LexinFintech Holdings (LX) Net Income (2016 - 2025)
LexinFintech Holdings' (LX) quarterly Net Income came in at $45.5 million in Q4 2025, down 33.37% year-on-year from $68.2 million in Q4 2024, and down 57.87% quarter-over-quarter from $107.9 million in Q3 2025.
LexinFintech Holdings (LX) Net Income (2016 - 2025) Analysis & Trends
LexinFintech Holdings has disclosed Net Income across 10 years of filings, most recently posting $45.5 million for Q4 2025.
- Net Income for Q4 2025 came in at $45.5 million, down 33.37% year-over-year; the trailing twelve-month figure through Dec 2025 was $344.3 million (up 54.15% YoY), and the FY2025 annual result was $207.0 million, up 37.34% from the prior year.
- Net Income came in at $45.5 million for Q4 2025 at LexinFintech Holdings, down from $107.9 million in the prior quarter.
- In the past five years, Net Income ranged from a high of $168.6 million in Q2 2021 to a low of -$1.0 million in Q4 2023.
- The 5-year median for Net Income is $66.5 million (2024), against an average of $73.2 million.
- Across the five-year window, Net Income sank 101.6% in 2023 and jumped 6692.56% in 2024, its largest moves.
- LexinFintech Holdings' Net Income stood at $54.9 million in 2021, then advanced by 17.77% to $64.6 million in 2022, then tumbled by 101.6% to -$1.0 million in 2023, then surged by 6692.56% to $68.2 million in 2024, then plunged by 33.37% to $45.5 million in 2025.
- The last three Net Income figures came in at $45.5 million (Q4 2025), $107.9 million (Q3 2025), and $103.9 million (Q2 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Income (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 6.02 Bn |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 3.88 Bn |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 2.97 Bn |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | -7.00 Mn |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 1.11 Bn |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 805.00 Mn |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 102.88 Mn |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 166.73 Mn |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 319.00 Mn |
| 10 | LexinFintech Holdings | 98.92 Mn | -43.55 Mn | 112.12 Mn | 45.46 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 45.46 Mn |
| Sep 30, 2025 | 107.91 Mn |
| Jun 30, 2025 | 103.86 Mn |
| Mar 31, 2025 | 87.03 Mn |
| Dec 31, 2024 | 68.23 Mn |
| Sep 30, 2024 | 64.68 Mn |
| Jun 30, 2024 | 47.70 Mn |
| Mar 31, 2024 | 42.72 Mn |
| Dec 31, 2023 | -1.04 Mn |
| Sep 30, 2023 | 82.46 Mn |
| Jun 30, 2023 | 71.34 Mn |
| Mar 31, 2023 | 69.32 Mn |
| Dec 31, 2022 | 64.65 Mn |
| Sep 30, 2022 | 58.67 Mn |
| Jun 30, 2022 | 36.98 Mn |
| Mar 31, 2022 | 18.97 Mn |
| Dec 31, 2021 | 54.89 Mn |
| Sep 30, 2021 | 123.03 Mn |
| Jun 30, 2021 | 168.63 Mn |
| Mar 31, 2021 | 148.60 Mn |