KPIs & Operating Metrics(New)

LendingClub (LC) EBIT Margin (2016 - 2025)

LendingClub (LC) has disclosed EBIT Margin for 16 consecutive years, with 19.33% as the latest value for Q4 2025.

  • Quarterly EBIT Margin fell 412.0% to 19.33% in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 21.93% through Dec 2025, up 377.0% year-over-year, with the annual reading at 21.93% for FY2025, 377.0% up from the prior year.
  • EBIT Margin hit 19.33% in Q4 2025 for LendingClub, down from 23.59% in the prior quarter.
  • In the past five years, EBIT Margin ranged from a high of 26.52% in Q3 2023 to a low of 745.46% in Q1 2021.
  • Historically, EBIT Margin has averaged 19.89% across 5 years, with a median of 18.71% in 2022.
  • Biggest five-year swings in EBIT Margin: tumbled -68762bps in 2021 and later surged 76040bps in 2022.
  • Year by year, EBIT Margin stood at 8.89% in 2021, then skyrocketed by 103bps to 18.09% in 2022, then fell by -4bps to 17.31% in 2023, then skyrocketed by 35bps to 23.45% in 2024, then decreased by -18bps to 19.33% in 2025.
  • Business Quant data shows EBIT Margin for LC at 19.33% in Q4 2025, 23.59% in Q3 2025, and 24.21% in Q2 2025.