.9 million in Q1 2026, and $124.0 million in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Op. Inc (Qtr) |
|---|---|---|---|---|---|
| 1 | Upstart Holdings | 2.43 Bn | 1.99 Bn | 303.39 Mn | 14.64 Mn |
| 2 | Pagaya Technologies | 1.70 Bn | 1.51 Bn | 168.33 Mn | 105.80 Mn |
| 3 | Qfin Holdings | 986.27 Mn | -9.51 Mn | - | 171.11 Mn |
| 4 | FinVolution | 836.54 Mn | -90.46 Mn | - | 78.00 Mn |
| 5 | X Financial | 386.17 Mn | -182.14 Mn | 84.09 Mn | 28.73 Mn |
| 6 | Open Lending | 371.20 Mn | 186.25 Mn | 15.64 Mn | -633,000.00 |
| 7 | Blend Labs | 279.09 Mn | 234.22 Mn | 24.89 Mn | -1.58 Mn |
| 8 | LexinFintech Holdings | 251.25 Mn | 251.25 Mn | 73.06 Mn | 161.06 Mn |
| 9 | Jiayin | 76.25 Mn | 2.23 Mn | - | -36.35 Mn |
| 10 | Antalpha Platform Holding | 76.02 Mn | -813.69 Mn | 11.94 Mn | 25.07 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 171.11 Mn |
| Mar 31, 2026 | 141.91 Mn |
| Dec 31, 2025 | 124.04 Mn |
| Sep 30, 2025 | 238.81 Mn |
| Jun 30, 2025 | 298.20 Mn |
| Mar 31, 2025 | 272.13 Mn |
| Dec 31, 2024 | 258.97 Mn |
| Sep 30, 2024 | 326.20 Mn |
| Jun 30, 2024 | 273.14 Mn |
| Mar 31, 2024 | 188.93 Mn |
| Dec 31, 2023 | 180.22 Mn |
| Sep 30, 2023 | 190.36 Mn |
| Jun 30, 2023 | 162.94 Mn |
| Mar 31, 2023 | 146.63 Mn |
| Dec 31, 2022 | 136.85 Mn |
| Sep 30, 2022 | 162.82 Mn |
| Jun 30, 2022 | 150.91 Mn |
| Mar 31, 2022 | 214.42 Mn |
| Dec 31, 2021 | 232.49 Mn |
| Sep 30, 2021 | 293.90 Mn |