LexinFintech Holdings (LX) Debt Ratio (2016 - 2025)

LexinFintech Holdings' (LX) quarterly Debt Ratio came in at 0.08 in Q4 2025, down 9.61% year-on-year from 0.08 in Q4 2024, and up 88.62% quarter-over-quarter from 0.04 in Q3 2025.

LexinFintech Holdings (LX) Debt Ratio (2016 - 2025) Analysis & Trends

LexinFintech Holdings has disclosed Debt Ratio across 10 years of filings, most recently posting 0.08 for Q4 2025.

  • Debt Ratio for Q4 2025 came in at 0.08, down 9.61% year-over-year; the trailing twelve-month figure through Dec 2025 was 0.08 (down 9.61% YoY), and the FY2025 annual result was 0.07, down 11.93% from the prior year.
  • Debt Ratio came in at 0.08 for Q4 2025 at LexinFintech Holdings, up from 0.04 in the prior quarter.
  • In the past five years, Debt Ratio ranged from a high of 0.15 in Q4 2022 to a low of 0.02 in Q3 2024.
  • The 5-year median for Debt Ratio is 0.06 (2022), against an average of 0.07.
  • Across the five-year window, Debt Ratio soared 80.03% in 2021 and plunged 57.88% in 2024, its largest moves.
  • LexinFintech Holdings' Debt Ratio stood at 0.12 in 2021, then grew by 25.67% to 0.15 in 2022, then tumbled by 47.48% to 0.08 in 2023, then rose by 7.05% to 0.08 in 2024, then retreated by 9.61% to 0.08 in 2025.
  • The last three Debt Ratio figures came in at 0.08 (Q4 2025), 0.04 (Q3 2025), and 0.04 (Q2 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 0.25
2 Mastercard 437.55 Bn 427.34 Bn - 0.36
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 0.01
4 Capital One Financial 112.47 Bn 35.97 Bn - 0.06
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 0.12
6 Synchrony Financial 24.26 Bn 3.70 Bn - 0.06
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 0.18
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn -
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 0.02
10 LexinFintech Holdings 98.92 Mn -43.55 Mn 112.12 Mn 0.08

Historic Data

Download Data
DateValue
Dec 31, 2025 0.08
Sep 30, 2025 0.04
Jun 30, 2025 0.04
Mar 31, 2025 0.03
Dec 31, 2024 0.08
Sep 30, 2024 0.02
Jun 30, 2024 0.03
Mar 31, 2024 0.02
Dec 31, 2023 0.08
Sep 30, 2023 0.03
Jun 30, 2023 0.05
Mar 31, 2023 0.06
Dec 31, 2022 0.15
Sep 30, 2022 0.06
Jun 30, 2022 0.06
Mar 31, 2022 0.08
Dec 31, 2021 0.12
Sep 30, 2021 0.09
Jun 30, 2021 0.09
Mar 31, 2021 0.11