LexinFintech Holdings (LX) Gross Margin (2016 - 2025)

LexinFintech Holdings' (LX) quarterly Gross Margin came in at 25.77% in Q4 2025, down 906.0% year-on-year from 3.2% in Q4 2024, and down 26.19% quarter-over-quarter from 34.91% in Q3 2025.

LexinFintech Holdings (LX) Gross Margin (2016 - 2025) Analysis & Trends

LexinFintech Holdings has disclosed Gross Margin across 10 years of filings, most recently posting 25.77% for Q4 2025.

  • Gross Margin for Q4 2025 came in at 25.77%, down 906.0% year-over-year; the trailing twelve-month figure through Dec 2025 was 33.92% (down 145.0% YoY), and the FY2025 annual result was 33.98%, down 141.0% from the prior year.
  • Gross Margin came in at 25.77% for Q4 2025 at LexinFintech Holdings, down from 34.91% in the prior quarter.
  • In the past five years, Gross Margin ranged from a high of 55.12% in Q4 2021 to a low of 25.77% in Q4 2025.
  • The 5-year median for Gross Margin is 35.19% (2025), against an average of 36.92%.
  • Across the five-year window, Gross Margin soared 3983 bps in 2021 and tumbled 2458 bps in 2022, its largest moves.
  • LexinFintech Holdings' Gross Margin stood at 55.12% in 2021, then sank by 38 bps to 34.21% in 2022, then climbed by 5 bps to 35.85% in 2023, then fell by 3 bps to 34.82% in 2024, then dropped by 26 bps to 25.77% in 2025.
  • The last three Gross Margin figures came in at 25.77% (Q4 2025), 34.91% (Q3 2025), and 35.48% (Q2 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Gross Margin (Qtr)
1 Visa 541.66 Bn 529.25 Bn - -
2 Mastercard 437.55 Bn 427.34 Bn - -
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 92.17%
4 Capital One Financial 112.47 Bn 35.97 Bn - -
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 93.80%
6 Synchrony Financial 24.26 Bn 3.70 Bn - -
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 78.22%
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 84.45%
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 94.24%
10 LexinFintech Holdings 98.92 Mn -43.55 Mn 112.12 Mn 25.77%

Historic Data

Download Data
DateValue
Dec 31, 2025 25.77%
Sep 30, 2025 34.91%
Jun 30, 2025 35.48%
Mar 31, 2025 39.27%
Dec 31, 2024 34.82%
Sep 30, 2024 32.97%
Jun 30, 2024 37.03%
Mar 31, 2024 36.91%
Dec 31, 2023 35.85%
Sep 30, 2023 38.65%
Jun 30, 2023 32.57%
Mar 31, 2023 30.28%
Dec 31, 2022 34.21%
Sep 30, 2022 33.35%
Jun 30, 2022 26.25%
Mar 31, 2022 26.91%
Dec 31, 2021 55.12%
Sep 30, 2021 50.75%
Jun 30, 2021 50.83%
Mar 31, 2021 46.51%