LexinFintech Holdings (LX) Total Debt (2016 - 2025)
LexinFintech Holdings (LX) posted Total Debt of $247.6 million for Q4 2025, up 18.29% sequentially from $209.3 million in Q3 2025, and down 4.66% YoY from $259.8 million in Q4 2024.
LexinFintech Holdings (LX) Total Debt (2016 - 2025) Analysis & Trends
LexinFintech Holdings (LX) has 10 years of Total Debt data on file, last reported at $247.6 million in Q4 2025.
- Quarterly Total Debt fell 4.66% year-over-year to $247.6 million in Q4 2025, while the trailing twelve-month figure through Dec 2025 was $247.6 million (down 4.66% YoY) and the FY2025 annual result came in at $244.4 million, down 5.51% from the prior year.
- Total Debt grew to $247.6 million in Q4 2025 per LX's latest filing, from $209.3 million in the prior quarter.
- The five-year high for Total Debt was $477.7 million in Q4 2022, with the low at $156.6 million in Q1 2024.
- Average Total Debt over 5 years is $243.8 million, with a median of $236.1 million recorded in 2023.
- Year-over-year, Total Debt soared 92.86% in 2021 and sank 47.28% in 2023.
- LexinFintech Holdings' Total Debt stood at $390.5 million in 2021, then increased by 22.34% to $477.7 million in 2022, then slumped by 47.28% to $251.9 million in 2023, then grew by 3.13% to $259.8 million in 2024, then decreased by 4.66% to $247.6 million in 2025.
- Business Quant data shows LX's Total Debt at $247.6 million in Q4 2025, $209.3 million in Q3 2025, and $195.1 million in Q2 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Total Debt (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 23.98 Bn |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 18.96 Bn |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 1.69 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 9.41 Bn |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 2.42 Bn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | - |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 4.13 Bn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 5.16 Bn |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 12.66 Bn |
| 10 | LexinFintech Holdings | 422,180.00 | -142.05 Mn | 112.12 Mn | 247.64 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 247.64 Mn |
| Sep 30, 2025 | 209.34 Mn |
| Jun 30, 2025 | 195.10 Mn |
| Mar 31, 2025 | 177.01 Mn |
| Dec 31, 2024 | 259.75 Mn |
| Sep 30, 2024 | 158.73 Mn |
| Jun 30, 2024 | 160.24 Mn |
| Mar 31, 2024 | 156.59 Mn |
| Dec 31, 2023 | 251.86 Mn |
| Sep 30, 2023 | 185.14 Mn |
| Jun 30, 2023 | 228.61 Mn |
| Mar 31, 2023 | 243.51 Mn |
| Dec 31, 2022 | 477.72 Mn |
| Sep 30, 2022 | 189.55 Mn |
| Jun 30, 2022 | 189.72 Mn |
| Mar 31, 2022 | 274.14 Mn |
| Dec 31, 2021 | 390.49 Mn |
| Sep 30, 2021 | 273.42 Mn |
| Jun 30, 2021 | 291.87 Mn |
| Mar 31, 2021 | 315.35 Mn |