LexinFintech Holdings LX
NASDAQ LX
$1.18 +0.03 (+2.61%)
At close: Aug 28, 2026 · 4:00 PM EDT

LexinFintech Holdings (LX) Return on Capital Employed (2018 - 2026)

LexinFintech Holdings (LX) posted Return on Capital Employed of 54.19% for Q4 2025, down 13.47% sequentially from 62.63% in Q3 2025, and down 488.0% YoY from 13.97% in Q4 2024.

Analysis

LexinFintech Holdings (LX) Return on Capital Employed (2018 - 2026) Analysis & Trends

LexinFintech Holdings has reported Return on Capital Employed for 8 years, with the latest figure at 54.19% in Q4 2025.

  • Quarterly Return on Capital Employed fell 488.0% year-over-year to 54.19% in Q4 2025, while the trailing twelve-month figure through Dec 2025 was 54.19% (down 488.0% YoY) and the FY2025 annual result came in at 12.68%, down 436.0% from the prior year.
  • Return on Capital Employed declined to 54.19% in Q4 2025 per LX's latest filing, from 62.63% in the prior quarter.
  • Over five years, Return on Capital Employed peaked at 84.69% in Q2 2021 and troughed at 51.73% in Q2 2023.
  • A 5-year average of 64.6% and a median of 62.31% in 2024 frame the typical range for Return on Capital Employed.
  • The sharpest annual moves came in 2021 and 2022: Return on Capital Employed jumped 3835 bps in 2021, then tumbled 3149 bps in 2022.
  • Over 5 years, Return on Capital Employed stood at 79.24% in 2021, then decreased by 26 bps to 58.31% in 2022, then gained by 14 bps to 66.65% in 2023, then retreated by 11 bps to 59.07% in 2024, then dropped by 8 bps to 54.19% in 2025.
  • According to Business Quant data, Return on Capital Employed over the past three periods registered 54.19%, 62.63%, and 61.06% for Q4 2025, Q3 2025, and Q2 2025 respectively.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) ROCE (Qtr)
1 Visa 680.39 Bn 668.03 Bn - 42.61%
2 Mastercard 518.33 Bn 504.84 Bn - 68.07%
3 American Express 224.91 Bn 175.59 Bn 17.99 Bn -
4 Capital One Financial 132.31 Bn 77.60 Bn - -
5 PayPal Holdings 46.25 Bn 35.00 Bn - 17.89%
6 Affirm Holdings 26.22 Bn 24.59 Bn - -
7 Synchrony Financial 25.37 Bn 9.17 Bn - -
8 SoFi Technologies 23.30 Bn 20.18 Bn 1.02 Bn -
9 Ally Financial 12.85 Bn 5.01 Bn 2.08 Bn -
10 LexinFintech Holdings 395.30 Mn -55.80 Mn 121.00 Mn 48.98%
Historic Data

Historic Data

Download Data
DateValue
Mar 31, 2026 48.98%
Dec 31, 2025 54.19%
Sep 30, 2025 62.63%
Jun 30, 2025 61.06%
Mar 31, 2025 62.54%
Dec 31, 2024 59.27%
Sep 30, 2024 66.13%
Jun 30, 2024 62.35%
Mar 31, 2024 61.59%
Dec 31, 2023 66.65%
Sep 30, 2023 63.99%
Jun 30, 2023 51.73%
Mar 31, 2023 61.58%
Dec 31, 2022 58.31%
Sep 30, 2022 57.15%
Jun 30, 2022 53.13%
Mar 31, 2022 62.74%
Dec 31, 2021 79.34%
Sep 30, 2021 83.75%
Jun 30, 2021 84.59%