LexinFintech Holdings (LX) EBT (2016 - 2025)

LexinFintech Holdings (LX) posted EBT of $38.0 million for Q4 2025, down 58.14% sequentially from $90.9 million in Q3 2025, and down 35.49% YoY from $59.0 million in Q4 2024.

LexinFintech Holdings (LX) EBT (2016 - 2025) Analysis & Trends

LexinFintech Holdings (LX) has 10 years of EBT data on file, last reported at $38.0 million in Q4 2025.

  • Quarterly EBT fell 35.49% year-over-year to $38.0 million in Q4 2025, while the trailing twelve-month figure through Dec 2025 was $290.3 million (up 54.3% YoY) and the FY2025 annual result came in at $296.8 million, up 60.04% from the prior year.
  • EBT fell to $38.0 million in Q4 2025 per LX's latest filing, from $90.9 million in the prior quarter.
  • The five-year high for EBT was $145.2 million in Q2 2021, with the low at $335000.0 in Q4 2023.
  • Average EBT over 5 years is $62.1 million, with a median of $56.4 million recorded in 2023.
  • Year-over-year, EBT tumbled 99.38% in 2023 and surged 17501.49% in 2024.
  • LexinFintech Holdings' EBT stood at $47.5 million in 2021, then increased by 14.03% to $54.2 million in 2022, then plunged by 99.38% to $335000.0 in 2023, then surged by 17501.49% to $59.0 million in 2024, then slumped by 35.49% to $38.0 million in 2025.
  • Business Quant data shows LX's EBT at $38.0 million in Q4 2025, $90.9 million in Q3 2025, and $88.1 million in Q2 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBT (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 7.17 Bn
2 Mastercard 465.55 Bn 455.34 Bn - 4.81 Bn
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 3.78 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 1.39 Bn
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 107.38 Mn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 199.55 Mn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 400.00 Mn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 157.00 Mn
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 71.99 Mn
10 LexinFintech Holdings 422,180.00 -142.05 Mn 112.12 Mn 38.04 Mn

Historic Data

Download Data
DateValue
Dec 31, 2025 38.04 Mn
Sep 30, 2025 90.86 Mn
Jun 30, 2025 88.13 Mn
Mar 31, 2025 73.24 Mn
Dec 31, 2024 58.97 Mn
Sep 30, 2024 54.39 Mn
Jun 30, 2024 39.44 Mn
Mar 31, 2024 35.32 Mn
Dec 31, 2023 335,000.00
Sep 30, 2023 66.63 Mn
Jun 30, 2023 60.20 Mn
Mar 31, 2023 58.50 Mn
Dec 31, 2022 54.17 Mn
Sep 30, 2022 48.71 Mn
Jun 30, 2022 30.99 Mn
Mar 31, 2022 15.91 Mn
Dec 31, 2021 47.50 Mn
Sep 30, 2021 106.58 Mn
Jun 30, 2021 145.24 Mn
Mar 31, 2021 128.57 Mn