LexinFintech Holdings (LX) Times Interest Earned (2016 - 2025)

LexinFintech Holdings' (LX) quarterly Times Interest Earned came in at -$40.2 in Q4 2025, down 16.39% year-on-year from -$48.08 in Q4 2024, and down 9.73% quarter-over-quarter from -$36.63 in Q3 2025.

LexinFintech Holdings (LX) Times Interest Earned (2016 - 2025) Analysis & Trends

LexinFintech Holdings has disclosed Times Interest Earned across 10 years of filings, most recently posting -$40.2 for Q4 2025.

  • Times Interest Earned for Q4 2025 came in at -$40.2, down 16.39% year-over-year; the trailing twelve-month figure through Dec 2025 was -$32.01 (down 34.75% YoY), and the FY2025 annual result was -$22.5, down 108.87% from the prior year.
  • Times Interest Earned came in at -$40.2 for Q4 2025 at LexinFintech Holdings, down from -$36.63 in the prior quarter.
  • In the past five years, Times Interest Earned ranged from a high of -$10.44 in Q1 2023 to a low of -$40.2 in Q4 2025.
  • The 5-year median for Times Interest Earned is -$19.87 (2021), against an average of -$20.72.
  • Across the five-year window, Times Interest Earned sank 594.79% in 2021 and surged 50.17% in 2022, its largest moves.
  • LexinFintech Holdings' Times Interest Earned stood at -$18.55 in 2021, then surged by 37.42% to -$11.61 in 2022, then tumbled by 118.41% to -$25.35 in 2023, then plunged by 36.22% to -$34.54 in 2024, then retreated by 16.39% to -$40.2 in 2025.
  • The last three Times Interest Earned figures came in at -$40.2 (Q4 2025), -$36.63 (Q3 2025), and -$34.59 (Q2 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Times Interest Earned (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 40.64
2 Mastercard 437.55 Bn 427.34 Bn - 26.52
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 1.80
4 Capital One Financial 112.47 Bn 35.97 Bn - 1.66
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn -
6 Synchrony Financial 24.26 Bn 3.70 Bn - 2.08
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 0.78
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 0.12
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 0.49
10 LexinFintech Holdings 98.92 Mn -43.55 Mn 112.12 Mn -40.20

Historic Data

Download Data
DateValue
Dec 31, 2025 -40.20
Sep 30, 2025 -36.63
Jun 30, 2025 -34.59
Mar 31, 2025 -23.67
Dec 31, 2024 -34.54
Sep 30, 2024 -21.47
Jun 30, 2024 -22.75
Mar 31, 2024 -20.27
Dec 31, 2023 -25.35
Sep 30, 2023 -15.03
Jun 30, 2023 -10.71
Mar 31, 2023 -10.44
Dec 31, 2022 -11.61
Sep 30, 2022 -10.48
Jun 30, 2022 -10.78
Mar 31, 2022 -11.57
Dec 31, 2021 -18.55
Sep 30, 2021 -21.02
Jun 30, 2021 -19.48
Mar 31, 2021 -15.18