LexinFintech Holdings (LX) EBT Margin (2016 - 2026)
LexinFintech Holdings' (LX) quarterly EBT Margin came in at 4.86% in Q2 2026, down 1274.0% year-over-year from 0.41% in Q2 2025, and down 40.35% quarter-over-quarter from 8.14% in Q1 2026.
Analysis
LexinFintech Holdings (LX) EBT Margin (2016 - 2026) Analysis & Trends
LexinFintech Holdings has disclosed EBT Margin across 11 years of filings, most recently posting 4.86% for Q2 2026.
- In Q2 2026, EBT Margin fell 1274.0% year-over-year to 4.86%; the TTM figure through Jun 2026 stood at 10.23% (down 385.0% YoY), while the FY2025 annual figure was 15.78%, up 625.0% from the prior year.
- EBT Margin came in at 4.86% for Q2 2026 at LexinFintech Holdings, down from 8.14% in the prior quarter.
- In the past five years, EBT Margin ranged from a high of 18.93% in Q3 2025 to a low of 0.07% in Q4 2023.
- Average EBT Margin over 5 years is 10.81%, with a median of 11.09% recorded in 2024.
- Year-over-year, EBT Margin tumbled 2272 bps in 2022 and soared 1170 bps in 2024.
- Over 5 years, EBT Margin stood at 12.25% in 2022, then sank by 99 bps to 0.07% in 2023, then jumped by 17257 bps to 11.76% in 2024, then decreased by 26 bps to 8.74% in 2025, then slumped by 44 bps to 4.86% in 2026.
- Per Business Quant data, the three most recent EBT Margin figures were 4.86% in Q2 2026, 8.14% in Q1 2026, and 8.74% in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Upstart Holdings | 2.43 Bn | 1.99 Bn | 303.39 Mn | 4.70% |
| 2 | Pagaya Technologies | 1.70 Bn | 1.51 Bn | 168.33 Mn | 10.66% |
| 3 | Qfin Holdings | 986.27 Mn | -9.51 Mn | - | 30.63% |
| 4 | FinVolution | 836.54 Mn | -90.46 Mn | - | 15.96% |
| 5 | X Financial | 386.17 Mn | -182.14 Mn | 84.09 Mn | 22.14% |
| 6 | Open Lending | 371.20 Mn | 186.25 Mn | 15.64 Mn | -2.29% |
| 7 | Blend Labs | 279.09 Mn | 234.22 Mn | 24.89 Mn | -4.00% |
| 8 | LexinFintech Holdings | 251.25 Mn | 251.25 Mn | 73.06 Mn | 4.86% |
| 9 | Jiayin | 76.25 Mn | 2.23 Mn | - | -29.69% |
| 10 | Antalpha Platform Holding | 76.02 Mn | -813.69 Mn | 11.94 Mn | -242.52% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 4.86% |
| Mar 31, 2026 | 8.14% |
| Dec 31, 2025 | 8.74% |
| Sep 30, 2025 | 18.93% |
| Jun 30, 2025 | 17.60% |
| Mar 31, 2025 | 17.12% |
| Dec 31, 2024 | 11.76% |
| Sep 30, 2024 | 10.42% |
| Jun 30, 2024 | 7.87% |
| Mar 31, 2024 | 7.87% |
| Dec 31, 2023 | 0.07% |
| Sep 30, 2023 | 13.85% |
| Jun 30, 2023 | 14.28% |
| Mar 31, 2023 | 13.47% |
| Dec 31, 2022 | 12.25% |
| Sep 30, 2022 | 12.88% |
| Jun 30, 2022 | 8.60% |
| Mar 31, 2022 | 5.89% |
| Dec 31, 2021 | 13.76% |
| Sep 30, 2021 | 23.13% |