LexinFintech Holdings (LX) Retained Earnings (2016 - 2025)
LexinFintech Holdings (LX) posted Retained Earnings of $1.1 billion for Q4 2025, up 2.06% sequentially from $1.1 billion in Q3 2025, and up 19.85% YoY from $919.5 million in Q4 2024.
LexinFintech Holdings (LX) Retained Earnings (2016 - 2025) Analysis & Trends
LexinFintech Holdings (LX) has 10 years of Retained Earnings data on file, last reported at $1.1 billion in Q4 2025.
- Quarterly Retained Earnings rose 19.85% year-over-year to $1.1 billion in Q4 2025, while the trailing twelve-month figure through Dec 2025 was $1.1 billion (up 19.85% YoY) and the FY2025 annual result came in at -$3.9 million, down 100.44% from the prior year.
- Retained Earnings improved to $1.1 billion in Q4 2025 per LX's latest filing, from $1.1 billion in the prior quarter.
- The five-year high for Retained Earnings was $1.1 billion in Q4 2025, with the low at -$2.9 million in Q4 2022.
- Average Retained Earnings over 5 years is $722.8 million, with a median of $783.2 million recorded in 2023.
- Year-over-year, Retained Earnings sank 266.2% in 2022 and soared 27307.19% in 2023.
- LexinFintech Holdings' Retained Earnings stood at $1.8 million in 2021, then slumped by 266.2% to -$2.9 million in 2022, then soared by 27307.19% to $797.3 million in 2023, then climbed by 15.33% to $919.5 million in 2024, then advanced by 19.85% to $1.1 billion in 2025.
- Business Quant data shows LX's Retained Earnings at $1.1 billion in Q4 2025, $1.1 billion in Q3 2025, and $1.0 billion in Q2 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 13.12 Bn |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | -928.00 Mn |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 26.09 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 33.45 Bn |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | -23.59 Mn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | -2.74 Mn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | -2.77 Bn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 1.12 Bn |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 1.84 Mn |
| 10 | LexinFintech Holdings | 422,180.00 | -142.05 Mn | 112.12 Mn | 1.10 Bn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 1.10 Bn |
| Sep 30, 2025 | 1.08 Bn |
| Jun 30, 2025 | 1.03 Bn |
| Mar 31, 2025 | 969.48 Mn |
| Dec 31, 2024 | 919.51 Mn |
| Sep 30, 2024 | 911.98 Mn |
| Jun 30, 2024 | 837.07 Mn |
| Mar 31, 2024 | 822.99 Mn |
| Dec 31, 2023 | 797.30 Mn |
| Sep 30, 2023 | 815.26 Mn |
| Jun 30, 2023 | 769.17 Mn |
| Mar 31, 2023 | 760.35 Mn |
| Dec 31, 2022 | -2.93 Mn |
| Sep 30, 2022 | 662.70 Mn |
| Jun 30, 2022 | 662.68 Mn |
| Mar 31, 2022 | 674.19 Mn |
| Dec 31, 2021 | 1.76 Mn |
| Sep 30, 2021 | 650.56 Mn |
| Jun 30, 2021 | 559.30 Mn |
| Mar 31, 2021 | 431.26 Mn |