LexinFintech Holdings LX
NASDAQ LX
$1.18 +0.03 (+2.61%)
At close: Aug 28, 2026 · 4:00 PM EDT

LexinFintech Holdings (LX) Times Interest Earned (2016 - 2026)

LexinFintech Holdings (LX) posted Times Interest Earned of -$40.2 for Q4 2025, down 9.73% sequentially from -$36.63 in Q3 2025, and down 16.39% YoY from -$48.08 in Q4 2024.

Analysis

LexinFintech Holdings (LX) Times Interest Earned (2016 - 2026) Analysis & Trends

LexinFintech Holdings has reported Times Interest Earned for 10 years, with the latest figure at -$40.2 in Q4 2025.

  • Quarterly Times Interest Earned fell 16.39% year-over-year to -$40.2 in Q4 2025, while the trailing twelve-month figure through Dec 2025 was -$32.01 (down 35.45% YoY) and the FY2025 annual result came in at $27.47, down 45.73% from the prior year.
  • Times Interest Earned fell to -$40.2 in Q4 2025 per LX's latest filing, from -$36.63 in the prior quarter.
  • Over five years, Times Interest Earned peaked at -$10.48 in Q3 2022 and troughed at -$40.2 in Q4 2025.
  • A 5-year average of -$20.72 and a median of -$19.87 in 2021 frame the typical range for Times Interest Earned.
  • The sharpest annual moves came in 2021 and 2022: Times Interest Earned sank 594.79% in 2021, then jumped 50.17% in 2022.
  • Over 5 years, Times Interest Earned stood at -$18.55 in 2021, then jumped by 37.42% to -$11.61 in 2022, then tumbled by 118.41% to -$25.35 in 2023, then plunged by 36.22% to -$34.54 in 2024, then slipped by 16.39% to -$40.2 in 2025.
  • According to Business Quant data, Times Interest Earned over the past three periods registered -$40.2, -$36.63, and -$34.59 for Q4 2025, Q3 2025, and Q2 2025 respectively.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Times Interest Earned (Qtr)
1 Visa 680.39 Bn 668.03 Bn - 35.45
2 Mastercard 518.33 Bn 504.84 Bn - 25.63
3 American Express 224.91 Bn 175.59 Bn 17.99 Bn 1.79
4 Capital One Financial 132.31 Bn 77.60 Bn - 1.95
5 PayPal Holdings 46.25 Bn 35.00 Bn - -
6 Affirm Holdings 26.22 Bn 24.59 Bn - 1.24
7 Synchrony Financial 25.37 Bn 9.17 Bn - 2.22
8 SoFi Technologies 23.30 Bn 20.18 Bn 1.02 Bn 0.05
9 Ally Financial 12.85 Bn 5.01 Bn 2.08 Bn 0.50
10 LexinFintech Holdings 395.30 Mn -55.80 Mn 121.00 Mn -28.62
Historic Data

Historic Data

Download Data
DateValue
Mar 31, 2026 -28.62
Dec 31, 2025 -40.20
Sep 30, 2025 -36.83
Jun 30, 2025 -34.92
Mar 31, 2025 -23.71
Dec 31, 2024 -34.54
Sep 30, 2024 -21.47
Jun 30, 2024 -22.75
Mar 31, 2024 -20.27
Dec 31, 2023 -25.35
Sep 30, 2023 -15.03
Jun 30, 2023 -10.71
Mar 31, 2023 -10.44
Dec 31, 2022 -11.61
Sep 30, 2022 -10.48
Jun 30, 2022 -10.78
Mar 31, 2022 -11.57
Dec 31, 2021 -18.55
Sep 30, 2021 -21.02
Jun 30, 2021 -19.48