Qfin Holdings (QFIN) Operating Income (2017 - 2026)
Qfin Holdings (QFIN) posted Operating Income of $141.9 million for Q1 2026, up 14.41% sequentially from $124.0 million in Q4 2025, and down 47.85% YoY from $272.1 million in Q1 2025.
Qfin Holdings (QFIN) Operating Income (2017 - 2026) Analysis & Trends
Qfin Holdings (QFIN) has 10 years of Operating Income data on file, last reported at $141.9 million in Q1 2026.
- Quarterly Operating Income fell 47.85% year-over-year to $141.9 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $803.0 million (down 28.97% YoY) and the FY2025 annual result came in at $955.0 million, down 7.41% from the prior year.
- Operating Income rose to $141.9 million in Q1 2026 per QFIN's latest filing, from $124.0 million in the prior quarter.
- The five-year high for Operating Income was $326.2 million in Q3 2024, with the low at $124.0 million in Q4 2025.
- Average Operating Income over 5 years is $204.0 million, with a median of $188.9 million recorded in 2024.
- Year-over-year, Operating Income soared 71.36% in 2024 and slumped 52.1% in 2025.
- Qfin Holdings' Operating Income stood at $136.8 million in 2022, then soared by 31.69% to $180.2 million in 2023, then jumped by 43.7% to $259.0 million in 2024, then tumbled by 52.1% to $124.0 million in 2025, then climbed by 14.41% to $141.9 million in 2026.
- Business Quant data shows QFIN's Operating Income at $141.9 million in Q1 2026, $124.0 million in Q4 2025, and $238.8 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Op. Inc (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 7.23 Bn |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 4.91 Bn |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 3.55 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 1.49 Bn |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 88.43 Mn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 37.32 Mn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 746.00 Mn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 139.80 Mn |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 69.02 Mn |
| 10 | Qfin Holdings | 3.99 Bn | -935.70 Bn | 498.57 Mn | 141.91 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 141.91 Mn |
| Dec 31, 2025 | 124.04 Mn |
| Sep 30, 2025 | 238.81 Mn |
| Jun 30, 2025 | 298.20 Mn |
| Mar 31, 2025 | 272.13 Mn |
| Dec 31, 2024 | 258.97 Mn |
| Sep 30, 2024 | 326.20 Mn |
| Jun 30, 2024 | 273.14 Mn |
| Mar 31, 2024 | 188.93 Mn |
| Dec 31, 2023 | 180.22 Mn |
| Sep 30, 2023 | 190.36 Mn |
| Jun 30, 2023 | 162.94 Mn |
| Mar 31, 2023 | 146.63 Mn |
| Dec 31, 2022 | 136.85 Mn |
| Sep 30, 2022 | 162.82 Mn |
| Jun 30, 2022 | 150.91 Mn |
| Mar 31, 2022 | 214.42 Mn |
| Dec 31, 2021 | 232.49 Mn |
| Sep 30, 2021 | 293.90 Mn |
| Jun 30, 2021 | 287.01 Mn |