LexinFintech Holdings (LX) Interest Coverage Ratio (2016 - 2026)

LexinFintech Holdings has reported Interest Coverage Ratio for 10 years, with the latest figure at 40.2 in Q4 2025.

• Quarterly Interest Coverage Ratio fell 16.39% year-over-year to 40.2 in Q4 2025, while the trailing twelve-month figure through Dec 2025 was 32.01 (down 35.45% YoY) and the FY2025 annual result came in at 27.47, down 45.73% from the prior year.
• Interest Coverage Ratio fell to 40.2 in Q4 2025 per LX's latest filing, from 36.63 in the prior quarter.
• Over five years, Interest Coverage Ratio peaked at 10.48 in Q3 2022 and troughed at 40.2 in Q4 2025.
• A 5-year average of 20.72 and a median of 19.87 in 2021 frame the typical range for Interest Coverage Ratio.
• The sharpest annual moves came in 2021 and 2022: Interest Coverage Ratio sank 594.79% in 2021, then jumped 50.17% in 2022.
• Over 5 years, Interest Coverage Ratio stood at 18.55 in 2021, then jumped by 37.42% to 11.61 in 2022, then tumbled by 118.41% to 25.35 in 2023, then plunged by 36.22% to 34.54 in 2024, then slipped by 16.39% to 40.2 in 2025.
• According to Business Quant data, Interest Coverage Ratio over the past three periods registered 40.2, 36.63, and 34.59 for Q4 2025, Q3 2025, and Q2 2025 respectively.