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LendingClub (LC) Operating Margin (2016 - 2025)

Historic Operating Margin for LendingClub (LC) over the last 16 years, with Q4 2025 value amounting to 19.33%.

  • LendingClub's Operating Margin fell 41200.0% to 19.33% in Q4 2025 from the same period last year, while for Dec 2025 it was 21.93%, marking a year-over-year increase of 37700.0%. This contributed to the annual value of 21.93% for FY2025, which is 37700.0% up from last year.
  • According to the latest figures from Q4 2025, LendingClub's Operating Margin is 19.33%, which was down 41200.0% from 23.59% recorded in Q3 2025.
  • LendingClub's 5-year Operating Margin high stood at 26.52% for Q3 2023, and its period low was 45.31% during Q1 2021.
  • In the last 5 years, LendingClub's Operating Margin had a median value of 18.71% in 2022 and averaged 15.12%.
  • As far as peak fluctuations go, LendingClub's Operating Margin soared by 2121000bps in 2021, and later tumbled by -115700bps in 2024.
  • Over the past 5 years, LendingClub's Operating Margin (Quarter) stood at 8.89% in 2021, then soared by 103bps to 18.09% in 2022, then fell by -4bps to 17.31% in 2023, then skyrocketed by 35bps to 23.45% in 2024, then dropped by -18bps to 19.33% in 2025.
  • Its Operating Margin stands at 19.33% for Q4 2025, versus 23.59% for Q3 2025 and 24.21% for Q2 2025.