LexinFintech Holdings (LX) Net Margin (2016 - 2026)
LexinFintech Holdings (LX) posted Net Margin of 0.0% for Q4 2025, down 53.82% sequentially from 0.0% in Q3 2025, and little changed YoY from 0.0% in Q4 2024.
Analysis
LexinFintech Holdings (LX) Net Margin (2016 - 2026) Analysis & Trends
LexinFintech Holdings has reported Net Margin for 10 years, with the latest figure at 0.0% in Q4 2025.
- Quarterly Net Margin changed 0.0% year-over-year to 0.0% in Q4 2025, while the trailing twelve-month figure through Dec 2025 was 0.0% (changed 0.0% YoY) and the FY2025 annual result came in at 12.75%, up 500.0% from the prior year.
- Net Margin slipped to 0.0% in Q4 2025 per LX's latest filing, from 0.0% in the prior quarter.
- Over five years, Net Margin peaked at 0.0% in Q1 2021 and troughed at 0.0% in Q4 2023.
- A 5-year average of 0.0% and a median of 0.0% in 2021 frame the typical range for Net Margin.
- The widest YoY moves for Net Margin: up 0 bps in 2021, down 1931 bps in 2021.
- Over 5 years, Net Margin stood at 0.0% in 2021, then decreased by 4 bps to 0.0% in 2022, then slumped by 97 bps to 0.0% in 2023, then soared by 2858 bps to 0.0% in 2024, then tumbled by 31 bps to 0.0% in 2025.
- According to Business Quant data, Net Margin over the past three periods registered 0.0%, 0.0%, and 0.0% for Q4 2025, Q3 2025, and Q2 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 48.38% |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 47.30% |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 15.84% |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 18.52% |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | 12.72% |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | 138.65% |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 17.93% |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | 12.85% |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 16.05% |
| 10 | LexinFintech Holdings | 395.30 Mn | -55.80 Mn | 121.00 Mn | 6.09% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Mar 31, 2026 | 6.09% |
| Dec 31, 2025 | 7.03% |
| Sep 30, 2025 | 15.25% |
| Jun 30, 2025 | 14.26% |
| Mar 31, 2025 | 13.86% |
| Dec 31, 2024 | 9.91% |
| Sep 30, 2024 | 8.45% |
| Jun 30, 2024 | 6.22% |
| Mar 31, 2024 | 6.22% |
| Dec 31, 2023 | 0.34% |
| Sep 30, 2023 | 10.56% |
| Jun 30, 2023 | 11.64% |
| Mar 31, 2023 | 10.98% |
| Dec 31, 2022 | 9.88% |
| Sep 30, 2022 | 14.95% |
| Jun 30, 2022 | 6.83% |
| Mar 31, 2022 | 4.56% |
| Dec 31, 2021 | 11.64% |
| Sep 30, 2021 | 19.55% |
| Jun 30, 2021 | 24.05% |