LexinFintech Holdings (LX) Return on Capital Employed (2018 - 2026)
LexinFintech Holdings (LX) posted Return on Capital Employed of 54.19% for Q4 2025, down 13.47% sequentially from 62.63% in Q3 2025, and down 488.0% YoY from 13.97% in Q4 2024.
Analysis
LexinFintech Holdings (LX) Return on Capital Employed (2018 - 2026) Analysis & Trends
LexinFintech Holdings has reported Return on Capital Employed for 8 years, with the latest figure at 54.19% in Q4 2025.
- Quarterly Return on Capital Employed fell 488.0% year-over-year to 54.19% in Q4 2025, while the trailing twelve-month figure through Dec 2025 was 54.19% (down 488.0% YoY) and the FY2025 annual result came in at 12.68%, down 436.0% from the prior year.
- Return on Capital Employed declined to 54.19% in Q4 2025 per LX's latest filing, from 62.63% in the prior quarter.
- Over five years, Return on Capital Employed peaked at 84.69% in Q2 2021 and troughed at 51.73% in Q2 2023.
- A 5-year average of 64.6% and a median of 62.31% in 2024 frame the typical range for Return on Capital Employed.
- The sharpest annual moves came in 2021 and 2022: Return on Capital Employed jumped 3835 bps in 2021, then tumbled 3149 bps in 2022.
- Over 5 years, Return on Capital Employed stood at 79.24% in 2021, then decreased by 26 bps to 58.31% in 2022, then gained by 14 bps to 66.65% in 2023, then retreated by 11 bps to 59.07% in 2024, then dropped by 8 bps to 54.19% in 2025.
- According to Business Quant data, Return on Capital Employed over the past three periods registered 54.19%, 62.63%, and 61.06% for Q4 2025, Q3 2025, and Q2 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | ROCE (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 42.61% |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 68.07% |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | - |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | - |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | 17.89% |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | - |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | - |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | - |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | - |
| 10 | LexinFintech Holdings | 395.30 Mn | -55.80 Mn | 121.00 Mn | 48.98% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Mar 31, 2026 | 48.98% |
| Dec 31, 2025 | 54.19% |
| Sep 30, 2025 | 62.63% |
| Jun 30, 2025 | 61.06% |
| Mar 31, 2025 | 62.54% |
| Dec 31, 2024 | 59.27% |
| Sep 30, 2024 | 66.13% |
| Jun 30, 2024 | 62.35% |
| Mar 31, 2024 | 61.59% |
| Dec 31, 2023 | 66.65% |
| Sep 30, 2023 | 63.99% |
| Jun 30, 2023 | 51.73% |
| Mar 31, 2023 | 61.58% |
| Dec 31, 2022 | 58.31% |
| Sep 30, 2022 | 57.15% |
| Jun 30, 2022 | 53.13% |
| Mar 31, 2022 | 62.74% |
| Dec 31, 2021 | 79.34% |
| Sep 30, 2021 | 83.75% |
| Jun 30, 2021 | 84.59% |