LexinFintech Holdings (LX) EBT (2016 - 2025)
LexinFintech Holdings (LX) posted EBT of $38.0 million for Q4 2025, down 58.14% sequentially from $90.9 million in Q3 2025, and down 35.49% YoY from $59.0 million in Q4 2024.
LexinFintech Holdings (LX) EBT (2016 - 2025) Analysis & Trends
LexinFintech Holdings (LX) has 10 years of EBT data on file, last reported at $38.0 million in Q4 2025.
- Quarterly EBT fell 35.49% year-over-year to $38.0 million in Q4 2025, while the trailing twelve-month figure through Dec 2025 was $290.3 million (up 54.3% YoY) and the FY2025 annual result came in at $296.8 million, up 60.04% from the prior year.
- EBT fell to $38.0 million in Q4 2025 per LX's latest filing, from $90.9 million in the prior quarter.
- The five-year high for EBT was $145.2 million in Q2 2021, with the low at $335000.0 in Q4 2023.
- Average EBT over 5 years is $62.1 million, with a median of $56.4 million recorded in 2023.
- Year-over-year, EBT tumbled 99.38% in 2023 and surged 17501.49% in 2024.
- LexinFintech Holdings' EBT stood at $47.5 million in 2021, then increased by 14.03% to $54.2 million in 2022, then plunged by 99.38% to $335000.0 in 2023, then surged by 17501.49% to $59.0 million in 2024, then slumped by 35.49% to $38.0 million in 2025.
- Business Quant data shows LX's EBT at $38.0 million in Q4 2025, $90.9 million in Q3 2025, and $88.1 million in Q2 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 7.17 Bn |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 4.81 Bn |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 3.78 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 1.39 Bn |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 107.38 Mn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 199.55 Mn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 400.00 Mn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 157.00 Mn |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 71.99 Mn |
| 10 | LexinFintech Holdings | 422,180.00 | -142.05 Mn | 112.12 Mn | 38.04 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 38.04 Mn |
| Sep 30, 2025 | 90.86 Mn |
| Jun 30, 2025 | 88.13 Mn |
| Mar 31, 2025 | 73.24 Mn |
| Dec 31, 2024 | 58.97 Mn |
| Sep 30, 2024 | 54.39 Mn |
| Jun 30, 2024 | 39.44 Mn |
| Mar 31, 2024 | 35.32 Mn |
| Dec 31, 2023 | 335,000.00 |
| Sep 30, 2023 | 66.63 Mn |
| Jun 30, 2023 | 60.20 Mn |
| Mar 31, 2023 | 58.50 Mn |
| Dec 31, 2022 | 54.17 Mn |
| Sep 30, 2022 | 48.71 Mn |
| Jun 30, 2022 | 30.99 Mn |
| Mar 31, 2022 | 15.91 Mn |
| Dec 31, 2021 | 47.50 Mn |
| Sep 30, 2021 | 106.58 Mn |
| Jun 30, 2021 | 145.24 Mn |
| Mar 31, 2021 | 128.57 Mn |