LexinFintech Holdings (LX) Short term Debt (2016 - 2025)

LexinFintech Holdings (LX) posted Short term Debt of $127.7 million for Q4 2025, down 2.48% sequentially from $131.0 million in Q3 2025, and up 32.8% YoY from $96.2 million in Q4 2024.

LexinFintech Holdings (LX) Short term Debt (2016 - 2025) Analysis & Trends

LexinFintech Holdings has reported Short term Debt for 10 years, with the latest figure at $127.7 million in Q4 2025.

  • Quarterly Short term Debt rose 32.8% year-over-year to $127.7 million in Q4 2025, while the trailing twelve-month figure through Dec 2025 was $127.7 million (up 32.8% YoY) and the FY2025 annual result came in at $129.5 million, up 36.87% from the prior year.
  • Short term Debt eased to $127.7 million in Q4 2025 per LX's latest filing, from $131.0 million in the prior quarter.
  • Over five years, Short term Debt peaked at $315.3 million in Q1 2021 and troughed at $70.2 million in Q4 2023.
  • A 5-year average of $166.7 million and a median of $141.0 million in 2023 frame the typical range for Short term Debt.
  • The sharpest annual moves came in 2021 and 2024: Short term Debt surged 261.54% in 2021, then sank 62.07% in 2024.
  • Over 5 years, Short term Debt stood at $281.5 million in 2021, then plunged by 41.66% to $164.2 million in 2022, then slumped by 57.26% to $70.2 million in 2023, then surged by 36.99% to $96.2 million in 2024, then soared by 32.8% to $127.7 million in 2025.
  • According to Business Quant data, Short term Debt over the past three periods registered $127.7 million, $131.0 million, and $117.5 million for Q4 2025, Q3 2025, and Q2 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr)
1 Visa 618.21 Bn 605.85 Bn -
2 Mastercard 506.53 Bn 493.04 Bn -
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn
4 Capital One Financial 136.19 Bn 81.48 Bn -
5 PayPal Holdings 52.34 Bn 41.08 Bn -
6 Eason Technology 35.89 Bn 35.89 Bn -
7 Synchrony Financial 26.09 Bn 9.90 Bn -
8 Affirm Holdings 25.93 Bn 24.20 Bn -
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn
10 LexinFintech Holdings 493.16 Mn 250.97 Mn 112.12 Mn

Historic Data

Download Data
DateValue
Dec 31, 2025 127.71 Mn
Sep 30, 2025 130.96 Mn
Jun 30, 2025 117.47 Mn
Mar 31, 2025 107.67 Mn
Dec 31, 2024 96.17 Mn
Sep 30, 2024 78.74 Mn
Jun 30, 2024 83.68 Mn
Mar 31, 2024 80.26 Mn
Dec 31, 2023 70.20 Mn
Sep 30, 2023 111.69 Mn
Jun 30, 2023 150.95 Mn
Mar 31, 2023 211.62 Mn
Dec 31, 2022 164.23 Mn
Sep 30, 2022 175.12 Mn
Jun 30, 2022 189.72 Mn
Mar 31, 2022 274.14 Mn
Dec 31, 2021 281.50 Mn
Sep 30, 2021 274.51 Mn
Jun 30, 2021 291.87 Mn
Mar 31, 2021 315.35 Mn