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Asset Utilization RatioAssets AverageEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

LendingClub (LC) Operating Margin (2016 - 2026)

LendingClub (LC) has disclosed Operating Margin for 17 consecutive years, with 4.88% as the latest value for Q1 2026.

  • For Q1 2026, Operating Margin fell 1561.0% year-over-year to 4.88%; the TTM value through Mar 2026 reached 18.07%, down 174.0%, while the annual FY2025 figure was 21.93%, 377.0% up from the prior year.
  • Operating Margin hit 4.88% in Q1 2026 for LendingClub, down from 19.33% in the prior quarter.
  • Across five years, Operating Margin topped out at 26.52% in Q3 2023 and bottomed at 4.88% in Q1 2026.
  • Average Operating Margin over 5 years is 19.55%, with a median of 19.5% recorded in 2024.
  • On a YoY basis, Operating Margin climbed as much as 76040bps in 2022 and fell as far as -15508bps in 2022.
  • LendingClub's Operating Margin stood at 18.09% in 2022, then decreased by -4bps to 17.31% in 2023, then soared by 35bps to 23.45% in 2024, then dropped by -18bps to 19.33% in 2025, then plummeted by -75bps to 4.88% in 2026.
  • According to Business Quant data, Operating Margin over the past three periods came in at 4.88%, 19.33%, and 23.59% for Q1 2026, Q4 2025, and Q3 2025 respectively.