LexinFintech Holdings (LX) Total Debt (2016 - 2025)

LexinFintech Holdings (LX) posted Total Debt of $247.6 million for Q4 2025, up 18.29% sequentially from $209.3 million in Q3 2025, and up 39.43% YoY from $177.6 million in Q4 2024.

LexinFintech Holdings (LX) Total Debt (2016 - 2025) Analysis & Trends

LexinFintech Holdings has reported Total Debt for 10 years, with the latest figure at $247.6 million in Q4 2025.

  • Quarterly Total Debt rose 39.43% year-over-year to $247.6 million in Q4 2025, while the trailing twelve-month figure through Dec 2025 was $247.6 million (up 39.43% YoY) and the FY2025 annual result came in at $210.5 million, up 20.42% from the prior year.
  • Total Debt grew to $247.6 million in Q4 2025 per LX's latest filing, from $209.3 million in the prior quarter.
  • Over five years, Total Debt peaked at $390.5 million in Q4 2021 and troughed at $143.0 million in Q4 2023.
  • A 5-year average of $219.6 million and a median of $192.4 million in 2022 frame the typical range for Total Debt.
  • The sharpest annual moves came in 2021 and 2022: Total Debt jumped 92.86% in 2021, then plunged 52.53% in 2022.
  • Over 5 years, Total Debt stood at $390.5 million in 2021, then slumped by 52.53% to $185.4 million in 2022, then declined by 22.87% to $143.0 million in 2023, then rose by 24.22% to $177.6 million in 2024, then surged by 39.43% to $247.6 million in 2025.
  • According to Business Quant data, Total Debt over the past three periods registered $247.6 million, $209.3 million, and $195.1 million for Q4 2025, Q3 2025, and Q2 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Total Debt (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 23.86 Bn
2 Mastercard 506.53 Bn 493.04 Bn - 24.64 Bn
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 59.05 Bn
4 Capital One Financial 136.19 Bn 81.48 Bn - 35.62 Bn
5 PayPal Holdings 52.34 Bn 41.08 Bn - 15.23 Bn
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 16.43 Bn
8 Affirm Holdings 25.93 Bn 24.20 Bn - 2.42 Bn
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn -
10 LexinFintech Holdings 493.16 Mn 250.97 Mn 112.12 Mn 247.64 Mn

Historic Data

Download Data
DateValue
Dec 31, 2025 247.64 Mn
Sep 30, 2025 209.34 Mn
Jun 30, 2025 195.10 Mn
Mar 31, 2025 177.01 Mn
Dec 31, 2024 177.61 Mn
Sep 30, 2024 158.73 Mn
Jun 30, 2024 159.63 Mn
Mar 31, 2024 155.08 Mn
Dec 31, 2023 142.98 Mn
Sep 30, 2023 185.14 Mn
Jun 30, 2023 228.61 Mn
Mar 31, 2023 243.51 Mn
Dec 31, 2022 185.38 Mn
Sep 30, 2022 189.55 Mn
Jun 30, 2022 189.72 Mn
Mar 31, 2022 274.14 Mn
Dec 31, 2021 390.49 Mn
Sep 30, 2021 274.51 Mn
Jun 30, 2021 291.87 Mn
Mar 31, 2021 315.35 Mn