LexinFintech Holdings (LX) Operating Income (2016 - 2025)

LexinFintech Holdings (LX) posted Operating Income of $196.5 million for Q4 2025, down 26.32% sequentially from $266.7 million in Q3 2025, and down 27.74% YoY from $271.9 million in Q4 2024.

LexinFintech Holdings (LX) Operating Income (2016 - 2025) Analysis & Trends

LexinFintech Holdings (LX) has 10 years of Operating Income data on file, last reported at $196.5 million in Q4 2025.

  • Quarterly Operating Income fell 27.74% year-over-year to $196.5 million in Q4 2025, while the trailing twelve-month figure through Dec 2025 was $1.0 billion (down 4.92% YoY) and the FY2025 annual result came in at -$72.2 million, down 123.05% from the prior year.
  • Operating Income fell to $196.5 million in Q4 2025 per LX's latest filing, from $266.7 million in the prior quarter.
  • The five-year high for Operating Income was $372.6 million in Q2 2021, with the low at $172.1 million in Q1 2022.
  • Average Operating Income over 5 years is $263.1 million, with a median of $268.7 million recorded in 2025.
  • Year-over-year, Operating Income jumped 780.97% in 2021 and sank 44.77% in 2022.
  • LexinFintech Holdings' Operating Income stood at $285.9 million in 2021, then fell by 13.83% to $246.3 million in 2022, then grew by 10.45% to $272.1 million in 2023, then dropped by 0.07% to $271.9 million in 2024, then dropped by 27.74% to $196.5 million in 2025.
  • Business Quant data shows LX's Operating Income at $196.5 million in Q4 2025, $266.7 million in Q3 2025, and $289.4 million in Q2 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Op. Inc (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 7.23 Bn
2 Mastercard 465.55 Bn 455.34 Bn - 4.91 Bn
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 3.55 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 1.49 Bn
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 88.43 Mn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 37.32 Mn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 746.00 Mn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 139.80 Mn
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 69.02 Mn
10 LexinFintech Holdings 422,180.00 -142.05 Mn 112.12 Mn 196.49 Mn

Historic Data

Download Data
DateValue
Dec 31, 2025 196.49 Mn
Sep 30, 2025 266.69 Mn
Jun 30, 2025 289.42 Mn
Mar 31, 2025 270.79 Mn
Dec 31, 2024 271.91 Mn
Sep 30, 2024 262.77 Mn
Jun 30, 2024 284.45 Mn
Mar 31, 2024 257.19 Mn
Dec 31, 2023 272.09 Mn
Sep 30, 2023 273.61 Mn
Jun 30, 2023 237.92 Mn
Mar 31, 2023 229.45 Mn
Dec 31, 2022 246.34 Mn
Sep 30, 2022 220.25 Mn
Jun 30, 2022 205.79 Mn
Mar 31, 2022 172.07 Mn
Dec 31, 2021 285.88 Mn
Sep 30, 2021 344.55 Mn
Jun 30, 2021 372.89 Mn
Mar 31, 2021 300.65 Mn