LexinFintech Holdings (LX) Net Margin (2016 - 2025)

LexinFintech Holdings' (LX) quarterly Net Margin came in at 10.45% in Q4 2025, down 316.0% year-on-year from 4.84% in Q4 2024, and down 53.52% quarter-over-quarter from 22.48% in Q3 2025.

LexinFintech Holdings (LX) Net Margin (2016 - 2025) Analysis & Trends

LexinFintech Holdings has disclosed Net Margin across 10 years of filings, most recently posting 10.45% for Q4 2025.

  • Net Margin for Q4 2025 came in at 10.45%, down 316.0% year-over-year; the trailing twelve-month figure through Dec 2025 was 18.67% (up 735.0% YoY), and the FY2025 annual result was 12.75%, up 500.0% from the prior year.
  • Net Margin came in at 10.45% for Q4 2025 at LexinFintech Holdings, down from 22.48% in the prior quarter.
  • In the past five years, Net Margin ranged from a high of 26.7% in Q3 2021 to a low of 0.21% in Q4 2023.
  • The 5-year median for Net Margin is 15.71% (2021), against an average of 15.36%.
  • Across the five-year window, Net Margin jumped 5170 bps in 2021 and tumbled 1715 bps in 2022, its largest moves.
  • LexinFintech Holdings' Net Margin stood at 15.91% in 2021, then retreated by 8 bps to 14.62% in 2022, then tumbled by 101 bps to 0.21% in 2023, then soared by 6601 bps to 13.61% in 2024, then fell by 23 bps to 10.45% in 2025.
  • The last three Net Margin figures came in at 10.45% (Q4 2025), 22.48% (Q3 2025), and 20.74% (Q2 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Net Margin (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 53.62%
2 Mastercard 437.55 Bn 427.34 Bn - 46.23%
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 15.71%
4 Capital One Financial 112.47 Bn 35.97 Bn - 13.66%
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 13.32%
6 Synchrony Financial 24.26 Bn 3.70 Bn - 16.44%
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 30.76%
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 15.15%
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 13.84%
10 LexinFintech Holdings 98.92 Mn -43.55 Mn 112.12 Mn 10.45%

Historic Data

Download Data
DateValue
Dec 31, 2025 10.45%
Sep 30, 2025 22.48%
Jun 30, 2025 20.74%
Mar 31, 2025 20.34%
Dec 31, 2024 13.61%
Sep 30, 2024 12.39%
Jun 30, 2024 9.52%
Mar 31, 2024 9.51%
Dec 31, 2023 -0.21%
Sep 30, 2023 17.14%
Jun 30, 2023 16.93%
Mar 31, 2023 15.96%
Dec 31, 2022 14.62%
Sep 30, 2022 15.51%
Jun 30, 2022 10.27%
Mar 31, 2022 7.02%
Dec 31, 2021 15.91%
Sep 30, 2021 26.70%
Jun 30, 2021 24.05%
Mar 31, 2021 24.17%