LexinFintech Holdings (LX) Asset Utilization Ratio (2018 - 2026)
LexinFintech Holdings' (LX) quarterly Asset Utilization Ratio came in at 0.57 in Q2 2026, down 9.37% year-over-year from 0.62 in Q2 2025, and down 2.13% quarter-over-quarter from 0.58 in Q1 2026.
Analysis
LexinFintech Holdings (LX) Asset Utilization Ratio (2018 - 2026) Analysis & Trends
LexinFintech Holdings has disclosed Asset Utilization Ratio across 9 years of filings, most recently posting 0.57 for Q2 2026.
- In Q2 2026, Asset Utilization Ratio fell 9.37% year-over-year to 0.57; the TTM figure through Jun 2026 stood at 0.57 (down 9.37% YoY), while the FY2025 annual figure was 0.59, down 4.15% from the prior year.
- Asset Utilization Ratio came in at 0.57 for Q2 2026 at LexinFintech Holdings, down from 0.58 in the prior quarter.
- In the past five years, Asset Utilization Ratio ranged from a high of 0.63 in Q1 2025 to a low of 0.42 in Q3 2022.
- Average Asset Utilization Ratio over 5 years is 0.55, with a median of 0.57 recorded in 2023.
- Year-over-year, Asset Utilization Ratio plunged 30.14% in 2022 and surged 30.51% in 2023.
- Over 5 years, Asset Utilization Ratio stood at 0.45 in 2022, then grew by 25.1% to 0.57 in 2023, then advanced by 10.45% to 0.63 in 2024, then declined by 9.43% to 0.57 in 2025, then retreated by 0.3% to 0.57 in 2026.
- Per Business Quant data, the three most recent Asset Utilization Ratio figures were 0.57 in Q2 2026, 0.58 in Q1 2026, and 0.57 in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Asset Util. (Qtr) |
|---|---|---|---|---|---|
| 1 | Upstart Holdings | 2.43 Bn | 1.99 Bn | 303.39 Mn | 0.41 |
| 2 | Pagaya Technologies | 1.70 Bn | 1.51 Bn | 168.33 Mn | 0.83 |
| 3 | Qfin Holdings | 986.27 Mn | -9.51 Mn | - | 0.31 |
| 4 | FinVolution | 836.54 Mn | -90.46 Mn | - | - |
| 5 | X Financial | 386.17 Mn | -182.14 Mn | 84.09 Mn | 0.43 |
| 6 | Open Lending | 371.20 Mn | 186.25 Mn | 15.64 Mn | 0.38 |
| 7 | Blend Labs | 279.09 Mn | 234.22 Mn | 24.89 Mn | 0.85 |
| 8 | LexinFintech Holdings | 251.25 Mn | 251.25 Mn | 73.06 Mn | 0.57 |
| 9 | Jiayin | 76.25 Mn | 2.23 Mn | - | 0.46 |
| 10 | Antalpha Platform Holding | 76.02 Mn | -813.69 Mn | 11.94 Mn | 19,086.95 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.57 |
| Mar 31, 2026 | 0.58 |
| Dec 31, 2025 | 0.57 |
| Sep 30, 2025 | 0.60 |
| Jun 30, 2025 | 0.62 |
| Mar 31, 2025 | 0.63 |
| Dec 31, 2024 | 0.63 |
| Sep 30, 2024 | 0.62 |
| Jun 30, 2024 | 0.60 |
| Mar 31, 2024 | 0.57 |
| Dec 31, 2023 | 0.57 |
| Sep 30, 2023 | 0.54 |
| Jun 30, 2023 | 0.49 |
| Mar 31, 2023 | 0.48 |
| Dec 31, 2022 | 0.45 |
| Sep 30, 2022 | 0.42 |
| Jun 30, 2022 | 0.43 |
| Mar 31, 2022 | 0.48 |
| Dec 31, 2021 | 0.54 |
| Sep 30, 2021 | 0.60 |