LexinFintech Holdings (LX) Times Interest Earned (2016 - 2025)
LexinFintech Holdings (LX) posted Times Interest Earned of -$40.2 for Q4 2025, down 9.73% sequentially from -$36.63 in Q3 2025, and down 16.39% YoY from -$48.08 in Q4 2024.
LexinFintech Holdings (LX) Times Interest Earned (2016 - 2025) Analysis & Trends
LexinFintech Holdings has reported Times Interest Earned for 10 years, with the latest figure at -$40.2 in Q4 2025.
- Quarterly Times Interest Earned fell 16.39% year-over-year to -$40.2 in Q4 2025, while the trailing twelve-month figure through Dec 2025 was -$32.01 (down 35.45% YoY) and the FY2025 annual result came in at $27.47, down 45.73% from the prior year.
- Times Interest Earned fell to -$40.2 in Q4 2025 per LX's latest filing, from -$36.63 in the prior quarter.
- Over five years, Times Interest Earned peaked at -$10.48 in Q3 2022 and troughed at -$40.2 in Q4 2025.
- A 5-year average of -$20.72 and a median of -$19.87 in 2021 frame the typical range for Times Interest Earned.
- The sharpest annual moves came in 2021 and 2022: Times Interest Earned sank 594.79% in 2021, then jumped 50.17% in 2022.
- Over 5 years, Times Interest Earned stood at -$18.55 in 2021, then jumped by 37.42% to -$11.61 in 2022, then tumbled by 118.41% to -$25.35 in 2023, then plunged by 36.22% to -$34.54 in 2024, then slipped by 16.39% to -$40.2 in 2025.
- According to Business Quant data, Times Interest Earned over the past three periods registered -$40.2, -$36.63, and -$34.59 for Q4 2025, Q3 2025, and Q2 2025 respectively.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 35.45 |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 25.63 |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 1.79 |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 1.53 |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 1.46 |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 2.22 |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | 0.78 |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | -3.03 |
| 10 | LexinFintech Holdings | 493.16 Mn | 250.97 Mn | 112.12 Mn | 50.08 |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | -40.20 |
| Sep 30, 2025 | -36.63 |
| Jun 30, 2025 | -34.59 |
| Mar 31, 2025 | -23.67 |
| Dec 31, 2024 | -34.54 |
| Sep 30, 2024 | -21.02 |
| Jun 30, 2024 | -22.75 |
| Mar 31, 2024 | -20.27 |
| Dec 31, 2023 | -25.35 |
| Sep 30, 2023 | -15.16 |
| Jun 30, 2023 | -11.08 |
| Mar 31, 2023 | -10.48 |
| Dec 31, 2022 | -11.61 |
| Sep 30, 2022 | -10.48 |
| Jun 30, 2022 | -10.78 |
| Mar 31, 2022 | -11.57 |
| Dec 31, 2021 | -18.55 |
| Sep 30, 2021 | -21.02 |
| Jun 30, 2021 | -19.48 |
| Mar 31, 2021 | -15.18 |