LexinFintech Holdings (LX) Equity Ratio (2016 - 2025)

LexinFintech Holdings (LX) posted Equity Ratio of 0.52 for Q4 2025, up 0.66% sequentially from 0.51 in Q3 2025, and up 6.86% YoY from 0.48 in Q4 2024.

LexinFintech Holdings (LX) Equity Ratio (2016 - 2025) Analysis & Trends

LexinFintech Holdings (LX) has 10 years of Equity Ratio data on file, last reported at 0.52 in Q4 2025.

  • Quarterly Equity Ratio rose 6.86% year-over-year to 0.52 in Q4 2025, while the trailing twelve-month figure through Dec 2025 was 0.52 (up 6.86% YoY) and the FY2025 annual result came in at 0.52, up 6.86% from the prior year.
  • Equity Ratio climbed to 0.52 in Q4 2025 per LX's latest filing, from 0.51 in the prior quarter.
  • The five-year high for Equity Ratio was 0.52 in Q4 2025, with the low at 0.32 in Q1 2021.
  • Average Equity Ratio over 5 years is 0.42, with a median of 0.4 recorded in 2023.
  • Year-over-year, Equity Ratio jumped 69.72% in 2021 and slipped 5.07% in 2023.
  • LexinFintech Holdings' Equity Ratio stood at 0.38 in 2021, then slipped by 1.01% to 0.38 in 2022, then increased by 10.48% to 0.42 in 2023, then gained by 15.08% to 0.48 in 2024, then gained by 6.86% to 0.52 in 2025.
  • Business Quant data shows LX's Equity Ratio at 0.52 in Q4 2025, 0.51 in Q3 2025, and 0.52 in Q2 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Equity Ratio (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 0.38
2 Mastercard 465.55 Bn 455.34 Bn - 0.13
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 0.11
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 0.25
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 0.29
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 0.20
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 0.08
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 0.18
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 0.66
10 LexinFintech Holdings 422,180.00 -142.05 Mn 112.12 Mn 0.52

Historic Data

Download Data
DateValue
Dec 31, 2025 0.52
Dec 31, 2024 0.48
Dec 31, 2023 0.42
Dec 31, 2022 0.38
Dec 31, 2021 0.38
Dec 31, 2020 0.27
Dec 31, 2019 0.34
Dec 31, 2018 0.33
Dec 31, 2017 0.12
Dec 31, 2016 -0.07