LexinFintech Holdings (LX) EBITDA (2016 - 2025)
LexinFintech Holdings (LX) posted EBITDA of $196.5 million for Q4 2025, down 26.32% sequentially from $266.7 million in Q3 2025, and down 27.74% YoY from $271.9 million in Q4 2024.
LexinFintech Holdings (LX) EBITDA (2016 - 2025) Analysis & Trends
LexinFintech Holdings (LX) has 10 years of EBITDA data on file, last reported at $196.5 million in Q4 2025.
- Quarterly EBITDA fell 27.74% year-over-year to $196.5 million in Q4 2025, while the trailing twelve-month figure through Dec 2025 was $1.0 billion (down 4.92% YoY) and the FY2025 annual result came in at -$72.2 million, down 123.05% from the prior year.
- EBITDA fell to $196.5 million in Q4 2025 per LX's latest filing, from $266.7 million in the prior quarter.
- The five-year high for EBITDA was $289.4 million in Q2 2025, with the low at $13.0 million in Q1 2022.
- Average EBITDA over 5 years is $179.6 million, with a median of $233.7 million recorded in 2023.
- Year-over-year, EBITDA slumped 88.1% in 2022 and soared 1663.27% in 2023.
- LexinFintech Holdings' EBITDA stood at $41.0 million in 2021, then increased by 11.03% to $45.5 million in 2022, then jumped by 497.73% to $272.1 million in 2023, then dropped by 0.07% to $271.9 million in 2024, then dropped by 27.74% to $196.5 million in 2025.
- Business Quant data shows LX's EBITDA at $196.5 million in Q4 2025, $266.7 million in Q3 2025, and $289.4 million in Q2 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 7.23 Bn |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 4.91 Bn |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 3.55 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 1.49 Bn |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 96.25 Mn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 153.01 Mn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 332.00 Mn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 139.80 Mn |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 69.02 Mn |
| 10 | LexinFintech Holdings | 422,180.00 | -142.05 Mn | 112.12 Mn | 196.49 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 196.49 Mn |
| Sep 30, 2025 | 266.69 Mn |
| Jun 30, 2025 | 289.42 Mn |
| Mar 31, 2025 | 270.79 Mn |
| Dec 31, 2024 | 271.91 Mn |
| Sep 30, 2024 | 262.77 Mn |
| Jun 30, 2024 | 284.45 Mn |
| Mar 31, 2024 | 257.19 Mn |
| Dec 31, 2023 | 272.09 Mn |
| Sep 30, 2023 | 273.61 Mn |
| Jun 30, 2023 | 237.92 Mn |
| Mar 31, 2023 | 229.45 Mn |
| Dec 31, 2022 | 246.34 Mn |
| Sep 30, 2022 | 220.25 Mn |
| Jun 30, 2022 | 205.79 Mn |
| Mar 31, 2022 | 172.07 Mn |
| Dec 31, 2021 | 285.88 Mn |
| Sep 30, 2021 | 344.55 Mn |
| Jun 30, 2021 | 122.66 Mn |
| Mar 31, 2021 | 300.65 Mn |