LexinFintech Holdings (LX) Retained Earnings (2016 - 2025)

LexinFintech Holdings (LX) posted Retained Earnings of -$3.9 million for Q4 2025, down 100.36% sequentially from $1.1 billion in Q3 2025, and down 100.42% YoY from $919.5 million in Q4 2024.

LexinFintech Holdings (LX) Retained Earnings (2016 - 2025) Analysis & Trends

LexinFintech Holdings has reported Retained Earnings for 10 years, with the latest figure at -$3.9 million in Q4 2025.

  • Quarterly Retained Earnings fell 100.42% year-over-year to -$3.9 million in Q4 2025, while the trailing twelve-month figure through Dec 2025 was -$3.9 million (down 100.42% YoY) and the FY2025 annual result came in at $1.1 billion, up 27697.7% from the prior year.
  • Retained Earnings slipped to -$3.9 million in Q4 2025 per LX's latest filing, from $1.1 billion in the prior quarter.
  • Over five years, Retained Earnings peaked at $1.1 billion in Q3 2025 and troughed at -$3.9 million in Q4 2025.
  • A 5-year average of $724.8 million and a median of $764.8 million in 2023 frame the typical range for Retained Earnings.
  • The sharpest annual moves came in 2021 and 2025: Retained Earnings surged 132.33% in 2021, then slumped 100.42% in 2025.
  • Over 5 years, Retained Earnings stood at $456.6 million in 2021, then soared by 50.73% to $688.2 million in 2022, then rose by 15.86% to $797.3 million in 2023, then advanced by 15.33% to $919.5 million in 2024, then plunged by 100.42% to -$3.9 million in 2025.
  • According to Business Quant data, Retained Earnings over the past three periods registered -$3.9 million, $1.1 billion, and $1.0 billion for Q4 2025, Q3 2025, and Q2 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Retained Earnings (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 22.17 Bn
2 Mastercard 506.53 Bn 493.04 Bn - 91.77 Bn
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 26.38 Bn
4 Capital One Financial 136.19 Bn 81.48 Bn - 69.25 Bn
5 PayPal Holdings 52.34 Bn 41.08 Bn - 34.43 Bn
6 Eason Technology 35.89 Bn 35.89 Bn - -76.63 Mn
7 Synchrony Financial 26.09 Bn 9.90 Bn - 25.97 Bn
8 Affirm Holdings 25.93 Bn 24.20 Bn - 6.55 Bn
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn -2.74 Mn
10 LexinFintech Holdings 493.16 Mn 250.97 Mn 112.12 Mn -3.89 Mn

Historic Data

Download Data
DateValue
Dec 31, 2025 -3.89 Mn
Sep 30, 2025 1.08 Bn
Jun 30, 2025 1.03 Bn
Mar 31, 2025 969.48 Mn
Dec 31, 2024 919.51 Mn
Sep 30, 2024 911.98 Mn
Jun 30, 2024 837.07 Mn
Mar 31, 2024 822.99 Mn
Dec 31, 2023 797.30 Mn
Sep 30, 2023 815.26 Mn
Jun 30, 2023 769.17 Mn
Mar 31, 2023 760.35 Mn
Dec 31, 2022 688.15 Mn
Sep 30, 2022 662.70 Mn
Jun 30, 2022 662.68 Mn
Mar 31, 2022 674.19 Mn
Dec 31, 2021 456.56 Mn
Sep 30, 2021 650.56 Mn
Jun 30, 2021 559.30 Mn
Mar 31, 2021 431.26 Mn