LendingClub (LC) Operating Margin (2010 - 2026)

LendingClub has disclosed Operating Margin across 17 years of filings, most recently posting 4.88% for Q1 2026.

• Operating Margin for Q1 2026 came in at 4.88%, down 1561.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 18.07% (down 174.0% YoY), and the FY2025 annual result was 21.93%, up 377.0% from the prior year.
• Operating Margin came in at 4.88% for Q1 2026 at LendingClub, down from 19.33% in the prior quarter.
• In the past five years, Operating Margin ranged from a high of 26.52% in Q3 2023 to a low of 4.88% in Q1 2026.
• The 5-year median for Operating Margin is 19.5% (2024), against an average of 19.55%.
• Peak annual rise in Operating Margin reached 1708 bps in 2022, while the deepest fall reached 27521 bps in 2022.
• LendingClub's Operating Margin stood at 18.09% in 2022, then retreated by 4 bps to 17.31% in 2023, then surged by 35 bps to 23.45% in 2024, then slipped by 18 bps to 19.33% in 2025, then sank by 75 bps to 4.88% in 2026.
• The last three Operating Margin figures came in at 4.88% (Q1 2026), 19.33% (Q4 2025), and 23.59% (Q3 2025), per Business Quant data.