LexinFintech Holdings (LX) EBITDA (2016 - 2025)

LexinFintech Holdings' (LX) quarterly EBITDA came in at $196.5 million in Q4 2025, down 27.74% year-on-year from $271.9 million in Q4 2024, and down 26.32% quarter-over-quarter from $266.7 million in Q3 2025.

LexinFintech Holdings (LX) EBITDA (2016 - 2025) Analysis & Trends

LexinFintech Holdings has disclosed EBITDA across 10 years of filings, most recently posting $196.5 million for Q4 2025.

  • EBITDA for Q4 2025 came in at $196.5 million, down 27.74% year-over-year; the trailing twelve-month figure through Dec 2025 was $1.0 billion (down 5.1% YoY), and the FY2025 annual result was -$73.2 million, down 123.36% from the prior year.
  • EBITDA came in at $196.5 million for Q4 2025 at LexinFintech Holdings, down from $266.7 million in the prior quarter.
  • In the past five years, EBITDA ranged from a high of $289.4 million in Q2 2025 to a low of $5.6 million in Q4 2023.
  • The 5-year median for EBITDA is $99.5 million (2021), against an average of $136.5 million.
  • Across the five-year window, EBITDA plunged 88.1% in 2022 and soared 4733.06% in 2024, its largest moves.
  • LexinFintech Holdings' EBITDA stood at $41.0 million in 2021, then advanced by 11.03% to $45.5 million in 2022, then slumped by 87.64% to $5.6 million in 2023, then jumped by 4733.06% to $271.9 million in 2024, then retreated by 27.74% to $196.5 million in 2025.
  • The last three EBITDA figures came in at $196.5 million (Q4 2025), $266.7 million (Q3 2025), and $289.4 million (Q2 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBITDA (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 7.23 Bn
2 Mastercard 437.55 Bn 427.34 Bn - 4.91 Bn
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 3.55 Bn
4 Capital One Financial 112.47 Bn 35.97 Bn - 6.79 Bn
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 1.49 Bn
6 Synchrony Financial 24.26 Bn 3.70 Bn - 2.02 Bn
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 96.25 Mn
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 153.01 Mn
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 332.00 Mn
10 LexinFintech Holdings 98.92 Mn -43.55 Mn 112.12 Mn 196.49 Mn

Historic Data

Download Data
DateValue
Dec 31, 2025 196.49 Mn
Sep 30, 2025 266.69 Mn
Jun 30, 2025 289.42 Mn
Mar 31, 2025 270.79 Mn
Dec 31, 2024 271.91 Mn
Sep 30, 2024 268.36 Mn
Jun 30, 2024 283.36 Mn
Mar 31, 2024 254.71 Mn
Dec 31, 2023 5.63 Mn
Sep 30, 2023 50.80 Mn
Jun 30, 2023 45.67 Mn
Mar 31, 2023 48.27 Mn
Dec 31, 2022 45.52 Mn
Sep 30, 2022 35.22 Mn
Jun 30, 2022 21.92 Mn
Mar 31, 2022 13.01 Mn
Dec 31, 2021 41.00 Mn
Sep 30, 2021 89.63 Mn
Jun 30, 2021 122.56 Mn
Mar 31, 2021 109.38 Mn