LexinFintech Holdings (LX) Return on Capital Employed (2018 - 2025)

LexinFintech Holdings (LX) posted Return on Capital Employed of 54.19% for Q4 2025, down 13.47% sequentially from 62.63% in Q3 2025, and down 488.0% YoY from 13.97% in Q4 2024.

LexinFintech Holdings (LX) Return on Capital Employed (2018 - 2025) Analysis & Trends

LexinFintech Holdings has reported Return on Capital Employed for 8 years, with the latest figure at 54.19% in Q4 2025.

  • Quarterly Return on Capital Employed fell 488.0% year-over-year to 54.19% in Q4 2025, while the trailing twelve-month figure through Dec 2025 was 54.19% (down 488.0% YoY) and the FY2025 annual result came in at 12.68%, down 436.0% from the prior year.
  • Return on Capital Employed declined to 54.19% in Q4 2025 per LX's latest filing, from 62.63% in the prior quarter.
  • Over five years, Return on Capital Employed peaked at 84.69% in Q2 2021 and troughed at 51.73% in Q2 2023.
  • A 5-year average of 64.6% and a median of 62.31% in 2024 frame the typical range for Return on Capital Employed.
  • The sharpest annual moves came in 2021 and 2022: Return on Capital Employed jumped 3835 bps in 2021, then tumbled 3149 bps in 2022.
  • Over 5 years, Return on Capital Employed stood at 79.24% in 2021, then decreased by 26 bps to 58.31% in 2022, then gained by 14 bps to 66.65% in 2023, then retreated by 11 bps to 59.07% in 2024, then dropped by 8 bps to 54.19% in 2025.
  • According to Business Quant data, Return on Capital Employed over the past three periods registered 54.19%, 62.63%, and 61.06% for Q4 2025, Q3 2025, and Q2 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) ROCE (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 42.61%
2 Mastercard 506.53 Bn 493.04 Bn - 68.07%
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn -
4 Capital One Financial 136.19 Bn 81.48 Bn - -
5 PayPal Holdings 52.34 Bn 41.08 Bn - 17.89%
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - -
8 Affirm Holdings 25.93 Bn 24.20 Bn - -
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn -
10 LexinFintech Holdings 493.16 Mn 250.97 Mn 112.12 Mn 54.19%

Historic Data

Download Data
DateValue
Dec 31, 2025 54.19%
Sep 30, 2025 62.63%
Jun 30, 2025 61.06%
Mar 31, 2025 62.48%
Dec 31, 2024 59.07%
Sep 30, 2024 65.91%
Jun 30, 2024 62.15%
Mar 31, 2024 61.44%
Dec 31, 2023 66.65%
Sep 30, 2023 63.99%
Jun 30, 2023 51.73%
Mar 31, 2023 61.58%
Dec 31, 2022 58.31%
Sep 30, 2022 57.15%
Jun 30, 2022 53.20%
Mar 31, 2022 62.83%
Dec 31, 2021 79.24%
Sep 30, 2021 83.66%
Jun 30, 2021 84.69%
Mar 31, 2021 80.11%