LexinFintech Holdings (LX) Total Debt (2016 - 2025)
LexinFintech Holdings' (LX) quarterly Total Debt came in at $247.6 million in Q4 2025, down 4.66% year-on-year from $259.8 million in Q4 2024, and up 90.11% quarter-over-quarter from $130.3 million in Q3 2025.
LexinFintech Holdings (LX) Total Debt (2016 - 2025) Analysis & Trends
LexinFintech Holdings has disclosed Total Debt across 10 years of filings, most recently posting $247.6 million for Q4 2025.
- Total Debt for Q4 2025 came in at $247.6 million, down 4.66% year-over-year; the trailing twelve-month figure through Dec 2025 was $247.6 million (down 4.66% YoY), and the FY2025 annual result was $247.6 million, down 4.26% from the prior year.
- Total Debt came in at $247.6 million for Q4 2025 at LexinFintech Holdings, up from $130.3 million in the prior quarter.
- In the past five years, Total Debt ranged from a high of $477.7 million in Q4 2022 to a low of $78.7 million in Q3 2024.
- The 5-year median for Total Debt is $200.7 million (2022), against an average of $211.7 million.
- Across the five-year window, Total Debt surged 92.86% in 2021 and sank 62.07% in 2024, its largest moves.
- LexinFintech Holdings' Total Debt stood at $390.5 million in 2021, then advanced by 22.34% to $477.7 million in 2022, then sank by 47.28% to $251.9 million in 2023, then gained by 3.13% to $259.8 million in 2024, then declined by 4.66% to $247.6 million in 2025.
- The last three Total Debt figures came in at $247.6 million (Q4 2025), $130.3 million (Q3 2025), and $116.3 million (Q2 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Total Debt (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 23.98 Bn |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 18.96 Bn |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 1.69 Bn |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 38.42 Bn |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 9.41 Bn |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 7.51 Bn |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 2.42 Bn |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | - |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 4.13 Bn |
| 10 | LexinFintech Holdings | 98.92 Mn | -43.55 Mn | 112.12 Mn | 247.64 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 247.64 Mn |
| Sep 30, 2025 | 130.26 Mn |
| Jun 30, 2025 | 116.34 Mn |
| Mar 31, 2025 | 107.48 Mn |
| Dec 31, 2024 | 259.75 Mn |
| Sep 30, 2024 | 78.74 Mn |
| Jun 30, 2024 | 83.68 Mn |
| Mar 31, 2024 | 80.26 Mn |
| Dec 31, 2023 | 251.86 Mn |
| Sep 30, 2023 | 111.69 Mn |
| Jun 30, 2023 | 150.95 Mn |
| Mar 31, 2023 | 211.62 Mn |
| Dec 31, 2022 | 477.72 Mn |
| Sep 30, 2022 | 189.55 Mn |
| Jun 30, 2022 | 189.72 Mn |
| Mar 31, 2022 | 274.14 Mn |
| Dec 31, 2021 | 390.49 Mn |
| Sep 30, 2021 | 274.51 Mn |
| Jun 30, 2021 | 291.87 Mn |
| Mar 31, 2021 | 315.35 Mn |