LexinFintech Holdings (LX) Retained Earnings (2016 - 2025)
LexinFintech Holdings' (LX) quarterly Retained Earnings came in at $1.1 billion in Q4 2025, up 19.85% year-on-year from $919.5 million in Q4 2024, and up 2.06% quarter-over-quarter from $1.1 billion in Q3 2025.
LexinFintech Holdings (LX) Retained Earnings (2016 - 2025) Analysis & Trends
LexinFintech Holdings has disclosed Retained Earnings across 10 years of filings, most recently posting $1.1 billion for Q4 2025.
- Retained Earnings for Q4 2025 came in at $1.1 billion, up 19.85% year-over-year; the trailing twelve-month figure through Dec 2025 was $1.1 billion (up 19.85% YoY), and the FY2025 annual result was -$3.9 million, down 100.44% from the prior year.
- Retained Earnings came in at $1.1 billion for Q4 2025 at LexinFintech Holdings, up from $1.1 billion in the prior quarter.
- In the past five years, Retained Earnings ranged from a high of $1.1 billion in Q4 2025 to a low of -$2.9 million in Q4 2022.
- The 5-year median for Retained Earnings is $783.2 million (2023), against an average of $722.8 million.
- Across the five-year window, Retained Earnings tumbled 266.2% in 2022 and surged 27307.19% in 2023, its largest moves.
- LexinFintech Holdings' Retained Earnings stood at $1.8 million in 2021, then sank by 266.2% to -$2.9 million in 2022, then soared by 27307.19% to $797.3 million in 2023, then rose by 15.33% to $919.5 million in 2024, then increased by 19.85% to $1.1 billion in 2025.
- The last three Retained Earnings figures came in at $1.1 billion (Q4 2025), $1.1 billion (Q3 2025), and $1.0 billion (Q2 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 13.12 Bn |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | -928.00 Mn |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 26.09 Bn |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 66.79 Bn |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 33.45 Bn |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 25.21 Bn |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | -23.59 Mn |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | -2.74 Mn |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | -2.77 Bn |
| 10 | LexinFintech Holdings | 98.92 Mn | -43.55 Mn | 112.12 Mn | 1.10 Bn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 1.10 Bn |
| Sep 30, 2025 | 1.08 Bn |
| Jun 30, 2025 | 1.03 Bn |
| Mar 31, 2025 | 969.48 Mn |
| Dec 31, 2024 | 919.51 Mn |
| Sep 30, 2024 | 911.98 Mn |
| Jun 30, 2024 | 837.07 Mn |
| Mar 31, 2024 | 822.99 Mn |
| Dec 31, 2023 | 797.30 Mn |
| Sep 30, 2023 | 815.26 Mn |
| Jun 30, 2023 | 769.17 Mn |
| Mar 31, 2023 | 760.35 Mn |
| Dec 31, 2022 | -2.93 Mn |
| Sep 30, 2022 | 662.70 Mn |
| Jun 30, 2022 | 662.68 Mn |
| Mar 31, 2022 | 674.19 Mn |
| Dec 31, 2021 | 1.76 Mn |
| Sep 30, 2021 | 650.56 Mn |
| Jun 30, 2021 | 559.30 Mn |
| Mar 31, 2021 | 431.26 Mn |