LexinFintech Holdings (LX) Operating Income (2016 - 2025)

LexinFintech Holdings (LX) posted Operating Income of $196.5 million for Q4 2025, down 26.32% sequentially from $266.7 million in Q3 2025, and down 27.74% YoY from $271.9 million in Q4 2024.

LexinFintech Holdings (LX) Operating Income (2016 - 2025) Analysis & Trends

LexinFintech Holdings has reported Operating Income for 10 years, with the latest figure at $196.5 million in Q4 2025.

  • Quarterly Operating Income fell 27.74% year-over-year to $196.5 million in Q4 2025, while the trailing twelve-month figure through Dec 2025 was $1.0 billion (down 4.6% YoY) and the FY2025 annual result came in at $227.7 million, down 27.29% from the prior year.
  • Operating Income fell to $196.5 million in Q4 2025 per LX's latest filing, from $266.7 million in the prior quarter.
  • Over five years, Operating Income peaked at $372.9 million in Q2 2021 and troughed at $172.1 million in Q1 2022.
  • A 5-year average of $262.9 million and a median of $268.7 million in 2025 frame the typical range for Operating Income.
  • The sharpest annual moves came in 2021 and 2022: Operating Income surged 780.97% in 2021, then sank 44.81% in 2022.
  • Over 5 years, Operating Income stood at $285.9 million in 2021, then declined by 13.83% to $246.3 million in 2022, then climbed by 10.45% to $272.1 million in 2023, then slipped by 0.07% to $271.9 million in 2024, then slipped by 27.74% to $196.5 million in 2025.
  • According to Business Quant data, Operating Income over the past three periods registered $196.5 million, $266.7 million, and $289.4 million for Q4 2025, Q3 2025, and Q2 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Op. Inc (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 6.88 Bn
2 Mastercard 506.53 Bn 493.04 Bn - 5.59 Bn
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 3.51 Bn
4 Capital One Financial 136.19 Bn 81.48 Bn - -
5 PayPal Holdings 52.34 Bn 41.08 Bn - 1.43 Bn
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - -
8 Affirm Holdings 25.93 Bn 24.20 Bn - 88.43 Mn
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn -933.54 Mn
10 LexinFintech Holdings 493.16 Mn 250.97 Mn 112.12 Mn 196.49 Mn

Historic Data

Download Data
DateValue
Dec 31, 2025 196.49 Mn
Sep 30, 2025 266.69 Mn
Jun 30, 2025 289.42 Mn
Mar 31, 2025 270.79 Mn
Dec 31, 2024 271.91 Mn
Sep 30, 2024 262.77 Mn
Jun 30, 2024 283.36 Mn
Mar 31, 2024 254.71 Mn
Dec 31, 2023 272.09 Mn
Sep 30, 2023 273.61 Mn
Jun 30, 2023 237.92 Mn
Mar 31, 2023 229.45 Mn
Dec 31, 2022 246.34 Mn
Sep 30, 2022 220.25 Mn
Jun 30, 2022 205.79 Mn
Mar 31, 2022 172.07 Mn
Dec 31, 2021 285.88 Mn
Sep 30, 2021 345.92 Mn
Jun 30, 2021 372.89 Mn
Mar 31, 2021 300.65 Mn