LexinFintech Holdings (LX) Debt Ratio (2016 - 2026)

LexinFintech Holdings has reported Debt Ratio for 10 years, with the latest figure at 0.08 in Q4 2025.

• Quarterly Debt Ratio rose 32.19% year-over-year to 0.08 in Q4 2025, while the trailing twelve-month figure through Dec 2025 was 0.08 (up 32.19% YoY) and the FY2025 annual result came in at 0.06, up 10.77% from the prior year.
• Debt Ratio advanced to 0.08 in Q4 2025 per LX's latest filing, from 0.06 in the prior quarter.
• Over five years, Debt Ratio peaked at 0.12 in Q4 2021 and troughed at 0.04 in Q4 2023.
• A 5-year average of 0.07 and a median of 0.06 in 2022 frame the typical range for Debt Ratio.
• The sharpest annual moves came in 2021 and 2022: Debt Ratio surged 80.03% in 2021, then slumped 51.23% in 2022.
• Over 5 years, Debt Ratio stood at 0.12 in 2021, then plunged by 51.23% to 0.06 in 2022, then decreased by 23.17% to 0.04 in 2023, then grew by 28.94% to 0.06 in 2024, then jumped by 32.19% to 0.08 in 2025.
• According to Business Quant data, Debt Ratio over the past three periods registered 0.08, 0.06, and 0.06 for Q4 2025, Q3 2025, and Q2 2025 respectively.