LexinFintech Holdings (LX) EBIT (2016 - 2025)
LexinFintech Holdings (LX) posted EBIT of $196.5 million for Q4 2025, down 26.32% sequentially from $266.7 million in Q3 2025, and down 27.74% YoY from $271.9 million in Q4 2024.
LexinFintech Holdings (LX) EBIT (2016 - 2025) Analysis & Trends
LexinFintech Holdings has reported EBIT for 10 years, with the latest figure at $196.5 million in Q4 2025.
- Quarterly EBIT fell 27.74% year-over-year to $196.5 million in Q4 2025, while the trailing twelve-month figure through Dec 2025 was $1.0 billion (down 4.6% YoY) and the FY2025 annual result came in at $227.7 million, down 27.29% from the prior year.
- EBIT fell to $196.5 million in Q4 2025 per LX's latest filing, from $266.7 million in the prior quarter.
- Over five years, EBIT peaked at $372.9 million in Q2 2021 and troughed at $172.1 million in Q1 2022.
- A 5-year average of $262.9 million and a median of $268.7 million in 2025 frame the typical range for EBIT.
- The sharpest annual moves came in 2021 and 2022: EBIT surged 780.97% in 2021, then sank 44.81% in 2022.
- Over 5 years, EBIT stood at $285.9 million in 2021, then declined by 13.83% to $246.3 million in 2022, then climbed by 10.45% to $272.1 million in 2023, then slipped by 0.07% to $271.9 million in 2024, then slipped by 27.74% to $196.5 million in 2025.
- According to Business Quant data, EBIT over the past three periods registered $196.5 million, $266.7 million, and $289.4 million for Q4 2025, Q3 2025, and Q2 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBIT (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 6.88 Bn |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 5.59 Bn |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 3.51 Bn |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 11.07 Bn |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 1.43 Bn |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 2.16 Bn |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | 88.43 Mn |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | -933.54 Mn |
| 10 | LexinFintech Holdings | 493.16 Mn | 250.97 Mn | 112.12 Mn | 196.49 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 196.49 Mn |
| Sep 30, 2025 | 266.69 Mn |
| Jun 30, 2025 | 289.42 Mn |
| Mar 31, 2025 | 270.79 Mn |
| Dec 31, 2024 | 271.91 Mn |
| Sep 30, 2024 | 262.77 Mn |
| Jun 30, 2024 | 283.36 Mn |
| Mar 31, 2024 | 254.71 Mn |
| Dec 31, 2023 | 272.09 Mn |
| Sep 30, 2023 | 273.61 Mn |
| Jun 30, 2023 | 237.92 Mn |
| Mar 31, 2023 | 229.45 Mn |
| Dec 31, 2022 | 246.34 Mn |
| Sep 30, 2022 | 220.25 Mn |
| Jun 30, 2022 | 205.79 Mn |
| Mar 31, 2022 | 172.07 Mn |
| Dec 31, 2021 | 285.88 Mn |
| Sep 30, 2021 | 345.92 Mn |
| Jun 30, 2021 | 372.89 Mn |
| Mar 31, 2021 | 300.65 Mn |