LexinFintech Holdings LX
NASDAQ LX
$1.18 +0.03 (+2.61%)
At close: Aug 28, 2026 · 4:00 PM EDT

LexinFintech Holdings (LX) EBITDA (2016 - 2026)

LexinFintech Holdings (LX) posted EBITDA of $196.5 million for Q4 2025, down 26.32% sequentially from $266.7 million in Q3 2025, and down 27.74% YoY from $271.9 million in Q4 2024.

Analysis

LexinFintech Holdings (LX) EBITDA (2016 - 2026) Analysis & Trends

LexinFintech Holdings has reported EBITDA for 10 years, with the latest figure at $196.5 million in Q4 2025.

  • Quarterly EBITDA fell 27.74% year-over-year to $196.5 million in Q4 2025, while the trailing twelve-month figure through Dec 2025 was $1.0 billion (down 4.6% YoY) and the FY2025 annual result came in at $227.7 million, down 27.29% from the prior year.
  • EBITDA fell to $196.5 million in Q4 2025 per LX's latest filing, from $266.7 million in the prior quarter.
  • Over five years, EBITDA peaked at $372.9 million in Q2 2021 and troughed at $172.1 million in Q1 2022.
  • A 5-year average of $262.9 million and a median of $268.7 million in 2025 frame the typical range for EBITDA.
  • The sharpest annual moves came in 2021 and 2022: EBITDA surged 780.97% in 2021, then sank 44.81% in 2022.
  • Over 5 years, EBITDA stood at $285.9 million in 2021, then declined by 13.83% to $246.3 million in 2022, then climbed by 10.45% to $272.1 million in 2023, then slipped by 0.07% to $271.9 million in 2024, then slipped by 27.74% to $196.5 million in 2025.
  • According to Business Quant data, EBITDA over the past three periods registered $196.5 million, $266.7 million, and $289.4 million for Q4 2025, Q3 2025, and Q2 2025 respectively.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBITDA (Qtr)
1 Visa 680.39 Bn 668.03 Bn - 6.88 Bn
2 Mastercard 518.33 Bn 504.84 Bn - 5.59 Bn
3 American Express 224.91 Bn 175.59 Bn 17.99 Bn 3.51 Bn
4 Capital One Financial 132.31 Bn 77.60 Bn - 7.83 Bn
5 PayPal Holdings 46.25 Bn 35.00 Bn - 1.43 Bn
6 Affirm Holdings 26.22 Bn 24.59 Bn - 147.26 Mn
7 Synchrony Financial 25.37 Bn 9.17 Bn - 2.16 Bn
8 SoFi Technologies 23.30 Bn 20.18 Bn 1.02 Bn 17.93 Mn
9 Ally Financial 12.85 Bn 5.01 Bn 2.08 Bn 1.03 Bn
10 LexinFintech Holdings 395.30 Mn -55.80 Mn 121.00 Mn 229.89 Mn
Historic Data

Historic Data

Download Data
DateValue
Mar 31, 2026 229.89 Mn
Dec 31, 2025 196.49 Mn
Sep 30, 2025 266.69 Mn
Jun 30, 2025 289.42 Mn
Mar 31, 2025 270.79 Mn
Dec 31, 2024 271.91 Mn
Sep 30, 2024 262.77 Mn
Jun 30, 2024 284.45 Mn
Mar 31, 2024 257.19 Mn
Dec 31, 2023 272.09 Mn
Sep 30, 2023 273.61 Mn
Jun 30, 2023 237.92 Mn
Mar 31, 2023 229.45 Mn
Dec 31, 2022 246.34 Mn
Sep 30, 2022 220.25 Mn
Jun 30, 2022 205.79 Mn
Mar 31, 2022 172.07 Mn
Dec 31, 2021 285.88 Mn
Sep 30, 2021 344.55 Mn
Jun 30, 2021 372.59 Mn