LexinFintech Holdings (LX) Return on Capital Employed (2018 - 2025)
LexinFintech Holdings' (LX) quarterly Return on Capital Employed came in at 54.19% in Q4 2025, down 519.0% year-on-year from 12.93% in Q4 2024, and down 13.47% quarter-over-quarter from 62.63% in Q3 2025.
LexinFintech Holdings (LX) Return on Capital Employed (2018 - 2025) Analysis & Trends
LexinFintech Holdings has disclosed Return on Capital Employed across 8 years of filings, most recently posting 54.19% for Q4 2025.
- Return on Capital Employed for Q4 2025 came in at 54.19%, down 519.0% year-over-year; the trailing twelve-month figure through Dec 2025 was 54.19% (down 519.0% YoY), and the FY2025 annual result was 4.07%, down 2112.0% from the prior year.
- Return on Capital Employed came in at 54.19% for Q4 2025 at LexinFintech Holdings, down from 62.63% in the prior quarter.
- In the past five years, Return on Capital Employed ranged from a high of 84.69% in Q2 2021 to a low of 51.23% in Q2 2023.
- The 5-year median for Return on Capital Employed is 62.32% (2024), against an average of 64.53%.
- Across the five-year window, Return on Capital Employed surged 3835 bps in 2021 and tumbled 3149 bps in 2022, its largest moves.
- LexinFintech Holdings' Return on Capital Employed stood at 79.24% in 2021, then fell by 26 bps to 58.31% in 2022, then gained by 13 bps to 65.9% in 2023, then decreased by 10 bps to 59.38% in 2024, then dropped by 9 bps to 54.19% in 2025.
- The last three Return on Capital Employed figures came in at 54.19% (Q4 2025), 62.63% (Q3 2025), and 61.37% (Q2 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | ROCE (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 39.33% |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 64.72% |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | - |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | - |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 18.41% |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | - |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | - |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | - |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | - |
| 10 | LexinFintech Holdings | 98.92 Mn | -43.55 Mn | 112.12 Mn | 54.19% |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 54.19% |
| Sep 30, 2025 | 62.63% |
| Jun 30, 2025 | 61.37% |
| Mar 31, 2025 | 62.80% |
| Dec 31, 2024 | 59.38% |
| Sep 30, 2024 | 66.25% |
| Jun 30, 2024 | 62.01% |
| Mar 31, 2024 | 60.82% |
| Dec 31, 2023 | 65.90% |
| Sep 30, 2023 | 63.26% |
| Jun 30, 2023 | 51.23% |
| Mar 31, 2023 | 61.52% |
| Dec 31, 2022 | 58.31% |
| Sep 30, 2022 | 57.15% |
| Jun 30, 2022 | 53.20% |
| Mar 31, 2022 | 62.83% |
| Dec 31, 2021 | 79.24% |
| Sep 30, 2021 | 83.66% |
| Jun 30, 2021 | 84.69% |
| Mar 31, 2021 | 80.11% |