LexinFintech Holdings (LX) Interest Coverage Ratio (2016 - 2026)
LexinFintech Holdings' (LX) Interest Coverage Ratio was 44.76 for Q2 2026, up 28.2% from 34.92 a year earlier and up 56.4% from the prior quarter.
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Analysis
LexinFintech Holdings (LX) Interest Coverage Ratio (2016 - 2026) Analysis & Trends
Over the twelve months ended Jun 30, 2026, LexinFintech Holdings' Interest Coverage Ratio came in at 35.95, up 30.7% year-over-year; for FY2025, it was 36.71, up 50.1% from FY2024.
- Interest Coverage Ratio has increased for three consecutive years.
- By year, Interest Coverage Ratio came in at 24.46 in FY2024 (+58.6%), 15.42 in FY2023 (+24.4%), 12.40 in FY2022 (-42.0%) and 21.36 in FY2021 (+87.6%).
- The Q2 2026 figure ranks as the highest quarterly Interest Coverage Ratio in data going back to Q4 2016.
- Year over year, Interest Coverage Ratio has now increased in each of the last 12 quarters, with growth averaging 35.8% over the last eight quarters.
- The high point for year-over-year Interest Coverage Ratio in five years was Q4 2023 (growth of 118.4%); the low point was Q3 2022 (a decline of 50.2%).
- Per Business Quant data, the three quarters before Q2 2026 came in at 28.62 (Q1 2026), 40.20 (Q4 2025) and 36.83 (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | PayPal Holdings | 50.08 Bn | 8.30 Bn | - | - |
| 2 | Block | 46.71 Bn | 18.00 Bn | 3.17 Bn | - |
| 3 | Coinbase Global | 45.00 Bn | 1.80 Bn | - | -5.04 |
| 4 | Corpay | 26.84 Bn | 16.72 Bn | - | 4.12 |
| 5 | Fiserv | 25.68 Bn | 22.36 Bn | 2.90 Bn | 2.70 |
| 6 | Global Payments | 22.94 Bn | 732.47 Mn | 2.03 Bn | 1.21 |
| 7 | Guidewire Software | 15.52 Bn | 12.08 Bn | 269.68 Mn | 18.55 |
| 8 | Bitmine Immersion Technologies | 12.62 Bn | 10.00 Bn | 40.81 Mn | - |
| 9 | Chime Financial | 11.56 Bn | 7.35 Bn | 594.87 Mn | - |
| 10 | LexinFintech Holdings | 106.68 Mn | -919.06 Mn | 73.06 Mn | 44.76 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 44.76 |
| Mar 31, 2026 | 28.62 |
| Dec 31, 2025 | 40.20 |
| Sep 30, 2025 | 36.83 |
| Jun 30, 2025 | 34.92 |
| Mar 31, 2025 | 23.71 |
| Dec 31, 2024 | 36.69 |
| Sep 30, 2024 | 21.47 |
| Jun 30, 2024 | 22.84 |
| Mar 31, 2024 | 21.53 |
| Dec 31, 2023 | 30.06 |
| Sep 30, 2023 | 17.69 |
| Jun 30, 2023 | 12.95 |
| Mar 31, 2023 | 11.60 |
| Dec 31, 2022 | 12.65 |
| Sep 30, 2022 | 2.83 |
| Jun 30, 2022 | 2.80 |
| Mar 31, 2022 | 2.74 |
| Dec 31, 2021 | 4.81 |
| Sep 30, 2021 | 5.24 |
API Access
LexinFintech Holdings Interest Coverage Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=LX&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-coverage-ratio", "ticker": "LX", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=LX&period=max&api_key=YOUR_API_KEY");
const data = await res.json();