LexinFintech Holdings (LX) Return on Capital Employed (2018 - 2025)
LexinFintech Holdings (LX) posted Return on Capital Employed of 54.19% for Q4 2025, down 13.47% sequentially from 62.63% in Q3 2025, and down 488.0% YoY from 13.97% in Q4 2024.
LexinFintech Holdings (LX) Return on Capital Employed (2018 - 2025) Analysis & Trends
LexinFintech Holdings has reported Return on Capital Employed for 8 years, with the latest figure at 54.19% in Q4 2025.
- Quarterly Return on Capital Employed fell 488.0% year-over-year to 54.19% in Q4 2025, while the trailing twelve-month figure through Dec 2025 was 54.19% (down 488.0% YoY) and the FY2025 annual result came in at 12.68%, down 436.0% from the prior year.
- Return on Capital Employed declined to 54.19% in Q4 2025 per LX's latest filing, from 62.63% in the prior quarter.
- Over five years, Return on Capital Employed peaked at 84.69% in Q2 2021 and troughed at 51.73% in Q2 2023.
- A 5-year average of 64.6% and a median of 62.31% in 2024 frame the typical range for Return on Capital Employed.
- The sharpest annual moves came in 2021 and 2022: Return on Capital Employed jumped 3835 bps in 2021, then tumbled 3149 bps in 2022.
- Over 5 years, Return on Capital Employed stood at 79.24% in 2021, then decreased by 26 bps to 58.31% in 2022, then gained by 14 bps to 66.65% in 2023, then retreated by 11 bps to 59.07% in 2024, then dropped by 8 bps to 54.19% in 2025.
- According to Business Quant data, Return on Capital Employed over the past three periods registered 54.19%, 62.63%, and 61.06% for Q4 2025, Q3 2025, and Q2 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | ROCE (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 42.61% |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 68.07% |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | - |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | - |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 17.89% |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | - |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | - |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | - |
| 10 | LexinFintech Holdings | 493.16 Mn | 250.97 Mn | 112.12 Mn | 54.19% |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 54.19% |
| Sep 30, 2025 | 62.63% |
| Jun 30, 2025 | 61.06% |
| Mar 31, 2025 | 62.48% |
| Dec 31, 2024 | 59.07% |
| Sep 30, 2024 | 65.91% |
| Jun 30, 2024 | 62.15% |
| Mar 31, 2024 | 61.44% |
| Dec 31, 2023 | 66.65% |
| Sep 30, 2023 | 63.99% |
| Jun 30, 2023 | 51.73% |
| Mar 31, 2023 | 61.58% |
| Dec 31, 2022 | 58.31% |
| Sep 30, 2022 | 57.15% |
| Jun 30, 2022 | 53.20% |
| Mar 31, 2022 | 62.83% |
| Dec 31, 2021 | 79.24% |
| Sep 30, 2021 | 83.66% |
| Jun 30, 2021 | 84.69% |
| Mar 31, 2021 | 80.11% |