LexinFintech Holdings (LX) EBIT Margin (2016 - 2025)

LexinFintech Holdings (LX) posted EBIT Margin of 45.15% for Q4 2025, down 18.72% sequentially from 55.55% in Q3 2025, and down 909.0% YoY from 5.58% in Q4 2024.

LexinFintech Holdings (LX) EBIT Margin (2016 - 2025) Analysis & Trends

LexinFintech Holdings has reported EBIT Margin for 10 years, with the latest figure at 45.15% in Q4 2025.

  • Quarterly EBIT Margin fell 909.0% year-over-year to 45.15% in Q4 2025, while the trailing twelve-month figure through Dec 2025 was 55.51% (up 114.0% YoY) and the FY2025 annual result came in at 12.11%, down 399.0% from the prior year.
  • EBIT Margin declined to 45.15% in Q4 2025 per LX's latest filing, from 55.55% in the prior quarter.
  • Over five years, EBIT Margin peaked at 82.84% in Q4 2021 and troughed at 45.15% in Q4 2025.
  • A 5-year average of 59.71% and a median of 56.81% in 2023 frame the typical range for EBIT Margin.
  • The sharpest annual moves came in 2021 and 2022: EBIT Margin jumped 7942 bps in 2021, then slumped 2714 bps in 2022.
  • Over 5 years, EBIT Margin stood at 82.84% in 2021, then plunged by 33 bps to 55.7% in 2022, then decreased by 1 bps to 55.05% in 2023, then declined by 1 bps to 54.25% in 2024, then decreased by 17 bps to 45.15% in 2025.
  • According to Business Quant data, EBIT Margin over the past three periods registered 45.15%, 55.55%, and 57.79% for Q4 2025, Q3 2025, and Q2 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBIT Margin (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 59.12%
2 Mastercard 506.53 Bn 493.04 Bn - 60.22%
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 17.85%
4 Capital One Financial 136.19 Bn 81.48 Bn - 87.81%
5 PayPal Holdings 52.34 Bn 41.08 Bn - 16.44%
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 44.85%
8 Affirm Holdings 25.93 Bn 24.20 Bn - 8.51%
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn -720.86%
10 LexinFintech Holdings 493.16 Mn 250.97 Mn 112.12 Mn 45.15%

Historic Data

Download Data
DateValue
Dec 31, 2025 45.15%
Sep 30, 2025 55.55%
Jun 30, 2025 57.79%
Mar 31, 2025 63.30%
Dec 31, 2024 54.25%
Sep 30, 2024 50.35%
Jun 30, 2024 56.56%
Mar 31, 2024 56.73%
Dec 31, 2023 55.05%
Sep 30, 2023 56.89%
Jun 30, 2023 56.46%
Mar 31, 2023 52.83%
Dec 31, 2022 55.70%
Sep 30, 2022 58.24%
Jun 30, 2022 57.13%
Mar 31, 2022 63.70%
Dec 31, 2021 82.84%
Sep 30, 2021 75.08%
Jun 30, 2021 73.65%
Mar 31, 2021 66.92%