LexinFintech Holdings (LX) Interest Expenses (2016 - 2025)

LexinFintech Holdings (LX) posted Interest Expenses of -$4.9 million for Q4 2025, up 32.86% sequentially from -$7.3 million in Q3 2025, and up 37.91% YoY from -$3.5 million in Q4 2024.

LexinFintech Holdings (LX) Interest Expenses (2016 - 2025) Analysis & Trends

LexinFintech Holdings has reported Interest Expenses for 10 years, with the latest figure at -$4.9 million in Q4 2025.

  • Quarterly Interest Expenses rose 37.91% year-over-year to -$4.9 million in Q4 2025, while the trailing twelve-month figure through Dec 2025 was -$32.0 million (up 29.57% YoY) and the FY2025 annual result came in at $8.3 million, up 33.99% from the prior year.
  • Interest Expenses climbed to -$4.9 million in Q4 2025 per LX's latest filing, from -$7.3 million in the prior quarter.
  • Over five years, Interest Expenses peaked at -$4.9 million in Q4 2025 and troughed at -$21.9 million in Q1 2023.
  • A 5-year average of -$14.8 million and a median of -$15.1 million in 2021 frame the typical range for Interest Expenses.
  • The sharpest annual moves came in 2021 and 2023: Interest Expenses sank 198.01% in 2021, then surged 49.43% in 2023.
  • Over 5 years, Interest Expenses stood at -$15.4 million in 2021, then tumbled by 37.69% to -$21.2 million in 2022, then jumped by 49.43% to -$10.7 million in 2023, then climbed by 26.64% to -$7.9 million in 2024, then jumped by 37.91% to -$4.9 million in 2025.
  • According to Business Quant data, Interest Expenses over the past three periods registered -$4.9 million, -$7.3 million, and -$8.4 million for Q4 2025, Q3 2025, and Q2 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Expense (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 194.00 Mn
2 Mastercard 506.53 Bn 493.04 Bn - 218.00 Mn
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 1.96 Bn
4 Capital One Financial 136.19 Bn 81.48 Bn - 7.25 Bn
5 PayPal Holdings 52.34 Bn 41.08 Bn - 978.00 Mn
6 Eason Technology 35.89 Bn 35.89 Bn - 95,451.99
7 Synchrony Financial 26.09 Bn 9.90 Bn - 975.00 Mn
8 Affirm Holdings 25.93 Bn 24.20 Bn - 113.76 Mn
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn 308.01 Mn
10 LexinFintech Holdings 493.16 Mn 250.97 Mn 112.12 Mn 3.92 Mn

Historic Data

Download Data
DateValue
Dec 31, 2025 -4.89 Mn
Dec 31, 2025 -4.89 Mn
Sep 30, 2025 -7.28 Mn
Sep 30, 2025 -7.28 Mn
Jun 30, 2025 -8.37 Mn
Jun 30, 2025 -8.37 Mn
Mar 31, 2025 -11.44 Mn
Mar 31, 2025 -11.44 Mn
Dec 31, 2024 -7.87 Mn
Dec 31, 2024 -7.87 Mn
Sep 30, 2024 -12.50 Mn
Sep 30, 2024 -12.50 Mn
Jun 30, 2024 -12.46 Mn
Jun 30, 2024 -12.46 Mn
Mar 31, 2024 -12.57 Mn
Mar 31, 2024 -12.57 Mn
Dec 31, 2023 -10.73 Mn
Dec 31, 2023 -10.73 Mn
Sep 30, 2023 -18.04 Mn
Sep 30, 2023 -18.04 Mn