LexinFintech Holdings (LX) Debt to Equity (2016 - 2025)
LexinFintech Holdings (LX) posted Debt to Equity of $0.15 for Q4 2025, up 16.59% sequentially from $0.13 in Q3 2025, and down 15.42% YoY from $0.17 in Q4 2024.
LexinFintech Holdings (LX) Debt to Equity (2016 - 2025) Analysis & Trends
LexinFintech Holdings (LX) has 10 years of Debt to Equity data on file, last reported at $0.15 in Q4 2025.
- Quarterly Debt to Equity fell 15.42% year-over-year to $0.15 in Q4 2025, while the trailing twelve-month figure through Dec 2025 was $0.15 (down 15.42% YoY) and the FY2025 annual result came in at $0.14, down 18.66% from the prior year.
- Debt to Equity rose to $0.15 in Q4 2025 per LX's latest filing, from $0.13 in the prior quarter.
- The five-year high for Debt to Equity was $0.39 in Q4 2022, with the low at $0.11 in Q3 2024.
- Average Debt to Equity over 5 years is $0.19, with a median of $0.17 recorded in 2024.
- Year-over-year, Debt to Equity grew 27.55% in 2021 and slumped 52.46% in 2023.
- LexinFintech Holdings' Debt to Equity stood at $0.31 in 2021, then increased by 26.95% to $0.39 in 2022, then tumbled by 52.46% to $0.19 in 2023, then declined by 6.98% to $0.17 in 2024, then fell by 15.42% to $0.15 in 2025.
- Business Quant data shows LX's Debt to Equity at $0.15 in Q4 2025, $0.13 in Q3 2025, and $0.12 in Q2 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt/Equity (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 0.67 |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 2.82 |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 0.05 |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 0.47 |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 0.64 |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | - |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 0.26 |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 3.39 |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 5.33 |
| 10 | LexinFintech Holdings | 422,180.00 | -142.05 Mn | 112.12 Mn | 0.15 |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 0.15 |
| Dec 31, 2024 | 0.17 |
| Dec 31, 2023 | 0.19 |
| Dec 31, 2022 | 0.39 |
| Dec 31, 2021 | 0.31 |
| Dec 31, 2020 | 0.24 |
| Dec 31, 2019 | 0.07 |
| Dec 31, 2018 | 0.15 |
| Dec 31, 2017 | 0.20 |
| Dec 31, 2016 | -0.26 |