LexinFintech Holdings (LX) Equity Ratio (2016 - 2025)
LexinFintech Holdings (LX) posted Equity Ratio of 0.52 for Q4 2025, up 0.66% sequentially from 0.51 in Q3 2025, and up 6.86% YoY from 0.48 in Q4 2024.
LexinFintech Holdings (LX) Equity Ratio (2016 - 2025) Analysis & Trends
LexinFintech Holdings (LX) has 10 years of Equity Ratio data on file, last reported at 0.52 in Q4 2025.
- Quarterly Equity Ratio rose 6.86% year-over-year to 0.52 in Q4 2025, while the trailing twelve-month figure through Dec 2025 was 0.52 (up 6.86% YoY) and the FY2025 annual result came in at 0.52, up 6.86% from the prior year.
- Equity Ratio climbed to 0.52 in Q4 2025 per LX's latest filing, from 0.51 in the prior quarter.
- The five-year high for Equity Ratio was 0.52 in Q4 2025, with the low at 0.32 in Q1 2021.
- Average Equity Ratio over 5 years is 0.42, with a median of 0.4 recorded in 2023.
- Year-over-year, Equity Ratio jumped 69.72% in 2021 and slipped 5.07% in 2023.
- LexinFintech Holdings' Equity Ratio stood at 0.38 in 2021, then slipped by 1.01% to 0.38 in 2022, then increased by 10.48% to 0.42 in 2023, then gained by 15.08% to 0.48 in 2024, then gained by 6.86% to 0.52 in 2025.
- Business Quant data shows LX's Equity Ratio at 0.52 in Q4 2025, 0.51 in Q3 2025, and 0.52 in Q2 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Equity Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 0.38 |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 0.13 |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 0.11 |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 0.25 |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 0.29 |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 0.20 |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 0.08 |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 0.18 |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 0.66 |
| 10 | LexinFintech Holdings | 422,180.00 | -142.05 Mn | 112.12 Mn | 0.52 |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 0.52 |
| Dec 31, 2024 | 0.48 |
| Dec 31, 2023 | 0.42 |
| Dec 31, 2022 | 0.38 |
| Dec 31, 2021 | 0.38 |
| Dec 31, 2020 | 0.27 |
| Dec 31, 2019 | 0.34 |
| Dec 31, 2018 | 0.33 |
| Dec 31, 2017 | 0.12 |
| Dec 31, 2016 | -0.07 |