LexinFintech Holdings (LX) Return on Invested Capital (2018 - 2025)
LexinFintech Holdings (LX) posted Return on Invested Capital of 0.02% for Q4 2025, down 10.13% sequentially from 0.03% in Q3 2025, and down 1.0% YoY from 0.02% in Q4 2024.
LexinFintech Holdings (LX) Return on Invested Capital (2018 - 2025) Analysis & Trends
LexinFintech Holdings has reported Return on Invested Capital for 8 years, with the latest figure at 0.02% in Q4 2025.
- Quarterly Return on Invested Capital fell 1.0% year-over-year to 0.02% in Q4 2025, while the trailing twelve-month figure through Dec 2025 was 0.02% (down 1.0% YoY) and the FY2025 annual result came in at 0.01%, down 1.0% from the prior year.
- Return on Invested Capital retreated to 0.02% in Q4 2025 per LX's latest filing, from 0.03% in the prior quarter.
- Over five years, Return on Invested Capital peaked at 0.03% in Q3 2024 and troughed at 0.01% in Q3 2022.
- A 5-year average of 0.02% and a median of 0.02% in 2021 frame the typical range for Return on Invested Capital.
- The sharpest annual moves came in 2024 and 2025: Return on Invested Capital rose 2 bps in 2024, then decreased 1 bps in 2025.
- Over 5 years, Return on Invested Capital stood at 0.01% in 2021, then slipped by 11 bps to 0.01% in 2022, then soared by 67 bps to 0.02% in 2023, then jumped by 65 bps to 0.03% in 2024, then fell by 24 bps to 0.02% in 2025.
- According to Business Quant data, Return on Invested Capital over the past three periods registered 0.02%, 0.03%, and 0.03% for Q4 2025, Q3 2025, and Q2 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | ROIC (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 0.02% |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 0.04% |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 0.02% |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | - |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 0.02% |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | - |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | - |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | 0.00% |
| 10 | LexinFintech Holdings | 493.16 Mn | 250.97 Mn | 112.12 Mn | 0.02% |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 0.02% |
| Sep 30, 2025 | 0.03% |
| Jun 30, 2025 | 0.03% |
| Mar 31, 2025 | 0.03% |
| Dec 31, 2024 | 0.03% |
| Sep 30, 2024 | 0.03% |
| Jun 30, 2024 | 0.03% |
| Mar 31, 2024 | 0.02% |
| Dec 31, 2023 | 0.02% |
| Sep 30, 2023 | 0.02% |
| Jun 30, 2023 | 0.02% |
| Mar 31, 2023 | 0.01% |
| Dec 31, 2022 | 0.01% |
| Sep 30, 2022 | 0.01% |
| Jun 30, 2022 | 0.01% |
| Mar 31, 2022 | 0.01% |
| Dec 31, 2021 | 0.01% |
| Sep 30, 2021 | 0.01% |
| Jun 30, 2021 | 0.01% |
| Mar 31, 2021 | 0.02% |