LexinFintech Holdings (LX) EBITDA (2016 - 2025)
LexinFintech Holdings' (LX) quarterly EBITDA came in at $196.5 million in Q4 2025, down 27.74% year-on-year from $271.9 million in Q4 2024, and down 26.32% quarter-over-quarter from $266.7 million in Q3 2025.
LexinFintech Holdings (LX) EBITDA (2016 - 2025) Analysis & Trends
LexinFintech Holdings has disclosed EBITDA across 10 years of filings, most recently posting $196.5 million for Q4 2025.
- EBITDA for Q4 2025 came in at $196.5 million, down 27.74% year-over-year; the trailing twelve-month figure through Dec 2025 was $1.0 billion (down 5.1% YoY), and the FY2025 annual result was -$73.2 million, down 123.36% from the prior year.
- EBITDA came in at $196.5 million for Q4 2025 at LexinFintech Holdings, down from $266.7 million in the prior quarter.
- In the past five years, EBITDA ranged from a high of $289.4 million in Q2 2025 to a low of $5.6 million in Q4 2023.
- The 5-year median for EBITDA is $99.5 million (2021), against an average of $136.5 million.
- Across the five-year window, EBITDA plunged 88.1% in 2022 and soared 4733.06% in 2024, its largest moves.
- LexinFintech Holdings' EBITDA stood at $41.0 million in 2021, then advanced by 11.03% to $45.5 million in 2022, then slumped by 87.64% to $5.6 million in 2023, then jumped by 4733.06% to $271.9 million in 2024, then retreated by 27.74% to $196.5 million in 2025.
- The last three EBITDA figures came in at $196.5 million (Q4 2025), $266.7 million (Q3 2025), and $289.4 million (Q2 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 7.23 Bn |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 4.91 Bn |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 3.55 Bn |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 6.79 Bn |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 1.49 Bn |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 2.02 Bn |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 96.25 Mn |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 153.01 Mn |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 332.00 Mn |
| 10 | LexinFintech Holdings | 98.92 Mn | -43.55 Mn | 112.12 Mn | 196.49 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 196.49 Mn |
| Sep 30, 2025 | 266.69 Mn |
| Jun 30, 2025 | 289.42 Mn |
| Mar 31, 2025 | 270.79 Mn |
| Dec 31, 2024 | 271.91 Mn |
| Sep 30, 2024 | 268.36 Mn |
| Jun 30, 2024 | 283.36 Mn |
| Mar 31, 2024 | 254.71 Mn |
| Dec 31, 2023 | 5.63 Mn |
| Sep 30, 2023 | 50.80 Mn |
| Jun 30, 2023 | 45.67 Mn |
| Mar 31, 2023 | 48.27 Mn |
| Dec 31, 2022 | 45.52 Mn |
| Sep 30, 2022 | 35.22 Mn |
| Jun 30, 2022 | 21.92 Mn |
| Mar 31, 2022 | 13.01 Mn |
| Dec 31, 2021 | 41.00 Mn |
| Sep 30, 2021 | 89.63 Mn |
| Jun 30, 2021 | 122.56 Mn |
| Mar 31, 2021 | 109.38 Mn |