LexinFintech Holdings (LX) Net Margin (2016 - 2026)
LexinFintech Holdings (LX) recorded Net Margin of 3.17% in Q2 2026, down 10.95 percentage points from 14.12% a year earlier and down 2.89 percentage points from the prior quarter.
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Analysis
LexinFintech Holdings (LX) Net Margin (2016 - 2026) Analysis & Trends
On a TTM basis, LexinFintech Holdings' Net Margin came in at 8.08% as of Jun 30, 2026, down 3.38 percentage points year-over-year; for FY2025, it was 12.41%, up 4.66 percentage points from FY2024.
- Annual Net Margin has a five-year change of +7.30 percentage points (FY2020 to FY2025).
- Across earlier years, Net Margin came in at 7.75% in FY2024 (-0.42 pp), 8.16% in FY2023 (-0.15 pp), 8.31% in FY2022 (-12.20 pp) and 20.51% in FY2021 (+15.40 pp).
- The Q2 2026 figure is the lowest quarterly Net Margin since Q4 2023.
- On a year-over-year basis, Net Margin has declined for three consecutive quarters, with an average year-over-year change of +1.07 percentage points over the last eight quarters.
- Peak year-over-year performance for Net Margin in the last five years was a gain of 9.73 percentage points in Q4 2024, against a drop of 19.66 percentage points in Q1 2022 at the low end.
- Per Business Quant, the preceding three quarters came in at 6.06% (Q1 2026), 6.94% (Q4 2025) and 15.92% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | PayPal Holdings | 50.08 Bn | 8.30 Bn | - | 12.72% |
| 2 | Block | 46.71 Bn | 18.00 Bn | 3.17 Bn | 1.34% |
| 3 | Coinbase Global | 45.00 Bn | 1.80 Bn | - | -29.46% |
| 4 | Corpay | 26.84 Bn | 16.72 Bn | - | 18.55% |
| 5 | Fiserv | 25.68 Bn | 22.36 Bn | 2.90 Bn | 11.85% |
| 6 | Global Payments | 22.94 Bn | 732.47 Mn | 2.03 Bn | 0.39% |
| 7 | Guidewire Software | 15.52 Bn | 12.08 Bn | 269.68 Mn | 7.64% |
| 8 | Bitmine Immersion Technologies | 12.62 Bn | 10.00 Bn | 40.81 Mn | -179.60% |
| 9 | Chime Financial | 11.56 Bn | 7.35 Bn | 594.87 Mn | 4.16% |
| 10 | LexinFintech Holdings | 106.68 Mn | -919.06 Mn | 73.06 Mn | 3.18% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 3.18% |
| Mar 31, 2026 | 6.09% |
| Dec 31, 2025 | 7.03% |
| Sep 30, 2025 | 15.25% |
| Jun 30, 2025 | 14.26% |
| Mar 31, 2025 | 13.86% |
| Dec 31, 2024 | 9.91% |
| Sep 30, 2024 | 8.45% |
| Jun 30, 2024 | 6.22% |
| Mar 31, 2024 | 6.22% |
| Dec 31, 2023 | 0.34% |
| Sep 30, 2023 | 10.56% |
| Jun 30, 2023 | 11.64% |
| Mar 31, 2023 | 10.98% |
| Dec 31, 2022 | 9.88% |
| Sep 30, 2022 | 14.95% |
| Jun 30, 2022 | 6.83% |
| Mar 31, 2022 | 4.56% |
| Dec 31, 2021 | 11.64% |
| Sep 30, 2021 | 19.55% |
API Access
LexinFintech Holdings Net Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-margin&ticker=LX&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-margin", "ticker": "LX", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=net-margin&ticker=LX&period=max&api_key=YOUR_API_KEY");
const data = await res.json();