LexinFintech Holdings (LX) EBT Margin (2016 - 2026)

LexinFintech Holdings has reported EBT Margin for 10 years, with the latest figure at 8.74% in Q4 2025.

• Quarterly EBT Margin fell 302.0% year-over-year to 8.74% in Q4 2025, while the trailing twelve-month figure through Dec 2025 was 15.74% (up 621.0% YoY) and the FY2025 annual result came in at 15.78%, up 625.0% from the prior year.
• EBT Margin retreated to 8.74% in Q4 2025 per LX's latest filing, from 18.93% in the prior quarter.
• Over five years, EBT Margin peaked at 28.69% in Q2 2021 and troughed at 0.07% in Q4 2023.
• A 5-year average of 13.79% and a median of 13.17% in 2023 frame the typical range for EBT Margin.
• The sharpest annual moves came in 2021 and 2022: EBT Margin surged 1198 bps in 2021, then plunged 2272 bps in 2022.
• Over 5 years, EBT Margin stood at 13.76% in 2021, then slipped by 11 bps to 12.25% in 2022, then tumbled by 99 bps to 0.07% in 2023, then soared by 17257 bps to 11.76% in 2024, then dropped by 26 bps to 8.74% in 2025.
• According to Business Quant data, EBT Margin over the past three periods registered 8.74%, 18.93%, and 17.6% for Q4 2025, Q3 2025, and Q2 2025 respectively.