LexinFintech Holdings (LX) Interest Expenses (2016 - 2025)

LexinFintech Holdings (LX) posted Interest Expenses of -$4.9 million for Q4 2025, up 32.86% sequentially from -$7.3 million in Q3 2025, and up 37.91% YoY from -$3.5 million in Q4 2024.

LexinFintech Holdings (LX) Interest Expenses (2016 - 2025) Analysis & Trends

LexinFintech Holdings (LX) has 10 years of Interest Expenses data on file, last reported at -$4.9 million in Q4 2025.

  • Quarterly Interest Expenses rose 37.91% year-over-year to -$4.9 million in Q4 2025, while the trailing twelve-month figure through Dec 2025 was -$32.0 million (up 29.57% YoY) and the FY2025 annual result came in at $3.3 million, up 163.45% from the prior year.
  • Interest Expenses climbed to -$4.9 million in Q4 2025 per LX's latest filing, from -$7.3 million in the prior quarter.
  • The five-year high for Interest Expenses was -$4.9 million in Q4 2025, with the low at -$21.9 million in Q1 2023.
  • Average Interest Expenses over 5 years is -$14.8 million, with a median of -$15.1 million recorded in 2021.
  • Year-over-year, Interest Expenses tumbled 198.01% in 2021 and jumped 49.43% in 2023.
  • LexinFintech Holdings' Interest Expenses stood at -$15.4 million in 2021, then plunged by 37.69% to -$21.2 million in 2022, then surged by 49.43% to -$10.7 million in 2023, then grew by 26.64% to -$7.9 million in 2024, then surged by 37.91% to -$4.9 million in 2025.
  • Business Quant data shows LX's Interest Expenses at -$4.9 million in Q4 2025, -$7.3 million in Q3 2025, and -$8.4 million in Q2 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Int Expense (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 178.00 Mn
2 Mastercard 465.55 Bn 455.34 Bn - 185.00 Mn
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 1.97 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn -
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 113.76 Mn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 308.01 Mn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 1.52 Bn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 113.80 Mn
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn -
10 LexinFintech Holdings 422,180.00 -142.05 Mn 112.12 Mn -4.89 Mn

Historic Data

Download Data
DateValue
Dec 31, 2025 -4.89 Mn
Dec 31, 2025 -4.89 Mn
Sep 30, 2025 -7.28 Mn
Sep 30, 2025 -7.28 Mn
Jun 30, 2025 -8.37 Mn
Jun 30, 2025 -8.37 Mn
Mar 31, 2025 -11.44 Mn
Mar 31, 2025 -11.44 Mn
Dec 31, 2024 -7.87 Mn
Dec 31, 2024 -7.87 Mn
Sep 30, 2024 -12.50 Mn
Sep 30, 2024 -12.50 Mn
Jun 30, 2024 -12.46 Mn
Jun 30, 2024 -12.46 Mn
Mar 31, 2024 -12.57 Mn
Mar 31, 2024 -12.57 Mn
Dec 31, 2023 -10.73 Mn
Dec 31, 2023 -10.73 Mn
Sep 30, 2023 -18.04 Mn
Sep 30, 2023 -18.04 Mn