LexinFintech Holdings (LX) EBT Margin (2016 - 2025)

LexinFintech Holdings' (LX) quarterly EBT Margin came in at 8.74% in Q4 2025, down 302.0% year-on-year from 4.33% in Q4 2024, and down 53.82% quarter-over-quarter from 18.93% in Q3 2025.

LexinFintech Holdings (LX) EBT Margin (2016 - 2025) Analysis & Trends

LexinFintech Holdings has disclosed EBT Margin across 10 years of filings, most recently posting 8.74% for Q4 2025.

  • EBT Margin for Q4 2025 came in at 8.74%, down 302.0% year-over-year; the trailing twelve-month figure through Dec 2025 was 15.74% (up 621.0% YoY), and the FY2025 annual result was 15.78%, up 625.0% from the prior year.
  • EBT Margin came in at 8.74% for Q4 2025 at LexinFintech Holdings, down from 18.93% in the prior quarter.
  • In the past five years, EBT Margin ranged from a high of 28.69% in Q2 2021 to a low of 0.07% in Q4 2023.
  • The 5-year median for EBT Margin is 13.17% (2023), against an average of 13.79%.
  • Across the five-year window, EBT Margin soared 1198 bps in 2021 and plunged 2272 bps in 2022, its largest moves.
  • LexinFintech Holdings' EBT Margin stood at 13.76% in 2021, then retreated by 11 bps to 12.25% in 2022, then tumbled by 99 bps to 0.07% in 2023, then jumped by 17257 bps to 11.76% in 2024, then decreased by 26 bps to 8.74% in 2025.
  • The last three EBT Margin figures came in at 8.74% (Q4 2025), 18.93% (Q3 2025), and 17.6% (Q2 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBT Margin (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 63.88%
2 Mastercard 437.55 Bn 427.34 Bn - 57.30%
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 19.98%
4 Capital One Financial 112.47 Bn 35.97 Bn - 17.72%
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 16.68%
6 Synchrony Financial 24.26 Bn 3.70 Bn - 21.96%
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 32.10%
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 18.14%
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 19.03%
10 LexinFintech Holdings 98.92 Mn -43.55 Mn 112.12 Mn 8.74%

Historic Data

Download Data
DateValue
Dec 31, 2025 8.74%
Sep 30, 2025 18.93%
Jun 30, 2025 17.60%
Mar 31, 2025 17.12%
Dec 31, 2024 11.76%
Sep 30, 2024 10.42%
Jun 30, 2024 7.87%
Mar 31, 2024 7.87%
Dec 31, 2023 0.07%
Sep 30, 2023 13.85%
Jun 30, 2023 14.28%
Mar 31, 2023 13.47%
Dec 31, 2022 12.25%
Sep 30, 2022 12.88%
Jun 30, 2022 8.60%
Mar 31, 2022 5.89%
Dec 31, 2021 13.76%
Sep 30, 2021 23.13%
Jun 30, 2021 28.69%
Mar 31, 2021 28.62%