LexinFintech Holdings (LX) Debt to Equity (2016 - 2025)
LexinFintech Holdings' (LX) quarterly Debt to Equity came in at $0.15 in Q4 2025, down 15.42% year-on-year from $0.17 in Q4 2024, and up 87.38% quarter-over-quarter from $0.08 in Q3 2025.
LexinFintech Holdings (LX) Debt to Equity (2016 - 2025) Analysis & Trends
LexinFintech Holdings has disclosed Debt to Equity across 10 years of filings, most recently posting $0.15 for Q4 2025.
- Debt to Equity for Q4 2025 came in at $0.15, down 15.42% year-over-year; the trailing twelve-month figure through Dec 2025 was $0.15 (down 15.42% YoY), and the FY2025 annual result was $0.14, down 17.58% from the prior year.
- Debt to Equity came in at $0.15 for Q4 2025 at LexinFintech Holdings, up from $0.08 in the prior quarter.
- In the past five years, Debt to Equity ranged from a high of $0.39 in Q4 2022 to a low of $0.05 in Q3 2024.
- The 5-year median for Debt to Equity is $0.16 (2023), against an average of $0.17.
- Across the five-year window, Debt to Equity sank 63.83% in 2024 and soared 47.94% in 2025, its largest moves.
- LexinFintech Holdings' Debt to Equity stood at $0.31 in 2021, then advanced by 26.95% to $0.39 in 2022, then slumped by 52.46% to $0.19 in 2023, then decreased by 6.98% to $0.17 in 2024, then slipped by 15.42% to $0.15 in 2025.
- The last three Debt to Equity figures came in at $0.15 (Q4 2025), $0.08 (Q3 2025), and $0.07 (Q2 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt/Equity (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 0.67 |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 2.82 |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 0.05 |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 0.34 |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 0.47 |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 0.46 |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 0.64 |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | - |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 0.26 |
| 10 | LexinFintech Holdings | 98.92 Mn | -43.55 Mn | 112.12 Mn | 0.15 |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 0.15 |
| Sep 30, 2025 | 0.08 |
| Jun 30, 2025 | 0.07 |
| Mar 31, 2025 | 0.07 |
| Dec 31, 2024 | 0.17 |
| Sep 30, 2024 | 0.05 |
| Jun 30, 2024 | 0.06 |
| Mar 31, 2024 | 0.06 |
| Dec 31, 2023 | 0.19 |
| Sep 30, 2023 | 0.08 |
| Jun 30, 2023 | 0.12 |
| Mar 31, 2023 | 0.16 |
| Dec 31, 2022 | 0.39 |
| Sep 30, 2022 | 0.16 |
| Jun 30, 2022 | 0.16 |
| Mar 31, 2022 | 0.21 |
| Dec 31, 2021 | 0.31 |
| Sep 30, 2021 | 0.23 |
| Jun 30, 2021 | 0.26 |
| Mar 31, 2021 | 0.33 |