LexinFintech Holdings (LX) Retained Earnings (2016 - 2025)

LexinFintech Holdings' (LX) quarterly Retained Earnings came in at $1.1 billion in Q4 2025, up 19.85% year-on-year from $919.5 million in Q4 2024, and up 2.06% quarter-over-quarter from $1.1 billion in Q3 2025.

LexinFintech Holdings (LX) Retained Earnings (2016 - 2025) Analysis & Trends

LexinFintech Holdings has disclosed Retained Earnings across 10 years of filings, most recently posting $1.1 billion for Q4 2025.

  • Retained Earnings for Q4 2025 came in at $1.1 billion, up 19.85% year-over-year; the trailing twelve-month figure through Dec 2025 was $1.1 billion (up 19.85% YoY), and the FY2025 annual result was -$3.9 million, down 100.44% from the prior year.
  • Retained Earnings came in at $1.1 billion for Q4 2025 at LexinFintech Holdings, up from $1.1 billion in the prior quarter.
  • In the past five years, Retained Earnings ranged from a high of $1.1 billion in Q4 2025 to a low of -$2.9 million in Q4 2022.
  • The 5-year median for Retained Earnings is $783.2 million (2023), against an average of $722.8 million.
  • Across the five-year window, Retained Earnings tumbled 266.2% in 2022 and surged 27307.19% in 2023, its largest moves.
  • LexinFintech Holdings' Retained Earnings stood at $1.8 million in 2021, then sank by 266.2% to -$2.9 million in 2022, then soared by 27307.19% to $797.3 million in 2023, then rose by 15.33% to $919.5 million in 2024, then increased by 19.85% to $1.1 billion in 2025.
  • The last three Retained Earnings figures came in at $1.1 billion (Q4 2025), $1.1 billion (Q3 2025), and $1.0 billion (Q2 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Retained Earnings (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 13.12 Bn
2 Mastercard 437.55 Bn 427.34 Bn - -928.00 Mn
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 26.09 Bn
4 Capital One Financial 112.47 Bn 35.97 Bn - 66.79 Bn
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 33.45 Bn
6 Synchrony Financial 24.26 Bn 3.70 Bn - 25.21 Bn
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn -23.59 Mn
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn -2.74 Mn
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn -2.77 Bn
10 LexinFintech Holdings 98.92 Mn -43.55 Mn 112.12 Mn 1.10 Bn

Historic Data

Download Data
DateValue
Dec 31, 2025 1.10 Bn
Sep 30, 2025 1.08 Bn
Jun 30, 2025 1.03 Bn
Mar 31, 2025 969.48 Mn
Dec 31, 2024 919.51 Mn
Sep 30, 2024 911.98 Mn
Jun 30, 2024 837.07 Mn
Mar 31, 2024 822.99 Mn
Dec 31, 2023 797.30 Mn
Sep 30, 2023 815.26 Mn
Jun 30, 2023 769.17 Mn
Mar 31, 2023 760.35 Mn
Dec 31, 2022 -2.93 Mn
Sep 30, 2022 662.70 Mn
Jun 30, 2022 662.68 Mn
Mar 31, 2022 674.19 Mn
Dec 31, 2021 1.76 Mn
Sep 30, 2021 650.56 Mn
Jun 30, 2021 559.30 Mn
Mar 31, 2021 431.26 Mn