LexinFintech Holdings (LX) EBT Margin (2016 - 2026)
LexinFintech Holdings (LX) reported EBT Margin of 4.86% for Q2 2026, down 12.74 percentage points from 17.60% a year earlier and down 3.28 percentage points from the prior quarter.
LexinFintech Holdings (LX) EBT Margin (2016 - 2026) Analysis & Trends
Over the twelve months ended Jun 30, 2026, LexinFintech Holdings' EBT Margin came in at 10.23%, down 3.85 percentage points year-over-year; for FY2025, it was 15.78%, up 6.25 percentage points from FY2024.
- EBT Margin has a five-year change of +9.89 percentage points (FY2020 to FY2025).
- By year, EBT Margin came in at 9.53% in FY2024 (-0.63 pp), 10.16% in FY2023 (-0.26 pp), 10.43% in FY2022 (-13.91 pp) and 24.34% in FY2021 (+18.45 pp).
- The Q2 2026 figure ranks as the lowest quarterly EBT Margin since Q4 2023.
- Year over year, EBT Margin has now declined in each of the last three quarters, with an average year-over-year change of +1.38 percentage points over the last eight quarters.
- The high point for year-over-year EBT Margin in five years was Q4 2024 (a gain of 11.70 percentage points); the low point was Q1 2022 (a drop of 22.72 percentage points).
- Per Business Quant data, the three quarters before Q2 2026 came in at 8.14% (Q1 2026), 8.74% (Q4 2025) and 18.93% (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | PayPal Holdings | 50.08 Bn | 8.30 Bn | - | 15.09% |
| 2 | Block | 46.71 Bn | 18.00 Bn | 3.17 Bn | 4.56% |
| 3 | Coinbase Global | 45.00 Bn | 1.80 Bn | - | -32.41% |
| 4 | Corpay | 26.84 Bn | 16.72 Bn | - | 25.75% |
| 5 | Fiserv | 25.68 Bn | 22.36 Bn | 2.90 Bn | 14.64% |
| 6 | Global Payments | 22.94 Bn | 732.47 Mn | 2.03 Bn | 3.14% |
| 7 | Guidewire Software | 15.52 Bn | 12.08 Bn | 269.68 Mn | 11.02% |
| 8 | Bitmine Immersion Technologies | 12.62 Bn | 10.00 Bn | 40.81 Mn | -179.64% |
| 9 | Chime Financial | 11.56 Bn | 7.35 Bn | 594.87 Mn | 4.19% |
| 10 | LexinFintech Holdings | 106.68 Mn | -919.06 Mn | 73.06 Mn | 4.86% |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 4.86% |
| Mar 31, 2026 | 8.14% |
| Dec 31, 2025 | 8.74% |
| Sep 30, 2025 | 18.93% |
| Jun 30, 2025 | 17.60% |
| Mar 31, 2025 | 17.12% |
| Dec 31, 2024 | 11.76% |
| Sep 30, 2024 | 10.42% |
| Jun 30, 2024 | 7.87% |
| Mar 31, 2024 | 7.87% |
| Dec 31, 2023 | 0.07% |
| Sep 30, 2023 | 13.85% |
| Jun 30, 2023 | 14.28% |
| Mar 31, 2023 | 13.47% |
| Dec 31, 2022 | 12.25% |
| Sep 30, 2022 | 12.88% |
| Jun 30, 2022 | 8.60% |
| Mar 31, 2022 | 5.89% |
| Dec 31, 2021 | 13.76% |
| Sep 30, 2021 | 23.13% |
LexinFintech Holdings EBT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebt-margin&ticker=LX&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebt-margin", "ticker": "LX", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=ebt-margin&ticker=LX&period=max&api_key=YOUR_API_KEY");
const data = await res.json();