LexinFintech Holdings (LX) EBT (2016 - 2025)
LexinFintech Holdings' (LX) quarterly EBT came in at $38.0 million in Q4 2025, down 35.49% year-on-year from $59.0 million in Q4 2024, and down 58.14% quarter-over-quarter from $90.9 million in Q3 2025.
LexinFintech Holdings (LX) EBT (2016 - 2025) Analysis & Trends
LexinFintech Holdings has disclosed EBT across 10 years of filings, most recently posting $38.0 million for Q4 2025.
- EBT for Q4 2025 came in at $38.0 million, down 35.49% year-over-year; the trailing twelve-month figure through Dec 2025 was $290.3 million (up 54.3% YoY), and the FY2025 annual result was $296.8 million, up 60.04% from the prior year.
- EBT came in at $38.0 million for Q4 2025 at LexinFintech Holdings, down from $90.9 million in the prior quarter.
- In the past five years, EBT ranged from a high of $145.2 million in Q2 2021 to a low of $335000.0 in Q4 2023.
- The 5-year median for EBT is $56.4 million (2023), against an average of $62.1 million.
- Across the five-year window, EBT sank 99.38% in 2023 and jumped 17501.49% in 2024, its largest moves.
- LexinFintech Holdings' EBT stood at $47.5 million in 2021, then advanced by 14.03% to $54.2 million in 2022, then tumbled by 99.38% to $335000.0 in 2023, then surged by 17501.49% to $59.0 million in 2024, then sank by 35.49% to $38.0 million in 2025.
- The last three EBT figures came in at $38.0 million (Q4 2025), $90.9 million (Q3 2025), and $88.1 million (Q2 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 7.17 Bn |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 4.81 Bn |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 3.78 Bn |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 2.70 Bn |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 1.39 Bn |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 1.05 Bn |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 107.38 Mn |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 199.55 Mn |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 400.00 Mn |
| 10 | LexinFintech Holdings | 98.92 Mn | -43.55 Mn | 112.12 Mn | 38.04 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 38.04 Mn |
| Sep 30, 2025 | 90.86 Mn |
| Jun 30, 2025 | 88.13 Mn |
| Mar 31, 2025 | 73.24 Mn |
| Dec 31, 2024 | 58.97 Mn |
| Sep 30, 2024 | 54.39 Mn |
| Jun 30, 2024 | 39.44 Mn |
| Mar 31, 2024 | 35.32 Mn |
| Dec 31, 2023 | 335,000.00 |
| Sep 30, 2023 | 66.63 Mn |
| Jun 30, 2023 | 60.20 Mn |
| Mar 31, 2023 | 58.50 Mn |
| Dec 31, 2022 | 54.17 Mn |
| Sep 30, 2022 | 48.71 Mn |
| Jun 30, 2022 | 30.99 Mn |
| Mar 31, 2022 | 15.91 Mn |
| Dec 31, 2021 | 47.50 Mn |
| Sep 30, 2021 | 106.58 Mn |
| Jun 30, 2021 | 145.24 Mn |
| Mar 31, 2021 | 128.57 Mn |