LexinFintech Holdings LX
NASDAQ LX
$0.75 -0.07 (-8.54%)
At close: Sep 18, 2026 · 4:00 PM EDT

LexinFintech Holdings (LX) Loans - Loss Allowance (2016 - 2025)

LexinFintech Holdings' (LX) quarterly Loans - Loss Allowance came in at $768.5 million in Q4 2025, up 5305.18% year-over-year from $14.2 million in Q4 2024, and up 5305.18% quarter-over-quarter from $14.2 million in Q4 2024.

Analysis

LexinFintech Holdings (LX) Loans - Loss Allowance (2016 - 2025) Analysis & Trends

LexinFintech Holdings has disclosed Loans - Loss Allowance across 10 years of filings, most recently posting $768.5 million for Q4 2025.

  • In Q4 2025, Loans - Loss Allowance rose 5305.18% year-over-year to $768.5 million; the TTM figure through Dec 2025 stood at $768.5 million (up 5305.18% YoY), while the FY2025 annual figure was $779.4 million, up 21.86% from the prior year.
  • Loans - Loss Allowance came in at $768.5 million for Q4 2025 at LexinFintech Holdings, up from $14.2 million in the prior quarter.
  • In the past five years, Loans - Loss Allowance ranged from a high of $860.3 million in Q3 2022 to a low of $8.1 million in Q4 2023.
  • Average Loans - Loss Allowance over 5 years is $497.7 million, with a median of $561.0 million recorded in 2021.
  • Year-over-year, Loans - Loss Allowance tumbled 96.63% in 2022 and jumped 5305.18% in 2025.
  • Over 5 years, Loans - Loss Allowance stood at $769.3 million in 2021, then plunged by 96.63% to $25.9 million in 2022, then tumbled by 68.58% to $8.1 million in 2023, then jumped by 74.7% to $14.2 million in 2024, then surged by 5305.18% to $768.5 million in 2025.
  • Per Business Quant data, the three most recent Loans - Loss Allowance figures were $768.5 million in Q4 2025, $14.2 million in Q4 2024, and $8.1 million in Q4 2023.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Loans - Loss Allowance (Qtr)
1 Upstart Holdings 2.43 Bn 1.99 Bn 303.39 Mn -
2 Pagaya Technologies 1.70 Bn 1.51 Bn 168.33 Mn -
3 Qfin Holdings 986.27 Mn -9.51 Mn - -
4 FinVolution 836.54 Mn -90.46 Mn - -
5 X Financial 386.17 Mn -182.14 Mn 84.09 Mn -
6 Open Lending 371.20 Mn 186.25 Mn 15.64 Mn -
7 Blend Labs 279.09 Mn 234.22 Mn 24.89 Mn -
8 LexinFintech Holdings 251.25 Mn 251.25 Mn 73.06 Mn -
9 Jiayin 76.25 Mn 2.23 Mn - -
10 Antalpha Platform Holding 76.02 Mn -813.69 Mn 11.94 Mn -
Historic Data

Historic Data

Download Data
DateValue
Dec 31, 2025 768.47 Mn
Dec 31, 2024 14.22 Mn
Dec 31, 2023 8.14 Mn
Dec 31, 2022 25.90 Mn
Sep 30, 2022 860.33 Mn
Jun 30, 2022 806.65 Mn
Mar 31, 2022 658.53 Mn
Dec 31, 2021 769.31 Mn
Sep 30, 2021 463.06 Mn
Jun 30, 2021 539.23 Mn
Mar 31, 2021 561.04 Mn
Dec 31, 2020 76.66 Mn
Sep 30, 2020 723.89 Mn
Jun 30, 2020 667.87 Mn
Mar 31, 2020 613.59 Mn
Dec 31, 2019 93.47 Mn
Dec 31, 2018 46.91 Mn
Dec 31, 2017 47.38 Mn
Dec 31, 2016 22.00 Mn