LexinFintech Holdings (LX) Interest Expenses (2016 - 2025)
LexinFintech Holdings (LX) posted Interest Expenses of -$4.9 million for Q4 2025, up 32.86% sequentially from -$7.3 million in Q3 2025, and up 37.91% YoY from -$3.5 million in Q4 2024.
LexinFintech Holdings (LX) Interest Expenses (2016 - 2025) Analysis & Trends
LexinFintech Holdings (LX) has 10 years of Interest Expenses data on file, last reported at -$4.9 million in Q4 2025.
- Quarterly Interest Expenses rose 37.91% year-over-year to -$4.9 million in Q4 2025, while the trailing twelve-month figure through Dec 2025 was -$32.0 million (up 29.57% YoY) and the FY2025 annual result came in at $3.3 million, up 163.45% from the prior year.
- Interest Expenses climbed to -$4.9 million in Q4 2025 per LX's latest filing, from -$7.3 million in the prior quarter.
- The five-year high for Interest Expenses was -$4.9 million in Q4 2025, with the low at -$21.9 million in Q1 2023.
- Average Interest Expenses over 5 years is -$14.8 million, with a median of -$15.1 million recorded in 2021.
- Year-over-year, Interest Expenses tumbled 198.01% in 2021 and jumped 49.43% in 2023.
- LexinFintech Holdings' Interest Expenses stood at -$15.4 million in 2021, then plunged by 37.69% to -$21.2 million in 2022, then surged by 49.43% to -$10.7 million in 2023, then grew by 26.64% to -$7.9 million in 2024, then surged by 37.91% to -$4.9 million in 2025.
- Business Quant data shows LX's Interest Expenses at -$4.9 million in Q4 2025, -$7.3 million in Q3 2025, and -$8.4 million in Q2 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Int Expense (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 178.00 Mn |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 185.00 Mn |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 1.97 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | - |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 113.76 Mn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 308.01 Mn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 1.52 Bn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 113.80 Mn |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | - |
| 10 | LexinFintech Holdings | 422,180.00 | -142.05 Mn | 112.12 Mn | -4.89 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | -4.89 Mn |
| Dec 31, 2025 | -4.89 Mn |
| Sep 30, 2025 | -7.28 Mn |
| Sep 30, 2025 | -7.28 Mn |
| Jun 30, 2025 | -8.37 Mn |
| Jun 30, 2025 | -8.37 Mn |
| Mar 31, 2025 | -11.44 Mn |
| Mar 31, 2025 | -11.44 Mn |
| Dec 31, 2024 | -7.87 Mn |
| Dec 31, 2024 | -7.87 Mn |
| Sep 30, 2024 | -12.50 Mn |
| Sep 30, 2024 | -12.50 Mn |
| Jun 30, 2024 | -12.46 Mn |
| Jun 30, 2024 | -12.46 Mn |
| Mar 31, 2024 | -12.57 Mn |
| Mar 31, 2024 | -12.57 Mn |
| Dec 31, 2023 | -10.73 Mn |
| Dec 31, 2023 | -10.73 Mn |
| Sep 30, 2023 | -18.04 Mn |
| Sep 30, 2023 | -18.04 Mn |