LexinFintech Holdings (LX) EBITDA (2016 - 2025)

LexinFintech Holdings (LX) posted EBITDA of $196.5 million for Q4 2025, down 26.32% sequentially from $266.7 million in Q3 2025, and down 27.74% YoY from $271.9 million in Q4 2024.

LexinFintech Holdings (LX) EBITDA (2016 - 2025) Analysis & Trends

LexinFintech Holdings (LX) has 10 years of EBITDA data on file, last reported at $196.5 million in Q4 2025.

  • Quarterly EBITDA fell 27.74% year-over-year to $196.5 million in Q4 2025, while the trailing twelve-month figure through Dec 2025 was $1.0 billion (down 4.92% YoY) and the FY2025 annual result came in at -$72.2 million, down 123.05% from the prior year.
  • EBITDA fell to $196.5 million in Q4 2025 per LX's latest filing, from $266.7 million in the prior quarter.
  • The five-year high for EBITDA was $289.4 million in Q2 2025, with the low at $13.0 million in Q1 2022.
  • Average EBITDA over 5 years is $179.6 million, with a median of $233.7 million recorded in 2023.
  • Year-over-year, EBITDA slumped 88.1% in 2022 and soared 1663.27% in 2023.
  • LexinFintech Holdings' EBITDA stood at $41.0 million in 2021, then increased by 11.03% to $45.5 million in 2022, then jumped by 497.73% to $272.1 million in 2023, then dropped by 0.07% to $271.9 million in 2024, then dropped by 27.74% to $196.5 million in 2025.
  • Business Quant data shows LX's EBITDA at $196.5 million in Q4 2025, $266.7 million in Q3 2025, and $289.4 million in Q2 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBITDA (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 7.23 Bn
2 Mastercard 465.55 Bn 455.34 Bn - 4.91 Bn
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 3.55 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 1.49 Bn
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 96.25 Mn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 153.01 Mn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 332.00 Mn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 139.80 Mn
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 69.02 Mn
10 LexinFintech Holdings 422,180.00 -142.05 Mn 112.12 Mn 196.49 Mn

Historic Data

Download Data
DateValue
Dec 31, 2025 196.49 Mn
Sep 30, 2025 266.69 Mn
Jun 30, 2025 289.42 Mn
Mar 31, 2025 270.79 Mn
Dec 31, 2024 271.91 Mn
Sep 30, 2024 262.77 Mn
Jun 30, 2024 284.45 Mn
Mar 31, 2024 257.19 Mn
Dec 31, 2023 272.09 Mn
Sep 30, 2023 273.61 Mn
Jun 30, 2023 237.92 Mn
Mar 31, 2023 229.45 Mn
Dec 31, 2022 246.34 Mn
Sep 30, 2022 220.25 Mn
Jun 30, 2022 205.79 Mn
Mar 31, 2022 172.07 Mn
Dec 31, 2021 285.88 Mn
Sep 30, 2021 344.55 Mn
Jun 30, 2021 122.66 Mn
Mar 31, 2021 300.65 Mn