LexinFintech Holdings (LX) Total Debt (2016 - 2026)
LexinFintech Holdings (LX) posted Total Debt of $247.6 million for Q4 2025, up 18.29% sequentially from $209.3 million in Q3 2025, and up 39.43% YoY from $177.6 million in Q4 2024.
Analysis
LexinFintech Holdings (LX) Total Debt (2016 - 2026) Analysis & Trends
LexinFintech Holdings has reported Total Debt for 10 years, with the latest figure at $247.6 million in Q4 2025.
- Quarterly Total Debt rose 39.43% year-over-year to $247.6 million in Q4 2025, while the trailing twelve-month figure through Dec 2025 was $247.6 million (up 39.43% YoY) and the FY2025 annual result came in at $210.5 million, up 20.42% from the prior year.
- Total Debt grew to $247.6 million in Q4 2025 per LX's latest filing, from $209.3 million in the prior quarter.
- Over five years, Total Debt peaked at $390.5 million in Q4 2021 and troughed at $143.0 million in Q4 2023.
- A 5-year average of $219.6 million and a median of $192.4 million in 2022 frame the typical range for Total Debt.
- The sharpest annual moves came in 2021 and 2022: Total Debt jumped 92.86% in 2021, then plunged 52.53% in 2022.
- Over 5 years, Total Debt stood at $390.5 million in 2021, then slumped by 52.53% to $185.4 million in 2022, then declined by 22.87% to $143.0 million in 2023, then rose by 24.22% to $177.6 million in 2024, then surged by 39.43% to $247.6 million in 2025.
- According to Business Quant data, Total Debt over the past three periods registered $247.6 million, $209.3 million, and $195.1 million for Q4 2025, Q3 2025, and Q2 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Total Debt (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 23.86 Bn |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 24.64 Bn |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 59.05 Bn |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 35.62 Bn |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | 15.23 Bn |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | 3.33 Bn |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 16.43 Bn |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | - |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 22.97 Bn |
| 10 | LexinFintech Holdings | 395.30 Mn | -55.80 Mn | 121.00 Mn | 214.41 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Mar 31, 2026 | 214.41 Mn |
| Dec 31, 2025 | 207.51 Mn |
| Sep 30, 2025 | 209.34 Mn |
| Jun 30, 2025 | 195.10 Mn |
| Mar 31, 2025 | 177.01 Mn |
| Dec 31, 2024 | 646.30 Mn |
| Sep 30, 2024 | 81.63 Mn |
| Jun 30, 2024 | 76.24 Mn |
| Mar 31, 2024 | 75.54 Mn |
| Dec 31, 2023 | 617.28 Mn |
| Sep 30, 2023 | 72.48 Mn |
| Jun 30, 2023 | 72.34 Mn |
| Mar 31, 2023 | 31.08 Mn |
| Dec 31, 2022 | 1.09 Bn |
| Sep 30, 2022 | 14.44 Mn |
| Dec 31, 2021 | 875.58 Mn |
| Dec 31, 2020 | 400.30 Mn |
| Dec 31, 2019 | 397.76 Mn |
| Dec 31, 2018 | 351.20 Mn |
| Dec 31, 2017 | 91.39 Mn |