LexinFintech Holdings (LX) Return on Invested Capital (2018 - 2025)

LexinFintech Holdings (LX) posted Return on Invested Capital of 0.02% for Q4 2025, down 10.13% sequentially from 0.03% in Q3 2025, and down 1.0% YoY from 0.02% in Q4 2024.

LexinFintech Holdings (LX) Return on Invested Capital (2018 - 2025) Analysis & Trends

LexinFintech Holdings has reported Return on Invested Capital for 8 years, with the latest figure at 0.02% in Q4 2025.

  • Quarterly Return on Invested Capital fell 1.0% year-over-year to 0.02% in Q4 2025, while the trailing twelve-month figure through Dec 2025 was 0.02% (down 1.0% YoY) and the FY2025 annual result came in at 0.01%, down 1.0% from the prior year.
  • Return on Invested Capital retreated to 0.02% in Q4 2025 per LX's latest filing, from 0.03% in the prior quarter.
  • Over five years, Return on Invested Capital peaked at 0.03% in Q3 2024 and troughed at 0.01% in Q3 2022.
  • A 5-year average of 0.02% and a median of 0.02% in 2021 frame the typical range for Return on Invested Capital.
  • The sharpest annual moves came in 2024 and 2025: Return on Invested Capital rose 2 bps in 2024, then decreased 1 bps in 2025.
  • Over 5 years, Return on Invested Capital stood at 0.01% in 2021, then slipped by 11 bps to 0.01% in 2022, then soared by 67 bps to 0.02% in 2023, then jumped by 65 bps to 0.03% in 2024, then fell by 24 bps to 0.02% in 2025.
  • According to Business Quant data, Return on Invested Capital over the past three periods registered 0.02%, 0.03%, and 0.03% for Q4 2025, Q3 2025, and Q2 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) ROIC (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 0.02%
2 Mastercard 506.53 Bn 493.04 Bn - 0.04%
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 0.02%
4 Capital One Financial 136.19 Bn 81.48 Bn - -
5 PayPal Holdings 52.34 Bn 41.08 Bn - 0.02%
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - -
8 Affirm Holdings 25.93 Bn 24.20 Bn - -
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn 0.00%
10 LexinFintech Holdings 493.16 Mn 250.97 Mn 112.12 Mn 0.02%

Historic Data

Download Data
DateValue
Dec 31, 2025 0.02%
Sep 30, 2025 0.03%
Jun 30, 2025 0.03%
Mar 31, 2025 0.03%
Dec 31, 2024 0.03%
Sep 30, 2024 0.03%
Jun 30, 2024 0.03%
Mar 31, 2024 0.02%
Dec 31, 2023 0.02%
Sep 30, 2023 0.02%
Jun 30, 2023 0.02%
Mar 31, 2023 0.01%
Dec 31, 2022 0.01%
Sep 30, 2022 0.01%
Jun 30, 2022 0.01%
Mar 31, 2022 0.01%
Dec 31, 2021 0.01%
Sep 30, 2021 0.01%
Jun 30, 2021 0.01%
Mar 31, 2021 0.02%