LexinFintech Holdings (LX) Return on Capital Employed (2018 - 2025)
LexinFintech Holdings (LX) posted Return on Capital Employed of 54.19% for Q4 2025, down 13.47% sequentially from 62.63% in Q3 2025, and down 508.0% YoY from 13.28% in Q4 2024.
LexinFintech Holdings (LX) Return on Capital Employed (2018 - 2025) Analysis & Trends
LexinFintech Holdings (LX) has 8 years of Return on Capital Employed data on file, last reported at 54.19% in Q4 2025.
- Quarterly Return on Capital Employed fell 508.0% year-over-year to 54.19% in Q4 2025, while the trailing twelve-month figure through Dec 2025 was 54.19% (down 508.0% YoY) and the FY2025 annual result came in at 4.02%, down 2107.0% from the prior year.
- Return on Capital Employed declined to 54.19% in Q4 2025 per LX's latest filing, from 62.63% in the prior quarter.
- The five-year high for Return on Capital Employed was 84.37% in Q2 2021, with the low at 51.73% in Q2 2023.
- Average Return on Capital Employed over 5 years is 64.61%, with a median of 62.45% recorded in 2024.
- Year-over-year, Return on Capital Employed jumped 3872 bps in 2021 and plunged 3116 bps in 2022.
- LexinFintech Holdings' Return on Capital Employed stood at 79.23% in 2021, then retreated by 26 bps to 58.31% in 2022, then advanced by 14 bps to 66.65% in 2023, then dropped by 11 bps to 59.27% in 2024, then declined by 9 bps to 54.19% in 2025.
- Business Quant data shows LX's Return on Capital Employed at 54.19% in Q4 2025, 62.63% in Q3 2025, and 61.06% in Q2 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | ROCE (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 39.33% |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 64.72% |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | - |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 18.41% |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | - |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | - |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | - |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | - |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | - |
| 10 | LexinFintech Holdings | 422,180.00 | -142.05 Mn | 112.12 Mn | 54.19% |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 54.19% |
| Sep 30, 2025 | 62.63% |
| Jun 30, 2025 | 61.06% |
| Mar 31, 2025 | 62.54% |
| Dec 31, 2024 | 59.27% |
| Sep 30, 2024 | 66.13% |
| Jun 30, 2024 | 62.35% |
| Mar 31, 2024 | 61.59% |
| Dec 31, 2023 | 66.65% |
| Sep 30, 2023 | 63.99% |
| Jun 30, 2023 | 51.73% |
| Mar 31, 2023 | 61.58% |
| Dec 31, 2022 | 58.31% |
| Sep 30, 2022 | 57.15% |
| Jun 30, 2022 | 53.13% |
| Mar 31, 2022 | 62.76% |
| Dec 31, 2021 | 79.16% |
| Sep 30, 2021 | 83.57% |
| Jun 30, 2021 | 84.69% |
| Mar 31, 2021 | 80.11% |