LexinFintech Holdings (LX) Loans - Loss Allowance (2016 - 2025)
LexinFintech Holdings' (LX) quarterly Loans - Loss Allowance came in at $768.5 million in Q4 2025, up 5305.18% year-over-year from $14.2 million in Q4 2024, and up 5305.18% quarter-over-quarter from $14.2 million in Q4 2024.
Analysis
LexinFintech Holdings (LX) Loans - Loss Allowance (2016 - 2025) Analysis & Trends
LexinFintech Holdings has disclosed Loans - Loss Allowance across 10 years of filings, most recently posting $768.5 million for Q4 2025.
- In Q4 2025, Loans - Loss Allowance rose 5305.18% year-over-year to $768.5 million; the TTM figure through Dec 2025 stood at $768.5 million (up 5305.18% YoY), while the FY2025 annual figure was $779.4 million, up 21.86% from the prior year.
- Loans - Loss Allowance came in at $768.5 million for Q4 2025 at LexinFintech Holdings, up from $14.2 million in the prior quarter.
- In the past five years, Loans - Loss Allowance ranged from a high of $860.3 million in Q3 2022 to a low of $8.1 million in Q4 2023.
- Average Loans - Loss Allowance over 5 years is $497.7 million, with a median of $561.0 million recorded in 2021.
- Year-over-year, Loans - Loss Allowance tumbled 96.63% in 2022 and jumped 5305.18% in 2025.
- Over 5 years, Loans - Loss Allowance stood at $769.3 million in 2021, then plunged by 96.63% to $25.9 million in 2022, then tumbled by 68.58% to $8.1 million in 2023, then jumped by 74.7% to $14.2 million in 2024, then surged by 5305.18% to $768.5 million in 2025.
- Per Business Quant data, the three most recent Loans - Loss Allowance figures were $768.5 million in Q4 2025, $14.2 million in Q4 2024, and $8.1 million in Q4 2023.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | Upstart Holdings | 2.43 Bn | 1.99 Bn | 303.39 Mn | - |
| 2 | Pagaya Technologies | 1.70 Bn | 1.51 Bn | 168.33 Mn | - |
| 3 | Qfin Holdings | 986.27 Mn | -9.51 Mn | - | - |
| 4 | FinVolution | 836.54 Mn | -90.46 Mn | - | - |
| 5 | X Financial | 386.17 Mn | -182.14 Mn | 84.09 Mn | - |
| 6 | Open Lending | 371.20 Mn | 186.25 Mn | 15.64 Mn | - |
| 7 | Blend Labs | 279.09 Mn | 234.22 Mn | 24.89 Mn | - |
| 8 | LexinFintech Holdings | 251.25 Mn | 251.25 Mn | 73.06 Mn | - |
| 9 | Jiayin | 76.25 Mn | 2.23 Mn | - | - |
| 10 | Antalpha Platform Holding | 76.02 Mn | -813.69 Mn | 11.94 Mn | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Dec 31, 2025 | 768.47 Mn |
| Dec 31, 2024 | 14.22 Mn |
| Dec 31, 2023 | 8.14 Mn |
| Dec 31, 2022 | 25.90 Mn |
| Sep 30, 2022 | 860.33 Mn |
| Jun 30, 2022 | 806.65 Mn |
| Mar 31, 2022 | 658.53 Mn |
| Dec 31, 2021 | 769.31 Mn |
| Sep 30, 2021 | 463.06 Mn |
| Jun 30, 2021 | 539.23 Mn |
| Mar 31, 2021 | 561.04 Mn |
| Dec 31, 2020 | 76.66 Mn |
| Sep 30, 2020 | 723.89 Mn |
| Jun 30, 2020 | 667.87 Mn |
| Mar 31, 2020 | 613.59 Mn |
| Dec 31, 2019 | 93.47 Mn |
| Dec 31, 2018 | 46.91 Mn |
| Dec 31, 2017 | 47.38 Mn |
| Dec 31, 2016 | 22.00 Mn |