LexinFintech Holdings (LX) Retained Earnings (2016 - 2025)
LexinFintech Holdings (LX) posted Retained Earnings of -$3.9 million for Q4 2025, down 100.36% sequentially from $1.1 billion in Q3 2025, and down 100.42% YoY from $919.5 million in Q4 2024.
LexinFintech Holdings (LX) Retained Earnings (2016 - 2025) Analysis & Trends
LexinFintech Holdings has reported Retained Earnings for 10 years, with the latest figure at -$3.9 million in Q4 2025.
- Quarterly Retained Earnings fell 100.42% year-over-year to -$3.9 million in Q4 2025, while the trailing twelve-month figure through Dec 2025 was -$3.9 million (down 100.42% YoY) and the FY2025 annual result came in at $1.1 billion, up 27697.7% from the prior year.
- Retained Earnings slipped to -$3.9 million in Q4 2025 per LX's latest filing, from $1.1 billion in the prior quarter.
- Over five years, Retained Earnings peaked at $1.1 billion in Q3 2025 and troughed at -$3.9 million in Q4 2025.
- A 5-year average of $724.8 million and a median of $764.8 million in 2023 frame the typical range for Retained Earnings.
- The sharpest annual moves came in 2021 and 2025: Retained Earnings surged 132.33% in 2021, then slumped 100.42% in 2025.
- Over 5 years, Retained Earnings stood at $456.6 million in 2021, then soared by 50.73% to $688.2 million in 2022, then rose by 15.86% to $797.3 million in 2023, then advanced by 15.33% to $919.5 million in 2024, then plunged by 100.42% to -$3.9 million in 2025.
- According to Business Quant data, Retained Earnings over the past three periods registered -$3.9 million, $1.1 billion, and $1.0 billion for Q4 2025, Q3 2025, and Q2 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 22.17 Bn |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 91.77 Bn |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 26.38 Bn |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 69.25 Bn |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 34.43 Bn |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | -76.63 Mn |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 25.97 Bn |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | 6.55 Bn |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | -2.74 Mn |
| 10 | LexinFintech Holdings | 493.16 Mn | 250.97 Mn | 112.12 Mn | -3.89 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | -3.89 Mn |
| Sep 30, 2025 | 1.08 Bn |
| Jun 30, 2025 | 1.03 Bn |
| Mar 31, 2025 | 969.48 Mn |
| Dec 31, 2024 | 919.51 Mn |
| Sep 30, 2024 | 911.98 Mn |
| Jun 30, 2024 | 837.07 Mn |
| Mar 31, 2024 | 822.99 Mn |
| Dec 31, 2023 | 797.30 Mn |
| Sep 30, 2023 | 815.26 Mn |
| Jun 30, 2023 | 769.17 Mn |
| Mar 31, 2023 | 760.35 Mn |
| Dec 31, 2022 | 688.15 Mn |
| Sep 30, 2022 | 662.70 Mn |
| Jun 30, 2022 | 662.68 Mn |
| Mar 31, 2022 | 674.19 Mn |
| Dec 31, 2021 | 456.56 Mn |
| Sep 30, 2021 | 650.56 Mn |
| Jun 30, 2021 | 559.30 Mn |
| Mar 31, 2021 | 431.26 Mn |