LexinFintech Holdings (LX) Return on Capital Employed (2018 - 2025)

LexinFintech Holdings' (LX) quarterly Return on Capital Employed came in at 54.19% in Q4 2025, down 519.0% year-on-year from 12.93% in Q4 2024, and down 13.47% quarter-over-quarter from 62.63% in Q3 2025.

LexinFintech Holdings (LX) Return on Capital Employed (2018 - 2025) Analysis & Trends

LexinFintech Holdings has disclosed Return on Capital Employed across 8 years of filings, most recently posting 54.19% for Q4 2025.

  • Return on Capital Employed for Q4 2025 came in at 54.19%, down 519.0% year-over-year; the trailing twelve-month figure through Dec 2025 was 54.19% (down 519.0% YoY), and the FY2025 annual result was 4.07%, down 2112.0% from the prior year.
  • Return on Capital Employed came in at 54.19% for Q4 2025 at LexinFintech Holdings, down from 62.63% in the prior quarter.
  • In the past five years, Return on Capital Employed ranged from a high of 84.69% in Q2 2021 to a low of 51.23% in Q2 2023.
  • The 5-year median for Return on Capital Employed is 62.32% (2024), against an average of 64.53%.
  • Across the five-year window, Return on Capital Employed surged 3835 bps in 2021 and tumbled 3149 bps in 2022, its largest moves.
  • LexinFintech Holdings' Return on Capital Employed stood at 79.24% in 2021, then fell by 26 bps to 58.31% in 2022, then gained by 13 bps to 65.9% in 2023, then decreased by 10 bps to 59.38% in 2024, then dropped by 9 bps to 54.19% in 2025.
  • The last three Return on Capital Employed figures came in at 54.19% (Q4 2025), 62.63% (Q3 2025), and 61.37% (Q2 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) ROCE (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 39.33%
2 Mastercard 437.55 Bn 427.34 Bn - 64.72%
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn -
4 Capital One Financial 112.47 Bn 35.97 Bn - -
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 18.41%
6 Synchrony Financial 24.26 Bn 3.70 Bn - -
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn -
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn -
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn -
10 LexinFintech Holdings 98.92 Mn -43.55 Mn 112.12 Mn 54.19%

Historic Data

Download Data
DateValue
Dec 31, 2025 54.19%
Sep 30, 2025 62.63%
Jun 30, 2025 61.37%
Mar 31, 2025 62.80%
Dec 31, 2024 59.38%
Sep 30, 2024 66.25%
Jun 30, 2024 62.01%
Mar 31, 2024 60.82%
Dec 31, 2023 65.90%
Sep 30, 2023 63.26%
Jun 30, 2023 51.23%
Mar 31, 2023 61.52%
Dec 31, 2022 58.31%
Sep 30, 2022 57.15%
Jun 30, 2022 53.20%
Mar 31, 2022 62.83%
Dec 31, 2021 79.24%
Sep 30, 2021 83.66%
Jun 30, 2021 84.69%
Mar 31, 2021 80.11%