LexinFintech Holdings (LX) Retained Earnings (2016 - 2025)

LexinFintech Holdings (LX) posted Retained Earnings of $1.1 billion for Q4 2025, up 2.06% sequentially from $1.1 billion in Q3 2025, and up 19.85% YoY from $919.5 million in Q4 2024.

LexinFintech Holdings (LX) Retained Earnings (2016 - 2025) Analysis & Trends

LexinFintech Holdings (LX) has 10 years of Retained Earnings data on file, last reported at $1.1 billion in Q4 2025.

  • Quarterly Retained Earnings rose 19.85% year-over-year to $1.1 billion in Q4 2025, while the trailing twelve-month figure through Dec 2025 was $1.1 billion (up 19.85% YoY) and the FY2025 annual result came in at -$3.9 million, down 100.44% from the prior year.
  • Retained Earnings improved to $1.1 billion in Q4 2025 per LX's latest filing, from $1.1 billion in the prior quarter.
  • The five-year high for Retained Earnings was $1.1 billion in Q4 2025, with the low at -$2.9 million in Q4 2022.
  • Average Retained Earnings over 5 years is $722.8 million, with a median of $783.2 million recorded in 2023.
  • Year-over-year, Retained Earnings sank 266.2% in 2022 and soared 27307.19% in 2023.
  • LexinFintech Holdings' Retained Earnings stood at $1.8 million in 2021, then slumped by 266.2% to -$2.9 million in 2022, then soared by 27307.19% to $797.3 million in 2023, then climbed by 15.33% to $919.5 million in 2024, then advanced by 19.85% to $1.1 billion in 2025.
  • Business Quant data shows LX's Retained Earnings at $1.1 billion in Q4 2025, $1.1 billion in Q3 2025, and $1.0 billion in Q2 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Retained Earnings (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 13.12 Bn
2 Mastercard 465.55 Bn 455.34 Bn - -928.00 Mn
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 26.09 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 33.45 Bn
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn -23.59 Mn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn -2.74 Mn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn -2.77 Bn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 1.12 Bn
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 1.84 Mn
10 LexinFintech Holdings 422,180.00 -142.05 Mn 112.12 Mn 1.10 Bn

Historic Data

Download Data
DateValue
Dec 31, 2025 1.10 Bn
Sep 30, 2025 1.08 Bn
Jun 30, 2025 1.03 Bn
Mar 31, 2025 969.48 Mn
Dec 31, 2024 919.51 Mn
Sep 30, 2024 911.98 Mn
Jun 30, 2024 837.07 Mn
Mar 31, 2024 822.99 Mn
Dec 31, 2023 797.30 Mn
Sep 30, 2023 815.26 Mn
Jun 30, 2023 769.17 Mn
Mar 31, 2023 760.35 Mn
Dec 31, 2022 -2.93 Mn
Sep 30, 2022 662.70 Mn
Jun 30, 2022 662.68 Mn
Mar 31, 2022 674.19 Mn
Dec 31, 2021 1.76 Mn
Sep 30, 2021 650.56 Mn
Jun 30, 2021 559.30 Mn
Mar 31, 2021 431.26 Mn