LexinFintech Holdings (LX) EBIT Margin (2016 - 2025)
LexinFintech Holdings (LX) posted EBIT Margin of 45.15% for Q4 2025, down 18.72% sequentially from 55.55% in Q3 2025, and down 909.0% YoY from 5.58% in Q4 2024.
LexinFintech Holdings (LX) EBIT Margin (2016 - 2025) Analysis & Trends
LexinFintech Holdings has reported EBIT Margin for 10 years, with the latest figure at 45.15% in Q4 2025.
- Quarterly EBIT Margin fell 909.0% year-over-year to 45.15% in Q4 2025, while the trailing twelve-month figure through Dec 2025 was 55.51% (up 114.0% YoY) and the FY2025 annual result came in at 12.11%, down 399.0% from the prior year.
- EBIT Margin declined to 45.15% in Q4 2025 per LX's latest filing, from 55.55% in the prior quarter.
- Over five years, EBIT Margin peaked at 82.84% in Q4 2021 and troughed at 45.15% in Q4 2025.
- A 5-year average of 59.71% and a median of 56.81% in 2023 frame the typical range for EBIT Margin.
- The sharpest annual moves came in 2021 and 2022: EBIT Margin jumped 7942 bps in 2021, then slumped 2714 bps in 2022.
- Over 5 years, EBIT Margin stood at 82.84% in 2021, then plunged by 33 bps to 55.7% in 2022, then decreased by 1 bps to 55.05% in 2023, then declined by 1 bps to 54.25% in 2024, then decreased by 17 bps to 45.15% in 2025.
- According to Business Quant data, EBIT Margin over the past three periods registered 45.15%, 55.55%, and 57.79% for Q4 2025, Q3 2025, and Q2 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBIT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 59.12% |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 60.22% |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 17.85% |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 87.81% |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 16.44% |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 44.85% |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | 8.51% |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | -720.86% |
| 10 | LexinFintech Holdings | 493.16 Mn | 250.97 Mn | 112.12 Mn | 45.15% |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 45.15% |
| Sep 30, 2025 | 55.55% |
| Jun 30, 2025 | 57.79% |
| Mar 31, 2025 | 63.30% |
| Dec 31, 2024 | 54.25% |
| Sep 30, 2024 | 50.35% |
| Jun 30, 2024 | 56.56% |
| Mar 31, 2024 | 56.73% |
| Dec 31, 2023 | 55.05% |
| Sep 30, 2023 | 56.89% |
| Jun 30, 2023 | 56.46% |
| Mar 31, 2023 | 52.83% |
| Dec 31, 2022 | 55.70% |
| Sep 30, 2022 | 58.24% |
| Jun 30, 2022 | 57.13% |
| Mar 31, 2022 | 63.70% |
| Dec 31, 2021 | 82.84% |
| Sep 30, 2021 | 75.08% |
| Jun 30, 2021 | 73.65% |
| Mar 31, 2021 | 66.92% |