LexinFintech Holdings (LX) Net Income (2016 - 2025)

LexinFintech Holdings (LX) posted Net Income of $45.5 million for Q4 2025, down 57.87% sequentially from $107.9 million in Q3 2025, and down 33.37% YoY from $68.2 million in Q4 2024.

LexinFintech Holdings (LX) Net Income (2016 - 2025) Analysis & Trends

LexinFintech Holdings (LX) has 10 years of Net Income data on file, last reported at $45.5 million in Q4 2025.

  • Quarterly Net Income fell 33.37% year-over-year to $45.5 million in Q4 2025, while the trailing twelve-month figure through Dec 2025 was $344.3 million (up 54.67% YoY) and the FY2025 annual result came in at $204.3 million, up 35.54% from the prior year.
  • Net Income declined to $45.5 million in Q4 2025 per LX's latest filing, from $107.9 million in the prior quarter.
  • The five-year high for Net Income was $168.5 million in Q2 2021, with the low at -$1.0 million in Q4 2023.
  • Average Net Income over 5 years is $73.3 million, with a median of $66.4 million recorded in 2022.
  • Year-over-year, Net Income tumbled 101.6% in 2023 and surged 6692.56% in 2024.
  • LexinFintech Holdings' Net Income stood at $54.9 million in 2021, then increased by 17.77% to $64.6 million in 2022, then plunged by 101.6% to -$1.0 million in 2023, then surged by 6692.56% to $68.2 million in 2024, then sank by 33.37% to $45.5 million in 2025.
  • Business Quant data shows LX's Net Income at $45.5 million in Q4 2025, $107.9 million in Q3 2025, and $103.9 million in Q2 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Net Income (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 6.02 Bn
2 Mastercard 465.55 Bn 455.34 Bn - 3.88 Bn
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 2.97 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 1.11 Bn
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 102.88 Mn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 166.73 Mn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 319.00 Mn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 122.00 Mn
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 84.56 Mn
10 LexinFintech Holdings 422,180.00 -142.05 Mn 112.12 Mn 45.46 Mn

Historic Data

Download Data
DateValue
Dec 31, 2025 45.46 Mn
Sep 30, 2025 107.91 Mn
Jun 30, 2025 103.86 Mn
Mar 31, 2025 87.03 Mn
Dec 31, 2024 68.23 Mn
Sep 30, 2024 63.33 Mn
Jun 30, 2024 47.88 Mn
Mar 31, 2024 43.14 Mn
Dec 31, 2023 -1.04 Mn
Sep 30, 2023 83.17 Mn
Jun 30, 2023 73.86 Mn
Mar 31, 2023 69.59 Mn
Dec 31, 2022 64.65 Mn
Sep 30, 2022 58.67 Mn
Jun 30, 2022 36.98 Mn
Mar 31, 2022 18.97 Mn
Dec 31, 2021 54.89 Mn
Sep 30, 2021 122.54 Mn
Jun 30, 2021 168.63 Mn
Mar 31, 2021 148.60 Mn