LexinFintech Holdings (LX) EBT (2016 - 2025)
LexinFintech Holdings (LX) posted EBT of $38.0 million for Q4 2025, down 58.14% sequentially from $90.9 million in Q3 2025, and down 35.49% YoY from $59.0 million in Q4 2024.
LexinFintech Holdings (LX) EBT (2016 - 2025) Analysis & Trends
LexinFintech Holdings has reported EBT for 10 years, with the latest figure at $38.0 million in Q4 2025.
- Quarterly EBT fell 35.49% year-over-year to $38.0 million in Q4 2025, while the trailing twelve-month figure through Dec 2025 was $290.3 million (up 54.3% YoY) and the FY2025 annual result came in at $296.8 million, up 60.04% from the prior year.
- EBT fell to $38.0 million in Q4 2025 per LX's latest filing, from $90.9 million in the prior quarter.
- Over five years, EBT peaked at $145.2 million in Q2 2021 and troughed at $335000.0 in Q4 2023.
- A 5-year average of $62.1 million and a median of $56.4 million in 2023 frame the typical range for EBT.
- The sharpest annual moves came in 2023 and 2024: EBT sank 99.38% in 2023, then soared 17501.49% in 2024.
- Over 5 years, EBT stood at $47.5 million in 2021, then grew by 14.03% to $54.2 million in 2022, then tumbled by 99.38% to $335000.0 in 2023, then jumped by 17501.49% to $59.0 million in 2024, then sank by 35.49% to $38.0 million in 2025.
- According to Business Quant data, EBT over the past three periods registered $38.0 million, $90.9 million, and $88.1 million for Q4 2025, Q3 2025, and Q2 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 6.83 Bn |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 5.49 Bn |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 4.07 Bn |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 3.82 Bn |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 1.31 Bn |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 1.19 Bn |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | 107.38 Mn |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | 199.55 Mn |
| 10 | LexinFintech Holdings | 493.16 Mn | 250.97 Mn | 112.12 Mn | 38.04 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 38.04 Mn |
| Sep 30, 2025 | 90.86 Mn |
| Jun 30, 2025 | 88.13 Mn |
| Mar 31, 2025 | 73.24 Mn |
| Dec 31, 2024 | 58.97 Mn |
| Sep 30, 2024 | 54.39 Mn |
| Jun 30, 2024 | 39.44 Mn |
| Mar 31, 2024 | 35.32 Mn |
| Dec 31, 2023 | 335,000.00 |
| Sep 30, 2023 | 66.63 Mn |
| Jun 30, 2023 | 60.20 Mn |
| Mar 31, 2023 | 58.50 Mn |
| Dec 31, 2022 | 54.17 Mn |
| Sep 30, 2022 | 48.71 Mn |
| Jun 30, 2022 | 30.99 Mn |
| Mar 31, 2022 | 15.91 Mn |
| Dec 31, 2021 | 47.50 Mn |
| Sep 30, 2021 | 106.58 Mn |
| Jun 30, 2021 | 145.24 Mn |
| Mar 31, 2021 | 128.57 Mn |