LexinFintech Holdings (LX) Asset Utilization Ratio (2018 - 2025)

LexinFintech Holdings' (LX) quarterly Asset Utilization Ratio came in at 0.57 in Q4 2025, down 9.43% year-on-year from 0.63 in Q4 2024, and down 5.28% quarter-over-quarter from 0.6 in Q3 2025.

LexinFintech Holdings (LX) Asset Utilization Ratio (2018 - 2025) Analysis & Trends

LexinFintech Holdings has disclosed Asset Utilization Ratio across 8 years of filings, most recently posting 0.57 for Q4 2025.

  • Asset Utilization Ratio for Q4 2025 came in at 0.57, down 9.43% year-over-year; the trailing twelve-month figure through Dec 2025 was 0.57 (down 9.43% YoY), and the FY2025 annual result was 0.59, down 4.15% from the prior year.
  • Asset Utilization Ratio came in at 0.57 for Q4 2025 at LexinFintech Holdings, down from 0.6 in the prior quarter.
  • In the past five years, Asset Utilization Ratio ranged from a high of 0.63 in Q1 2025 to a low of 0.42 in Q3 2022.
  • The 5-year median for Asset Utilization Ratio is 0.57 (2025), against an average of 0.55.
  • Across the five-year window, Asset Utilization Ratio sank 30.14% in 2022 and jumped 30.51% in 2023, its largest moves.
  • LexinFintech Holdings' Asset Utilization Ratio stood at 0.54 in 2021, then dropped by 16.68% to 0.45 in 2022, then grew by 25.1% to 0.57 in 2023, then advanced by 10.45% to 0.63 in 2024, then declined by 9.43% to 0.57 in 2025.
  • The last three Asset Utilization Ratio figures came in at 0.57 (Q4 2025), 0.6 (Q3 2025), and 0.62 (Q2 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Asset Util. (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 0.45
2 Mastercard 437.55 Bn 427.34 Bn - 0.64
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 0.24
4 Capital One Financial 112.47 Bn 35.97 Bn - 0.09
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 0.42
6 Synchrony Financial 24.26 Bn 3.70 Bn - 0.16
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 0.16
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 0.08
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 0.04
10 LexinFintech Holdings 98.92 Mn -43.55 Mn 112.12 Mn 0.57

Historic Data

Download Data
DateValue
Dec 31, 2025 0.57
Sep 30, 2025 0.60
Jun 30, 2025 0.62
Mar 31, 2025 0.63
Dec 31, 2024 0.63
Sep 30, 2024 0.62
Jun 30, 2024 0.60
Mar 31, 2024 0.57
Dec 31, 2023 0.57
Sep 30, 2023 0.54
Jun 30, 2023 0.49
Mar 31, 2023 0.48
Dec 31, 2022 0.45
Sep 30, 2022 0.42
Jun 30, 2022 0.43
Mar 31, 2022 0.48
Dec 31, 2021 0.54
Sep 30, 2021 0.60
Jun 30, 2021 0.62
Mar 31, 2021 0.59