LexinFintech Holdings (LX) Short term Debt (2016 - 2025)

LexinFintech Holdings (LX) posted Short term Debt of $127.7 million for Q4 2025, down 2.48% sequentially from $131.0 million in Q3 2025, and up 37.2% YoY from $93.1 million in Q4 2024.

LexinFintech Holdings (LX) Short term Debt (2016 - 2025) Analysis & Trends

LexinFintech Holdings (LX) has 10 years of Short term Debt data on file, last reported at $127.7 million in Q4 2025.

  • Quarterly Short term Debt rose 37.2% year-over-year to $127.7 million in Q4 2025, while the trailing twelve-month figure through Dec 2025 was $127.7 million (up 37.2% YoY) and the FY2025 annual result came in at $129.5 million, up 36.87% from the prior year.
  • Short term Debt eased to $127.7 million in Q4 2025 per LX's latest filing, from $131.0 million in the prior quarter.
  • The five-year high for Short term Debt was $315.3 million in Q1 2021, with the low at $78.7 million in Q3 2024.
  • Average Short term Debt over 5 years is $178.7 million, with a median of $163.0 million recorded in 2022.
  • Year-over-year, Short term Debt jumped 261.54% in 2021 and tumbled 62.07% in 2024.
  • LexinFintech Holdings' Short term Debt stood at $281.5 million in 2021, then increased by 3.07% to $290.1 million in 2022, then plunged by 35.01% to $188.6 million in 2023, then plunged by 50.63% to $93.1 million in 2024, then surged by 37.2% to $127.7 million in 2025.
  • Business Quant data shows LX's Short term Debt at $127.7 million in Q4 2025, $131.0 million in Q3 2025, and $117.5 million in Q2 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr)
1 Visa 587.74 Bn 575.34 Bn -
2 Mastercard 465.55 Bn 455.34 Bn -
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn
10 LexinFintech Holdings 422,180.00 -142.05 Mn 112.12 Mn

Historic Data

Download Data
DateValue
Dec 31, 2025 127.71 Mn
Sep 30, 2025 130.96 Mn
Jun 30, 2025 117.47 Mn
Mar 31, 2025 107.67 Mn
Dec 31, 2024 93.08 Mn
Sep 30, 2024 78.74 Mn
Jun 30, 2024 83.68 Mn
Mar 31, 2024 80.26 Mn
Dec 31, 2023 188.55 Mn
Sep 30, 2023 111.69 Mn
Jun 30, 2023 150.95 Mn
Mar 31, 2023 211.62 Mn
Dec 31, 2022 290.14 Mn
Sep 30, 2022 175.12 Mn
Jun 30, 2022 189.72 Mn
Mar 31, 2022 274.14 Mn
Dec 31, 2021 281.50 Mn
Sep 30, 2021 274.51 Mn
Jun 30, 2021 291.87 Mn
Mar 31, 2021 315.35 Mn