LexinFintech Holdings (LX) Cost of Revenue (2016 - 2025)

LexinFintech Holdings' (LX) quarterly Cost of Revenue came in at $35.5 million in Q4 2025, down 26.58% year-on-year from $48.3 million in Q4 2024, and down 6.44% quarter-over-quarter from $37.9 million in Q3 2025.

LexinFintech Holdings (LX) Cost of Revenue (2016 - 2025) Analysis & Trends

LexinFintech Holdings has disclosed Cost of Revenue across 10 years of filings, most recently posting $35.5 million for Q4 2025.

  • Cost of Revenue for Q4 2025 came in at $35.5 million, down 26.58% year-over-year; the trailing twelve-month figure through Dec 2025 was $169.0 million (down 7.71% YoY), and the FY2025 annual result was $172.5 million, down 86.5% from the prior year.
  • Cost of Revenue came in at $35.5 million for Q4 2025 at LexinFintech Holdings, down from $37.9 million in the prior quarter.
  • In the past five years, Cost of Revenue ranged from a high of $95.2 million in Q4 2022 to a low of $32.7 million in Q1 2024.
  • The 5-year median for Cost of Revenue is $58.8 million (2024), against an average of $57.9 million.
  • Across the five-year window, Cost of Revenue surged 31.19% in 2023 and sank 51.93% in 2024, its largest moves.
  • LexinFintech Holdings' Cost of Revenue stood at $72.6 million in 2021, then jumped by 31.15% to $95.2 million in 2022, then sank by 49.09% to $48.5 million in 2023, then dropped by 0.28% to $48.3 million in 2024, then retreated by 26.58% to $35.5 million in 2025.
  • The last three Cost of Revenue figures came in at $35.5 million (Q4 2025), $37.9 million (Q3 2025), and $59.5 million (Q2 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Cost of Rev (Qtr)
1 Visa 541.66 Bn 529.25 Bn - -
2 Mastercard 437.55 Bn 427.34 Bn - -
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 1.48 Bn
4 Capital One Financial 112.47 Bn 35.97 Bn - 1.50 Bn
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 518.00 Mn
6 Synchrony Financial 24.26 Bn 3.70 Bn - -
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 72.85 Mn
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 171.12 Mn
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 121.00 Mn
10 LexinFintech Holdings 98.92 Mn -43.55 Mn 112.12 Mn 35.48 Mn

Historic Data

Download Data
DateValue
Dec 31, 2025 35.48 Mn
Dec 31, 2025 35.48 Mn
Sep 30, 2025 37.92 Mn
Sep 30, 2025 37.92 Mn
Jun 30, 2025 59.45 Mn
Jun 30, 2025 59.45 Mn
Mar 31, 2025 36.11 Mn
Mar 31, 2025 36.11 Mn
Dec 31, 2024 48.33 Mn
Dec 31, 2024 48.33 Mn
Sep 30, 2024 43.90 Mn
Sep 30, 2024 43.90 Mn
Jun 30, 2024 58.20 Mn
Jun 30, 2024 58.20 Mn
Mar 31, 2024 32.65 Mn
Mar 31, 2024 32.65 Mn
Dec 31, 2023 48.46 Mn
Dec 31, 2023 48.46 Mn
Sep 30, 2023 49.30 Mn
Sep 30, 2023 49.30 Mn