LexinFintech Holdings (LX) Interest Expenses (2016 - 2026)
LexinFintech Holdings (LX) posted Interest Expenses of -$4.9 million for Q4 2025, up 32.86% sequentially from -$7.3 million in Q3 2025, and up 37.91% YoY from -$3.5 million in Q4 2024.
Analysis
LexinFintech Holdings (LX) Interest Expenses (2016 - 2026) Analysis & Trends
LexinFintech Holdings has reported Interest Expenses for 10 years, with the latest figure at -$4.9 million in Q4 2025.
- Quarterly Interest Expenses rose 37.91% year-over-year to -$4.9 million in Q4 2025, while the trailing twelve-month figure through Dec 2025 was -$32.0 million (up 29.57% YoY) and the FY2025 annual result came in at $8.3 million, up 33.99% from the prior year.
- Interest Expenses climbed to -$4.9 million in Q4 2025 per LX's latest filing, from -$7.3 million in the prior quarter.
- Over five years, Interest Expenses peaked at -$4.9 million in Q4 2025 and troughed at -$21.9 million in Q1 2023.
- A 5-year average of -$14.8 million and a median of -$15.1 million in 2021 frame the typical range for Interest Expenses.
- The sharpest annual moves came in 2021 and 2023: Interest Expenses sank 198.01% in 2021, then surged 49.43% in 2023.
- Over 5 years, Interest Expenses stood at -$15.4 million in 2021, then tumbled by 37.69% to -$21.2 million in 2022, then jumped by 49.43% to -$10.7 million in 2023, then climbed by 26.64% to -$7.9 million in 2024, then jumped by 37.91% to -$4.9 million in 2025.
- According to Business Quant data, Interest Expenses over the past three periods registered -$4.9 million, -$7.3 million, and -$8.4 million for Q4 2025, Q3 2025, and Q2 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 194.00 Mn |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 218.00 Mn |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 1.96 Bn |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 4.01 Bn |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | - |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | 118.51 Mn |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 975.00 Mn |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | 352.33 Mn |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 1.51 Bn |
| 10 | LexinFintech Holdings | 395.30 Mn | -55.80 Mn | 121.00 Mn | -8.03 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Mar 31, 2026 | -8.03 Mn |
| Mar 31, 2026 | -8.03 Mn |
| Dec 31, 2025 | -4.89 Mn |
| Dec 31, 2025 | -4.89 Mn |
| Sep 30, 2025 | -7.24 Mn |
| Sep 30, 2025 | -7.24 Mn |
| Jun 30, 2025 | -8.29 Mn |
| Jun 30, 2025 | -8.29 Mn |
| Mar 31, 2025 | -11.42 Mn |
| Mar 31, 2025 | -11.42 Mn |
| Dec 31, 2024 | -7.87 Mn |
| Dec 31, 2024 | -7.87 Mn |
| Sep 30, 2024 | -12.24 Mn |
| Sep 30, 2024 | -12.24 Mn |
| Jun 30, 2024 | -12.50 Mn |
| Jun 30, 2024 | -12.50 Mn |
| Mar 31, 2024 | -12.69 Mn |
| Mar 31, 2024 | -12.69 Mn |
| Dec 31, 2023 | -10.73 Mn |
| Dec 31, 2023 | -10.73 Mn |